Annual Gross Margin
82.58%2.47%+3.08%
Summary
- Current Value
- As of today, SYF annual gross margin is 82.58%, up +3.08% on
- Historical Performance
- SYF annual gross margin is down -7.86% over the past 3 years, down -7.13% over the past 5 years
- All-Time High Comparison
- SYF annual gross margin is currently -11.27% below its historical high of 93.07% set on
- 3-Year Low Comparison
- SYF annual gross margin is +3.08% above its 3-year low of 80.11% reached on
- Sector Comparison
- SYF annual gross margin is higher than 88.46% of companies in Financial Services sector
Gross Margin Chart
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Gross Margin | 82.58% | +3.1% | -7.9% | -7.1% | +100.0% | |
| Quarterly Gross Margin | 83.66% | +4.6% | +3.9% | -8.5% | +100.0% | |
| Price | $71.77 | -0.1% | +100.3% | +54.3% | – | |
| PE Ratio | 7.36 | -15.7% | +10.8% | -11.3% | – | |
| Annual Revenue | $19.12B | -7.9% | +44.9% | +49.0% | +98.3% | |
| Annual Gross Profit | $15.79B | -5.1% | +33.5% | +38.4% | +100.0% | |
| Annual Operating Margin | 28.38% | +9.5% | -16.3% | +48.3% | -30.6% | |
| Annual Net Margin | 18.15% | +7.7% | -20.6% | +68.1% | -7.5% |
Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 89.62% | N/A | -7.9% |
| 5Y | 91.94% | -10.2% | |
| All | 93.07% | -11.3% |
Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 80.11% | +3.1% | |
| 5Y | 80.11% | +3.1% | |
| All | 0.00% | N/A |
Gross Margin History
FAQ
What is the current annual gross margin of SYF?
As of today, SYF annual gross margin is 82.58%
What is 1-year change in SYF annual gross margin?
SYF annual gross margin is up +3.08% year-over-year
What is 3-year change in SYF annual gross margin?
SYF annual gross margin is down -7.86% over the past 3 years
How far is SYF annual gross margin from its all-time high?
SYF annual gross margin is currently -11.27% below its historical high of 93.07% set on December 31, 2015
How does SYF annual gross margin rank versus sector peers?
SYF annual gross margin is higher than 88.46% of companies in Financial Services sector
When is SYF next annual earnings release?
As of today, the next annual earnings release for SYF has not been scheduled
Gross Margin Formula
Gross Margin = Gross Profit
Revenue × 100%
Revenue × 100%
Quarterly Gross Margin
83.66%2.41%+2.97%
Summary
- Current Value
- As of today, SYF quarterly gross margin is 83.66%, up +2.97% on
- Historical Performance
- SYF quarterly gross margin is up +4.56% year-over-year, up +3.86% over the past 3 years
- All-Time High Comparison
- SYF quarterly gross margin is currently -10.56% below its historical high of 93.54% set on
- 3-Year Low Comparison
- SYF quarterly gross margin is +6.46% above its 3-year low of 78.58% reached on
- Sector Comparison
- SYF quarterly gross margin is higher than 89.37% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Gross Margin | 83.66% | +3.0% | +4.6% | +3.9% | -8.5% | |
| Annual Gross Margin | 82.58% | – | +3.1% | -7.9% | -7.1% | |
| Price | $71.77 | -5.9% | -0.1% | +100.3% | +54.3% | |
| PE Ratio | 7.36 | -6.8% | -15.7% | +10.8% | -11.3% | |
| Quarterly Revenue | $4.69B | +0.6% | -0.4% | +11.9% | +76.4% | |
| Quarterly Gross Profit | $3.93B | +3.6% | +4.1% | +16.2% | +61.4% | |
| Quarterly Operating Margin | 29.70% | +11.3% | -4.5% | +34.6% | -55.1% | |
| Quarterly Net Margin | 18.41% | +6.7% | -10.3% | +35.8% | -60.5% |
Quarterly Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 83.66% | at high | |
| 3Y | 83.66% | at high | |
| 5Y | 92.79% | -9.8% | |
| All | 93.54% | -10.6% |
Quarterly Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 80.01% | N/A | +4.6% |
| 3Y | 78.58% | +6.5% | |
| 5Y | 78.58% | +6.5% | |
| All | 0.00% | N/A |
Quarterly Gross Margin History
FAQ
What is the current quarterly gross margin of SYF?
As of today, SYF quarterly gross margin is 83.66%
What is SYF quarterly gross margin most recent change?
SYF quarterly gross margin was up +2.97% on June 30, 2026
What is 1-year change in SYF quarterly gross margin?
SYF quarterly gross margin is up +4.56% year-over-year
How far is SYF quarterly gross margin from its all-time high?
SYF quarterly gross margin is currently -10.56% below its historical high of 93.54% set on December 31, 2015
How does SYF quarterly gross margin rank versus sector peers?
SYF quarterly gross margin is higher than 89.37% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Gross Margin Formula
Gross Margin = Gross Profit
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf