Annual CFO
$186.33M$298.04M+266.80%
Summary
- Current Value
- As of today, UPST annual cash from operations is $186.33M, up +266.80% on
- Historical Performance
- UPST annual cash from operations is up +10.68% over the past 3 years, and up +489.99% over the past 5 years
- All-Time High Comparison
- UPST annual cash from operations is currently at its all-time high
- 3-Year Low Comparison
- UPST annual cash from operations is +128.32% above its 3-year low of -$657.86M reached on an earlier date
- Sector Comparison
- UPST annual cash from operations is higher than 70.94% of companies in Financial Services sector
Cash From Operations Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Cash From Operations | $186.33M | +266.8% | +10.7% | +490.0% | +1699.1% | |
| Quarterly Cash From Operations | -$122.63M | -168.4% | -21.0% | -792.0% | – | |
| TTM Cash From Operations | -$367.20M | -352.8% | +18.2% | -595.2% | – | |
| Price | $50.32 | -16.5% | +284.4% | -9.2% | – | |
| Annual Cash From Investing | -$237.73M | -100.7% | -65.2% | -623.3% | +39.6% | |
| Annual Cash From Financing | $559.87M | +238.3% | -34.5% | +569.7% | +35.7% | |
| Annual Free Cash Flow | $176.34M | +242.4% | +15.1% | +570.4% | +1740.0% | |
| Annual CAPEX | $9.99M | -17.3% | -33.9% | +89.2% | +1192.4% | |
| Annual Net Income | -$128.58M | +46.5% | -194.9% | -2461.4% | -1351.1% |
Cash From Operations Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | $186.33M | at high | |
| 5Y | $186.33M | at high | |
| All | $186.33M | at high |
Cash From Operations Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | -$657.86M | N/A | +128.3% |
| 5Y | -$657.86M | +128.3% | |
| All | -$657.86M | +128.3% |
Cash From Operations History
| Year | Value | Change |
|---|---|---|
| $186.33M | +266.8% | |
| -$111.71M | +83.0% | |
| -$657.86M | -490.8% | |
| $168.35M | +972.5% |
| Year | Value | Change |
|---|---|---|
| $15.70M | -50.3% | |
| $31.58M | -37.3% | |
| $50.34M | +386.0% | |
| $10.36M | - |
FAQ
What is the current annual cash from operations of UPST?
As of today, UPST annual cash from operations is $186.33M
What is 1-year change in UPST annual cash from operations?
UPST annual cash from operations is up +266.80% year-over-year
What is 3-year change in UPST annual cash from operations?
UPST annual cash from operations is up +10.68% over the past 3 years
How far is UPST annual cash from operations from its all-time high?
UPST annual cash from operations is currently at its all-time high
How does UPST annual cash from operations rank versus sector peers?
UPST annual cash from operations is higher than 70.94% of companies in Financial Services sector
When is UPST next annual earnings release?
The next annual earnings release for UPST is on
Quarterly CFO
-$122.63M$2.47M-2.05%
Summary
- Current Value
- As of today, UPST quarterly cash from operations is -$122.63M, down -2.05% on
- Historical Performance
- UPST quarterly cash from operations is down -168.38% year-over-year, and down -20.98% over the past 3 years
- All-Time High Comparison
- UPST quarterly cash from operations is currently -168.38% below its historical high of $179.34M set on
- 3-Year Low Comparison
- UPST quarterly cash from operations is +51.51% above its 3-year low of -$252.88M reached on an earlier date
- Sector Comparison
- UPST quarterly cash from operations is higher than 2.84% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Cash From Operations | -$122.63M | -2.0% | -168.4% | -21.0% | -792.0% | |
| Annual Cash From Operations | $186.33M | – | +266.8% | +10.7% | +490.0% | |
| TTM Cash From Operations | -$367.20M | -462.9% | -352.8% | +18.2% | -595.2% | |
| Price | $50.32 | -2.9% | -16.5% | +284.4% | -9.2% | |
| Quarterly Cash From Investing | -$120.51M | -9.7% | -161.0% | -397.0% | -3029.9% | |
| Quarterly Cash From Financing | $378.58M | +311.8% | +1095.7% | +820.7% | +5574.0% | |
| Quarterly Free Cash Flow | -$126.59M | -1.7% | -171.6% | -18.4% | -889.2% | |
| Quarterly CAPEX | $3.96M | -9.2% | +58.9% | -28.3% | +135.6% | |
| Quarterly Net Income | $31.81M | +467.2% | +570.6% | +156.6% | +228.9% |
Quarterly Cash From Operations Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | -$13.49M | -809.3% | |
| 3Y | $179.34M | -168.4% | |
| 5Y | $179.34M | -168.4% | |
| All | $179.34M | -168.4% |
Quarterly Cash From Operations Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | -$122.63M | at low | |
| 3Y | -$252.88M | N/A | +51.5% |
| 5Y | -$266.80M | +54.0% | |
| All | -$266.80M | +54.0% |
Quarterly Cash From Operations History
FAQ
What is the current quarterly cash from operations of UPST?
As of today, UPST quarterly cash from operations is -$122.63M
What is UPST quarterly cash from operations most recent change?
UPST quarterly cash from operations was down -2.05% on September 30, 2025
What is 1-year change in UPST quarterly cash from operations?
UPST quarterly cash from operations is down -168.38% year-over-year
How far is UPST quarterly cash from operations from its all-time high?
UPST quarterly cash from operations is currently -168.38% below its historical high of $179.34M set on September 30, 2024
How does UPST quarterly cash from operations rank versus sector peers?
UPST quarterly cash from operations is higher than 2.84% of companies in Financial Services sector
When is UPST next earnings release?
The next earnings release for UPST is on
TTM CFO
-$367.20M$301.97M-462.90%
Summary
- Current Value
- As of today, UPST TTM cash from operations is -$367.20M, down -462.90% on
- Historical Performance
- UPST TTM cash from operations is down -352.79% year-over-year, and up +18.16% over the past 3 years
- All-Time High Comparison
- UPST TTM cash from operations is currently -248.06% below its historical high of $248.01M set on
- 3-Year Low Comparison
- UPST TTM cash from operations is +45.57% above its 3-year low of -$674.68M reached on an earlier date
- Sector Comparison
- UPST TTM cash from operations is higher than 2.43% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| TTM Cash From Operations | -$367.20M | -462.9% | -352.8% | +18.2% | -595.2% | |
| Annual Cash From Operations | $186.33M | – | +266.8% | +10.7% | +490.0% | |
| Quarterly Cash From Operations | -$122.63M | -2.0% | -168.4% | -21.0% | -792.0% | |
| Price | $50.32 | -2.9% | -16.5% | +284.4% | -9.2% | |
| TTM Cash From Investing | -$386.82M | -23.8% | -103.9% | -692.9% | -402.9% | |
| TTM Cash From Financing | $935.16M | +80.3% | +997.8% | +500.9% | +2210.4% | |
| TTM Free Cash Flow | -$385.11M | -371.5% | -381.1% | +18.5% | -574.9% | |
| TTM CAPEX | $17.91M | +8.9% | +117.4% | -24.2% | +321.4% | |
| TTM Net Income | $32.21M | +607.0% | +119.2% | +481.2% | +242.0% |
TTM Cash From Operations Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $178.05M | N/A | -306.2% |
| 3Y | $178.05M | -306.2% | |
| 5Y | $248.01M | -248.1% | |
| All | $248.01M | -248.1% |
TTM Cash From Operations Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | -$367.20M | at low | |
| 3Y | -$674.68M | N/A | +45.6% |
| 5Y | -$674.68M | +45.6% | |
| All | -$674.68M | +45.6% |
TTM Cash From Operations History
FAQ
What is the current TTM cash from operations of UPST?
As of today, UPST TTM cash from operations is -$367.20M
What is UPST TTM cash from operations most recent change?
UPST TTM cash from operations was down -462.90% on September 30, 2025
What is 1-year change in UPST TTM cash from operations?
UPST TTM cash from operations is down -352.79% year-over-year
How far is UPST TTM cash from operations from its all-time high?
UPST TTM cash from operations is currently -248.06% below its historical high of $248.01M set on September 30, 2021
How does UPST TTM cash from operations rank versus sector peers?
UPST TTM cash from operations is higher than 2.43% of companies in Financial Services sector
When is UPST next earnings release?
The next earnings release for UPST is on
Cash From Operations Formula
CFO = + Non Cash Expenses + Changes In
Data Sources & References
- UPST Official Website www.upstart.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1647639/000164763925000134/0001647639-25-000134-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1647639/000164763925000018/0001647639-25-000018-index.htm
- UPST Profile on Yahoo Finance finance.yahoo.com/quote/UPST
- UPST Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/upst