Annual Net Income
-$128.58M$111.55M+46.45%
Summary
- Current Value
- As of today, UPST annual net income is -$128.58M, up +46.45% on
- Historical Performance
- UPST annual net income is down -194.93% over the past 3 years, and down -2461.37% over the past 5 years
- All-Time High Comparison
- UPST annual net income is currently -194.93% below its historical high of $135.44M set on
- 3-Year Low Comparison
- UPST annual net income is +46.45% above its 3-year low of -$240.13M reached on
- Sector Comparison
- UPST annual net income is higher than 1.29% of companies in Financial Services sector
Net Income Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Net Income | -$128.58M | +46.5% | -194.9% | -2461.4% | -1351.1% | |
| Quarterly Net Income | $31.81M | +570.6% | +156.6% | +228.9% | +665.3% | |
| TTM Net Income | $32.21M | +119.2% | +481.2% | +242.0% | +672.5% | |
| Price | $50.50 | -16.2% | +285.8% | -8.8% | – | |
| Annual Revenue | $636.53M | +23.9% | -25.0% | +287.7% | +1011.1% | |
| PE Ratio | 221.78 | – | – | -67.3% | – | |
| Annual EPS | -$1.44 | +49.9% | -200.6% | -10000.0% | -1265.2% | |
| Annual Operating Profit | -$172.86M | +32.6% | -222.7% | -3678.3% | -2193.7% |
Net Income Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | -$108.67M | N/A | -18.3% |
| 5Y | $135.44M | -194.9% | |
| All | $135.44M | -194.9% |
Net Income Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | -$240.13M | +46.5% | |
| 5Y | -$240.13M | +46.5% | |
| All | -$240.13M | +46.5% |
Net Income History
| Year | Value | Change |
|---|---|---|
| -$128.58M | +46.5% | |
| -$240.13M | -121.0% | |
| -$108.67M | -180.2% | |
| $135.44M | +2,327.7% |
| Year | Value | Change |
|---|---|---|
| $5.58M | +211.1% | |
| -$5.02M | +55.3% | |
| -$11.22M | -26.6% | |
| -$8.86M | - |
FAQ
What is the current annual net income of UPST?
As of today, UPST annual net income is -$128.58M
What is 1-year change in UPST annual net income?
UPST annual net income is up +46.45% year-over-year
What is 3-year change in UPST annual net income?
UPST annual net income is down -194.93% over the past 3 years
How far is UPST annual net income from its all-time high?
UPST annual net income is currently -194.93% below its historical high of $135.44M set on December 31, 2021
How does UPST annual net income rank versus sector peers?
UPST annual net income is higher than 1.29% of companies in Financial Services sector
When is UPST next annual earnings release?
The next annual earnings release for UPST is on
Quarterly Net Income
$31.81M$26.20M+467.24%
Summary
- Current Value
- As of today, UPST quarterly net income is $31.81M, up +467.24% on
- Historical Performance
- UPST quarterly net income is up +570.63% year-over-year, and up +156.57% over the past 3 years
- All-Time High Comparison
- UPST quarterly net income is currently -46.04% below its historical high of $58.94M set on
- 3-Year Low Comparison
- UPST quarterly net income is +124.61% above its 3-year low of -$129.25M reached on
- Sector Comparison
- UPST quarterly net income is higher than 66.89% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Net Income | $31.81M | +467.2% | +570.6% | +156.6% | +228.9% | |
| Annual Net Income | -$128.58M | – | +46.5% | -194.9% | -2461.4% | |
| TTM Net Income | $32.21M | +607.0% | +119.2% | +481.2% | +242.0% | |
| Price | $50.50 | -2.5% | -16.2% | +285.8% | -8.8% | |
| Quarterly Revenue | $277.11M | +7.7% | +70.9% | +76.2% | +324.0% | |
| PE Ratio | 221.78 | -2.5% | – | – | -67.3% | |
| Quarterly EPS | $0.23 | +320.4% | +405.5% | +133.3% | +73.7% | |
| Quarterly Operating Profit | $23.67M | +421.1% | +152.4% | +140.7% | +93.9% |
Quarterly Net Income Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $31.81M | at high | |
| 3Y | $31.81M | at high | |
| 5Y | $58.94M | -46.0% | |
| All | $58.94M | -46.0% |
Quarterly Net Income Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | -$2.76M | N/A | +1254.5% |
| 3Y | -$129.25M | +124.6% | |
| 5Y | -$129.25M | +124.6% | |
| All | -$129.25M | +124.6% |
Quarterly Net Income History
FAQ
What is the current quarterly net income of UPST?
As of today, UPST quarterly net income is $31.81M
What is UPST quarterly net income most recent change?
UPST quarterly net income was up +467.24% on September 30, 2025
What is 1-year change in UPST quarterly net income?
UPST quarterly net income is up +570.63% year-over-year
How far is UPST quarterly net income from its all-time high?
UPST quarterly net income is currently -46.04% below its historical high of $58.94M set on December 31, 2021
How does UPST quarterly net income rank versus sector peers?
UPST quarterly net income is higher than 66.89% of companies in Financial Services sector
When is UPST next earnings release?
The next earnings release for UPST is on
TTM Net Income
$32.21M$38.56M+607.00%
Summary
- Current Value
- As of today, UPST TTM net income is $32.21M, up +607.00% on
- Historical Performance
- UPST TTM net income is up +119.15% year-over-year, and up +481.20% over the past 3 years
- All-Time High Comparison
- UPST TTM net income is currently -79.62% below its historical high of $158.03M set on
- 3-Year Low Comparison
- UPST TTM net income is +111.90% above its 3-year low of -$270.61M reached on
- Sector Comparison
- UPST TTM net income is higher than 51.30% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| TTM Net Income | $32.21M | +607.0% | +119.2% | +481.2% | +242.0% | |
| Annual Net Income | -$128.58M | – | +46.5% | -194.9% | -2461.4% | |
| Quarterly Net Income | $31.81M | +467.2% | +570.6% | +156.6% | +228.9% | |
| Price | $50.50 | -2.5% | -16.2% | +285.8% | -8.8% | |
| TTM Revenue | $966.73M | +13.5% | +73.3% | -3.4% | +361.9% | |
| PE Ratio | 221.78 | -2.5% | – | – | -67.3% | |
| TTM EPS | $0.23 | +398.0% | +111.8% | +315.6% | +51.7% | |
| TTM Operating Profit | $18.96M | +138.0% | +108.8% | +275.6% | +287.9% |
TTM Net Income Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $32.21M | at high | |
| 3Y | $32.21M | at high | |
| 5Y | $158.03M | -79.6% | |
| All | $158.03M | -79.6% |
TTM Net Income Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | -$128.58M | N/A | +125.0% |
| 3Y | -$270.61M | +111.9% | |
| 5Y | -$270.61M | +111.9% | |
| All | -$270.61M | +111.9% |
TTM Net Income History
FAQ
What is the current TTM net income of UPST?
As of today, UPST TTM net income is $32.21M
What is UPST TTM net income most recent change?
UPST TTM net income was up +607.00% on September 30, 2025
What is 1-year change in UPST TTM net income?
UPST TTM net income is up +119.15% year-over-year
How far is UPST TTM net income from its all-time high?
UPST TTM net income is currently -79.62% below its historical high of $158.03M set on March 31, 2022
How does UPST TTM net income rank versus sector peers?
UPST TTM net income is higher than 51.30% of companies in Financial Services sector
When is UPST next earnings release?
The next earnings release for UPST is on
Net Income Formula
Net Income = − − − − − Other Expenses
Data Sources & References
- UPST Official Website www.upstart.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1647639/000164763925000134/0001647639-25-000134-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1647639/000164763925000018/0001647639-25-000018-index.htm
- UPST Profile on Yahoo Finance finance.yahoo.com/quote/UPST
- UPST Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/upst