Annual Operating Expenses
$584.71M$109.56M+23.06%
Summary
- Current Value
- As of today, UPST annual operating expenses is $584.71M, up +23.06% on
- Historical Performance
- UPST annual operating expenses is up +2.36% over the past 3 years, and up +289.84% over the past 5 years
- All-Time High Comparison
- UPST annual operating expenses is currently -18.68% below its historical high of $719.06M set on
- 3-Year Low Comparison
- UPST annual operating expenses is +23.06% above its 3-year low of $475.15M reached on
- Sector Comparison
- UPST annual operating expenses is higher than 93.78% of companies in Financial Services sector
Operating Expenses Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Expenses | $584.71M | +23.1% | +2.4% | +289.8% | +882.7% | |
| Quarterly Operating Expenses | $247.31M | +22.5% | +16.9% | +2125.9% | +5651.4% | |
| Price | $50.32 | -16.5% | +284.4% | -9.2% | – | |
| Annual Total Expenses | $765.11M | +1.5% | +7.3% | +364.7% | +1077.0% | |
| Annual Cost Of Goods Sold | $20.55M | -17.5% | – | – | – | |
| Annual Gross Profit | $615.98M | +26.1% | +100.0% | +100.0% | +100.0% | |
| Annual Net Income | -$128.58M | +46.5% | -194.9% | -2461.4% | -1351.1% | |
| Annual Revenue | $636.53M | +23.9% | -25.0% | +287.7% | +1011.1% |
Operating Expenses Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | $719.06M | N/A | -18.7% |
| 5Y | $719.06M | -18.7% | |
| All | $719.06M | -18.7% |
Operating Expenses Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | $475.15M | +23.1% | |
| 5Y | $182.85M | N/A | +219.8% |
| All | $59.50M | +882.7% |
Operating Expenses History
| Year | Value | Change |
|---|---|---|
| $584.71M | +23.1% | |
| $475.15M | -33.9% | |
| $719.06M | +25.9% | |
| $571.24M | +212.4% |
| Year | Value | Change |
|---|---|---|
| $182.85M | +21.9% | |
| $149.99M | +51.7% | |
| $98.87M | +66.2% | |
| $59.50M | - |
FAQ
What is the current annual operating expenses of UPST?
As of today, UPST annual operating expenses is $584.71M
What is 1-year change in UPST annual operating expenses?
UPST annual operating expenses is up +23.06% year-over-year
What is 3-year change in UPST annual operating expenses?
UPST annual operating expenses is up +2.36% over the past 3 years
How far is UPST annual operating expenses from its all-time high?
UPST annual operating expenses is currently -18.68% below its historical high of $719.06M set on December 31, 2022
How does UPST annual operating expenses rank versus sector peers?
UPST annual operating expenses is higher than 93.78% of companies in Financial Services sector
When is UPST next annual earnings release?
The next annual earnings release for UPST is on
Quarterly Operating Expenses
$247.31M$402.00K+0.16%
Summary
- Current Value
- As of today, UPST quarterly operating expenses is $247.31M, up +0.16% on
- Historical Performance
- UPST quarterly operating expenses is up +22.49% year-over-year, and up +16.88% over the past 3 years
- All-Time High Comparison
- UPST quarterly operating expenses is currently -9.25% below its historical high of $272.52M set on
- 3-Year Low Comparison
- UPST quarterly operating expenses is +50.26% above its 3-year low of $164.59M reached on
- Sector Comparison
- UPST quarterly operating expenses is higher than 93.26% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Expenses | $247.31M | +0.2% | +22.5% | +16.9% | +2125.9% | |
| Annual Operating Expenses | $584.71M | – | +23.1% | +2.4% | +289.8% | |
| Price | $50.32 | -2.9% | -16.5% | +284.4% | -9.2% | |
| Quarterly Total Expenses | $245.30M | -2.5% | +45.2% | +14.9% | +340.5% | |
| Quarterly Cost Of Goods Sold | $6.13M | +4.9% | +13.8% | +64.6% | – | |
| Quarterly Gross Profit | $270.97M | +7.8% | +72.9% | +76.5% | +100.0% | |
| Quarterly Net Income | $31.81M | +467.2% | +570.6% | +156.6% | +228.9% | |
| Quarterly Revenue | $277.11M | +7.7% | +70.9% | +76.2% | +324.0% |
Quarterly Operating Expenses Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $247.31M | at high | |
| 3Y | $247.31M | at high | |
| 5Y | $272.52M | -9.3% | |
| All | $272.52M | -9.3% |
Quarterly Operating Expenses Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | $211.47M | +16.9% | |
| 3Y | $164.59M | +50.3% | |
| 5Y | -$60.41M | +509.4% | |
| All | -$60.41M | +509.4% |
Quarterly Operating Expenses History
FAQ
What is the current quarterly operating expenses of UPST?
As of today, UPST quarterly operating expenses is $247.31M
What is UPST quarterly operating expenses most recent change?
UPST quarterly operating expenses was up +0.16% on September 30, 2025
What is 1-year change in UPST quarterly operating expenses?
UPST quarterly operating expenses is up +22.49% year-over-year
How far is UPST quarterly operating expenses from its all-time high?
UPST quarterly operating expenses is currently -9.25% below its historical high of $272.52M set on March 31, 2022
How does UPST quarterly operating expenses rank versus sector peers?
UPST quarterly operating expenses is higher than 93.26% of companies in Financial Services sector
When is UPST next earnings release?
The next earnings release for UPST is on
Operating Expenses Formula
Operating Expenses = + R&D Expenses + + Other Operating Expenses
Data Sources & References
- UPST Official Website www.upstart.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1647639/000164763925000134/0001647639-25-000134-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1647639/000164763925000018/0001647639-25-000018-index.htm
- UPST Profile on Yahoo Finance finance.yahoo.com/quote/UPST
- UPST Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/upst