Annual Operating Margin
28.38%2.46%+9.49%
Summary
- Current Value
- As of today, SYF annual operating margin is 28.38%, up +9.49% on
- Historical Performance
- SYF annual operating margin is down -16.31% over the past 3 years, up +48.28% over the past 5 years
- All-Time High Comparison
- SYF annual operating margin is currently -46.63% below its historical high of 53.18% set on
- 3-Year Low Comparison
- SYF annual operating margin is +34.31% above its 3-year low of 21.13% reached on
- Sector Comparison
- SYF annual operating margin is higher than 71.78% of companies in Financial Services sector
Operating Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 28.38% | +9.5% | -16.3% | +48.3% | -30.6% | |
| Quarterly Operating Margin | 24.00% | +0.5% | -1.7% | -32.6% | -11.1% | |
| Price | $71.38 | +11.4% | +92.8% | +92.1% | – | |
| PE Ratio | 7.69 | +2.4% | +26.9% | -52.9% | – | |
| Annual Revenue | $19.12B | -7.9% | +44.9% | +49.0% | +98.3% | |
| Annual Operating Profit | $5.43B | +0.8% | +21.3% | +121.0% | +37.6% | |
| Annual Gross Margin | 82.58% | +3.1% | -7.9% | -7.1% | +100.0% | |
| Annual Net Margin | 18.15% | +7.7% | -20.6% | +68.1% | -7.5% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 33.91% | N/A | -16.3% |
| 5Y | 53.18% | -46.6% | |
| All | 53.18% | -46.6% |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 21.13% | +34.3% | |
| 5Y | 19.14% | N/A | +48.3% |
| All | 19.14% | +48.3% |
Operating Margin History
FAQ
What is the current annual operating margin of SYF?
As of today, SYF annual operating margin is 28.38%
What is 1-year change in SYF annual operating margin?
SYF annual operating margin is up +9.49% year-over-year
What is 3-year change in SYF annual operating margin?
SYF annual operating margin is down -16.31% over the past 3 years
How far is SYF annual operating margin from its all-time high?
SYF annual operating margin is currently -46.63% below its historical high of 53.18% set on December 31, 2021
How does SYF annual operating margin rank versus sector peers?
SYF annual operating margin is higher than 71.78% of companies in Financial Services sector
When is SYF next annual earnings release?
As of today, the next annual earnings release for SYF has not been scheduled
Quarterly Operating Margin
24.00%9.68%-28.74%
Summary
- Current Value
- As of today, SYF quarterly operating margin is 24.00%, down -28.74% on
- Historical Performance
- SYF quarterly operating margin is up +0.54% year-over-year, down -1.68% over the past 3 years
- All-Time High Comparison
- SYF quarterly operating margin is currently -63.74% below its historical high of 66.18% set on
- 3-Year Low Comparison
- SYF quarterly operating margin is +52.96% above its 3-year low of 15.69% reached on
- Sector Comparison
- SYF quarterly operating margin is higher than 51.76% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 24.00% | -28.7% | +0.5% | -1.7% | -32.6% | |
| Annual Operating Margin | 28.38% | – | +9.5% | -16.3% | +48.3% | |
| Price | $71.38 | -3.3% | +11.4% | +92.8% | +92.1% | |
| PE Ratio | 7.69 | -4.6% | +2.4% | +26.9% | -52.9% | |
| Quarterly Revenue | $4.77B | -1.4% | -3.1% | +29.0% | +57.4% | |
| Quarterly Operating Profit | $1.14B | -29.7% | -2.6% | +26.8% | +6.1% | |
| Quarterly Gross Margin | 83.61% | +2.8% | +4.9% | -2.5% | -7.9% | |
| Quarterly Net Margin | 15.32% | -31.2% | -2.6% | -1.9% | -37.1% |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 33.68% | -28.7% | |
| 3Y | 33.68% | -28.7% | |
| 5Y | 66.18% | -63.7% | |
| All | 66.18% | -63.7% |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 23.87% | N/A | +0.5% |
| 3Y | 15.69% | +53.0% | |
| 5Y | 15.69% | +53.0% | |
| All | 1.87% | +1183.4% |
Quarterly Operating Margin History
FAQ
What is the current quarterly operating margin of SYF?
As of today, SYF quarterly operating margin is 24.00%
What is SYF quarterly operating margin most recent change?
SYF quarterly operating margin was down -28.74% on December 31, 2025
What is 1-year change in SYF quarterly operating margin?
SYF quarterly operating margin is up +0.54% year-over-year
How far is SYF quarterly operating margin from its all-time high?
SYF quarterly operating margin is currently -63.74% below its historical high of 66.18% set on June 30, 2021
How does SYF quarterly operating margin rank versus sector peers?
SYF quarterly operating margin is higher than 51.76% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Operating Margin Formula
Operating Profit Margin = Operating Profit
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf