Annual Operating Margin
28.38%2.46%+9.49%
Summary
- Current Value
- As of today, SYF annual operating margin is 28.38%, up +9.49% on
- Historical Performance
- SYF annual operating margin is down -16.31% over the past 3 years, up +48.28% over the past 5 years
- All-Time High Comparison
- SYF annual operating margin is currently -46.63% below its historical high of 53.18% set on
- 3-Year Low Comparison
- SYF annual operating margin is +34.31% above its 3-year low of 21.13% reached on
- Sector Comparison
- SYF annual operating margin is higher than 71.74% of companies in Financial Services sector
Operating Margin Chart
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 28.38% | +9.5% | -16.3% | +48.3% | -30.6% | |
| Quarterly Operating Margin | 29.70% | -4.5% | +34.6% | -55.1% | +10.0% | |
| Price | $81.00 | +11.2% | +136.6% | +56.3% | – | |
| PE Ratio | 8.31 | -6.1% | +31.1% | -10.2% | – | |
| Annual Revenue | $19.12B | -7.9% | +44.9% | +49.0% | +98.3% | |
| Annual Operating Profit | $5.43B | +0.8% | +21.3% | +121.0% | +37.6% | |
| Annual Gross Margin | 82.58% | +3.1% | -7.9% | -7.1% | +100.0% | |
| Annual Net Margin | 18.15% | +7.7% | -20.6% | +68.1% | -7.5% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 33.91% | N/A | -16.3% |
| 5Y | 53.18% | -46.6% | |
| All | 53.18% | -46.6% |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 21.13% | +34.3% | |
| 5Y | 19.14% | N/A | +48.3% |
| All | 19.14% | +48.3% |
Operating Margin History
FAQ
- What is the current annual operating margin of SYF?
- As of today, SYF annual operating margin is 28.38%
- What is 1-year change in SYF annual operating margin?
- SYF annual operating margin is up +9.49% year-over-year
- What is 3-year change in SYF annual operating margin?
- SYF annual operating margin is down -16.31% over the past 3 years
- How far is SYF annual operating margin from its all-time high?
- SYF annual operating margin is currently -46.63% below its historical high of 53.18% set on December 31, 2021
- How does SYF annual operating margin rank versus sector peers?
- SYF annual operating margin is higher than 71.74% of companies in Financial Services sector
- When is SYF next annual earnings release?
- As of today, the next annual earnings release for SYF has not been scheduled
Operating Margin Formula
Operating Profit Margin = Operating Income
Revenue × 100%
Revenue × 100%
Quarterly Operating Margin
29.70%3.02%+11.32%
Summary
- Current Value
- As of today, SYF quarterly operating margin is 29.70%, up +11.32% on
- Historical Performance
- SYF quarterly operating margin is down -4.53% year-over-year, up +34.57% over the past 3 years
- All-Time High Comparison
- SYF quarterly operating margin is currently -55.12% below its historical high of 66.18% set on
- 3-Year Low Comparison
- SYF quarterly operating margin is +89.29% above its 3-year low of 15.69% reached on
- Sector Comparison
- SYF quarterly operating margin is higher than 67.29% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 29.70% | +11.3% | -4.5% | +34.6% | -55.1% | |
| Annual Operating Margin | 28.38% | – | +9.5% | -16.3% | +48.3% | |
| Price | $81.00 | +13.7% | +11.2% | +136.6% | +56.3% | |
| PE Ratio | 8.31 | +12.6% | -6.1% | +31.1% | -10.2% | |
| Quarterly Revenue | $4.69B | +0.6% | -0.4% | +11.9% | +76.4% | |
| Quarterly Operating Profit | $1.39B | +12.0% | -4.9% | +50.5% | -20.8% | |
| Quarterly Gross Margin | 83.66% | +3.0% | +4.6% | +3.9% | -8.5% | |
| Quarterly Net Margin | 18.41% | +6.7% | -10.3% | +35.8% | -60.5% |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 33.68% | -11.8% | |
| 3Y | 33.68% | -11.8% | |
| 5Y | 66.18% | N/A | -55.1% |
| All | 66.18% | -55.1% |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 24.00% | +23.8% | |
| 3Y | 15.69% | +89.3% | |
| 5Y | 15.69% | +89.3% | |
| All | 1.87% | +1488.2% |
Quarterly Operating Margin History
FAQ
- What is the current quarterly operating margin of SYF?
- As of today, SYF quarterly operating margin is 29.70%
- What is SYF quarterly operating margin most recent change?
- SYF quarterly operating margin was up +11.32% on June 30, 2026
- What is 1-year change in SYF quarterly operating margin?
- SYF quarterly operating margin is down -4.53% year-over-year
- How far is SYF quarterly operating margin from its all-time high?
- SYF quarterly operating margin is currently -55.12% below its historical high of 66.18% set on June 30, 2021
- How does SYF quarterly operating margin rank versus sector peers?
- SYF quarterly operating margin is higher than 67.29% of companies in Financial Services sector
- When is SYF next earnings release?
- The next earnings release for SYF is on
Operating Margin Formula
Operating Profit Margin = Operating Income
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf