Annual Gross Margin
80.11%1.17%-1.44%
Summary
- Current Value
- As of today, SYF annual gross margin is 80.11%, down -1.44% on
- Historical Performance
- SYF annual gross margin is down -12.87% over the past 3 years, and down -9.00% over the past 5 years
- All-Time High Comparison
- SYF annual gross margin is currently -13.93% below its historical high of 93.07% set on
- 3-Year Low Comparison
- SYF annual gross margin is at its 3-year low
- Sector Comparison
- SYF annual gross margin is higher than 87.73% of companies in Financial Services sector
Gross Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Gross Margin | 80.11% | -1.4% | -12.9% | -9.0% | +100.0% | |
| Quarterly Gross Margin | 83.20% | +5.4% | -6.4% | -6.8% | +100.0% | |
| Price | $88.47 | +30.7% | +169.7% | +139.9% | – | |
| PE Ratio | 9.67 | +21.9% | +80.1% | -40.4% | – | |
| Annual Revenue | $20.76B | +19.7% | +85.0% | +33.0% | +115.4% | |
| Annual Gross Profit | $16.63B | +18.0% | +61.1% | +21.1% | +100.0% | |
| Annual Operating Margin | 25.92% | +22.7% | -51.3% | -27.9% | -36.6% | |
| Annual Net Margin | 21.70% | +32.2% | -47.6% | -22.9% | -16.4% |
Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 89.62% | N/A | -10.6% |
| 5Y | 91.94% | -12.9% | |
| All | 93.07% | -13.9% |
Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 80.11% | at low | |
| 5Y | 80.11% | at low | |
| All | 0.00% | N/A |
Gross Margin History
FAQ
What is the current annual gross margin of SYF?
As of today, SYF annual gross margin is 80.11%
What is 1-year change in SYF annual gross margin?
SYF annual gross margin is down -1.44% year-over-year
What is 3-year change in SYF annual gross margin?
SYF annual gross margin is down -12.87% over the past 3 years
How far is SYF annual gross margin from its all-time high?
SYF annual gross margin is currently -13.93% below its historical high of 93.07% set on December 31, 2015
How does SYF annual gross margin rank versus sector peers?
SYF annual gross margin is higher than 87.73% of companies in Financial Services sector
When is SYF next annual earnings release?
The next annual earnings release for SYF is on
Quarterly Gross Margin
83.20%3.19%+3.99%
Summary
- Current Value
- As of today, SYF quarterly gross margin is 83.20%, up +3.99% on
- Historical Performance
- SYF quarterly gross margin is up +5.40% year-over-year, and down -6.40% over the past 3 years
- All-Time High Comparison
- SYF quarterly gross margin is currently -11.05% below its historical high of 93.54% set on
- 3-Year Low Comparison
- SYF quarterly gross margin is +5.88% above its 3-year low of 78.58% reached on
- Sector Comparison
- SYF quarterly gross margin is higher than 88.44% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Gross Margin | 83.20% | +4.0% | +5.4% | -6.4% | -6.8% | |
| Annual Gross Margin | 80.11% | – | -1.4% | -12.9% | -9.0% | |
| Price | $88.47 | +23.9% | +30.7% | +169.7% | +139.9% | |
| PE Ratio | 9.67 | +24.0% | +21.9% | +80.1% | -40.4% | |
| Quarterly Revenue | $4.83B | +2.6% | -3.1% | +45.2% | +57.5% | |
| Quarterly Gross Profit | $4.02B | +6.7% | +2.1% | +35.9% | +46.7% | |
| Quarterly Operating Margin | 33.68% | +8.3% | +36.0% | +6.2% | +106.4% | |
| Quarterly Net Margin | 21.87% | +6.6% | +38.3% | +3.5% | +114.4% |
Quarterly Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 83.20% | at high | |
| 3Y | 85.71% | N/A | -2.9% |
| 5Y | 92.79% | -10.3% | |
| All | 93.54% | -11.1% |
Quarterly Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 79.71% | N/A | +4.4% |
| 3Y | 78.58% | +5.9% | |
| 5Y | 78.58% | +5.9% | |
| All | 0.00% | N/A |
Quarterly Gross Margin History
FAQ
What is the current quarterly gross margin of SYF?
As of today, SYF quarterly gross margin is 83.20%
What is SYF quarterly gross margin most recent change?
SYF quarterly gross margin was up +3.99% on September 30, 2025
What is 1-year change in SYF quarterly gross margin?
SYF quarterly gross margin is up +5.40% year-over-year
How far is SYF quarterly gross margin from its all-time high?
SYF quarterly gross margin is currently -11.05% below its historical high of 93.54% set on December 31, 2015
How does SYF quarterly gross margin rank versus sector peers?
SYF quarterly gross margin is higher than 88.44% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Gross Margin Formula
Gross Margin = Gross Profit
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1601712/000160171225000256/0001601712-25-000256-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171225000044/0001601712-25-000044-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf