Annual Retained Earnings
-$411.16M$128.58M-45.50%
Summary
- Current Value
- As of today, UPST annual retained earnings is -$411.16M, down -45.50% on
- Historical Performance
- UPST annual retained earnings is down -720.89% over the past 3 years, and down -446.71% over the past 5 years
- All-Time High Comparison
- UPST annual retained earnings is currently -720.89% below its historical high of $66.22M set on
- 3-Year Low Comparison
- UPST annual retained earnings is at its 3-year low
- Sector Comparison
- UPST annual retained earnings is higher than 4.01% of companies in Financial Services sector
Retained Earnings Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Retained Earnings | -$411.16M | -45.5% | -720.9% | -446.7% | – | |
| Quarterly Retained Earnings | -$376.19M | +7.9% | -3034.6% | -435.5% | – | |
| Price | $50.61 | -14.5% | +286.6% | -4.0% | – | |
| Annual Net Income | -$128.58M | +46.5% | -194.9% | -2461.4% | -1351.1% | |
| Annual Dividends Paid | $0.00 | 0.0% | 0.0% | 0.0% | 0.0% | |
| Annual Shareholders Equity | $633.22M | -0.3% | -21.5% | +534.3% | – | |
| Annual Revenue | $636.53M | +23.9% | -25.0% | +287.7% | +1011.1% | |
| Annual EPS | -$1.44 | +49.9% | -200.6% | -10000.0% | -1265.2% |
Retained Earnings Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | -$42.44M | N/A | -868.7% |
| 5Y | $66.22M | -720.9% | |
| All | $66.22M | -720.9% |
Retained Earnings Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | -$411.16M | at low | |
| 5Y | -$411.16M | at low | |
| All | -$411.16M | at low |
Retained Earnings History
| Year | Value | Change |
|---|---|---|
| -$411.16M | -45.5% | |
| -$282.58M | -565.8% | |
| -$42.44M | -164.1% | |
| $66.22M | +195.7% |
| Year | Value | Change |
|---|---|---|
| -$69.22M | +8.0% | |
| -$75.21M | -0.2% | |
| -$75.08M | - |
FAQ
What is the current annual retained earnings of UPST?
As of today, UPST annual retained earnings is -$411.16M
What is 1-year change in UPST annual retained earnings?
UPST annual retained earnings is down -45.50% year-over-year
What is 3-year change in UPST annual retained earnings?
UPST annual retained earnings is down -720.89% over the past 3 years
How far is UPST annual retained earnings from its all-time high?
UPST annual retained earnings is currently -720.89% below its historical high of $66.22M set on December 31, 2021
How does UPST annual retained earnings rank versus sector peers?
UPST annual retained earnings is higher than 4.01% of companies in Financial Services sector
When is UPST next annual earnings release?
The next annual earnings release for UPST is on
Quarterly Retained Earnings
-$376.19M$31.81M+7.80%
Summary
- Current Value
- As of today, UPST quarterly retained earnings is -$376.19M, up +7.80% on
- Historical Performance
- UPST quarterly retained earnings is up +7.89% year-over-year, and down -3034.64% over the past 3 years
- All-Time High Comparison
- UPST quarterly retained earnings is currently -480.33% below its historical high of $98.91M set on
- 3-Year Low Comparison
- UPST quarterly retained earnings is +9.05% above its 3-year low of -$413.60M reached on
- Sector Comparison
- UPST quarterly retained earnings is higher than 4.83% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Retained Earnings | -$376.19M | +7.8% | +7.9% | -3034.6% | -435.5% | |
| Annual Retained Earnings | -$411.16M | – | -45.5% | -720.9% | -446.7% | |
| Price | $50.61 | -2.2% | -14.5% | +286.6% | -4.0% | |
| Quarterly Net Income | $31.81M | +467.2% | +570.6% | +156.6% | +228.9% | |
| Quarterly Dividends Paid | $0.00 | 0.0% | 0.0% | 0.0% | – | |
| Quarterly Shareholders Equity | $743.72M | +3.0% | +24.9% | +3.5% | +1671.3% | |
| Quarterly Revenue | $277.11M | +7.7% | +70.9% | +76.2% | +324.0% | |
| Quarterly EPS | $0.23 | +320.4% | +405.5% | +133.3% | +73.7% |
Quarterly Retained Earnings Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | -$376.19M | at high | |
| 3Y | -$42.44M | N/A | -786.3% |
| 5Y | $98.91M | -480.3% | |
| All | $98.91M | -480.3% |
Quarterly Retained Earnings Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | -$413.60M | +9.1% | |
| 3Y | -$413.60M | +9.1% | |
| 5Y | -$413.60M | +9.1% | |
| All | -$413.60M | +9.1% |
Quarterly Retained Earnings History
FAQ
What is the current quarterly retained earnings of UPST?
As of today, UPST quarterly retained earnings is -$376.19M
What is UPST quarterly retained earnings most recent change?
UPST quarterly retained earnings was up +7.80% on September 30, 2025
What is 1-year change in UPST quarterly retained earnings?
UPST quarterly retained earnings is up +7.89% year-over-year
How far is UPST quarterly retained earnings from its all-time high?
UPST quarterly retained earnings is currently -480.33% below its historical high of $98.91M set on March 31, 2022
How does UPST quarterly retained earnings rank versus sector peers?
UPST quarterly retained earnings is higher than 4.83% of companies in Financial Services sector
When is UPST next earnings release?
The next earnings release for UPST is on
Retained Earnings Formula
Retained Earnings = Retained Earnings (start of the period) + −
Data Sources & References
- UPST Official Website www.upstart.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1647639/000164763925000134/0001647639-25-000134-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1647639/000164763925000018/0001647639-25-000018-index.htm
- UPST Profile on Yahoo Finance finance.yahoo.com/quote/UPST
- UPST Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/upst