Upstart Holdings, Inc. company logo
Upstart Holdings, Inc. logo

Upstart Holdings, Inc. (UPST) Price To Book Ratio

PB Ratio

6.580.05-0.75%

Summary

Current Value
As of today, UPST PB ratio is 6.58, down -0.75% on
All-time High
UPST PB ratio is currently -85.12% below its historical high of 44.22 set on
1-Year High
UPST PB ratio reached a 1-year high of 13.14 on
1-Year Low
UPST PB ratio reached a 1-year low of 4.65 on
1-Year Change
UPST PB ratio is down -25.98% year-over-year
Sector rank
UPST PB ratio is higher than 94.76% of companies in Financial Services sector

Chart

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Series
SUGGESTED SERIES

Performance

UPST Performance
MetricDateValue1D1M3MYTD1Y3Y5Y
PB Ratio6.58-0.8%+7.5%-3.0%+15.0%-26.0%+316.5%-51.3%
Price$50.32-0.7%+7.6%-2.9%+15.1%-16.5%+284.4%-9.2%
PE Ratio220.99-0.7%+7.6%-2.9%+15.1%-67.4%
TTM Revenue$966.73M+13.5%+13.5%+73.3%-3.4%+361.9%
TTM EPS$0.23+398.0%+398.0%+111.8%+315.6%+51.7%
Quarterly Book Value$743.72M+3.0%+3.0%+24.9%+3.5%+1671.3%
PS Ratio5.06-0.8%+7.7%-2.9%+15.0%-42.8%+301.6%-70.9%
Enterprise Value$6.01B-0.6%+6.1%-2.4%+11.9%-3.0%+271.4%+56.9%
Market Cap$5B-0.7%+7.6%-2.9%+15.1%-13.1%+360.2%+20.6%

Highs

UPST PB Ratio Highs Comparison
PeriodHighDateCurrent
1M6.63-0.8%
3M6.90-4.6%
6M11.20-41.3%
1Y13.14-49.9%
3Y13.14-49.9%
5Y44.22-85.1%
All44.22-85.1%

Lows

UPST PB Ratio Lows Comparison
PeriodLowDateCurrent
1M5.72+15.0%
3M4.65+41.5%
6M4.65+41.5%
1Y4.65+41.5%
3Y1.58+316.5%
5Y1.40+370.0%
All-73.24+109.0%

History

DateValueChange
6.58+15.0%
5.72-37.1%
9.09+63.8%
5.55+246.9%
DateValueChange
1.60-89.8%
15.68+57.6%
9.95-

FAQ

  • What is the current PB ratio of UPST?

    As of today, UPST PB ratio is 6.58

  • What is UPST PB ratio 1-year high?

    UPST PB ratio reached a 1-year high of 13.14 on February 12, 2025

  • What is UPST PB ratio 1-year low?

    UPST PB ratio reached a 1-year low of 4.65 on November 20, 2025

  • What is 1-year change in UPST PB ratio?

    UPST PB ratio is down -25.98% year-over-year

  • What is 3-year change in UPST PB ratio?

    UPST PB ratio is up +316.46% over the past 3 years

  • How far is UPST PB ratio from its all-time high?

    UPST PB ratio is currently -85.12% below its historical high of 44.22 set on October 15, 2021

  • How does UPST PB ratio rank versus sector peers?

    UPST PB ratio is higher than 94.76% of companies in Financial Services sector

PB Ratio Formula

P/B =  
Price

Data Sources & References

  1. UPST Official Website www.upstart.com
  2. Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1647639/000164763925000134/0001647639-25-000134-index.htm
  3. Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1647639/000164763925000018/0001647639-25-000018-index.htm
  4. UPST Profile on Yahoo Finance finance.yahoo.com/quote/UPST
  5. UPST Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/upst