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Synchrony Financial (SYF) Net Margin

Annual Net Margin:

21.70%+5.28%(+32.16%)
December 31, 2024

Summary

  • As of today, SYF annual net profit margin is 21.70%, with the most recent change of +5.28% (+32.16%) on December 31, 2024.
  • During the last 3 years, SYF annual net margin has fallen by -19.71% (-47.60%).
  • SYF annual net margin is now -47.60% below its all-time high of 41.41%, reached on December 31, 2021.

Performance

SYF Net Margin Chart

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Quarterly Net Margin:

21.87%+1.35%(+6.58%)
September 30, 2025

Summary

  • As of today, SYF quarterly net profit margin is 21.87%, with the most recent change of +1.35% (+6.58%) on September 30, 2025.
  • Over the past year, SYF quarterly net margin has increased by +6.06% (+38.33%).
  • SYF quarterly net margin is now -53.14% below its all-time high of 46.67%, reached on June 30, 2021.

Performance

SYF Quarterly Net Margin Chart

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Net Margin Formula

Net Margin =  Net Income
Revenue
✕ 100%

SYF Net Margin Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year+32.2%+38.3%
3Y3 Years-47.6%+3.5%
5Y5 Years-22.9%+114.4%

SYF Net Margin Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-47.6%+32.2%at high+135.7%
5Y5-Year-47.6%+74.9%-53.1%+135.7%
All-TimeAll-Time-47.6%+74.9%-53.1%+1338.8%

SYF Net Margin History

DateAnnualQuarterly
Sep 2025
-
21.87%(+6.6%)
Jun 2025
-
20.52%(+30.2%)
Mar 2025
-
15.76%(+0.2%)
Dec 2024
21.70%(+32.2%)
15.73%(-0.5%)
Sep 2024
-
15.81%(+20.2%)
Jun 2024
-
13.15%(-39.4%)
Mar 2024
-
21.69%(+133.7%)
Dec 2023
16.42%(-36.5%)
9.28%(-34.0%)
Sep 2023
-
14.06%(+3.7%)
Jun 2023
-
13.56%(-11.3%)
Mar 2023
-
15.28%(-2.2%)
Dec 2022
25.84%(-37.6%)
15.62%(-26.0%)
Sep 2022
-
21.12%(-17.4%)
Jun 2022
-
25.56%(-17.0%)
Mar 2022
-
30.80%(+11.9%)
Dec 2021
41.41%(+233.7%)
27.53%(-34.2%)
Sep 2021
-
41.86%(-10.3%)
Jun 2021
-
46.67%(+31.3%)
Mar 2021
-
35.54%(+45.8%)
Dec 2020
12.41%(-55.9%)
24.37%(+138.9%)
Sep 2020
-
10.20%(+571.1%)
Jun 2020
-
1.52%(-81.0%)
Mar 2020
-
7.99%(-60.0%)
Dec 2019
28.15%
19.97%(-23.4%)
Sep 2019
-
26.07%(+21.3%)
Jun 2019
-
21.49%(-23.8%)
DateAnnualQuarterly
Mar 2019
-
28.21%(+47.2%)
Dec 2018
21.00%(+34.2%)
19.17%(+11.0%)
Sep 2018
-
17.27%(-11.1%)
Jun 2018
-
19.42%(+9.2%)
Mar 2018
-
17.78%(+65.1%)
Dec 2017
15.65%(-23.7%)
10.77%(-32.0%)
Sep 2017
-
15.84%(+7.2%)
Jun 2017
-
14.77%(-1.7%)
Mar 2017
-
15.02%(-16.0%)
Dec 2016
20.52%(-9.6%)
17.88%(-7.5%)
Sep 2016
-
19.34%(+16.0%)
Jun 2016
-
16.67%(-15.7%)
Mar 2016
-
19.78%(+3.5%)
Dec 2015
22.71%(-0.6%)
19.11%(-8.3%)
Sep 2015
-
20.85%(+3.1%)
Jun 2015
-
20.22%(-5.1%)
Mar 2015
-
21.30%(+37.2%)
Dec 2014
22.85%(+0.4%)
15.52%(-8.8%)
Sep 2014
-
17.02%(+9.5%)
Jun 2014
-
15.54%(-15.1%)
Mar 2014
-
18.31%(+30.4%)
Dec 2013
22.75%(-13.4%)
14.04%(-34.3%)
Sep 2013
-
21.37%(+12.1%)
Jun 2013
-
19.07%(+50.6%)
Mar 2013
-
12.66%
Dec 2012
26.28%(+1.2%)
-
Dec 2011
25.97%
-

FAQ

  • What is Synchrony Financial annual net profit margin?
  • What is the all-time high annual net margin for Synchrony Financial?
  • What is Synchrony Financial annual net margin year-on-year change?
  • What is Synchrony Financial quarterly net profit margin?
  • What is the all-time high quarterly net margin for Synchrony Financial?
  • What is Synchrony Financial quarterly net margin year-on-year change?

What is Synchrony Financial annual net profit margin?

The current annual net margin of SYF is 21.70%

What is the all-time high annual net margin for Synchrony Financial?

Synchrony Financial all-time high annual net profit margin is 41.41%

What is Synchrony Financial annual net margin year-on-year change?

Over the past year, SYF annual net profit margin has changed by +5.28% (+32.16%)

What is Synchrony Financial quarterly net profit margin?

The current quarterly net margin of SYF is 21.87%

What is the all-time high quarterly net margin for Synchrony Financial?

Synchrony Financial all-time high quarterly net profit margin is 46.67%

What is Synchrony Financial quarterly net margin year-on-year change?

Over the past year, SYF quarterly net profit margin has changed by +6.06% (+38.33%)
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