Annual Payout Ratio
13.43%6.59%-32.92%
Summary
- Current Value
- As of today, SYF annual payout ratio is 13.43%, down -32.92% on
- Historical Performance
- SYF annual payout ratio is up +4.60% over the past 3 years, and down -13.41% over the past 5 years
- All-Time High Comparison
- SYF annual payout ratio is currently -66.90% below its historical high of 40.58% set on
- 3-Year Low Comparison
- SYF annual payout ratio is at its 3-year low
- Sector Comparison
- SYF annual payout ratio is higher than 42.10% of companies in Financial Services sector
Payout Ratio Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Payout Ratio | 13.43% | -32.9% | +4.6% | -13.4% | +100.0% | |
| Quarterly Payout Ratio | 12.07% | -20.6% | -29.3% | -72.8% | +100.0% | |
| TTM Payout Ratio | 12.57% | +7.3% | -14.7% | -67.5% | – | |
| Price | $88.47 | +30.7% | +169.7% | +139.9% | – | |
| Annual Dividend Yield | 1.13% | -23.6% | -58.8% | -52.7% | – | |
| Annual Dividends Paid | $470.00M | +4.9% | -13.3% | -19.1% | +100.0% | |
| Annual Dividend Per Share | $1.00 | +4.2% | +13.6% | +16.3% | – | |
| Annual Free Cash Flow | $9.85B | +14.6% | +38.7% | +9.5% | +78.5% | |
| Annual Revenue | $20.76B | +19.7% | +85.0% | +33.0% | +115.4% | |
| Annual EPS | $8.55 | +65.0% | +16.5% | +53.8% | +100.0% |
Payout Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 20.02% | -32.9% | |
| 5Y | 40.58% | N/A | -66.9% |
| All | 40.58% | -66.9% |
Payout Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 13.43% | at low | |
| 5Y | 12.84% | +4.6% | |
| All | 0.00% | N/A |
Payout Ratio History
FAQ
What is the current annual payout ratio of SYF?
As of today, SYF annual payout ratio is 13.43%
What is 1-year change in SYF annual payout ratio?
SYF annual payout ratio is down -32.92% year-over-year
What is 3-year change in SYF annual payout ratio?
SYF annual payout ratio is up +4.60% over the past 3 years
How far is SYF annual payout ratio from its all-time high?
SYF annual payout ratio is currently -66.90% below its historical high of 40.58% set on December 31, 2020
How does SYF annual payout ratio rank versus sector peers?
SYF annual payout ratio is higher than 42.10% of companies in Financial Services sector
When is SYF next annual earnings release?
The next annual earnings release for SYF is on
What is SYF next ex-dividend date?
As of today, the next dividend for SYF has not been scheduled
TTM Payout Ratio
12.57%0.00%0.00%
Summary
- Current Value
- As of today, SYF TTM payout ratio is 12.57%, unchanged on
- Historical Performance
- SYF TTM payout ratio is up +7.25% year-over-year, and down -14.66% over the past 3 years
- All-Time High Comparison
- SYF TTM payout ratio is currently -68.75% below its historical high of 40.22% set on
- 3-Year Low Comparison
- SYF TTM payout ratio is +7.25% above its 3-year low of 11.72% reached on
- Sector Comparison
- SYF TTM payout ratio is higher than 66.20% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| TTM Payout Ratio | 12.57% | +4.6% | +7.3% | -14.7% | -67.5% | |
| Quarterly Payout Ratio | 12.07% | -13.5% | -20.6% | -29.3% | -72.8% | |
| Annual Payout Ratio | 13.43% | – | -32.9% | +4.6% | -13.4% | |
| Price | $88.47 | +23.9% | +30.7% | +169.7% | +139.9% | |
| TTM Dividend Yield | 1.30% | -15.6% | -12.2% | -52.5% | -45.6% | |
| TTM Dividends Paid | $501.00M | +2.0% | +7.5% | +1.6% | -11.3% | |
| TTM Dividend Per Share | $1.15 | +4.5% | +15.0% | +27.8% | +30.7% | |
| TTM Free Cash Flow | $9.75B | -1.3% | -0.6% | +42.3% | +26.0% | |
| TTM Revenue | $19.27B | -0.8% | -6.4% | +54.7% | +43.2% | |
| TTM EPS | $9.15 | +11.2% | +19.4% | +44.7% | +318.3% |
TTM Payout Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 14.41% | -12.8% | |
| 3Y | 18.92% | -33.6% | |
| 5Y | 38.68% | -67.5% | |
| All | 40.22% | -68.8% |
TTM Payout Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 11.72% | +7.3% | |
| 3Y | 11.72% | +7.3% | |
| 5Y | 11.72% | +7.3% | |
| All | 0.00% | N/A |
TTM Payout Ratio History
FAQ
What is the current TTM payout ratio of SYF?
As of today, SYF TTM payout ratio is 12.57%
What is SYF TTM payout ratio most recent change?
SYF TTM payout ratio remained unchanged on January 6, 2026
What is 1-year change in SYF TTM payout ratio?
SYF TTM payout ratio is up +7.25% year-over-year
How far is SYF TTM payout ratio from its all-time high?
SYF TTM payout ratio is currently -68.75% below its historical high of 40.22% set on September 30, 2020
How does SYF TTM payout ratio rank versus sector peers?
SYF TTM payout ratio is higher than 66.20% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
What is SYF next ex-dividend date?
As of today, the next dividend for SYF has not been scheduled
Quarterly Payout Ratio
12.07%1.89%-13.54%
Summary
- Current Value
- As of today, SYF quarterly payout ratio is 12.07%, down -13.54% on
- Historical Performance
- SYF quarterly payout ratio is down -20.64% year-over-year, and down -29.29% over the past 3 years
- All-Time High Comparison
- SYF quarterly payout ratio is currently -95.83% below its historical high of 289.58% set on
- 3-Year Low Comparison
- SYF quarterly payout ratio is +38.10% above its 3-year low of 8.74% reached on
- Sector Comparison
- SYF quarterly payout ratio is higher than 54.71% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Payout Ratio | 12.07% | -13.5% | -20.6% | -29.3% | -72.8% | |
| Annual Payout Ratio | 13.43% | – | -32.9% | +4.6% | -13.4% | |
| TTM Payout Ratio | 12.57% | +4.6% | +7.3% | -14.7% | -67.5% | |
| Price | $88.47 | +23.9% | +30.7% | +169.7% | +139.9% | |
| TTM Dividend Yield | 1.30% | -15.6% | -12.2% | -52.5% | -45.6% | |
| Quarterly Dividends Paid | $130.00M | -3.7% | +8.3% | +8.3% | -6.5% | |
| TTM Dividend Per Share | $1.15 | +4.5% | +15.0% | +27.8% | +30.7% | |
| Quarterly Free Cash Flow | $2.64B | +3.0% | -4.6% | +61.4% | +77.8% | |
| Quarterly Revenue | $4.83B | +2.6% | -3.1% | +45.2% | +57.5% | |
| Quarterly EPS | $2.86 | +14.5% | +47.5% | +94.4% | +451.5% |
Quarterly Payout Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 15.59% | -22.6% | |
| 3Y | 25.91% | -53.4% | |
| 5Y | 25.91% | -53.4% | |
| All | 289.58% | -95.8% |
Quarterly Payout Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 12.07% | at low | |
| 3Y | 8.74% | +38.1% | |
| 5Y | 8.74% | +38.1% | |
| All | 0.00% | N/A |
Quarterly Payout Ratio History
FAQ
What is the current quarterly payout ratio of SYF?
As of today, SYF quarterly payout ratio is 12.07%
What is SYF quarterly payout ratio most recent change?
SYF quarterly payout ratio was down -13.54% on September 30, 2025
What is 1-year change in SYF quarterly payout ratio?
SYF quarterly payout ratio is down -20.64% year-over-year
How far is SYF quarterly payout ratio from its all-time high?
SYF quarterly payout ratio is currently -95.83% below its historical high of 289.58% set on June 30, 2020
How does SYF quarterly payout ratio rank versus sector peers?
SYF quarterly payout ratio is higher than 54.71% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
What is SYF next ex-dividend date?
As of today, the next dividend for SYF has not been scheduled
Payout Ratio Formula
Payout Ratio = × 100%
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1601712/000160171225000256/0001601712-25-000256-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171225000044/0001601712-25-000044-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf