Annual ROE:
-20.27%+16.45%(+44.80%)Summary
- As of today (October 3, 2025), UPST annual return on equity is -20.27%, with the most recent change of +16.45% (+44.80%) on December 31, 2024.
- During the last 3 years, UPST annual ROE has fallen by -44.73% (-182.87%).
- UPST annual ROE is now -182.87% below its all-time high of 24.46%, reached on December 31, 2021.
Performance
UPST ROE Chart
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Range
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Quarterly ROE:
-0.99%+9.68%(+90.72%)Summary
- As of today (October 3, 2025), UPST quarterly return on equity is -0.99%, with the most recent change of +9.68% (+90.72%) on June 30, 2025.
- Over the past year, UPST quarterly ROE has increased by +31.33% (+96.94%).
- UPST quarterly ROE is now -104.19% below its all-time high of 23.65%, reached on December 31, 2021.
Performance
UPST Quarterly ROE Chart
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ROE Formula
ROE = Net Income
Shareholders Equity ✕ 100%
Shareholders Equity ✕ 100%
UPST ROE Trends
| PeriodPeriod | AnnualAnnual | QuarterlyQuarterly |
|---|---|---|
| 1Y1 Year | +44.8% | +96.9% |
| 3Y3 Years | -182.9% | -108.5% |
| 5Y5 Years | -312.0% | -235.6% |
UPST ROE Highs & Lows
| PeriodPeriod | Annual vs HighAnnual vs High | Annual vs LowAnnual vs Low | Quarter. vs HighQuarter. vs High | Quarter. vs LowQuarter. vs Low | |
|---|---|---|---|---|---|
| 3Y | 3-Year | -182.9% | +44.8% | -239.4% | +97.5% |
| 5Y | 5-Year | -182.9% | +44.8% | -104.2% | +97.5% |
| All-Time | All-Time | -182.9% | +44.8% | -104.2% | +97.5% |
UPST ROE History
| Date | Annual | Quarterly |
|---|---|---|
| Jun 2025 | - | -0.99%(-90.7%) |
| Mar 2025 | - | -10.67%(-49.0%) |
| Dec 2024 | -20.27%(-44.8%) | -20.93%(-23.4%) |
| Sep 2024 | - | -27.32%(-15.5%) |
| Jun 2024 | - | -32.32%(+16.2%) |
| Mar 2024 | - | -27.82%(-25.5%) |
| Dec 2023 | -36.72%(+150.0%) | -37.36%(-2.6%) |
| Sep 2023 | - | -38.37%(-2.6%) |
| Jun 2023 | - | -39.39%(+6.3%) |
| Mar 2023 | - | -37.05%(+161.3%) |
| Dec 2022 | -14.69% | -14.18%(-2097.2%) |
| Sep 2022 | - | 0.71%(-93.9%) |
| Date | Annual | Quarterly |
|---|---|---|
| Jun 2022 | - | 11.72%(-49.0%) |
| Mar 2022 | - | 22.97%(-2.9%) |
| Dec 2021 | 24.46%(+779.9%) | 23.65%(+22.5%) |
| Sep 2021 | - | 19.30%(+7.1%) |
| Jun 2021 | - | 18.02%(+134.6%) |
| Mar 2021 | - | 7.68%(-18.2%) |
| Dec 2020 | 2.78%(-156.5%) | 9.39%(-154.9%) |
| Sep 2020 | - | -17.11%(-2443.8%) |
| Jun 2020 | - | 0.73%(-111.0%) |
| Mar 2020 | - | -6.63%(-182.9%) |
| Dec 2019 | -4.92%(-60.0%) | 8.00% |
| Dec 2018 | -12.29% | - |
FAQ
- What is Upstart Holdings, Inc. annual return on equity?
- What is the all-time high annual ROE for Upstart Holdings, Inc.?
- What is Upstart Holdings, Inc. annual ROE year-on-year change?
- What is Upstart Holdings, Inc. quarterly return on equity?
- What is the all-time high quarterly ROE for Upstart Holdings, Inc.?
- What is Upstart Holdings, Inc. quarterly ROE year-on-year change?
What is Upstart Holdings, Inc. annual return on equity?
The current annual ROE of UPST is -20.27%
What is the all-time high annual ROE for Upstart Holdings, Inc.?
Upstart Holdings, Inc. all-time high annual return on equity is 24.46%
What is Upstart Holdings, Inc. annual ROE year-on-year change?
Over the past year, UPST annual return on equity has changed by +16.45% (+44.80%)
What is Upstart Holdings, Inc. quarterly return on equity?
The current quarterly ROE of UPST is -0.99%
What is the all-time high quarterly ROE for Upstart Holdings, Inc.?
Upstart Holdings, Inc. all-time high quarterly return on equity is 23.65%
What is Upstart Holdings, Inc. quarterly ROE year-on-year change?
Over the past year, UPST quarterly return on equity has changed by +31.33% (+96.94%)