Annual Operating Margin
28.38%2.46%+9.49%
Summary
- Current Value
- As of today, SYF annual operating margin is 28.38%, up +9.49% on
- Historical Performance
- SYF annual operating margin is down -16.31% over the past 3 years, up +48.28% over the past 5 years
- All-Time High Comparison
- SYF annual operating margin is currently -46.63% below its historical high of 53.18% set on
- 3-Year Low Comparison
- SYF annual operating margin is +34.31% above its 3-year low of 21.13% reached on
- Sector Comparison
- SYF annual operating margin is higher than 71.47% of companies in Financial Services sector
Operating Margin Chart
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 28.38% | +9.5% | -16.3% | +48.3% | -30.6% | |
| Quarterly Operating Margin | 29.04% | -13.8% | +26.5% | -50.8% | +7.5% | |
| Price | $73.74 | +0.3% | +149.9% | +49.9% | – | |
| PE Ratio | 7.70 | -4.2% | +41.0% | +10.9% | – | |
| Annual Revenue | $19.12B | -7.9% | +44.9% | +49.0% | +98.3% | |
| Annual Operating Profit | $5.43B | +0.8% | +21.3% | +121.0% | +37.6% | |
| Annual Gross Margin | 82.58% | +3.1% | -7.9% | -7.1% | +100.0% | |
| Annual Net Margin | 18.15% | +7.7% | -20.6% | +68.1% | -7.5% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 33.91% | N/A | -16.3% |
| 5Y | 53.18% | -46.6% | |
| All | 53.18% | -46.6% |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 21.13% | +34.3% | |
| 5Y | 19.14% | N/A | +48.3% |
| All | 19.14% | +48.3% |
Operating Margin History
FAQ
- What is the current annual operating margin of SYF?
- As of today, SYF annual operating margin is 28.38%
- What is 1-year change in SYF annual operating margin?
- SYF annual operating margin is up +9.49% year-over-year
- What is 3-year change in SYF annual operating margin?
- SYF annual operating margin is down -16.31% over the past 3 years
- How far is SYF annual operating margin from its all-time high?
- SYF annual operating margin is currently -46.63% below its historical high of 53.18% set on December 31, 2021
- How does SYF annual operating margin rank versus sector peers?
- SYF annual operating margin is higher than 71.47% of companies in Financial Services sector
- When is SYF next annual earnings release?
- The next annual earnings release for SYF is on
Operating Margin Formula
Operating Profit Margin = Operating Income
Revenue × 100%
Revenue × 100%
Quarterly Operating Margin
29.04%0.66%-2.22%
Summary
- Current Value
- As of today, SYF quarterly operating margin is 29.04%, down -2.22% on
- Historical Performance
- SYF quarterly operating margin is down -13.78% year-over-year, up +26.54% over the past 3 years
- All-Time High Comparison
- SYF quarterly operating margin is currently -56.12% below its historical high of 66.18% set on
- 3-Year Low Comparison
- SYF quarterly operating margin is +85.09% above its 3-year low of 15.69% reached on
- Sector Comparison
- SYF quarterly operating margin is higher than 63.49% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 29.04% | -2.2% | -13.8% | +26.5% | -50.8% | |
| Annual Operating Margin | 28.38% | – | +9.5% | -16.3% | +48.3% | |
| Price | $73.74 | -6.3% | +0.3% | +149.9% | +49.9% | |
| PE Ratio | 7.70 | -4.6% | -4.2% | +41.0% | +10.9% | |
| Quarterly Revenue | $4.80B | +2.2% | -0.8% | +7.4% | +76.0% | |
| Quarterly Operating Profit | $1.39B | -0.1% | -14.4% | +35.9% | -13.4% | |
| Quarterly Gross Margin | 84.01% | +3.1% | +3.3% | +5.3% | -8.9% | |
| Quarterly Net Margin | 18.01% | -4.5% | -19.2% | +28.1% | -57.0% |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 33.68% | N/A | -13.8% |
| 3Y | 33.68% | -13.8% | |
| 5Y | 59.02% | N/A | -50.8% |
| All | 66.18% | -56.1% |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 24.00% | +21.0% | |
| 3Y | 15.69% | +85.1% | |
| 5Y | 15.69% | +85.1% | |
| All | 1.87% | +1452.9% |
Quarterly Operating Margin History
FAQ
- What is the current quarterly operating margin of SYF?
- As of today, SYF quarterly operating margin is 29.04%
- What is SYF quarterly operating margin most recent change?
- SYF quarterly operating margin was down -2.22% on September 30, 2026
- What is 1-year change in SYF quarterly operating margin?
- SYF quarterly operating margin is down -13.78% year-over-year
- How far is SYF quarterly operating margin from its all-time high?
- SYF quarterly operating margin is currently -56.12% below its historical high of 66.18% set on June 30, 2021
- How does SYF quarterly operating margin rank versus sector peers?
- SYF quarterly operating margin is higher than 63.49% of companies in Financial Services sector
- When is SYF next earnings release?
- The next earnings release for SYF is on
Operating Margin Formula
Operating Profit Margin = Operating Income
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf