Annual Debt To Equity
2.430.47+23.98%
Summary
- Current Value
- As of today, UPST annual debt to equity is 2.43, up +23.98% on
- Historical Performance
- UPST annual debt to equity is up +145.45% over the past 3 years, and up +78.68% over the past 5 years
- All-Time High Comparison
- UPST annual debt to equity is currently at its all-time high
- 3-Year Low Comparison
- UPST annual debt to equity is +50.00% above its 3-year low of 1.62 reached on an earlier date
- Sector Comparison
- UPST annual debt to equity is higher than 92.77% of companies in Financial Services sector
Debt To Equity Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Debt To Equity | 2.43 | +24.0% | +145.4% | +78.7% | – | |
| Quarterly Debt To Equity | 2.62 | +49.7% | +84.5% | +144.6% | – | |
| Price | $50.32 | -16.5% | +284.4% | -9.2% | – | |
| Annual Total Debt | $1.54B | +23.8% | +93.5% | +1034.9% | +100.0% | |
| Annual Shareholders Equity | $633.22M | -0.3% | -21.5% | +534.3% | – | |
| Annual Current Ratio | 5.13 | +52.7% | -9.8% | +525.6% | – | |
| Annual Quick Ratio | 5.13 | +52.7% | -9.8% | +525.6% | – | |
| Annual Short Term Debt | $15.40M | +2.9% | +37.5% | – | – | |
| Annual Long Term Debt | $1.52B | +24.0% | +94.3% | – | – | |
| Piotroski F-Score | 5 | 0.0% | +25.0% | – | – | |
| Altman Z-Score | 2.01 | -11.1% | +107.2% | -86.4% | – |
Debt To Equity Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 2.43 | at high | |
| 5Y | 2.43 | at high | |
| All | 2.43 | at high |
Debt To Equity Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 1.62 | N/A | +50.0% |
| 5Y | 0.27 | N/A | +800.0% |
| All | 0.27 | +800.0% |
Debt To Equity History
| Year | Value | Change |
|---|---|---|
| 2.43 | +24.0% | |
| 1.96 | +21.0% | |
| 1.62 | +63.6% | |
| 0.99 | +266.7% |
| Year | Value | Change |
|---|---|---|
| 0.27 | -80.1% | |
| 1.36 | -2.9% | |
| 1.40 | - |
FAQ
What is the current annual debt to equity of UPST?
As of today, UPST annual debt to equity is 2.43
What is 1-year change in UPST annual debt to equity?
UPST annual debt to equity is up +23.98% year-over-year
What is 3-year change in UPST annual debt to equity?
UPST annual debt to equity is up +145.45% over the past 3 years
How far is UPST annual debt to equity from its all-time high?
UPST annual debt to equity is currently at its all-time high
How does UPST annual debt to equity rank versus sector peers?
UPST annual debt to equity is higher than 92.77% of companies in Financial Services sector
When is UPST next annual earnings release?
The next annual earnings release for UPST is on
Quarterly Debt To Equity
2.620.49+23.00%
Summary
- Current Value
- As of today, UPST quarterly debt to equity is 2.62, up +23.00% on
- Historical Performance
- UPST quarterly debt to equity is up +49.71% year-over-year, and up +84.51% over the past 3 years
- All-Time High Comparison
- UPST quarterly debt to equity is currently at its all-time high
- 3-Year Low Comparison
- UPST quarterly debt to equity is +62.73% above its 3-year low of 1.61 reached on
- Sector Comparison
- UPST quarterly debt to equity is higher than 94.40% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Debt To Equity | 2.62 | +23.0% | +49.7% | +84.5% | +144.6% | |
| Annual Debt To Equity | 2.43 | – | +24.0% | +145.4% | +78.7% | |
| Price | $50.32 | -2.9% | -16.5% | +284.4% | -9.2% | |
| Quarterly Total Debt | $1.95B | +26.9% | +87.5% | +91.6% | +602.0% | |
| Quarterly Shareholders Equity | $743.72M | +3.0% | +24.9% | +3.5% | +1671.3% | |
| Quarterly Current Ratio | 4.50 | +30.1% | +5.6% | -53.6% | +53.6% | |
| Quarterly Quick Ratio | 4.50 | +30.1% | +5.6% | -53.6% | +53.6% | |
| Quarterly Short Term Debt | $3.86M | -49.9% | +2.9% | +19.3% | +100.0% | |
| Quarterly Long Term Debt | $1.95B | +27.3% | +87.8% | +91.9% | +600.6% | |
| Piotroski F-Score | 5 | +150.0% | 0.0% | +25.0% | – | |
| Altman Z-Score | 2.01 | -2.4% | -11.1% | +107.2% | -86.4% |
Quarterly Debt To Equity Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 2.62 | at high | |
| 3Y | 2.62 | at high | |
| 5Y | 2.62 | at high | |
| All | 2.62 | at high |
Quarterly Debt To Equity Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 2.13 | +23.0% | |
| 3Y | 1.61 | +62.7% | |
| 5Y | 0.03 | +8633.3% | |
| All | -5.87 | +144.6% |
Quarterly Debt To Equity History
FAQ
What is the current quarterly debt to equity of UPST?
As of today, UPST quarterly debt to equity is 2.62
What is UPST quarterly debt to equity most recent change?
UPST quarterly debt to equity was up +23.00% on September 30, 2025
What is 1-year change in UPST quarterly debt to equity?
UPST quarterly debt to equity is up +49.71% year-over-year
How far is UPST quarterly debt to equity from its all-time high?
UPST quarterly debt to equity is currently at its all-time high
How does UPST quarterly debt to equity rank versus sector peers?
UPST quarterly debt to equity is higher than 94.40% of companies in Financial Services sector
When is UPST next earnings release?
The next earnings release for UPST is on
Debt To Equity Formula
Debt To Equity =
Data Sources & References
- UPST Official Website www.upstart.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1647639/000164763925000134/0001647639-25-000134-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1647639/000164763925000018/0001647639-25-000018-index.htm
- UPST Profile on Yahoo Finance finance.yahoo.com/quote/UPST
- UPST Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/upst