Annual FCF:
$9.85B+$1.25B(+14.60%)Summary
- As of today, SYF annual free cash flow is $9.85 billion, with the most recent change of +$1.25 billion (+14.60%) on December 31, 2024.
 - During the last 3 years, SYF annual free cash flow has risen by +$2.75 billion (+38.72%).
 - SYF annual free cash flow is now at all-time high.
 
Performance
SYF Free Cash Flow Chart
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Quarterly FCF:
$2.64B+$77.00M(+3.01%)Summary
- As of today, SYF quarterly free cash flow is $2.64 billion, with the most recent change of +$77.00 million (+3.01%) on September 30, 2025.
 - Over the past year, SYF quarterly free cash flow has dropped by -$126.00 million (-4.56%).
 - SYF quarterly free cash flow is now -18.66% below its all-time high of $3.24 billion, reached on September 30, 2017.
 
Performance
SYF Quarterly Free Cash Flow Chart
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TTM FCF:
$9.75B-$126.00M(-1.28%)Summary
- As of today, SYF TTM free cash flow is $9.75 billion, with the most recent change of -$126.00 million (-1.28%) on September 30, 2025.
 - Over the past year, SYF TTM free cash flow has dropped by -$62.00 million (-0.63%).
 - SYF TTM free cash flow is now -1.28% below its all-time high of $9.88 billion, reached on June 30, 2025.
 
Performance
SYF TTM Free Cash Flow Chart
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Free Cash Flow Formula
FCF = Cash From Operations − CAPEX
SYF Free Cash Flow Trends
| PeriodPeriod | AnnualAnnual | QuarterlyQuarterly | TTMTTM | 
|---|---|---|---|
| 1Y1 Year | +14.6% | -4.6% | -0.6% | 
| 3Y3 Years | +38.7% | +61.4% | +42.3% | 
| 5Y5 Years | +9.5% | +77.8% | +26.0% | 
SYF Free Cash Flow Highs & Lows
| PeriodPeriod | Annual vs HighAnnual vs High | Annual vs LowAnnual vs Low | Quarter. vs HighQuarter. vs High | Quarter. vs LowQuarter. vs Low | TTM vs HighTTM vs High | TTM vs LowTTM vs Low | |
|---|---|---|---|---|---|---|---|
| 3Y | 3-Year | at high | +47.1% | -4.6% | +61.4% | -1.3% | +45.6% | 
| 5Y | 5-Year | at high | +47.1% | -4.6% | +88.9% | -1.3% | +46.5% | 
| All-Time | All-Time | at high | +84.4% | -18.7% | +152.1% | -1.3% | +514.8% | 
SYF Free Cash Flow History
| Date | Annual | Quarterly | TTM | 
|---|---|---|---|
| Sep 2025 | -  | $2.64B(+3.0%)  | $9.75B(-1.3%)  | 
| Jun 2025 | -  | $2.56B(+16.4%)  | $9.88B(+0.8%)  | 
| Mar 2025 | -  | $2.20B(-6.5%)  | $9.80B(-0.5%)  | 
| Dec 2024 | $9.85B(+14.6%)  | $2.35B(-14.8%)  | $9.85B(+0.4%)  | 
| Sep 2024 | -  | $2.76B(+11.2%)  | $9.81B(+2.9%)  | 
| Jun 2024 | -  | $2.48B(+10.5%)  | $9.53B(+6.4%)  | 
| Mar 2024 | -  | $2.25B(-3.0%)  | $8.96B(+4.2%)  | 
| Dec 2023 | $8.59B(+28.4%)  | $2.32B(-6.6%)  | $8.59B(+5.8%)  | 
| Sep 2023 | -  | $2.48B(+30.1%)  | $8.12B(+11.7%)  | 
| Jun 2023 | -  | $1.91B(+1.2%)  | $7.28B(+1.3%)  | 
| Mar 2023 | -  | $1.89B(+2.1%)  | $7.18B(+7.3%)  | 
| Dec 2022 | $6.69B(-5.7%)  | $1.85B(+13.0%)  | $6.69B(-2.3%)  | 
| Sep 2022 | -  | $1.63B(-10.1%)  | $6.85B(-2.6%)  | 
| Jun 2022 | -  | $1.82B(+30.2%)  | $7.03B(+5.6%)  | 
| Mar 2022 | -  | $1.40B(-30.3%)  | $6.66B(-6.2%)  | 
| Dec 2021 | $7.10B(-5.2%)  | $2.00B(+10.4%)  | $7.10B(-1.1%)  | 
| Sep 2021 | -  | $1.81B(+26.0%)  | $7.18B(+4.8%)  | 
| Jun 2021 | -  | $1.44B(-21.6%)  | $6.85B(-12.1%)  | 
| Mar 2021 | -  | $1.84B(-11.8%)  | $7.79B(+4.0%)  | 
| Dec 2020 | $7.49B(-16.7%)  | $2.09B(+40.7%)  | $7.49B(-3.2%)  | 
| Sep 2020 | -  | $1.48B(-37.7%)  | $7.74B(-10.6%)  | 
| Jun 2020 | -  | $2.38B(+54.9%)  | $8.65B(+5.0%)  | 
| Mar 2020 | -  | $1.54B(-34.2%)  | $8.24B(-8.4%)  | 
| Dec 2019 | $8.99B  | $2.34B(-2.6%)  | $8.99B(-2.6%)  | 
| Sep 2019 | -  | $2.40B(+22.0%)  | $9.23B(-3.0%)  | 
| Jun 2019 | -  | $1.97B(-14.1%)  | $9.52B(-2.1%)  | 
| Date | Annual | Quarterly | TTM | 
|---|---|---|---|
| Mar 2019 | -  | $2.29B(-11.1%)  | $9.72B(+4.0%)  | 
| Dec 2018 | $9.34B(+8.9%)  | $2.58B(-4.1%)  | $9.34B(+1.1%)  | 
| Sep 2018 | -  | $2.69B(+24.0%)  | $9.24B(-5.7%)  | 
| Jun 2018 | -  | $2.17B(+13.1%)  | $9.79B(+7.8%)  | 
| Mar 2018 | -  | $1.92B(-22.5%)  | $9.08B(+1.9%)  | 
| Dec 2017 | $8.57B(+31.7%)  | $2.47B(-23.8%)  | $8.92B(+5.1%)  | 
| Sep 2017 | -  | $3.24B(+123.0%)  | $8.48B(+20.2%)  | 
| Jun 2017 | -  | $1.45B(-16.9%)  | $7.05B(-0.3%)  | 
| Mar 2017 | -  | $1.75B(-14.0%)  | $7.07B(+3.7%)  | 
| Dec 2016 | $6.51B(+5.3%)  | $2.04B(+12.2%)  | $6.82B(+2.2%)  | 
| Sep 2016 | -  | $1.81B(+23.3%)  | $6.68B(+8.1%)  | 
| Jun 2016 | -  | $1.47B(-1.9%)  | $6.18B(+2.6%)  | 
| Mar 2016 | -  | $1.50B(-20.6%)  | $6.02B(-2.7%)  | 
| Dec 2015 | $6.18B(+15.8%)  | $1.89B(+43.4%)  | $6.18B(+15.8%)  | 
| Sep 2015 | -  | $1.32B(+0.3%)  | $5.34B(+0.4%)  | 
| Jun 2015 | -  | $1.31B(-21.1%)  | $5.32B(+1.6%)  | 
| Mar 2015 | -  | $1.67B(+59.2%)  | $5.23B(-2.0%)  | 
| Dec 2014 | $5.34B(-6.0%)  | $1.05B(-19.2%)  | $5.34B(-1.8%)  | 
| Sep 2014 | -  | $1.29B(+5.5%)  | $5.44B(-7.9%)  | 
| Jun 2014 | -  | $1.23B(-30.8%)  | $5.91B(+0.7%)  | 
| Mar 2014 | -  | $1.77B(+54.8%)  | $5.87B(+3.3%)  | 
| Dec 2013 | $5.68B(+0.7%)  | $1.15B(-35.1%)  | $5.68B(+25.3%)  | 
| Sep 2013 | -  | $1.76B(+49.0%)  | $4.53B(+63.7%)  | 
| Jun 2013 | -  | $1.18B(-25.3%)  | $2.77B(+74.7%)  | 
| Mar 2013 | -  | $1.59B  | $1.59B  | 
| Dec 2012 | $5.64B(+2.2%)  | -  | -  | 
| Dec 2011 | $5.52B  | -  | -  | 
FAQ
- What is Synchrony Financial annual free cash flow?
 - What is the all-time high annual free cash flow for Synchrony Financial?
 - What is Synchrony Financial annual free cash flow year-on-year change?
 - What is Synchrony Financial quarterly free cash flow?
 - What is the all-time high quarterly free cash flow for Synchrony Financial?
 - What is Synchrony Financial quarterly free cash flow year-on-year change?
 - What is Synchrony Financial TTM free cash flow?
 - What is the all-time high TTM free cash flow for Synchrony Financial?
 - What is Synchrony Financial TTM free cash flow year-on-year change?
 
What is Synchrony Financial annual free cash flow?
The current annual free cash flow of SYF is $9.85B
What is the all-time high annual free cash flow for Synchrony Financial?
Synchrony Financial all-time high annual free cash flow is $9.85B
What is Synchrony Financial annual free cash flow year-on-year change?
Over the past year, SYF annual free cash flow has changed by +$1.25B (+14.60%)
What is Synchrony Financial quarterly free cash flow?
The current quarterly free cash flow of SYF is $2.64B
What is the all-time high quarterly free cash flow for Synchrony Financial?
Synchrony Financial all-time high quarterly free cash flow is $3.24B
What is Synchrony Financial quarterly free cash flow year-on-year change?
Over the past year, SYF quarterly free cash flow has changed by -$126.00M (-4.56%)
What is Synchrony Financial TTM free cash flow?
The current TTM free cash flow of SYF is $9.75B
What is the all-time high TTM free cash flow for Synchrony Financial?
Synchrony Financial all-time high TTM free cash flow is $9.88B
What is Synchrony Financial TTM free cash flow year-on-year change?
Over the past year, SYF TTM free cash flow has changed by -$62.00M (-0.63%)