Annual ROA:
-5.87%+6.28%(+51.69%)Summary
- As of today (October 3, 2025), UPST annual return on assets is -5.87%, with the most recent change of +6.28% (+51.69%) on December 31, 2024.
- During the last 3 years, UPST annual ROA has fallen by -17.66% (-149.79%).
- UPST annual ROA is now -149.79% below its all-time high of 11.79%, reached on December 31, 2021.
Performance
UPST ROA Chart
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Highlights
Range
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Quarterly ROA:
-0.29%+2.96%(+91.08%)Summary
- As of today (October 3, 2025), UPST quarterly return on assets is -0.29%, with the most recent change of +2.96% (+91.08%) on June 30, 2025.
- Over the past year, UPST quarterly ROA has increased by +10.30% (+97.26%).
- UPST quarterly ROA is now -102.27% below its all-time high of 12.78%, reached on December 31, 2021.
Performance
UPST Quarterly ROA Chart
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ROA Formula
ROA = Net Income
Total Assets ✕ 100%
Total Assets ✕ 100%
UPST ROA Trends
| PeriodPeriod | AnnualAnnual | QuarterlyQuarterly |
|---|---|---|
| 1Y1 Year | +51.7% | +97.3% |
| 3Y3 Years | -149.8% | -105.3% |
| 5Y5 Years | -505.1% | -141.7% |
UPST ROA Highs & Lows
| PeriodPeriod | Annual vs HighAnnual vs High | Annual vs LowAnnual vs Low | Quarter. vs HighQuarter. vs High | Quarter. vs LowQuarter. vs Low | |
|---|---|---|---|---|---|
| 3Y | 3-Year | -149.8% | +51.7% | -196.7% | +98.0% |
| 5Y | 5-Year | -149.8% | +51.7% | -102.3% | +98.0% |
| All-Time | All-Time | -149.8% | +51.7% | -102.3% | +98.0% |
UPST ROA History
| Date | Annual | Quarterly |
|---|---|---|
| Jun 2025 | - | -0.29%(-91.1%) |
| Mar 2025 | - | -3.25%(-49.8%) |
| Dec 2024 | -5.87%(-51.7%) | -6.47%(-26.3%) |
| Sep 2024 | - | -8.78%(-17.1%) |
| Jun 2024 | - | -10.59%(+15.1%) |
| Mar 2024 | - | -9.20%(-26.9%) |
| Dec 2023 | -12.15%(+109.8%) | -12.59%(-6.0%) |
| Sep 2023 | - | -13.40%(-6.8%) |
| Jun 2023 | - | -14.37%(+1.7%) |
| Mar 2023 | - | -14.13%(+149.2%) |
| Dec 2022 | -5.79% | -5.67%(-1990.0%) |
| Sep 2022 | - | 0.30%(-94.6%) |
| Date | Annual | Quarterly |
|---|---|---|
| Jun 2022 | - | 5.52%(-52.5%) |
| Mar 2022 | - | 11.61%(-9.2%) |
| Dec 2021 | 11.79%(+821.1%) | 12.78%(+24.8%) |
| Sep 2021 | - | 10.24%(-3.9%) |
| Jun 2021 | - | 10.66%(+209.0%) |
| Mar 2021 | - | 3.45%(+127.0%) |
| Dec 2020 | 1.28%(-232.0%) | 1.52%(-43.3%) |
| Sep 2020 | - | 2.68%(-2333.3%) |
| Jun 2020 | - | -0.12%(-111.3%) |
| Mar 2020 | - | 1.06%(-182.8%) |
| Dec 2019 | -0.97%(-44.3%) | -1.28% |
| Dec 2018 | -1.74% | - |
FAQ
- What is Upstart Holdings, Inc. annual return on assets?
- What is the all-time high annual ROA for Upstart Holdings, Inc.?
- What is Upstart Holdings, Inc. annual ROA year-on-year change?
- What is Upstart Holdings, Inc. quarterly return on assets?
- What is the all-time high quarterly ROA for Upstart Holdings, Inc.?
- What is Upstart Holdings, Inc. quarterly ROA year-on-year change?
What is Upstart Holdings, Inc. annual return on assets?
The current annual ROA of UPST is -5.87%
What is the all-time high annual ROA for Upstart Holdings, Inc.?
Upstart Holdings, Inc. all-time high annual return on assets is 11.79%
What is Upstart Holdings, Inc. annual ROA year-on-year change?
Over the past year, UPST annual return on assets has changed by +6.28% (+51.69%)
What is Upstart Holdings, Inc. quarterly return on assets?
The current quarterly ROA of UPST is -0.29%
What is the all-time high quarterly ROA for Upstart Holdings, Inc.?
Upstart Holdings, Inc. all-time high quarterly return on assets is 12.78%
What is Upstart Holdings, Inc. quarterly ROA year-on-year change?
Over the past year, UPST quarterly return on assets has changed by +10.30% (+97.26%)