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Synchrony Financial (SYF) Operating Margin

Annual Operating Margin:

25.92%+4.79%(+22.67%)
December 31, 2024

Summary

  • As of today (October 8, 2025), SYF annual operating profit margin is 25.92%, with the most recent change of +4.79% (+22.67%) on December 31, 2024.
  • During the last 3 years, SYF annual operating margin has fallen by -27.26% (-51.26%).
  • SYF annual operating margin is now -51.26% below its all-time high of 53.18%, reached on December 31, 2021.

Performance

SYF Operating Margin Chart

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Quarterly Operating Margin:

31.11%+6.38%(+25.80%)
June 30, 2025

Summary

  • As of today (October 8, 2025), SYF quarterly operating profit margin is 31.11%, with the most recent change of +6.38% (+25.80%) on June 30, 2025.
  • Over the past year, SYF quarterly operating margin has increased by +9.55% (+44.29%).
  • SYF quarterly operating margin is now -52.99% below its all-time high of 66.18%, reached on June 30, 2021.

Performance

SYF Quarterly Operating Margin Chart

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Operating Margin Formula

Operating Profit Margin =  Operating Profit
Revenue
✕ 100%

SYF Operating Margin Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year+22.7%+44.3%
3Y3 Years-51.3%-16.9%
5Y5 Years-27.9%+1563.6%

SYF Operating Margin Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-51.3%+22.7%-3.3%+98.3%
5Y5-Year-51.3%+35.4%-53.0%+98.3%
All-TimeAll-Time-51.3%+35.4%-53.0%+1563.6%

SYF Operating Margin History

DateAnnualQuarterly
Jun 2025
-
31.11%(+25.8%)
Mar 2025
-
24.73%(+3.6%)
Dec 2024
25.92%(+22.7%)
23.87%(-3.6%)
Sep 2024
-
24.77%(+14.9%)
Jun 2024
-
21.56%(-33.0%)
Mar 2024
-
32.16%(+105.0%)
Dec 2023
21.13%(-37.7%)
15.69%(-31.6%)
Sep 2023
-
22.95%(+4.0%)
Jun 2023
-
22.07%(-10.3%)
Mar 2023
-
24.61%(+0.8%)
Dec 2022
33.91%(-36.2%)
24.41%(-23.0%)
Sep 2022
-
31.72%(-15.3%)
Jun 2022
-
37.46%(-15.3%)
Mar 2022
-
44.25%(+13.5%)
Dec 2021
53.18%(+177.8%)
38.98%(-34.0%)
Sep 2021
-
59.02%(-10.8%)
Jun 2021
-
66.18%(+31.8%)
Mar 2021
-
50.21%(+41.0%)
Dec 2020
19.14%(-46.8%)
35.60%(+118.1%)
Sep 2020
-
16.32%(+772.7%)
Jun 2020
-
1.87%(-82.5%)
Mar 2020
-
10.68%(-64.3%)
Dec 2019
35.97%(+49.6%)
29.89%(-12.0%)
Sep 2019
-
33.95%(+19.3%)
Jun 2019
-
28.45%(-23.6%)
Mar 2019
-
37.26%(+50.4%)
DateAnnualQuarterly
Dec 2018
24.05%(-0.5%)
24.77%(+7.8%)
Sep 2018
-
22.98%(-7.7%)
Jun 2018
-
24.89%(+5.8%)
Mar 2018
-
23.53%(-3.9%)
Dec 2017
24.16%(-17.3%)
24.48%(-2.4%)
Sep 2017
-
25.09%(+6.9%)
Jun 2017
-
23.47%(-0.3%)
Mar 2017
-
23.54%(-16.5%)
Dec 2016
29.21%(-10.0%)
28.19%(-8.6%)
Sep 2016
-
30.84%(+17.4%)
Jun 2016
-
26.28%(-16.7%)
Mar 2016
-
31.54%(+4.0%)
Dec 2015
32.45%(-4.1%)
30.33%(-9.1%)
Sep 2015
-
33.38%(+3.8%)
Jun 2015
-
32.17%(-5.6%)
Mar 2015
-
34.08%(+2.7%)
Dec 2014
33.85%(+2.9%)
33.17%(-4.9%)
Sep 2014
-
34.89%(+9.3%)
Jun 2014
-
31.93%(-9.9%)
Mar 2014
-
35.43%(+27.0%)
Dec 2013
32.91%(-13.9%)
27.89%(-30.5%)
Sep 2013
-
40.13%(+9.0%)
Jun 2013
-
36.80%(+36.2%)
Mar 2013
-
27.01%
Dec 2012
38.22%(-6.6%)
-
Dec 2011
40.90%
-

FAQ

  • What is Synchrony Financial annual operating profit margin?
  • What is the all-time high annual operating margin for Synchrony Financial?
  • What is Synchrony Financial annual operating margin year-on-year change?
  • What is Synchrony Financial quarterly operating profit margin?
  • What is the all-time high quarterly operating margin for Synchrony Financial?
  • What is Synchrony Financial quarterly operating margin year-on-year change?

What is Synchrony Financial annual operating profit margin?

The current annual operating margin of SYF is 25.92%

What is the all-time high annual operating margin for Synchrony Financial?

Synchrony Financial all-time high annual operating profit margin is 53.18%

What is Synchrony Financial annual operating margin year-on-year change?

Over the past year, SYF annual operating profit margin has changed by +4.79% (+22.67%)

What is Synchrony Financial quarterly operating profit margin?

The current quarterly operating margin of SYF is 31.11%

What is the all-time high quarterly operating margin for Synchrony Financial?

Synchrony Financial all-time high quarterly operating profit margin is 66.18%

What is Synchrony Financial quarterly operating margin year-on-year change?

Over the past year, SYF quarterly operating profit margin has changed by +9.55% (+44.29%)
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