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Upstart Holdings, Inc. (UPST) Debt To Equity Ratio

Annual Debt To Equity:

2.43+0.47(+23.98%)
December 31, 2024

Summary

  • As of today (October 2, 2025), UPST annual debt to equity ratio is 2.43, with the most recent change of +0.47 (+23.98%) on December 31, 2024.
  • During the last 3 years, UPST annual debt to equity has risen by +1.44 (+145.45%).
  • UPST annual debt to equity is now at all-time high.

Performance

UPST Debt To Equity Chart

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Range

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Quarterly Debt To Equity:

2.13-0.02(-0.93%)
June 30, 2025

Summary

  • As of today (October 2, 2025), UPST quarterly debt to equity ratio is 2.13, with the most recent change of -0.02 (-0.93%) on June 30, 2025.
  • Over the past year, UPST quarterly debt to equity has increased by +0.31 (+17.03%).
  • UPST quarterly debt to equity is now -12.35% below its all-time high of 2.43, reached on December 31, 2024.

Performance

UPST Quarterly Debt To Equity Chart

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Debt To Equity Formula

Debt To Equity =  
Total Debt
Shareholders Equity

UPST Debt To Equity Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year+24.0%+17.0%
3Y3 Years+145.4%+69.0%
5Y5 Years+78.7%-

UPST Debt To Equity Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Yearat high+145.4%-12.3%+50.0%
5Y5-Yearat high+800.0%-12.3%+136.3%
All-TimeAll-Timeat high+800.0%-12.3%+136.3%

UPST Debt To Equity History

DateAnnualQuarterly
Jun 2025
-
2.13(-0.9%)
Mar 2025
-
2.15(-11.5%)
Dec 2024
2.43(+24.0%)
2.43(+38.9%)
Sep 2024
-
1.75(-3.8%)
Jun 2024
-
1.82(-6.7%)
Mar 2024
-
1.95(-0.5%)
Dec 2023
1.96(+21.0%)
1.96(+0.5%)
Sep 2023
-
1.95(+21.1%)
Jun 2023
-
1.61(-8.0%)
Mar 2023
-
1.75(+8.0%)
Dec 2022
1.62
1.62(+14.1%)
DateAnnualQuarterly
Sep 2022
-
1.42(+12.7%)
Jun 2022
-
1.26(+27.3%)
Mar 2022
-
0.99(0.0%)
Dec 2021
0.99(+266.7%)
0.99(-1.0%)
Sep 2021
-
1.00(+3233.3%)
Jun 2021
-
0.03(-84.2%)
Mar 2021
-
0.19(-29.6%)
Dec 2020
0.27(-80.1%)
0.27(-104.6%)
Sep 2020
-
-5.87(+210.6%)
Dec 2019
1.36(-2.9%)
-1.89
Dec 2018
1.40
-

FAQ

  • What is Upstart Holdings, Inc. annual debt to equity ratio?
  • What is the all-time high annual debt to equity for Upstart Holdings, Inc.?
  • What is Upstart Holdings, Inc. annual debt to equity year-on-year change?
  • What is Upstart Holdings, Inc. quarterly debt to equity ratio?
  • What is the all-time high quarterly debt to equity for Upstart Holdings, Inc.?
  • What is Upstart Holdings, Inc. quarterly debt to equity year-on-year change?

What is Upstart Holdings, Inc. annual debt to equity ratio?

The current annual debt to equity of UPST is 2.43

What is the all-time high annual debt to equity for Upstart Holdings, Inc.?

Upstart Holdings, Inc. all-time high annual debt to equity ratio is 2.43

What is Upstart Holdings, Inc. annual debt to equity year-on-year change?

Over the past year, UPST annual debt to equity ratio has changed by +0.47 (+23.98%)

What is Upstart Holdings, Inc. quarterly debt to equity ratio?

The current quarterly debt to equity of UPST is 2.13

What is the all-time high quarterly debt to equity for Upstart Holdings, Inc.?

Upstart Holdings, Inc. all-time high quarterly debt to equity ratio is 2.43

What is Upstart Holdings, Inc. quarterly debt to equity year-on-year change?

Over the past year, UPST quarterly debt to equity ratio has changed by +0.31 (+17.03%)
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