What is the current annual EBITDA of SYF?

As of today, SYF annual EBITDA is $11.01B

What is 1-year change in SYF annual EBITDA?

SYF annual EBITDA is down -11.45% year-over-year

What is 3-year change in SYF annual EBITDA?

SYF annual EBITDA is up +34.12% over the past 3 years

How far is SYF annual EBITDA from its all-time high?

SYF annual EBITDA is currently -11.45% below its historical high of $12.44B set on December 31, 2024

How does SYF annual EBITDA rank versus sector peers?

SYF annual EBITDA is higher than 95.97% of companies in Financial Services sector

When is SYF next annual earnings release?

The next annual earnings release for SYF is on January 26, 2027

What is the current quarterly EBITDA of SYF?

As of today, SYF quarterly EBITDA is $2.77B

What is SYF quarterly EBITDA most recent change?

SYF quarterly EBITDA was up +2.56% on September 30, 2026

What is 1-year change in SYF quarterly EBITDA?

SYF quarterly EBITDA is down -3.46% year-over-year

How far is SYF quarterly EBITDA from its all-time high?

SYF quarterly EBITDA is currently -28.76% below its historical high of $3.88B set on March 31, 2024

How does SYF quarterly EBITDA rank versus sector peers?

SYF quarterly EBITDA is higher than 99.04% of companies in Financial Services sector

When is SYF next earnings release?

The next earnings release for SYF is on January 26, 2027

What is the current TTM EBITDA of SYF?

As of today, SYF TTM EBITDA is $10.83B

What is SYF TTM EBITDA most recent change?

SYF TTM EBITDA was down -0.91% on September 30, 2026

What is 1-year change in SYF TTM EBITDA?

SYF TTM EBITDA is down -2.80% year-over-year

How far is SYF TTM EBITDA from its all-time high?

SYF TTM EBITDA is currently -12.91% below its historical high of $12.44B set on December 31, 2024

How does SYF TTM EBITDA rank versus sector peers?

SYF TTM EBITDA is higher than 98.80% of companies in Financial Services sector

When is SYF next earnings release?

The next earnings release for SYF is on January 26, 2027

SYF EBITDA History & Chart Since 2011

Annual EBITDA

$11.01B$1.42B-11.45%

December 31, 2025

Summary

Current Value: As of today, SYF annual EBITDA is $11.01B, down -11.45% on December 31, 2025
Historical Performance: SYF annual EBITDA is up +34.12% over the past 3 years, up +36.11% over the past 5 years
All-Time High Comparison: SYF annual EBITDA is currently -11.45% below its historical high of $12.44B set on December 31, 2024
3-Year Low Comparison: SYF annual EBITDA is +34.12% above its 3-year low of $8.21B reached on an earlier date
Sector Comparison: SYF annual EBITDA is higher than 95.97% of companies in Financial Services sector

EBITDA Chart

beforeafter

Performance

SYF Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual EBITDA	Dec 31, 25	$11.01B	-11.4%	+34.1%	+36.1%	+172.8%
Quarterly EBITDA	Sep 30, 26	$2.77B	-3.5%	+5.7%	+61.3%	+248.7%
TTM EBITDA	Sep 30, 26	$10.83B	-2.8%	+13.2%	+51.8%	+1266.0%
Price	Nov 6, 26	$73.74	+0.3%	+149.9%	+49.9%	–
PE Ratio	Nov 6, 26	7.70	-4.2%	+41.0%	+10.9%	–
Annual Revenue	Dec 31, 25	$19.12B	-7.9%	+44.9%	+49.0%	+98.3%
Annual EPS	Dec 31, 25	$9.28	+8.4%	+50.8%	+308.1%	+100.0%
	Dec 31, 25	$10.65B	-12.1%	+35.7%	+37.2%	+170.2%
Annual Net Income	Dec 31, 25	$3.55B	+1.5%	+17.8%	+156.5%	+87.9%

EBITDA Highs

SYF Annual EBITDA Highs Comparison
Period	High	Date	Current
3Y	$12.44B	Dec 31, 24	-11.4%
5Y	$12.44B	Dec 31, 24	-11.4%
All	$12.44B	Dec 31, 24	-11.4%

EBITDA Lows

SYF Annual EBITDA Lows Comparison
Period	Low	Date	Current
3Y	$8.21B	N/A	+34.1%
5Y	$7.03B	Dec 31, 21	+56.6%
All	$3.99B	Dec 31, 13	+176.2%

EBITDA History

Year	Value	Change
2025	$11.01B	-11.4%
2024	$12.44B	+25.4%
2023	$9.92B	+20.8%
2022	$8.21B	+16.7%
2021	$7.03B	-13.1%
2020	$8.09B	-19.8%
2019	$10.09B	-0.2%
2018	$10.11B	+8.1%

Year	Value	Change
2017	$9.36B	+13.4%
2016	$8.25B	+15.3%
2015	$7.16B	+61.3%
2014	$4.44B	+11.3%
2013	$3.99B	-5.1%
2012	$4.20B	+4.1%
2011	$4.04B	-

FAQ

What is the current annual EBITDA of SYF?: As of today, SYF annual EBITDA is $11.01B
What is 1-year change in SYF annual EBITDA?: SYF annual EBITDA is down -11.45% year-over-year
What is 3-year change in SYF annual EBITDA?: SYF annual EBITDA is up +34.12% over the past 3 years
How far is SYF annual EBITDA from its all-time high?: SYF annual EBITDA is currently -11.45% below its historical high of $12.44B set on December 31, 2024
How does SYF annual EBITDA rank versus sector peers?: SYF annual EBITDA is higher than 95.97% of companies in Financial Services sector
When is SYF next annual earnings release?: The next annual earnings release for SYF is on January 26, 2027

EBITDA Formula

EBITDA = Net Income + + +

Quarterly EBITDA

$2.77B$69.00M+2.56%

September 30, 2026

Summary

Current Value: As of today, SYF quarterly EBITDA is $2.77B, up +2.56% on September 30, 2026
Historical Performance: SYF quarterly EBITDA is down -3.46% year-over-year, up +5.74% over the past 3 years
All-Time High Comparison: SYF quarterly EBITDA is currently -28.76% below its historical high of $3.88B set on March 31, 2024
3-Year Low Comparison: SYF quarterly EBITDA is +5.74% above its 3-year low of $2.62B reached on an earlier date
Sector Comparison: SYF quarterly EBITDA is higher than 99.04% of companies in Financial Services sector

Performance

SYF Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly EBITDA	Sep 30, 26	$2.77B	+2.6%	-3.5%	+5.7%	+61.3%
Annual EBITDA	Dec 31, 25	$11.01B	–	-11.4%	+34.1%	+36.1%
TTM EBITDA	Sep 30, 26	$10.83B	-0.9%	-2.8%	+13.2%	+51.8%
Price	Nov 6, 26	$73.74	-6.3%	+0.3%	+149.9%	+49.9%
PE Ratio	Nov 6, 26	7.70	-4.6%	-4.2%	+41.0%	+10.9%
Quarterly Revenue	Sep 30, 26	$4.80B	+2.2%	-0.8%	+7.4%	+76.0%
Quarterly EPS	Sep 30, 26	$2.68	+3.6%	-6.2%	+81.4%	+34.1%
	Sep 30, 26	$2.66B	+2.5%	-4.2%	+5.8%	+62.7%
Quarterly Net Income	Sep 30, 26	$892.00M	+0.8%	-17.2%	+42.0%	-21.8%

Quarterly EBITDA Highs

SYF Quarterly EBITDA Highs Comparison
Period	High	Date	Current
1Y	$2.86B	N/A	-3.5%
3Y	$3.88B	Mar 31, 24	-28.8%
5Y	$3.88B	Mar 31, 24	-28.8%
All	$3.88B	Mar 31, 24	-28.8%

Quarterly EBITDA Lows

SYF Quarterly EBITDA Lows Comparison
Period	Low	Date	Current
1Y	$2.69B	Mar 31, 26	+3.0%
3Y	$2.62B	N/A	+5.7%
5Y	$1.71B	N/A	+61.3%
All	$793.00M	Mar 31, 13	+248.7%

Quarterly EBITDA History

Month	Value	Change
Sep 2026	$2.77B	+2.6%
Jun 2026	$2.70B	+0.4%
Mar 2026	$2.69B	-0.0%
Dec 2025	$2.69B	-6.2%
Sep 2025	$2.86B	+6.1%
Jun 2025	$2.70B	-2.4%
Mar 2025	$2.77B	-1.8%
Dec 2024	$2.82B	-3.4%
Sep 2024	$2.92B	+3.2%
Jun 2024	$2.83B	-27.2%
Mar 2024	$3.88B	+47.8%
Dec 2023	$2.63B	+0.4%
Sep 2023	$2.62B	+8.6%
Jun 2023	$2.41B	+2.3%
Mar 2023	$2.36B	+7.5%
Dec 2022	$2.19B	+5.5%
Sep 2022	$2.08B	+4.1%
Jun 2022	$1.99B	+2.1%
Mar 2022	$1.95B	+8.1%
Dec 2021	$1.81B	+5.4%
Sep 2021	$1.71B	+3.9%
Jun 2021	$1.65B	-11.5%
Mar 2021	$1.86B	-2.3%
Dec 2020	$1.91B	-1.1%
Sep 2020	$1.93B	-1.3%
Jun 2020	$1.96B	-15.1%
Mar 2020	$2.30B	+1.1%
Dec 2019	$2.28B	-14.2%

Month	Value	Change
Sep 2019	$2.65B	+2.5%
Jun 2019	$2.59B	+0.5%
Mar 2019	$2.58B	-5.3%
Dec 2018	$2.72B	+5.4%
Sep 2018	$2.58B	+7.8%
Jun 2018	$2.39B	-1.0%
Mar 2018	$2.42B	-0.1%
Dec 2017	$2.42B	+1.7%
Sep 2017	$2.38B	+3.8%
Jun 2017	$2.29B	+1.2%
Mar 2017	$2.27B	+5.0%
Dec 2016	$2.16B	+1.8%
Sep 2016	$2.12B	+8.2%
Jun 2016	$1.96B	-2.6%
Mar 2016	$2.01B	+9.0%
Dec 2015	$1.85B	+2.8%
Sep 2015	$1.80B	+1.6%
Jun 2015	$1.77B	+1.4%
Mar 2015	$1.75B	+49.1%
Dec 2014	$1.17B	+1.2%
Sep 2014	$1.16B	+15.4%
Jun 2014	$1.00B	-9.8%
Mar 2014	$1.11B	+22.5%
Dec 2013	$907.00M	-26.2%
Sep 2013	$1.23B	+16.1%
Jun 2013	$1.06B	+33.5%
Mar 2013	$793.00M	-

FAQ

What is the current quarterly EBITDA of SYF?: As of today, SYF quarterly EBITDA is $2.77B
What is SYF quarterly EBITDA most recent change?: SYF quarterly EBITDA was up +2.56% on September 30, 2026
What is 1-year change in SYF quarterly EBITDA?: SYF quarterly EBITDA is down -3.46% year-over-year
How far is SYF quarterly EBITDA from its all-time high?: SYF quarterly EBITDA is currently -28.76% below its historical high of $3.88B set on March 31, 2024
How does SYF quarterly EBITDA rank versus sector peers?: SYF quarterly EBITDA is higher than 99.04% of companies in Financial Services sector
When is SYF next earnings release?: The next earnings release for SYF is on January 26, 2027

EBITDA Formula

EBITDA = Net Income + + +

TTM EBITDA

$10.83B$99.00M-0.91%

September 30, 2026

Summary

Current Value: As of today, SYF TTM EBITDA is $10.83B, down -0.91% on September 30, 2026
Historical Performance: SYF TTM EBITDA is down -2.80% year-over-year, up +13.21% over the past 3 years
All-Time High Comparison: SYF TTM EBITDA is currently -12.91% below its historical high of $12.44B set on December 31, 2024
3-Year Low Comparison: SYF TTM EBITDA is +13.21% above its 3-year low of $9.57B reached on an earlier date
Sector Comparison: SYF TTM EBITDA is higher than 98.80% of companies in Financial Services sector

Performance

SYF Performance
Metric	Date	Value	3M	1Y	3Y	5Y
TTM EBITDA	Sep 30, 26	$10.83B	-0.9%	-2.8%	+13.2%	+51.8%
Annual EBITDA	Dec 31, 25	$11.01B	–	-11.4%	+34.1%	+36.1%
Quarterly EBITDA	Sep 30, 26	$2.77B	+2.6%	-3.5%	+5.7%	+61.3%
Price	Nov 6, 26	$73.74	-6.3%	+0.3%	+149.9%	+49.9%
PE Ratio	Nov 6, 26	7.70	-4.6%	-4.2%	+41.0%	+10.9%
TTM Revenue	Sep 30, 26	$18.92B	-0.2%	-1.8%	+16.1%	+67.5%
TTM EPS	Sep 30, 26	$9.57	-1.8%	+4.6%	+77.0%	+35.2%
	Sep 30, 26	$10.42B	-1.1%	-3.5%	+13.5%	+53.0%
TTM Net Income	Sep 30, 26	$3.33B	-5.3%	-6.8%	+40.3%	-19.6%

TTM EBITDA Highs

SYF TTM EBITDA Highs Comparison
Period	High	Date	Current
1Y	$11.14B	N/A	-2.8%
3Y	$12.44B	Dec 31, 24	-12.9%
5Y	$12.44B	Dec 31, 24	-12.9%
All	$12.44B	Dec 31, 24	-12.9%

TTM EBITDA Lows

SYF TTM EBITDA Lows Comparison
Period	Low	Date	Current
1Y	$10.83B	Sep 30, 26	at low
3Y	$9.57B	N/A	+13.2%
5Y	$7.03B	Dec 31, 21	+54.0%
All	$793.00M	Mar 31, 13	+1266.0%

TTM EBITDA History

Month	Value	Change
Sep 2026	$10.83B	-0.9%
Jun 2026	$10.93B	-0.0%
Mar 2026	$10.93B	-0.7%
Dec 2025	$11.01B	-1.2%
Sep 2025	$11.14B	-0.5%
Jun 2025	$11.20B	-1.1%
Mar 2025	$11.32B	-9.0%
Dec 2024	$12.44B	+1.6%
Sep 2024	$12.25B	+2.5%
Jun 2024	$11.95B	+3.6%
Mar 2024	$11.53B	+15.3%
Dec 2023	$10.00B	+4.5%
Sep 2023	$9.57B	+6.0%
Jun 2023	$9.03B	+4.8%
Mar 2023	$8.61B	+4.9%
Dec 2022	$8.21B	+4.9%
Sep 2022	$7.83B	+4.8%
Jun 2022	$7.47B	+4.8%
Mar 2022	$7.12B	+1.3%
Dec 2021	$7.03B	-1.4%
Sep 2021	$7.14B	-2.9%
Jun 2021	$7.35B	-4.0%
Mar 2021	$7.66B	-5.4%
Dec 2020	$8.09B	-4.3%
Sep 2020	$8.46B	-7.9%
Jun 2020	$9.19B	-6.4%
Mar 2020	$9.82B	-2.7%
Dec 2019	$10.09B	-4.2%

Month	Value	Change
Sep 2019	$10.54B	+0.7%
Jun 2019	$10.47B	+1.9%
Mar 2019	$10.27B	+1.6%
Dec 2018	$10.11B	+3.1%
Sep 2018	$9.81B	+2.1%
Jun 2018	$9.61B	+1.1%
Mar 2018	$9.51B	+1.6%
Dec 2017	$9.36B	+2.9%
Sep 2017	$9.10B	+2.9%
Jun 2017	$8.84B	+3.9%
Mar 2017	$8.50B	+3.1%
Dec 2016	$8.25B	+3.9%
Sep 2016	$7.94B	+4.2%
Jun 2016	$7.62B	+2.6%
Mar 2016	$7.43B	+3.7%
Dec 2015	$7.16B	+10.4%
Sep 2015	$6.48B	+11.0%
Jun 2015	$5.84B	+15.1%
Mar 2015	$5.07B	+14.3%
Dec 2014	$4.44B	+6.3%
Sep 2014	$4.18B	-1.7%
Jun 2014	$4.25B	-1.3%
Mar 2014	$4.31B	+8.0%
Dec 2013	$3.99B	+29.4%
Sep 2013	$3.08B	+66.4%
Jun 2013	$1.85B	+133.5%
Mar 2013	$793.00M	-

FAQ

What is the current TTM EBITDA of SYF?: As of today, SYF TTM EBITDA is $10.83B
What is SYF TTM EBITDA most recent change?: SYF TTM EBITDA was down -0.91% on September 30, 2026
What is 1-year change in SYF TTM EBITDA?: SYF TTM EBITDA is down -2.80% year-over-year
How far is SYF TTM EBITDA from its all-time high?: SYF TTM EBITDA is currently -12.91% below its historical high of $12.44B set on December 31, 2024
How does SYF TTM EBITDA rank versus sector peers?: SYF TTM EBITDA is higher than 98.80% of companies in Financial Services sector
When is SYF next earnings release?: The next earnings release for SYF is on January 26, 2027

EBITDA Formula

EBITDA = Net Income + + +

Data Sources & References

SYF Official Website www.synchrony.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf