Upstart Holdings, Inc. company logo
Upstart Holdings, Inc. logo

Upstart Holdings, Inc. (UPST)

Profile

Company profile for Upstart Holdings, Inc. (UPST)
MetricValue
Full NameUpstart Holdings, Inc.
TickerNASDAQ: UPST
ExchangeNASDAQ
SectorFinancial Services
IndustryCredit Services
CountryUnited States
IPO
IndexesNot included
Websiteupstart.com
Employees1,193

Key Metrics

Upstart Holdings, Inc. Key Details
MetricDateValue
Price$38.24
Price, 1D Change+10.46%
$4B
-
167.94
2.47
$637M
Revenue, 1Y Change+23.94%
-$1.44
EPS, 1Y Change+49.86%

Chart

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Upstart Holdings, Inc. chart

Events

Upstart Holdings, Inc. Events
MetricDateValue
Next Earnings
Last Qtr. Earnings
Last Ann. Earnings
Last Ex-DividendN/AN/A
Next Ex-DividendN/AN/A
Last SplitN/AN/A
Next SplitN/AN/A
Last Ticker ChangeN/AN/A
Next Ticker ChangeN/AN/A

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Estimates

UPST Estimates
MetricDateValue
-$1.44
EPS Estimate$1.67
EPS Est. Change+216.31%
$636.53M
Revenue Estimate$1.04B
Revenue Est. Change+62.82%
Current Price$38.24
Price Target-$57.50
Price Tgt. Change-+50.37%

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EPS

UPST EPS reported versus estimate values
YearEstimateReportedSurprise / Exp.
-$0.58-$2.87-394.26%
-$0.48-$1.44-198.55%
$1.67N/A+216.31%
$2.39N/A+266.59%
UPST EPS reported versus estimate values chart

Revenue

UPST revenue reported versus estimate values chart
YearEstimateReportedSurprise / Exp.
$508.71M$513.56M+0.95%
$599.08M$636.53M+6.25%
$1.04BN/A+62.82%
$1.27BN/A+99.79%
UPST revenue reported versus estimate values chart

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Performance

UPST Performance
MetricDateValue
Price, 1Y-41.30%
Price, 3Y+81.75%
-39.06%
+117.60%
+23.94%
-24.99%
+49.86%
-200.59%

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Technical Indicators

UPST Technical Indicators
MetricDateValue
Current Price$38.24
$55.02
SMA 200 vs Price+43.88%
$45.51
SMA 50 vs Price+19.00%
2.47
$2.51
38.21
82.31%
83.91%

Dividends

UPST Dividends
MetricDateValue
N/A-
UpcomingN/AN/A
-
-
$0.00
0.00%

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Income & Profitability

UPST Income & Profitability
MetricDateValue
$636.53M
-$1.44
$615.98M
96.77%
-$172.86M
-27.16%
-$128.58M
-20.45%
-$152.31M

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Financial Health

UPST Financial Health
MetricDateValue
2.43
5.13
5.13
-
5
1.60

Valuations

UPST Valuations
MetricDateValue
167.94
3.85
5.00
115.02
N/A-

Balance Sheet

UPST Balance Sheet
MetricDateValue
$633.22M
$976.26M
$2.37B
$976.26M
$1.73B
$190.25M
$1.54B
$15.40M
$12.38M

Expenses

UPST Expenses
MetricDateValue
$765.11M
$584.71M
$20.55M
$555.73M
$20.55M
$0.00
$185.00K

Cash Flow

UPST Cash Flow
MetricDateValue
$186.33M
-$237.73M
$559.87M
$9.99M
$176.34M

Recent analyst updates

UPST Recent analyst updates
MetricDateValue
Truist Securities
Stephens & Co.
Piper Sandler
Needham
JP Morgan
Citigroup
BTIG
B of A Securities
Goldman Sachs
JP Morgan

Analyst sentiment

Sentiment over the past month
UPST analyst sentiment distribution chart

Institutional ownership

Largest institutional holders by ownership percentage
UPST institutional ownership distribution chart

Screeners with UPST

FAQ

  • What is the ticker symbol for Upstart Holdings, Inc.?

    The ticker symbol for Upstart Holdings, Inc. is NASDAQ:UPST

  • Does Upstart Holdings, Inc. pay dividends?

    No, Upstart Holdings, Inc. does not pay dividends

  • What sector is Upstart Holdings, Inc. in?

    Upstart Holdings, Inc. is in the Financial Services sector

  • What industry is Upstart Holdings, Inc. in?

    Upstart Holdings, Inc. is in the Credit Services industry

  • What country is Upstart Holdings, Inc. based in?

    Upstart Holdings, Inc. is headquartered in United States

  • When did Upstart Holdings, Inc. go public?

    Upstart Holdings, Inc. initial public offering (IPO) was on December 16, 2020

  • Is Upstart Holdings, Inc. in the S&P 500?

    No, Upstart Holdings, Inc. is not included in the S&P 500 index

  • Is Upstart Holdings, Inc. in the NASDAQ 100?

    No, Upstart Holdings, Inc. is not included in the NASDAQ 100 index

  • Is Upstart Holdings, Inc. in the Dow Jones?

    No, Upstart Holdings, Inc. is not included in the Dow Jones index

  • When was Upstart Holdings, Inc. last earnings report?

    Upstart Holdings, Inc.'s most recent earnings report was on November 4, 2025

  • When does Upstart Holdings, Inc. report earnings?

    The next expected earnings date for Upstart Holdings, Inc. is February 10, 2026

Data Sources & References

  1. UPST Official Website www.upstart.com
  2. Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1647639/000164763925000134/0001647639-25-000134-index.htm
  3. Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1647639/000164763925000018/0001647639-25-000018-index.htm
  4. UPST Profile on Yahoo Finance finance.yahoo.com/quote/UPST
  5. UPST Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/upst