Annual FCF
$9.85B$1.26B+14.60%
Summary
- Current Value
- As of today, SYF annual free cash flow is $9.85B, up +14.60% on
- Historical Performance
- SYF annual free cash flow is up +38.72% over the past 3 years, and up +9.54% over the past 5 years
- All-Time High Comparison
- SYF annual free cash flow is currently at its all-time high
- 3-Year Low Comparison
- SYF annual free cash flow is +47.12% above its 3-year low of $6.69B reached on an earlier date
- Sector Comparison
- SYF annual free cash flow is higher than 97.85% of companies in Financial Services sector
Free Cash Flow Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Free Cash Flow | $9.85B | +14.6% | +38.7% | +9.5% | +78.5% | |
| Quarterly Free Cash Flow | $2.64B | -4.6% | +61.4% | +77.8% | +66.3% | |
| TTM Free Cash Flow | $9.75B | -0.6% | +42.3% | +26.0% | +514.8% | |
| Price | $87.43 | +31.3% | +166.6% | +138.2% | – | |
| Annual Cash From Operations | $9.85B | +14.6% | +38.7% | +9.5% | +78.5% | |
| Annual CAPEX | $0.00 | 0.0% | 0.0% | 0.0% | 0.0% | |
| Annual Dividends Paid | $470.00M | +4.9% | -13.3% | -19.1% | +100.0% | |
| Annual Net Income | $3.50B | +56.3% | -17.1% | -6.6% | +85.1% | |
| Annual Revenue | $20.76B | +19.7% | +85.0% | +33.0% | +115.4% |
Free Cash Flow Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | $9.85B | at high | |
| 5Y | $9.85B | at high | |
| All | $9.85B | at high |
Free Cash Flow Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | $6.69B | N/A | +47.1% |
| 5Y | $6.69B | +47.1% | |
| All | $5.34B | +84.4% |
Free Cash Flow History
FAQ
What is the current annual free cash flow of SYF?
As of today, SYF annual free cash flow is $9.85B
What is 1-year change in SYF annual free cash flow?
SYF annual free cash flow is up +14.60% year-over-year
What is 3-year change in SYF annual free cash flow?
SYF annual free cash flow is up +38.72% over the past 3 years
How far is SYF annual free cash flow from its all-time high?
SYF annual free cash flow is currently at its all-time high
How does SYF annual free cash flow rank versus sector peers?
SYF annual free cash flow is higher than 97.85% of companies in Financial Services sector
When is SYF next annual earnings release?
The next annual earnings release for SYF is on
Quarterly FCF
$2.64B$77.00M+3.01%
Summary
- Current Value
- As of today, SYF quarterly free cash flow is $2.64B, up +3.01% on
- Historical Performance
- SYF quarterly free cash flow is down -4.56% year-over-year, and up +61.38% over the past 3 years
- All-Time High Comparison
- SYF quarterly free cash flow is currently -18.66% below its historical high of $3.24B set on
- 3-Year Low Comparison
- SYF quarterly free cash flow is +42.77% above its 3-year low of $1.85B reached on an earlier date
- Sector Comparison
- SYF quarterly free cash flow is higher than 96.46% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Free Cash Flow | $2.64B | +3.0% | -4.6% | +61.4% | +77.8% | |
| Annual Free Cash Flow | $9.85B | – | +14.6% | +38.7% | +9.5% | |
| TTM Free Cash Flow | $9.75B | -1.3% | -0.6% | +42.3% | +26.0% | |
| Price | $87.43 | +23.3% | +31.3% | +166.6% | +138.2% | |
| Quarterly Cash From Operations | $2.64B | +3.0% | -4.6% | +61.4% | +77.8% | |
| Quarterly CAPEX | $0.00 | 0.0% | 0.0% | 0.0% | 0.0% | |
| Quarterly Dividends Paid | $130.00M | -3.7% | +8.3% | +8.3% | -6.5% | |
| Quarterly Net Income | $1.08B | +11.4% | +36.5% | +53.2% | +244.1% | |
| Quarterly Revenue | $4.83B | +2.6% | -3.1% | +45.2% | +57.5% |
Quarterly Free Cash Flow Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $2.64B | at high | |
| 3Y | $2.76B | -4.6% | |
| 5Y | $2.76B | -4.6% | |
| All | $3.24B | -18.7% |
Quarterly Free Cash Flow Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | $2.20B | +19.9% | |
| 3Y | $1.85B | N/A | +42.8% |
| 5Y | $1.40B | +88.9% | |
| All | $1.05B | +152.1% |
Quarterly Free Cash Flow History
FAQ
What is the current quarterly free cash flow of SYF?
As of today, SYF quarterly free cash flow is $2.64B
What is SYF quarterly free cash flow most recent change?
SYF quarterly free cash flow was up +3.01% on September 30, 2025
What is 1-year change in SYF quarterly free cash flow?
SYF quarterly free cash flow is down -4.56% year-over-year
How far is SYF quarterly free cash flow from its all-time high?
SYF quarterly free cash flow is currently -18.66% below its historical high of $3.24B set on September 30, 2017
How does SYF quarterly free cash flow rank versus sector peers?
SYF quarterly free cash flow is higher than 96.46% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
TTM FCF
$9.75B$126.00M-1.28%
Summary
- Current Value
- As of today, SYF TTM free cash flow is $9.75B, down -1.28% on
- Historical Performance
- SYF TTM free cash flow is down -0.63% year-over-year, and up +42.31% over the past 3 years
- All-Time High Comparison
- SYF TTM free cash flow is currently -1.28% below its historical high of $9.88B set on
- 3-Year Low Comparison
- SYF TTM free cash flow is +45.65% above its 3-year low of $6.69B reached on an earlier date
- Sector Comparison
- SYF TTM free cash flow is higher than 97.37% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| TTM Free Cash Flow | $9.75B | -1.3% | -0.6% | +42.3% | +26.0% | |
| Annual Free Cash Flow | $9.85B | – | +14.6% | +38.7% | +9.5% | |
| Quarterly Free Cash Flow | $2.64B | +3.0% | -4.6% | +61.4% | +77.8% | |
| Price | $87.43 | +23.3% | +31.3% | +166.6% | +138.2% | |
| TTM Cash From Operations | $9.75B | -1.3% | -0.6% | +42.3% | +26.0% | |
| TTM CAPEX | $0.00 | 0.0% | 0.0% | 0.0% | 0.0% | |
| TTM Dividends Paid | $501.00M | +2.0% | +7.5% | +1.6% | -11.3% | |
| TTM Net Income | $3.58B | +8.8% | +12.9% | +9.9% | +159.4% | |
| TTM Revenue | $19.27B | -0.8% | -6.4% | +54.7% | +43.2% |
TTM Free Cash Flow Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $9.88B | -1.3% | |
| 3Y | $9.88B | -1.3% | |
| 5Y | $9.88B | -1.3% | |
| All | $9.88B | -1.3% |
TTM Free Cash Flow Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | $9.75B | at low | |
| 3Y | $6.69B | N/A | +45.6% |
| 5Y | $6.66B | +46.5% | |
| All | $1.59B | +514.8% |
TTM Free Cash Flow History
FAQ
What is the current TTM free cash flow of SYF?
As of today, SYF TTM free cash flow is $9.75B
What is SYF TTM free cash flow most recent change?
SYF TTM free cash flow was down -1.28% on September 30, 2025
What is 1-year change in SYF TTM free cash flow?
SYF TTM free cash flow is down -0.63% year-over-year
How far is SYF TTM free cash flow from its all-time high?
SYF TTM free cash flow is currently -1.28% below its historical high of $9.88B set on June 30, 2025
How does SYF TTM free cash flow rank versus sector peers?
SYF TTM free cash flow is higher than 97.37% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Free Cash Flow Formula
FCF = − CAPEX
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1601712/000160171225000256/0001601712-25-000256-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171225000044/0001601712-25-000044-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf