Annual Net Margin
18.15%1.29%+7.65%
Summary
- Current Value
- As of today, SYF annual net margin is 18.15%, up +7.65% on
- Historical Performance
- SYF annual net margin is down -20.60% over the past 3 years, up +68.06% over the past 5 years
- All-Time High Comparison
- SYF annual net margin is currently -51.74% below its historical high of 37.61% set on
- 3-Year Low Comparison
- SYF annual net margin is +40.59% above its 3-year low of 12.91% reached on
- Sector Comparison
- SYF annual net margin is higher than 63.07% of companies in Financial Services sector
Net Margin Chart
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Net Margin | 18.15% | +7.7% | -20.6% | +68.1% | -7.5% | |
| Quarterly Net Margin | 18.41% | -10.3% | +35.8% | -60.5% | +45.4% | |
| Price | $71.77 | -0.1% | +100.3% | +54.3% | – | |
| PE Ratio | 7.36 | -15.7% | +10.8% | -11.3% | – | |
| Annual Revenue | $19.12B | -7.9% | +44.9% | +49.0% | +98.3% | |
| Annual Net Income | $3.55B | +1.5% | +17.8% | +156.5% | +87.9% | |
| Annual Gross Margin | 82.58% | +3.1% | -7.9% | -7.1% | +100.0% | |
| Annual Operating Margin | 28.38% | +9.5% | -16.3% | +48.3% | -30.6% |
Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 22.86% | N/A | -20.6% |
| 5Y | 37.61% | -51.7% | |
| All | 37.61% | -51.7% |
Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 12.91% | +40.6% | |
| 5Y | 10.80% | N/A | +68.1% |
| All | 10.80% | +68.1% |
Net Margin History
FAQ
What is the current annual net margin of SYF?
As of today, SYF annual net margin is 18.15%
What is 1-year change in SYF annual net margin?
SYF annual net margin is up +7.65% year-over-year
What is 3-year change in SYF annual net margin?
SYF annual net margin is down -20.60% over the past 3 years
How far is SYF annual net margin from its all-time high?
SYF annual net margin is currently -51.74% below its historical high of 37.61% set on December 31, 2021
How does SYF annual net margin rank versus sector peers?
SYF annual net margin is higher than 63.07% of companies in Financial Services sector
When is SYF next annual earnings release?
As of today, the next annual earnings release for SYF has not been scheduled
Net Margin Formula
Net Margin = Net Income
Revenue × 100%
Revenue × 100%
Quarterly Net Margin
18.41%1.16%+6.72%
Summary
- Current Value
- As of today, SYF quarterly net margin is 18.41%, up +6.72% on
- Historical Performance
- SYF quarterly net margin is down -10.28% year-over-year, up +35.77% over the past 3 years
- All-Time High Comparison
- SYF quarterly net margin is currently -60.55% below its historical high of 46.67% set on
- 3-Year Low Comparison
- SYF quarterly net margin is +98.38% above its 3-year low of 9.28% reached on
- Sector Comparison
- SYF quarterly net margin is higher than 60.00% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Net Margin | 18.41% | +6.7% | -10.3% | +35.8% | -60.5% | |
| Annual Net Margin | 18.15% | – | +7.7% | -20.6% | +68.1% | |
| Price | $71.77 | -5.9% | -0.1% | +100.3% | +54.3% | |
| PE Ratio | 7.36 | -6.8% | -15.7% | +10.8% | -11.3% | |
| Quarterly Revenue | $4.69B | +0.6% | -0.4% | +11.9% | +76.4% | |
| Quarterly Net Income | $885.00M | +9.9% | -8.5% | +55.5% | -28.7% | |
| Quarterly Gross Margin | 83.66% | +3.0% | +4.6% | +3.9% | -8.5% | |
| Quarterly Operating Margin | 29.70% | +11.3% | -4.5% | +34.6% | -55.1% |
Quarterly Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 22.28% | -17.4% | |
| 3Y | 22.28% | -17.4% | |
| 5Y | 46.67% | N/A | -60.5% |
| All | 46.67% | -60.5% |
Quarterly Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 15.76% | +16.8% | |
| 3Y | 9.28% | +98.4% | |
| 5Y | 9.28% | +98.4% | |
| All | 1.52% | +1111.2% |
Quarterly Net Margin History
FAQ
What is the current quarterly net margin of SYF?
As of today, SYF quarterly net margin is 18.41%
What is SYF quarterly net margin most recent change?
SYF quarterly net margin was up +6.72% on June 30, 2026
What is 1-year change in SYF quarterly net margin?
SYF quarterly net margin is down -10.28% year-over-year
How far is SYF quarterly net margin from its all-time high?
SYF quarterly net margin is currently -60.55% below its historical high of 46.67% set on June 30, 2021
How does SYF quarterly net margin rank versus sector peers?
SYF quarterly net margin is higher than 60.00% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Net Margin Formula
Net Margin = Net Income
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf