Annual Operating Margin
25.92%4.79%+22.67%
Summary
- Current Value
- As of today, SYF annual operating margin is 25.92%, up +22.67% on
- Historical Performance
- SYF annual operating margin is down -51.26% over the past 3 years, and down -27.94% over the past 5 years
- All-Time High Comparison
- SYF annual operating margin is currently -51.26% below its historical high of 53.18% set on
- 3-Year Low Comparison
- SYF annual operating margin is +22.67% above its 3-year low of 21.13% reached on
- Sector Comparison
- SYF annual operating margin is higher than 72.03% of companies in Financial Services sector
Operating Margin Chart
Add series to chart1/6
Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 25.92% | +22.7% | -51.3% | -27.9% | -36.6% | |
| Quarterly Operating Margin | 33.68% | +36.0% | +6.2% | +106.4% | +24.7% | |
| Price | $88.47 | +30.7% | +169.7% | +139.9% | – | |
| PE Ratio | 9.67 | +21.9% | +80.1% | -40.4% | – | |
| Annual Revenue | $20.76B | +19.7% | +85.0% | +33.0% | +115.4% | |
| Annual Operating Profit | $5.38B | +46.9% | -9.8% | -4.1% | +36.5% | |
| Annual Gross Margin | 80.11% | -1.4% | -12.9% | -9.0% | +100.0% | |
| Annual Net Margin | 21.70% | +32.2% | -47.6% | -22.9% | -16.4% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 33.91% | N/A | -23.6% |
| 5Y | 53.18% | -51.3% | |
| All | 53.18% | -51.3% |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 21.13% | +22.7% | |
| 5Y | 19.14% | N/A | +35.4% |
| All | 19.14% | +35.4% |
Operating Margin History
FAQ
What is the current annual operating margin of SYF?
As of today, SYF annual operating margin is 25.92%
What is 1-year change in SYF annual operating margin?
SYF annual operating margin is up +22.67% year-over-year
What is 3-year change in SYF annual operating margin?
SYF annual operating margin is down -51.26% over the past 3 years
How far is SYF annual operating margin from its all-time high?
SYF annual operating margin is currently -51.26% below its historical high of 53.18% set on December 31, 2021
How does SYF annual operating margin rank versus sector peers?
SYF annual operating margin is higher than 72.03% of companies in Financial Services sector
When is SYF next annual earnings release?
The next annual earnings release for SYF is on
Quarterly Operating Margin
33.68%2.57%+8.26%
Summary
- Current Value
- As of today, SYF quarterly operating margin is 33.68%, up +8.26% on
- Historical Performance
- SYF quarterly operating margin is up +35.97% year-over-year, and up +6.18% over the past 3 years
- All-Time High Comparison
- SYF quarterly operating margin is currently -49.11% below its historical high of 66.18% set on
- 3-Year Low Comparison
- SYF quarterly operating margin is +114.66% above its 3-year low of 15.69% reached on
- Sector Comparison
- SYF quarterly operating margin is higher than 78.08% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 33.68% | +8.3% | +36.0% | +6.2% | +106.4% | |
| Annual Operating Margin | 25.92% | – | +22.7% | -51.3% | -27.9% | |
| Price | $88.47 | +23.9% | +30.7% | +169.7% | +139.9% | |
| PE Ratio | 9.67 | +24.0% | +21.9% | +80.1% | -40.4% | |
| Quarterly Revenue | $4.83B | +2.6% | -3.1% | +45.2% | +57.5% | |
| Quarterly Operating Profit | $1.63B | +11.1% | +31.7% | +54.2% | +224.9% | |
| Quarterly Gross Margin | 83.20% | +4.0% | +5.4% | -6.4% | -6.8% | |
| Quarterly Net Margin | 21.87% | +6.6% | +38.3% | +3.5% | +114.4% |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 33.68% | at high | |
| 3Y | 33.68% | at high | |
| 5Y | 66.18% | -49.1% | |
| All | 66.18% | -49.1% |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 23.87% | N/A | +41.1% |
| 3Y | 15.69% | +114.7% | |
| 5Y | 15.69% | +114.7% | |
| All | 1.87% | +1701.1% |
Quarterly Operating Margin History
FAQ
What is the current quarterly operating margin of SYF?
As of today, SYF quarterly operating margin is 33.68%
What is SYF quarterly operating margin most recent change?
SYF quarterly operating margin was up +8.26% on September 30, 2025
What is 1-year change in SYF quarterly operating margin?
SYF quarterly operating margin is up +35.97% year-over-year
How far is SYF quarterly operating margin from its all-time high?
SYF quarterly operating margin is currently -49.11% below its historical high of 66.18% set on June 30, 2021
How does SYF quarterly operating margin rank versus sector peers?
SYF quarterly operating margin is higher than 78.08% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Operating Margin Formula
Operating Profit Margin = Operating Profit
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1601712/000160171225000256/0001601712-25-000256-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171225000044/0001601712-25-000044-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf