Annual Net Margin
18.15%1.29%+7.65%
Summary
- Current Value
- As of today, SYF annual net margin is 18.15%, up +7.65% on
- Historical Performance
- SYF annual net margin is down -20.60% over the past 3 years, up +68.06% over the past 5 years
- All-Time High Comparison
- SYF annual net margin is currently -51.74% below its historical high of 37.61% set on
- 3-Year Low Comparison
- SYF annual net margin is +40.59% above its 3-year low of 12.91% reached on
- Sector Comparison
- SYF annual net margin is higher than 62.85% of companies in Financial Services sector
Net Margin Chart
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Net Margin | 18.15% | +7.7% | -20.6% | +68.1% | -7.5% | |
| Quarterly Net Margin | 18.41% | -10.3% | +35.8% | -60.5% | +45.4% | |
| Price | $81.00 | +11.2% | +136.6% | +56.3% | – | |
| PE Ratio | 8.31 | -6.1% | +31.1% | -10.2% | – | |
| Annual Revenue | $19.12B | -7.9% | +44.9% | +49.0% | +98.3% | |
| Annual Net Income | $3.55B | +1.5% | +17.8% | +156.5% | +87.9% | |
| Annual Gross Margin | 82.58% | +3.1% | -7.9% | -7.1% | +100.0% | |
| Annual Operating Margin | 28.38% | +9.5% | -16.3% | +48.3% | -30.6% |
Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 22.86% | N/A | -20.6% |
| 5Y | 37.61% | -51.7% | |
| All | 37.61% | -51.7% |
Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 12.91% | +40.6% | |
| 5Y | 10.80% | N/A | +68.1% |
| All | 10.80% | +68.1% |
Net Margin History
FAQ
- What is the current annual net margin of SYF?
- As of today, SYF annual net margin is 18.15%
- What is 1-year change in SYF annual net margin?
- SYF annual net margin is up +7.65% year-over-year
- What is 3-year change in SYF annual net margin?
- SYF annual net margin is down -20.60% over the past 3 years
- How far is SYF annual net margin from its all-time high?
- SYF annual net margin is currently -51.74% below its historical high of 37.61% set on December 31, 2021
- How does SYF annual net margin rank versus sector peers?
- SYF annual net margin is higher than 62.85% of companies in Financial Services sector
- When is SYF next annual earnings release?
- As of today, the next annual earnings release for SYF has not been scheduled
Net Margin Formula
Net Margin = Net Income
Revenue × 100%
Revenue × 100%
Quarterly Net Margin
18.41%1.16%+6.72%
Summary
- Current Value
- As of today, SYF quarterly net margin is 18.41%, up +6.72% on
- Historical Performance
- SYF quarterly net margin is down -10.28% year-over-year, up +35.77% over the past 3 years
- All-Time High Comparison
- SYF quarterly net margin is currently -60.55% below its historical high of 46.67% set on
- 3-Year Low Comparison
- SYF quarterly net margin is +98.38% above its 3-year low of 9.28% reached on
- Sector Comparison
- SYF quarterly net margin is higher than 55.77% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Net Margin | 18.41% | +6.7% | -10.3% | +35.8% | -60.5% | |
| Annual Net Margin | 18.15% | – | +7.7% | -20.6% | +68.1% | |
| Price | $81.00 | +13.7% | +11.2% | +136.6% | +56.3% | |
| PE Ratio | 8.31 | +12.6% | -6.1% | +31.1% | -10.2% | |
| Quarterly Revenue | $4.69B | +0.6% | -0.4% | +11.9% | +76.4% | |
| Quarterly Net Income | $885.00M | +9.9% | -8.5% | +55.5% | -28.7% | |
| Quarterly Gross Margin | 83.66% | +3.0% | +4.6% | +3.9% | -8.5% | |
| Quarterly Operating Margin | 29.70% | +11.3% | -4.5% | +34.6% | -55.1% |
Quarterly Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 22.28% | -17.4% | |
| 3Y | 22.28% | -17.4% | |
| 5Y | 46.67% | N/A | -60.5% |
| All | 46.67% | -60.5% |
Quarterly Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 15.76% | +16.8% | |
| 3Y | 9.28% | +98.4% | |
| 5Y | 9.28% | +98.4% | |
| All | 1.52% | +1111.2% |
Quarterly Net Margin History
FAQ
- What is the current quarterly net margin of SYF?
- As of today, SYF quarterly net margin is 18.41%
- What is SYF quarterly net margin most recent change?
- SYF quarterly net margin was up +6.72% on June 30, 2026
- What is 1-year change in SYF quarterly net margin?
- SYF quarterly net margin is down -10.28% year-over-year
- How far is SYF quarterly net margin from its all-time high?
- SYF quarterly net margin is currently -60.55% below its historical high of 46.67% set on June 30, 2021
- How does SYF quarterly net margin rank versus sector peers?
- SYF quarterly net margin is higher than 55.77% of companies in Financial Services sector
- When is SYF next earnings release?
- The next earnings release for SYF is on
Net Margin Formula
Net Margin = Net Income
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf