Annual Book Value
$633.22M$2.09M-0.33%
Summary
- Current Value
- As of today, UPST annual book value is $633.22M, down -0.33% on
- Historical Performance
- UPST annual book value is down -21.54% over the past 3 years, and up +1109.69% over the past 5 years
- All-Time High Comparison
- UPST annual book value is currently -21.54% below its historical high of $807.08M set on
- 3-Year Low Comparison
- UPST annual book value is at its 3-year low
- Sector Comparison
- UPST annual book value is higher than 62.97% of companies in Financial Services sector
Book Value Chart
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Series
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Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Book Value | $633.22M | -0.3% | -21.5% | +1109.7% | – | |
| Quarterly Book Value | $743.72M | +24.9% | +3.5% | +1671.3% | – | |
| Price | $50.32 | -16.5% | +284.4% | -9.2% | – | |
| Annual Total Assets | $2.37B | +17.3% | +30.0% | +501.6% | – | |
| Annual Total Liabilities | $1.73B | +25.5% | +71.1% | – | – | |
| PB Ratio | 6.58 | -26.0% | +316.5% | -51.3% | – | |
| Annual Shareholders Equity | $633.22M | -0.3% | -21.5% | +534.3% | – | |
| Market Cap | $5B | -13.1% | +360.2% | +20.6% | – |
Book Value Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | $672.44M | N/A | -5.8% |
| 5Y | $807.08M | -21.5% | |
| All | $807.08M | -21.5% |
Book Value Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | $633.22M | at low | |
| 5Y | $300.25M | N/A | +110.9% |
| All | -$66.67M | +1049.8% |
Book Value History
| Year | Value | Change |
|---|---|---|
| $633.22M | -0.3% | |
| $635.30M | -5.5% | |
| $672.44M | -16.7% | |
| $807.08M | +168.8% |
| Year | Value | Change |
|---|---|---|
| $300.25M | +578.8% | |
| -$62.71M | +5.9% | |
| -$66.67M | - |
FAQ
What is the current annual book value of UPST?
As of today, UPST annual book value is $633.22M
What is 1-year change in UPST annual book value?
UPST annual book value is down -0.33% year-over-year
What is 3-year change in UPST annual book value?
UPST annual book value is down -21.54% over the past 3 years
How far is UPST annual book value from its all-time high?
UPST annual book value is currently -21.54% below its historical high of $807.08M set on December 31, 2021
How does UPST annual book value rank versus sector peers?
UPST annual book value is higher than 62.97% of companies in Financial Services sector
When is UPST next annual earnings release?
The next annual earnings release for UPST is on
Quarterly Book Value
$743.72M$21.71M+3.01%
Summary
- Current Value
- As of today, UPST quarterly book value is $743.72M, up +3.01% on
- Historical Performance
- UPST quarterly book value is up +24.88% year-over-year, and up +3.50% over the past 3 years
- All-Time High Comparison
- UPST quarterly book value is currently -15.15% below its historical high of $876.50M set on
- 3-Year Low Comparison
- UPST quarterly book value is +25.06% above its 3-year low of $594.71M reached on
- Sector Comparison
- UPST quarterly book value is higher than 65.88% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Book Value | $743.72M | +3.0% | +24.9% | +3.5% | +1671.3% | |
| Annual Book Value | $633.22M | – | -0.3% | -21.5% | +1109.7% | |
| Price | $50.32 | -2.9% | -16.5% | +284.4% | -9.2% | |
| Quarterly Total Assets | $2.90B | +17.2% | +60.6% | +51.7% | +837.6% | |
| Quarterly Total Liabilities | $2.16B | +23.1% | +78.1% | +80.6% | +505.1% | |
| PB Ratio | 6.58 | -3.0% | -26.0% | +316.5% | -51.3% | |
| Quarterly Shareholders Equity | $743.72M | +3.0% | +24.9% | +3.5% | +1671.3% | |
| Market Cap | $5B | -2.9% | -13.1% | +360.2% | +20.6% |
Quarterly Book Value Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $743.72M | at high | |
| 3Y | $743.72M | at high | |
| 5Y | $876.50M | -15.2% | |
| All | $876.50M | -15.2% |
Quarterly Book Value Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | $633.22M | N/A | +17.4% |
| 3Y | $594.71M | +25.1% | |
| 5Y | $300.25M | N/A | +147.7% |
| All | -$62.71M | +1285.9% |
Quarterly Book Value History
FAQ
What is the current quarterly book value of UPST?
As of today, UPST quarterly book value is $743.72M
What is UPST quarterly book value most recent change?
UPST quarterly book value was up +3.01% on September 30, 2025
What is 1-year change in UPST quarterly book value?
UPST quarterly book value is up +24.88% year-over-year
How far is UPST quarterly book value from its all-time high?
UPST quarterly book value is currently -15.15% below its historical high of $876.50M set on March 31, 2022
How does UPST quarterly book value rank versus sector peers?
UPST quarterly book value is higher than 65.88% of companies in Financial Services sector
When is UPST next earnings release?
The next earnings release for UPST is on
Book Value Formula
Book Value = −
Data Sources & References
- UPST Official Website www.upstart.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1647639/000164763925000134/0001647639-25-000134-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1647639/000164763925000018/0001647639-25-000018-index.htm
- UPST Profile on Yahoo Finance finance.yahoo.com/quote/UPST
- UPST Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/upst