Annual Gross Margin
82.58%2.47%+3.08%
Summary
- Current Value
- As of today, SYF annual gross margin is 82.58%, up +3.08% on
- Historical Performance
- SYF annual gross margin is down -7.86% over the past 3 years, down -7.13% over the past 5 years
- All-Time High Comparison
- SYF annual gross margin is currently -11.27% below its historical high of 93.07% set on
- 3-Year Low Comparison
- SYF annual gross margin is +3.08% above its 3-year low of 80.11% reached on
- Sector Comparison
- SYF annual gross margin is higher than 88.59% of companies in Financial Services sector
Gross Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Gross Margin | 82.58% | +3.1% | -7.9% | -7.1% | +100.0% | |
| Quarterly Gross Margin | 83.61% | +4.9% | -2.5% | -7.9% | +100.0% | |
| Price | $71.38 | +11.4% | +92.8% | +92.1% | – | |
| PE Ratio | 7.69 | +2.4% | +26.9% | -52.9% | – | |
| Annual Revenue | $19.12B | -7.9% | +44.9% | +49.0% | +98.3% | |
| Annual Gross Profit | $15.79B | -5.1% | +33.5% | +38.4% | +100.0% | |
| Annual Operating Margin | 28.38% | +9.5% | -16.3% | +48.3% | -30.6% | |
| Annual Net Margin | 18.15% | +7.7% | -20.6% | +68.1% | -7.5% |
Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 89.62% | N/A | -7.9% |
| 5Y | 91.94% | -10.2% | |
| All | 93.07% | -11.3% |
Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 80.11% | +3.1% | |
| 5Y | 80.11% | +3.1% | |
| All | 0.00% | N/A |
Gross Margin History
FAQ
What is the current annual gross margin of SYF?
As of today, SYF annual gross margin is 82.58%
What is 1-year change in SYF annual gross margin?
SYF annual gross margin is up +3.08% year-over-year
What is 3-year change in SYF annual gross margin?
SYF annual gross margin is down -7.86% over the past 3 years
How far is SYF annual gross margin from its all-time high?
SYF annual gross margin is currently -11.27% below its historical high of 93.07% set on December 31, 2015
How does SYF annual gross margin rank versus sector peers?
SYF annual gross margin is higher than 88.59% of companies in Financial Services sector
When is SYF next annual earnings release?
As of today, the next annual earnings release for SYF has not been scheduled
Quarterly Gross Margin
83.61%2.27%+2.79%
Summary
- Current Value
- As of today, SYF quarterly gross margin is 83.61%, up +2.79% on
- Historical Performance
- SYF quarterly gross margin is up +4.89% year-over-year, down -2.45% over the past 3 years
- All-Time High Comparison
- SYF quarterly gross margin is currently -10.62% below its historical high of 93.54% set on
- 3-Year Low Comparison
- SYF quarterly gross margin is +6.40% above its 3-year low of 78.58% reached on
- Sector Comparison
- SYF quarterly gross margin is higher than 88.59% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Gross Margin | 83.61% | +2.8% | +4.9% | -2.5% | -7.9% | |
| Annual Gross Margin | 82.58% | – | +3.1% | -7.9% | -7.1% | |
| Price | $71.38 | -3.3% | +11.4% | +92.8% | +92.1% | |
| PE Ratio | 7.69 | -4.6% | +2.4% | +26.9% | -52.9% | |
| Quarterly Revenue | $4.77B | -1.4% | -3.1% | +29.0% | +57.4% | |
| Quarterly Gross Profit | $3.99B | +1.4% | +1.6% | +25.8% | +45.0% | |
| Quarterly Operating Margin | 24.00% | -28.7% | +0.5% | -1.7% | -32.6% | |
| Quarterly Net Margin | 15.32% | -31.2% | -2.6% | -1.9% | -37.1% |
Quarterly Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 83.61% | at high | |
| 3Y | 85.71% | N/A | -2.5% |
| 5Y | 92.79% | -9.9% | |
| All | 93.54% | -10.6% |
Quarterly Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 79.71% | N/A | +4.9% |
| 3Y | 78.58% | +6.4% | |
| 5Y | 78.58% | +6.4% | |
| All | 0.00% | N/A |
Quarterly Gross Margin History
FAQ
What is the current quarterly gross margin of SYF?
As of today, SYF quarterly gross margin is 83.61%
What is SYF quarterly gross margin most recent change?
SYF quarterly gross margin was up +2.79% on December 31, 2025
What is 1-year change in SYF quarterly gross margin?
SYF quarterly gross margin is up +4.89% year-over-year
How far is SYF quarterly gross margin from its all-time high?
SYF quarterly gross margin is currently -10.62% below its historical high of 93.54% set on December 31, 2015
How does SYF quarterly gross margin rank versus sector peers?
SYF quarterly gross margin is higher than 88.59% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Gross Margin Formula
Gross Margin = Gross Profit
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf