Annual Net Margin
18.15%1.29%+7.65%
Summary
- Current Value
- As of today, SYF annual net margin is 18.15%, up +7.65% on
- Historical Performance
- SYF annual net margin is down -20.60% over the past 3 years, up +68.06% over the past 5 years
- All-Time High Comparison
- SYF annual net margin is currently -51.74% below its historical high of 37.61% set on
- 3-Year Low Comparison
- SYF annual net margin is +40.59% above its 3-year low of 12.91% reached on
- Sector Comparison
- SYF annual net margin is higher than 61.62% of companies in Financial Services sector
Net Margin Chart
Add series to chart1/6
Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Net Margin | 18.15% | +7.7% | -20.6% | +68.1% | -7.5% | |
| Quarterly Net Margin | 15.32% | -2.6% | -1.9% | -37.1% | +21.0% | |
| Price | $71.38 | +11.4% | +92.8% | +92.1% | – | |
| PE Ratio | 7.69 | +2.4% | +26.9% | -52.9% | – | |
| Annual Revenue | $19.12B | -7.9% | +44.9% | +49.0% | +98.3% | |
| Annual Net Income | $3.55B | +1.5% | +17.8% | +156.5% | +87.9% | |
| Annual Gross Margin | 82.58% | +3.1% | -7.9% | -7.1% | +100.0% | |
| Annual Operating Margin | 28.38% | +9.5% | -16.3% | +48.3% | -30.6% |
Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 22.86% | N/A | -20.6% |
| 5Y | 37.61% | -51.7% | |
| All | 37.61% | -51.7% |
Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 12.91% | +40.6% | |
| 5Y | 10.80% | N/A | +68.1% |
| All | 10.80% | +68.1% |
Net Margin History
FAQ
What is the current annual net margin of SYF?
As of today, SYF annual net margin is 18.15%
What is 1-year change in SYF annual net margin?
SYF annual net margin is up +7.65% year-over-year
What is 3-year change in SYF annual net margin?
SYF annual net margin is down -20.60% over the past 3 years
How far is SYF annual net margin from its all-time high?
SYF annual net margin is currently -51.74% below its historical high of 37.61% set on December 31, 2021
How does SYF annual net margin rank versus sector peers?
SYF annual net margin is higher than 61.62% of companies in Financial Services sector
When is SYF next annual earnings release?
As of today, the next annual earnings release for SYF has not been scheduled
Quarterly Net Margin
15.32%6.96%-31.24%
Summary
- Current Value
- As of today, SYF quarterly net margin is 15.32%, down -31.24% on
- Historical Performance
- SYF quarterly net margin is down -2.61% year-over-year, down -1.92% over the past 3 years
- All-Time High Comparison
- SYF quarterly net margin is currently -67.17% below its historical high of 46.67% set on
- 3-Year Low Comparison
- SYF quarterly net margin is +65.09% above its 3-year low of 9.28% reached on
- Sector Comparison
- SYF quarterly net margin is higher than 43.59% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Net Margin | 15.32% | -31.2% | -2.6% | -1.9% | -37.1% | |
| Annual Net Margin | 18.15% | – | +7.7% | -20.6% | +68.1% | |
| Price | $71.38 | -3.3% | +11.4% | +92.8% | +92.1% | |
| PE Ratio | 7.69 | -4.6% | +2.4% | +26.9% | -52.9% | |
| Quarterly Revenue | $4.77B | -1.4% | -3.1% | +29.0% | +57.4% | |
| Quarterly Net Income | $751.00M | -30.3% | -3.0% | +30.2% | +1.8% | |
| Quarterly Gross Margin | 83.61% | +2.8% | +4.9% | -2.5% | -7.9% | |
| Quarterly Operating Margin | 24.00% | -28.7% | +0.5% | -1.7% | -32.6% |
Quarterly Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 22.28% | -31.2% | |
| 3Y | 22.28% | -31.2% | |
| 5Y | 46.67% | -67.2% | |
| All | 46.67% | -67.2% |
Quarterly Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 15.32% | at low | |
| 3Y | 9.28% | +65.1% | |
| 5Y | 9.28% | +65.1% | |
| All | 1.52% | +907.9% |
Quarterly Net Margin History
FAQ
What is the current quarterly net margin of SYF?
As of today, SYF quarterly net margin is 15.32%
What is SYF quarterly net margin most recent change?
SYF quarterly net margin was down -31.24% on December 31, 2025
What is 1-year change in SYF quarterly net margin?
SYF quarterly net margin is down -2.61% year-over-year
How far is SYF quarterly net margin from its all-time high?
SYF quarterly net margin is currently -67.17% below its historical high of 46.67% set on June 30, 2021
How does SYF quarterly net margin rank versus sector peers?
SYF quarterly net margin is higher than 43.59% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Net Margin Formula
Net Margin = Net Income
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf