Annual Current Ratio
5.131.77+52.68%
Summary
- Current Value
- As of today, UPST annual current ratio is 5.13, up +52.68% on
- Historical Performance
- UPST annual current ratio is down -9.84% over the past 3 years, and up +525.61% over the past 5 years
- All-Time High Comparison
- UPST annual current ratio is currently -9.84% below its historical high of 5.69 set on
- 3-Year Low Comparison
- UPST annual current ratio is +63.90% above its 3-year low of 3.13 reached on an earlier date
- Sector Comparison
- UPST annual current ratio is higher than 87.24% of companies in Financial Services sector
Current Ratio Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Current Ratio | 5.13 | +52.7% | -9.8% | +525.6% | – | |
| Quarterly Current Ratio | 4.50 | +5.6% | -53.6% | +53.6% | – | |
| Price | $50.32 | -16.5% | +284.4% | -9.2% | – | |
| Annual Current Assets | $976.26M | +108.7% | -18.6% | +755.0% | – | |
| Annual Current Liabilities | $190.25M | +36.5% | -9.8% | +36.5% | – | |
| Annual Quick Ratio | 5.13 | +52.7% | -9.8% | +525.6% | – | |
| Annual Debt To Equity | 2.43 | +24.0% | +145.4% | +78.7% | – | |
| Piotroski F-Score | 5 | 0.0% | +25.0% | – | – | |
| Altman Z-Score | 2.01 | -11.1% | +107.2% | -86.4% | – |
Current Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 5.13 | at high | |
| 5Y | 5.69 | -9.8% | |
| All | 5.69 | -9.8% |
Current Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 3.13 | N/A | +63.9% |
| 5Y | 3.13 | +63.9% | |
| All | 0.33 | +1454.5% |
Current Ratio History
| Year | Value | Change |
|---|---|---|
| 5.13 | +52.7% | |
| 3.36 | +7.3% | |
| 3.13 | -45.0% | |
| 5.69 | +9.8% |
| Year | Value | Change |
|---|---|---|
| 5.18 | +531.7% | |
| 0.82 | +148.5% | |
| 0.33 | - |
FAQ
What is the current annual current ratio of UPST?
As of today, UPST annual current ratio is 5.13
What is 1-year change in UPST annual current ratio?
UPST annual current ratio is up +52.68% year-over-year
What is 3-year change in UPST annual current ratio?
UPST annual current ratio is down -9.84% over the past 3 years
How far is UPST annual current ratio from its all-time high?
UPST annual current ratio is currently -9.84% below its historical high of 5.69 set on December 31, 2021
How does UPST annual current ratio rank versus sector peers?
UPST annual current ratio is higher than 87.24% of companies in Financial Services sector
When is UPST next annual earnings release?
The next annual earnings release for UPST is on
Quarterly Current Ratio
4.501.04+30.06%
Summary
- Current Value
- As of today, UPST quarterly current ratio is 4.50, up +30.06% on
- Historical Performance
- UPST quarterly current ratio is up +5.63% year-over-year, and down -53.61% over the past 3 years
- All-Time High Comparison
- UPST quarterly current ratio is currently -53.61% below its historical high of 9.70 set on
- 3-Year Low Comparison
- UPST quarterly current ratio is +703.57% above its 3-year low of 0.56 reached on
- Sector Comparison
- UPST quarterly current ratio is higher than 83.27% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Current Ratio | 4.50 | +30.1% | +5.6% | -53.6% | +53.6% | |
| Annual Current Ratio | 5.13 | – | +52.7% | -9.8% | +525.6% | |
| Price | $50.32 | -2.9% | -16.5% | +284.4% | -9.2% | |
| Quarterly Current Assets | $836.91M | +19.3% | +27.6% | -45.3% | +530.7% | |
| Quarterly Current Liabilities | $185.92M | -8.2% | +20.9% | +17.9% | +311.0% | |
| Quarterly Quick Ratio | 4.50 | +30.1% | +5.6% | -53.6% | +53.6% | |
| Quarterly Debt To Equity | 2.62 | +23.0% | +49.7% | +84.5% | +144.6% | |
| Piotroski F-Score | 5 | +150.0% | 0.0% | +25.0% | – | |
| Altman Z-Score | 2.01 | -2.4% | -11.1% | +107.2% | -86.4% |
Quarterly Current Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 5.25 | -14.3% | |
| 3Y | 5.31 | -15.3% | |
| 5Y | 9.70 | -53.6% | |
| All | 9.70 | -53.6% |
Quarterly Current Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 3.46 | +30.1% | |
| 3Y | 0.56 | +703.6% | |
| 5Y | 0.56 | +703.6% | |
| All | 0.43 | +946.5% |
Quarterly Current Ratio History
FAQ
What is the current quarterly current ratio of UPST?
As of today, UPST quarterly current ratio is 4.50
What is UPST quarterly current ratio most recent change?
UPST quarterly current ratio was up +30.06% on September 30, 2025
What is 1-year change in UPST quarterly current ratio?
UPST quarterly current ratio is up +5.63% year-over-year
How far is UPST quarterly current ratio from its all-time high?
UPST quarterly current ratio is currently -53.61% below its historical high of 9.70 set on September 30, 2022
How does UPST quarterly current ratio rank versus sector peers?
UPST quarterly current ratio is higher than 83.27% of companies in Financial Services sector
When is UPST next earnings release?
The next earnings release for UPST is on
Current Ratio Formula
Current Ratio =
Data Sources & References
- UPST Official Website www.upstart.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1647639/000164763925000134/0001647639-25-000134-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1647639/000164763925000018/0001647639-25-000018-index.htm
- UPST Profile on Yahoo Finance finance.yahoo.com/quote/UPST
- UPST Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/upst