Annual Operating Margin
28.38%2.46%+9.49%
Summary
- Current Value
- As of today, SYF annual operating margin is 28.38%, up +9.49% on
- Historical Performance
- SYF annual operating margin is down -16.31% over the past 3 years, up +48.28% over the past 5 years
- All-Time High Comparison
- SYF annual operating margin is currently -46.63% below its historical high of 53.18% set on
- 3-Year Low Comparison
- SYF annual operating margin is +34.31% above its 3-year low of 21.13% reached on
- Sector Comparison
- SYF annual operating margin is higher than 71.98% of companies in Financial Services sector
Operating Margin Chart
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 28.38% | +9.5% | -16.3% | +48.3% | -30.6% | |
| Quarterly Operating Margin | 26.68% | +7.9% | +8.4% | -46.9% | -1.2% | |
| Price | $74.00 | +33.4% | +170.1% | +61.2% | – | |
| PE Ratio | 7.66 | +0.7% | +58.9% | -40.8% | – | |
| Annual Revenue | $19.12B | -7.9% | +44.9% | +49.0% | +98.3% | |
| Annual Operating Profit | $5.43B | +0.8% | +21.3% | +121.0% | +37.6% | |
| Annual Gross Margin | 82.58% | +3.1% | -7.9% | -7.1% | +100.0% | |
| Annual Net Margin | 18.15% | +7.7% | -20.6% | +68.1% | -7.5% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 33.91% | N/A | -16.3% |
| 5Y | 53.18% | -46.6% | |
| All | 53.18% | -46.6% |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 21.13% | +34.3% | |
| 5Y | 19.14% | N/A | +48.3% |
| All | 19.14% | +48.3% |
Operating Margin History
FAQ
What is the current annual operating margin of SYF?
As of today, SYF annual operating margin is 28.38%
What is 1-year change in SYF annual operating margin?
SYF annual operating margin is up +9.49% year-over-year
What is 3-year change in SYF annual operating margin?
SYF annual operating margin is down -16.31% over the past 3 years
How far is SYF annual operating margin from its all-time high?
SYF annual operating margin is currently -46.63% below its historical high of 53.18% set on December 31, 2021
How does SYF annual operating margin rank versus sector peers?
SYF annual operating margin is higher than 71.98% of companies in Financial Services sector
When is SYF next annual earnings release?
As of today, the next annual earnings release for SYF has not been scheduled
Quarterly Operating Margin
26.68%2.68%+11.17%
Summary
- Current Value
- As of today, SYF quarterly operating margin is 26.68%, up +11.17% on
- Historical Performance
- SYF quarterly operating margin is up +7.89% year-over-year, up +8.41% over the past 3 years
- All-Time High Comparison
- SYF quarterly operating margin is currently -59.69% below its historical high of 66.18% set on
- 3-Year Low Comparison
- SYF quarterly operating margin is +70.04% above its 3-year low of 15.69% reached on
- Sector Comparison
- SYF quarterly operating margin is higher than 61.25% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 26.68% | +11.2% | +7.9% | +8.4% | -46.9% | |
| Annual Operating Margin | 28.38% | – | +9.5% | -16.3% | +48.3% | |
| Price | $74.00 | -1.5% | +33.4% | +170.1% | +61.2% | |
| PE Ratio | 7.66 | -5.4% | +0.7% | +58.9% | -40.8% | |
| Quarterly Revenue | $4.67B | -2.1% | -2.9% | +18.6% | +61.8% | |
| Quarterly Operating Profit | $1.25B | +8.8% | +4.8% | +28.6% | -14.0% | |
| Quarterly Gross Margin | 83.50% | +2.4% | +4.6% | +0.1% | -8.5% | |
| Quarterly Net Margin | 16.80% | +6.6% | +6.6% | +9.9% | -52.7% |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 33.68% | -20.8% | |
| 3Y | 33.68% | -20.8% | |
| 5Y | 66.18% | -59.7% | |
| All | 66.18% | -59.7% |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 24.00% | +11.2% | |
| 3Y | 15.69% | +70.0% | |
| 5Y | 15.69% | +70.0% | |
| All | 1.87% | +1326.7% |
Quarterly Operating Margin History
FAQ
What is the current quarterly operating margin of SYF?
As of today, SYF quarterly operating margin is 26.68%
What is SYF quarterly operating margin most recent change?
SYF quarterly operating margin was up +11.17% on March 31, 2026
What is 1-year change in SYF quarterly operating margin?
SYF quarterly operating margin is up +7.89% year-over-year
How far is SYF quarterly operating margin from its all-time high?
SYF quarterly operating margin is currently -59.69% below its historical high of 66.18% set on June 30, 2021
How does SYF quarterly operating margin rank versus sector peers?
SYF quarterly operating margin is higher than 61.25% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Operating Margin Formula
Operating Profit Margin = Operating Profit
Revenue × 100%
Revenue × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171226000003/0001601712-26-000003-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf