Profile
| Metric | Value |
|---|---|
| Full Name | Synchrony Financial |
| Ticker | NYSE: SYF |
| Exchange | NYSE |
| Sector | Financial Services |
| Industry | Credit Services |
| Country | United States |
| IPO | |
| Indexes | |
| Website | synchrony.com |
| Employees | 20,000 |
Key Metrics
| Metric | Date | Value |
|---|---|---|
| Price | $84.65 | |
| Price, 1D Change | +1.46% | |
| Market Cap | $30B | |
| TTM Dividend Yield | 1.36% | |
| PE Ratio | 9.25 | |
| Beta | 1.55 | |
| Revenue | $21B | |
| Revenue, 1Y Change | +19.73% | |
| EPS | $8.55 | |
| EPS, 1Y Change | +64.98% |
Chart
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Series
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Events
| Metric | Date | Value |
|---|---|---|
| Next Earnings | ||
| Last Qtr. Earnings | ||
| Last Ann. Earnings | ||
| Last Ex-Dividend | $0.30 | |
| Next Ex-Dividend | N/A | N/A |
| Last Split | N/A | N/A |
| Next Split | N/A | N/A |
| Last Ticker Change | N/A | N/A |
| Next Ticker Change | N/A | N/A |
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Estimates
| Metric | Date | Value |
|---|---|---|
| EPS | $8.55 | |
| EPS Estimate | $9.31 | |
| EPS Est. Change | +8.84% | |
| Revenue | $20.76B | |
| Revenue Estimate | $15.01B | |
| Revenue Est. Change | -27.69% | |
| Current Price | $84.65 | |
| Price Target | - | $86.00 |
| Price Tgt. Change | - | +1.59% |
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EPS
| Year | Estimate | Reported | Surprise / Exp. |
|---|---|---|---|
| $5.08 | $5.19 | +2.07% | |
| $6.60 | $8.55 | +29.65% | |
| $9.31 | N/A | +8.84% | |
| $9.30 | N/A | +8.69% |
Revenue
| Year | Estimate | Reported | Surprise / Exp. |
|---|---|---|---|
| $16.77B | $17.34B | +3.37% | |
| $15.76B | $20.76B | +31.73% | |
| $15.01B | N/A | -27.69% | |
| $15.54B | N/A | -25.14% |
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Performance
| Metric | Date | Value |
|---|---|---|
| Price, 1Y | +29.73% | |
| Price, 3Y | +157.61% | |
| Market Cap, 1Y | +20.35% | |
| Market Cap, 3Y | +111.73% | |
| Revenue, 1Y | +19.73% | |
| Revenue, 3Y | +84.95% | |
| EPS, 1Y | +64.98% | |
| EPS, 3Y | +16.54% |
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Technical Indicators
| Metric | Date | Value |
|---|---|---|
| Current Price | $84.65 | |
| SMA 200 | $67.84 | |
| SMA 200 vs Price | -19.86% | |
| SMA 50 | $78.18 | |
| SMA 50 vs Price | -7.64% | |
| Beta | 1.55 | |
| ATR | $1.54 | |
| 14-Day RSI | 61.54 | |
| 10-Day Volatility | 16.26% | |
| 1-Year Volatility | 37.93% |
Dividends
| Metric | Date | Value |
|---|---|---|
| Last Paid | $0.30 | |
| Upcoming | N/A | N/A |
| Dividend Yield | 1.18% | |
| Total Dividend | $1.00 | |
| Dividends Paid | $470.00M | |
| Payout Ratio | 13.43% |
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Income & Profitability
| Metric | Date | Value |
|---|---|---|
| Revenue | $20.76B | |
| EPS | $8.55 | |
| Gross Profit | $16.63B | |
| Gross Margin | 80.11% | |
| Operating Profit | $5.38B | |
| Operating Margin | 25.92% | |
| Net Income | $3.50B | |
| Net Margin | 21.70% | |
| EBITDA | $12.44B |
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Financial Health
| Metric | Date | Value |
|---|---|---|
| Debt To Equity | 0.93 | |
| Current Ratio | 1.34 | |
| Quick Ratio | 1.34 | |
| Interest Coverage | 11.10 | |
| F-Score | 7 | |
| Altman Z-Score | 0.90 |
Valuations
| Metric | Date | Value |
|---|---|---|
| PE Ratio | 9.25 | |
| PS Ratio | 1.58 | |
| PB Ratio | 1.92 | |
| EV/EBITDA | 2.57 | |
| Enterprise Value | N/A | - |
Balance Sheet
| Metric | Date | Value |
|---|---|---|
| Book Value | $15.36B | |
| Cash & Equivalents | $14.71B | |
| Total Assets | $119.46B | |
| Current Assets | $14.71B | |
| Total Liabilities | $102.88B | |
| Current Liabilities | $11.01B | |
| Total Debt | $15.46B | |
| Short Term Debt | $5.65B | |
| - |
Expenses
| Metric | Date | Value |
|---|---|---|
| Total Expenses | $17.26B | |
| Operating Expenses | $2.40B | |
| Cost Of Goods Sold | $4.13B | |
| SG&A | $2.40B | |
| D&A | $481.00M | |
| Interest Expense | $828.00M | |
| Income Tax | $1.05B |
Cash Flow
| Metric | Date | Value |
|---|---|---|
| CFO | $9.85B | |
| CFI | -$8.90B | |
| CFF | -$611.00M | |
| Capex | $0.00 | |
| Free Cash Flow | $9.85B |
Recent analyst updates
| Metric | Date | Value |
|---|---|---|
| Keefe, Bruyette & Woods | → | |
| Truist Securities | → | |
| Wells Fargo | → | |
| Baird | → | |
| Truist Securities | → | |
| Wells Fargo | → | |
| Barclays | → | |
| BTIG | → | |
| HSBC | → | |
| UBS | → |
Analyst sentiment
Institutional ownership
Screeners with SYF
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1601712/000160171225000256/0001601712-25-000256-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171225000044/0001601712-25-000044-index.htm
- List of S&P 500 Companies www.spglobal.com/spdji/en/indices/equity/sp-500/#overview
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf
FAQ
What is the ticker symbol for Synchrony Financial?
The ticker symbol for Synchrony Financial is NYSE:SYF
Does Synchrony Financial pay dividends?
Yes, Synchrony Financial pays dividends. The last payment was $0.30, with an ex-dividend date on November 5, 2025
What sector is Synchrony Financial in?
Synchrony Financial is in the Financial Services sector
What industry is Synchrony Financial in?
Synchrony Financial is in the Credit Services industry
What country is Synchrony Financial based in?
Synchrony Financial is headquartered in United States
When did Synchrony Financial go public?
Synchrony Financial initial public offering (IPO) was on July 31, 2014
Is Synchrony Financial in the S&P 500?
Yes, Synchrony Financial is included in the S&P 500 index
Is Synchrony Financial in the NASDAQ 100?
No, Synchrony Financial is not included in the NASDAQ 100 index
Is Synchrony Financial in the Dow Jones?
No, Synchrony Financial is not included in the Dow Jones index
When was Synchrony Financial last earnings report?
Synchrony Financial's most recent earnings report was on October 15, 2025
When does Synchrony Financial report earnings?
The next expected earnings date for Synchrony Financial is January 27, 2026