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Upstart Holdings, Inc. (UPST) Altman Z-Score

Altman Z-Score:

1.86-0.04(-2.11%)
October 17, 2025

Summary

  • As of today, UPST Altman Z-Score is 1.86, with the most recent change of -0.04 (-2.11%) on October 17, 2025.
  • UPST current Altman Z-Score indicates the stock has a low bankruptcy risk.

Performance

UPST Altman Z-Score Chart

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Highlights

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Altman Z-Score Formula

Z-Score = 1.2*A + 1.4*B + 3.3*C + 0.6*D + 1.0*E
  • A = Working Capital / Total Assets
  • B = Retained Earnings / Total Assets
  • C = EBIT / Total Assets
  • D = Market Cap / Total Liabilities
  • E = Revenue / Total Assets

UPST Altman Z-Score Trends

PeriodPeriodAltman Z-ScoreAltman Z-ScorePricePriceMarket CapMarket Cap
1D1 Day-2.1%-2.7%-2.7%
1M1 Month-27.9%-31.7%-31.7%
3M3 Months-35.6%-40.1%-40.0%
6M6 Months+12.1%+13.6%+15.0%
YTDYTD-19.1%-24.5%-22.3%
1Y1 Year-6.1%-10.7%-5.5%
5Y5 Years---

UPST Altman Z-Score History

DateValue
2025
1.86(-19.1%)
2024
2.30(+57.5%)
2023
1.46(+49.0%)
DateValue
2022
0.98(-89.0%)
2021
8.91(-20.3%)
2020
11.18

FAQ

  • What is Upstart Holdings, Inc. altman z-score?
  • What is UPST altman z-score year-to-date change?
  • What is Upstart Holdings, Inc. altman z-score year-on-year change?

What is Upstart Holdings, Inc. altman z-score?

The current altman z-score of UPST is 1.86

What is UPST altman z-score year-to-date change?

Upstart Holdings, Inc. altman z-score has changed by -0.44 (-19.13%) since the beginning of the year

What is Upstart Holdings, Inc. altman z-score year-on-year change?

Over the past year, UPST altman z-score has changed by -0.12 (-6.06%)
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