Annual Gross Margin
82.58%2.47%+3.08%
Summary
- Current Value
- As of today, SYF annual gross margin is 82.58%, up +3.08% on
- Historical Performance
- SYF annual gross margin is down -7.86% over the past 3 years, down -7.13% over the past 5 years
- All-Time High Comparison
- SYF annual gross margin is currently -11.27% below its historical high of 93.07% set on
- 3-Year Low Comparison
- SYF annual gross margin is +3.08% above its 3-year low of 80.11% reached on
- Sector Comparison
- SYF annual gross margin is higher than 88.23% of companies in Financial Services sector
Gross Margin Chart
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Gross Margin | 82.58% | +3.1% | -7.9% | -7.1% | +100.0% | |
| Quarterly Gross Margin | 83.50% | +4.6% | +0.1% | -8.5% | +100.0% | |
| Price | $74.00 | +33.4% | +170.1% | +61.2% | – | |
| PE Ratio | 7.66 | +0.7% | +58.9% | -40.8% | – | |
| Annual Revenue | $19.12B | -7.9% | +44.9% | +49.0% | +98.3% | |
| Annual Gross Profit | $15.79B | -5.1% | +33.5% | +38.4% | +100.0% | |
| Annual Operating Margin | 28.38% | +9.5% | -16.3% | +48.3% | -30.6% | |
| Annual Net Margin | 18.15% | +7.7% | -20.6% | +68.1% | -7.5% |
Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 89.62% | N/A | -7.9% |
| 5Y | 91.94% | -10.2% | |
| All | 93.07% | -11.3% |
Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 80.11% | +3.1% | |
| 5Y | 80.11% | +3.1% | |
| All | 0.00% | N/A |
Gross Margin History
FAQ
What is the current annual gross margin of SYF?
As of today, SYF annual gross margin is 82.58%
What is 1-year change in SYF annual gross margin?
SYF annual gross margin is up +3.08% year-over-year
What is 3-year change in SYF annual gross margin?
SYF annual gross margin is down -7.86% over the past 3 years
How far is SYF annual gross margin from its all-time high?
SYF annual gross margin is currently -11.27% below its historical high of 93.07% set on December 31, 2015
How does SYF annual gross margin rank versus sector peers?
SYF annual gross margin is higher than 88.23% of companies in Financial Services sector
When is SYF next annual earnings release?
As of today, the next annual earnings release for SYF has not been scheduled
Quarterly Gross Margin
83.50%1.99%+2.44%
Summary
- Current Value
- As of today, SYF quarterly gross margin is 83.50%, up +2.44% on
- Historical Performance
- SYF quarterly gross margin is up +4.57% year-over-year, up +0.14% over the past 3 years
- All-Time High Comparison
- SYF quarterly gross margin is currently -10.73% below its historical high of 93.54% set on
- 3-Year Low Comparison
- SYF quarterly gross margin is +6.26% above its 3-year low of 78.58% reached on
- Sector Comparison
- SYF quarterly gross margin is higher than 87.31% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Gross Margin | 83.50% | +2.4% | +4.6% | +0.1% | -8.5% | |
| Annual Gross Margin | 82.58% | – | +3.1% | -7.9% | -7.1% | |
| Price | $74.00 | -1.5% | +33.4% | +170.1% | +61.2% | |
| PE Ratio | 7.66 | -5.4% | +0.7% | +58.9% | -40.8% | |
| Quarterly Revenue | $4.67B | -2.1% | -2.9% | +18.6% | +61.8% | |
| Quarterly Gross Profit | $3.90B | +0.3% | +1.6% | +18.8% | +48.0% | |
| Quarterly Operating Margin | 26.68% | +11.2% | +7.9% | +8.4% | -46.9% | |
| Quarterly Net Margin | 16.80% | +6.6% | +6.6% | +9.9% | -52.7% |
Quarterly Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 83.50% | at high | |
| 3Y | 83.50% | at high | |
| 5Y | 92.79% | -10.0% | |
| All | 93.54% | -10.7% |
Quarterly Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 79.85% | N/A | +4.6% |
| 3Y | 78.58% | +6.3% | |
| 5Y | 78.58% | +6.3% | |
| All | 0.00% | N/A |
Quarterly Gross Margin History
FAQ
What is the current quarterly gross margin of SYF?
As of today, SYF quarterly gross margin is 83.50%
What is SYF quarterly gross margin most recent change?
SYF quarterly gross margin was up +2.44% on March 31, 2026
What is 1-year change in SYF quarterly gross margin?
SYF quarterly gross margin is up +4.57% year-over-year
How far is SYF quarterly gross margin from its all-time high?
SYF quarterly gross margin is currently -10.73% below its historical high of 93.54% set on December 31, 2015
How does SYF quarterly gross margin rank versus sector peers?
SYF quarterly gross margin is higher than 87.31% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Gross Margin Formula
Gross Margin = Gross Profit
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf