Annual Net Margin
21.70%5.28%+32.16%
Summary
- Current Value
- As of today, SYF annual net margin is 21.70%, up +32.16% on
- Historical Performance
- SYF annual net margin is down -47.60% over the past 3 years, and down -22.91% over the past 5 years
- All-Time High Comparison
- SYF annual net margin is currently -47.60% below its historical high of 41.41% set on
- 3-Year Low Comparison
- SYF annual net margin is +32.16% above its 3-year low of 16.42% reached on
- Sector Comparison
- SYF annual net margin is higher than 73.34% of companies in Financial Services sector
Net Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Net Margin | 21.70% | +32.2% | -47.6% | -22.9% | -16.4% | |
| Quarterly Net Margin | 21.87% | +38.3% | +3.5% | +114.4% | +72.8% | |
| Price | $84.65 | +29.7% | +157.6% | +143.9% | – | |
| PE Ratio | 9.25 | +20.9% | +71.9% | -39.4% | – | |
| Annual Revenue | $20.76B | +19.7% | +85.0% | +33.0% | +115.4% | |
| Annual Net Income | $3.50B | +56.3% | -17.1% | -6.6% | +85.1% | |
| Annual Gross Margin | 80.11% | -1.4% | -12.9% | -9.0% | +100.0% | |
| Annual Operating Margin | 25.92% | +22.7% | -51.3% | -27.9% | -36.6% |
Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 25.84% | N/A | -16.0% |
| 5Y | 41.41% | -47.6% | |
| All | 41.41% | -47.6% |
Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 16.42% | +32.2% | |
| 5Y | 12.41% | N/A | +74.9% |
| All | 12.41% | +74.9% |
Net Margin History
FAQ
What is the current annual net margin of SYF?
As of today, SYF annual net margin is 21.70%
What is 1-year change in SYF annual net margin?
SYF annual net margin is up +32.16% year-over-year
What is 3-year change in SYF annual net margin?
SYF annual net margin is down -47.60% over the past 3 years
How far is SYF annual net margin from its all-time high?
SYF annual net margin is currently -47.60% below its historical high of 41.41% set on December 31, 2021
How does SYF annual net margin rank versus sector peers?
SYF annual net margin is higher than 73.34% of companies in Financial Services sector
When is SYF next annual earnings release?
The next annual earnings release for SYF is on
Quarterly Net Margin
21.87%1.35%+6.58%
Summary
- Current Value
- As of today, SYF quarterly net margin is 21.87%, up +6.58% on
- Historical Performance
- SYF quarterly net margin is up +38.33% year-over-year, and up +3.55% over the past 3 years
- All-Time High Comparison
- SYF quarterly net margin is currently -53.14% below its historical high of 46.67% set on
- 3-Year Low Comparison
- SYF quarterly net margin is +135.67% above its 3-year low of 9.28% reached on
- Sector Comparison
- SYF quarterly net margin is higher than 70.11% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Net Margin | 21.87% | +6.6% | +38.3% | +3.5% | +114.4% | |
| Annual Net Margin | 21.70% | – | +32.2% | -47.6% | -22.9% | |
| Price | $84.65 | +20.4% | +29.7% | +157.6% | +143.9% | |
| PE Ratio | 9.25 | +20.4% | +20.9% | +71.9% | -39.4% | |
| Quarterly Revenue | $4.83B | +2.6% | -3.1% | +45.2% | +57.5% | |
| Quarterly Net Income | $1.08B | +11.4% | +36.5% | +53.2% | +244.1% | |
| Quarterly Gross Margin | 83.20% | +4.0% | +5.4% | -6.4% | -6.8% | |
| Quarterly Operating Margin | 33.68% | +8.3% | +36.0% | +6.2% | +106.4% |
Quarterly Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 21.87% | at high | |
| 3Y | 21.87% | at high | |
| 5Y | 46.67% | -53.1% | |
| All | 46.67% | -53.1% |
Quarterly Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 15.73% | N/A | +39.0% |
| 3Y | 9.28% | +135.7% | |
| 5Y | 9.28% | +135.7% | |
| All | 1.52% | +1338.8% |
Quarterly Net Margin History
FAQ
What is the current quarterly net margin of SYF?
As of today, SYF quarterly net margin is 21.87%
What is SYF quarterly net margin most recent change?
SYF quarterly net margin was up +6.58% on September 30, 2025
What is 1-year change in SYF quarterly net margin?
SYF quarterly net margin is up +38.33% year-over-year
How far is SYF quarterly net margin from its all-time high?
SYF quarterly net margin is currently -53.14% below its historical high of 46.67% set on June 30, 2021
How does SYF quarterly net margin rank versus sector peers?
SYF quarterly net margin is higher than 70.11% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Net Margin Formula
Net Margin = Net Income
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1601712/000160171225000256/0001601712-25-000256-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171225000044/0001601712-25-000044-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf