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Synchrony Financial (SYF)

Profile

Full Name

Synchrony Financial

Ticker

NYSE: SYF

Exchange

NYSE

Sector

Financial Services

Industry

Credit Services

Country

United States

IPO

July 31, 2014

Indexes

S&P 500

Website

http://www.synchrony.com

Employees

20000

Key Details

Price

$70.61(-0.75%)

Market cap

Last Dividend

$0.30

TTM Dividend yield

1.49%

Annual revenue

$16.13B(+18.33% YoY)

Annual EPS

$8.55(+64.74% YoY)

PE ratio

9.69

Next earnings date

Jul 22, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $70.61
    SYF price is $70.61

    30-Day Relative Volume

    0.86
    SYF 30-day relative volume is 0.86

    Price Performance

    Price Most recent change

    -0.75%
    SYF price was down -0.75% on Jul 11, 2025

    Price YTD change

    +8.63%
    SYF price is up +8.63% since January 1st

    Price 1-year change

    +43.93%
    SYF price is up +43.93% year-on-year

    Price 3-year change

    +137.34%
    SYF price is up +137.34% over the past 3 years

    Price Range

    Price All-time high

    $71.88
    SYF price is currently -1.77% below its historical high of $71.88

    Price 3-year low

    $26.59
    SYF price is currently +165.55% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $26.88B
    SYF market capitalization is $26.88 billion

    Market cap 3-year change

    +85.2%
    SYF market capitalization is up +85.2% over the past 3 years

    Market cap All-time high

    $31.00B
    SYF market capitalization is currently -13.30% below its historical high of $31.00 billion

    Market cap sector rank

    90.82%
    SYF market capitalization is higher than 90.82% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    -3.66%
    SYF shares outstanding is down -3.66% year-on-year

    Shares Outstanding 3-Year Change

    -21.97%
    SYF shares outstanding is down -21.97% over the past 3 years

    Technical Indicators

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    Beta

    1.58
    SYF beta is 1.58

    200-day SMA

    $59.74
    SYF price is currently +18.20% above its 200-day simple moving average

    50-day SMA

    $61.03
    SYF price is currently +15.69% above its 50-day simple moving average

    RSI

    74.31
    SYF 14-day relative strength index is 74.31

    Volume

    0.86
    SYF 30-day relative volume is 0.86

    ATR

    $1.39
    SYF average true range is $1.39

    10-day Historical Volatility

    16.80%
    SYF 10-day historical volatility is 16.80%

    Dividend

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    Events

    Last Paid Dividend

    $0.30
    SYF last dividend was $0.30 per share, with an ex-dividend date of May 5, 2025

    Next Dividend

    -
    SYF next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $1.00
    SYF annual dividend per share is $1.00

    Dividend per share Sector Rank

    54.56%
    SYF annual dividend per share is higher than 54.56% of companies in Financial Services sector

    Dividend per share 1-Year Change

    +4.17%
    SYF annual dividend per share is up +4.17% year-on-year

    Dividend per share 3-Year Change

    +13.64%
    SYF annual dividend per share is up +13.64% over the past 3 years

    Dividend yield

    Dividend yield

    1.42%
    SYF annual dividend yield is 1.42%

    Dividend yield Sector Rank

    11.8%
    SYF annual dividend yield is higher than 11.8% of companies in Financial Services sector

    Other

    Payout ratio

    13.43%
    SYF annual payout ratio is 13.43%

    Dividends paid

    $470.00M
    SYF annual dividends paid is $470.00 million

    Free cash flow

    $9.85B
    SYF annual free cash flow is $9.85 billion

    Income Statement

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    Revenue

    Revenue

    $16.13B
    SYF annual revenue is $16.13 billion

    Revenue Analysts estimate

    $15.18B
    SYF annual revenue is currently +6.24% higher than the consensus analysts' forecast

    Revenue 1-year change

    +18.33%
    SYF annual revenue is up +18.33% year-on-year

    Revenue Sector rank

    94.32%
    SYF annual revenue is higher than 94.32% of companies in Financial Services sector

    EPS

    EPS

    $8.55
    SYF annual earnings per share is $8.55

    EPS Analysts estimate

    $7.69
    SYF annual earnings per share is currently +11.24% higher than the consensus analysts' forecast

    EPS 1-year change

    +64.74%
    SYF annual earnings per share is up +64.74% year-on-year

    EPS Sector rank

    91.45%
    SYF annual earnings per share is higher than 91.45% of companies in Financial Services sector

    Profit

    Gross profit

    -
    SYF annual gross profit value is unknown

    Gross margin

    -
    SYF annual gross profit margin value is unknown

    Operating profit

    -
    SYF annual operating income value is unknown

    Operating margin

    -
    SYF annual operating profit margin value is unknown

    Net income

    $3.50B
    SYF annual net profit is $3.50 billion

    Net margin

    21.70%
    SYF annual net profit margin is 21.70%

    Expenses

    Total expenses

    -
    SYF annual total expenses value is unknown

    Operating expenses

    $2.40B
    SYF annual total operating expenses is $2.40 billion

    Cost of goods sold

    -
    SYF annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $2.40B
    SYF annual SGA is $2.40 billion

    Depreciation and amortization

    $481.00M
    SYF annual depreciation & amortization is $481.00 million

    Interest expense

    -
    SYF annual interest expense value is unknown

    Income tax

    $1.05B
    SYF annual income tax is $1.05 billion

    EBIT & EBITDA

    EBIT

    $9.19B
    SYF annual earnings before interest & taxes is $9.19 billion

    EBITDA

    $9.67B
    SYF annual EBITDA is $9.67 billion

    Balance Sheet

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    Assets

    Total assets

    $119.46B
    SYF annual total assets is $119.46 billion

    Non current assets

    $104.75B
    SYF annual long term assets is $104.75 billion

    Current assets

    $17.79B
    SYF annual total current assets is $17.79 billion

    Cash and cash equivalents

    $14.71B
    SYF annual cash & cash equivalents is $14.71 billion

    Accounts receivable

    -
    SYF annual accounts receivable value is unknown

    Inventory

    -
    SYF annual inventory value is unknown

    Liabilities

    Total liabilities

    $102.88B
    SYF annual total liabilities is $102.88 billion

    Long term liabilities

    $97.52B
    SYF annual total long term liabilities is $97.52 billion

    Current liabilities

    -
    SYF annual total current liabilities value is unknown

    Accounts payable

    -
    SYF annual accounts payable value is unknown

    Debt

    Total debt

    $15.46B
    SYF annual total debt is $15.46 billion

    Total debt 1-year change

    -3.25%
    SYF annual total debt is down -3.25% year-on-year

    Long term debt

    $15.46B
    SYF annual long term debt is $15.46 billion

    Short term debt

    -
    SYF annual short term debt value is unknown

    Equity & Capital

    Shareholders equity

    $16.58B
    SYF annual stockholders equity is $16.58 billion

    Book value

    $15.36B
    SYF annual book value is $15.36 billion

    Retained earnings

    $21.64B
    SYF annual retained earnings is $21.64 billion

    Working capital

    -
    SYF annual working capital value is unknown

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $9.85B
    SYF annual cash flow from operations is $9.85 billion

    Cash from operations 1-year change

    +14.6%
    SYF annual cash flow from operations is up +14.6% year-on-year

    Cash from investing

    -$8.90B
    SYF annual cash flow from investing activities is -$8.90 billion

    Cash from investing 1-year change

    +37.45%
    SYF annual cash flow from investing activities is up +37.45% year-on-year

    Cash from financing

    -$611.00M
    SYF annual cash flow from financing activities is -$611.00 million

    Cash from financing 1-year change

    -106.34%
    SYF annual cash flow from financing activities is down -106.34% year-on-year

    CAPEX

    CAPEX

    -
    SYF annual capital expenditures value is unknown

    CAPEX 1-year change

    -
    SYF annual capital expenditures 1-year change is unknown

    Free Cash Flow

    Free cash flow

    $9.85B
    SYF annual free cash flow is $9.85 billion

    Free cash flow 1-year change

    +14.6%
    SYF annual free cash flow is up +14.6% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    -
    SYF annual gross profit margin value is unknown

    Operating margin

    -
    SYF annual operating profit margin value is unknown

    Net margin

    21.70%
    SYF annual net profit margin is 21.70%

    ROA & ROE

    ROA

    2.95%
    SYF annual return on assets is 2.95%

    ROE

    22.96%
    SYF annual return on equity is 22.96%

    Valuation

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    PE Ratio

    PE ratio

    9.69
    SYF price to earnings ratio is 9.69

    PE ratio Sector rank

    12.85%
    SYF price to earnings ratio is higher than 12.85% of companies in Financial Services sector

    PB Ratio

    PB ratio

    1.75
    SYF price to book ratio is 1.75

    PB ratio Sector rank

    72.56%
    SYF price to book ratio is higher than 72.56% of companies in Financial Services sector

    PS Ratio

    PS ratio

    1.79
    SYF price to sales ratio is 1.79

    PS ratio Sector rank

    25.61%
    SYF price to sales ratio is higher than 25.61% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $22.26B
    SYF enterprise value is $22.26 billion

    Enterprise value Sector rank

    89.11%
    SYF enterprise value is higher than 89.11% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    2.51
    SYF EV/EBITDA is 2.51

    EV/EBITDA Sector rank

    37.11%
    SYF EV/EBITDA is higher than 37.11% of companies in Financial Services sector

    Financial Health

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    Liquidity

    Current ratio

    -
    SYF annual current ratio value is unknown

    Quick ratio

    -
    SYF annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.93
    SYF annual debt to equity ratio is 0.93

    Interest coverage ratio

    -
    SYF annual interest coverage ratio value is unknown

    Risk & Stability

    Piotroski F-Score

    -
    SYF piotroski f-score value is unknown

    Altman Z-Score

    -
    SYF altman z-score value is unknown

    Analyst ratings

    Recent major analysts updates

    Jul 2, 25 Goldman Sachs
    Buy
    Jul 1, 25 Wells Fargo
    Overweight
    Jun 13, 25 Truist Securities
    Hold
    May 23, 25 Truist Securities
    Hold
    Apr 25, 25 Truist Securities
    Hold
    Apr 23, 25 Wells Fargo
    Overweight
    Apr 23, 25 Evercore ISI Group
    Outperform
    Apr 8, 25 JP Morgan
    Overweight
    Apr 7, 25 Morgan Stanley
    Equal-Weight
    Apr 3, 25 Wells Fargo
    Overweight

    Institutional Ownership

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    • What is the ticker symbol for Synchrony Financial?
    • Does Synchrony Financial pay dividends?
    • What sector is Synchrony Financial in?
    • What industry is Synchrony Financial in?
    • What country is Synchrony Financial based in?
    • When did Synchrony Financial go public?
    • Is Synchrony Financial in the S&P 500?
    • Is Synchrony Financial in the NASDAQ 100?
    • Is Synchrony Financial in the Dow Jones?
    • When was Synchrony Financial's last earnings report?
    • When does Synchrony Financial report earnings?

    What is the ticker symbol for Synchrony Financial?

    The ticker symbol for Synchrony Financial is NYSE:SYF

    Does Synchrony Financial pay dividends?

    Yes, Synchrony Financial pays dividends. The last payment was $0.30, with an ex-dividend date on May 5, 2025

    What sector is Synchrony Financial in?

    Synchrony Financial is in the Financial Services sector

    What industry is Synchrony Financial in?

    Synchrony Financial is in the Credit Services industry

    What country is Synchrony Financial based in?

    Synchrony Financial is headquartered in United States

    When did Synchrony Financial go public?

    Synchrony Financial's initial public offering (IPO) was on July 31, 2014

    Is Synchrony Financial in the S&P 500?

    Yes, Synchrony Financial is included in the S&P 500 index

    Is Synchrony Financial in the NASDAQ 100?

    No, Synchrony Financial is not included in the NASDAQ 100 index

    Is Synchrony Financial in the Dow Jones?

    No, Synchrony Financial is not included in the Dow Jones index

    When was Synchrony Financial's last earnings report?

    Synchrony Financial's most recent earnings report was on April 22, 2025

    When does Synchrony Financial report earnings?

    The next expected earnings date for Synchrony Financial is July 22, 2025
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