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Upstart Holdings, Inc. (UPST) Retained Earnings

Annual Retained Earnings:

-$411.16M-$128.58M(-45.50%)
December 31, 2024

Summary

  • As of today (October 3, 2025), UPST annual retained earnings is -$411.16 million, with the most recent change of -$128.58 million (-45.50%) on December 31, 2024.
  • During the last 3 years, UPST annual retained earnings has fallen by -$477.38 million (-720.89%).
  • UPST annual retained earnings is now -720.89% below its all-time high of $66.22 million, reached on December 31, 2021.

Performance

UPST Retained Earnings Chart

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Quarterly Retained Earnings:

-$408.00M+$5.61M(+1.36%)
June 30, 2025

Summary

  • As of today (October 3, 2025), UPST quarterly retained earnings is -$408.00 million, with the most recent change of +$5.61 million (+1.36%) on June 30, 2025.
  • Over the past year, UPST quarterly retained earnings has dropped by -$6.35 million (-1.58%).
  • UPST quarterly retained earnings is now -512.48% below its all-time high of $98.91 million, reached on March 31, 2022.

Performance

UPST Quarterly Retained Earnings Chart

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Retained Earnings Formula

Retained Earnings = Retained Earnings (start of the period) + Net Income − Dividends Paid

UPST Retained Earnings Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year-45.5%-1.6%
3Y3 Years-720.9%-690.9%
5Y5 Years-446.7%-

UPST Retained Earnings Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-720.9%at low-3282.8%+1.4%
5Y5-Year-720.9%at low-512.5%+1.4%
All-TimeAll-Time-720.9%at low-512.5%+1.4%

UPST Retained Earnings History

DateAnnualQuarterly
Jun 2025
-
-$408.00M(-1.4%)
Mar 2025
-
-$413.60M(+0.6%)
Dec 2024
-$411.16M(+45.5%)
-$411.16M(+0.7%)
Sep 2024
-
-$408.40M(+1.7%)
Jun 2024
-
-$401.64M(+15.7%)
Mar 2024
-
-$347.17M(+22.9%)
Dec 2023
-$282.58M(+565.8%)
-$282.58M(+17.7%)
Sep 2023
-
-$240.18M(+20.2%)
Jun 2023
-
-$199.86M(+16.4%)
Mar 2023
-
-$171.70M(+304.5%)
Dec 2022
-$42.44M
-$42.44M(-431.1%)
DateAnnualQuarterly
Sep 2022
-
$12.82M(-81.4%)
Jun 2022
-
$69.04M(-30.2%)
Mar 2022
-
$98.91M(+49.4%)
Dec 2021
$66.22M(-195.7%)
$66.22M(+810.0%)
Sep 2021
-
$7.28M(-133.3%)
Jun 2021
-
-$21.84M(-63.1%)
Mar 2021
-
-$59.12M(-14.6%)
Dec 2020
-$69.22M(-8.0%)
-$69.22M(-1.5%)
Sep 2020
-
-$70.25M(-6.6%)
Dec 2019
-$75.20M(+0.2%)
-$75.20M
Dec 2018
-$75.08M
-

FAQ

  • What is Upstart Holdings, Inc. annual retained earnings?
  • What is the all-time high annual retained earnings for Upstart Holdings, Inc.?
  • What is Upstart Holdings, Inc. annual retained earnings year-on-year change?
  • What is Upstart Holdings, Inc. quarterly retained earnings?
  • What is the all-time high quarterly retained earnings for Upstart Holdings, Inc.?
  • What is Upstart Holdings, Inc. quarterly retained earnings year-on-year change?

What is Upstart Holdings, Inc. annual retained earnings?

The current annual retained earnings of UPST is -$411.16M

What is the all-time high annual retained earnings for Upstart Holdings, Inc.?

Upstart Holdings, Inc. all-time high annual retained earnings is $66.22M

What is Upstart Holdings, Inc. annual retained earnings year-on-year change?

Over the past year, UPST annual retained earnings has changed by -$128.58M (-45.50%)

What is Upstart Holdings, Inc. quarterly retained earnings?

The current quarterly retained earnings of UPST is -$408.00M

What is the all-time high quarterly retained earnings for Upstart Holdings, Inc.?

Upstart Holdings, Inc. all-time high quarterly retained earnings is $98.91M

What is Upstart Holdings, Inc. quarterly retained earnings year-on-year change?

Over the past year, UPST quarterly retained earnings has changed by -$6.35M (-1.58%)
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