Annual Interest Expense
$828.00M$69.00M+9.09%
Summary
- Current Value
- As of today, SYF annual interest expense is $828.00M, up +9.09% on
- Historical Performance
- SYF annual interest expense is up +77.68% over the past 3 years, and up +14.21% over the past 5 years
- All-Time High Comparison
- SYF annual interest expense is currently at its all-time high
- 3-Year Low Comparison
- SYF annual interest expense is +61.40% above its 3-year low of $513.00M reached on an earlier date
- Sector Comparison
- SYF annual interest expense is higher than 92.06% of companies in Financial Services sector
Interest Expense Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Expense | $828.00M | +9.1% | +77.7% | +14.2% | +42.5% | |
| Quarterly Interest Expense | $199.00M | -4.3% | +48.5% | +47.4% | +101.0% | |
| TTM Interest Expense | $814.00M | -2.2% | +78.5% | +33.4% | +722.2% | |
| Price | $87.43 | +32.9% | +166.6% | +139.0% | – | |
| Annual Interest Coverage Ratio | 11.10 | +27.3% | -20.8% | +12.1% | +63.7% | |
| Annual EBIT | $9.19B | +38.9% | +40.6% | +28.0% | +133.1% | |
| Annual Total Debt | $15.46B | -3.3% | +6.6% | -22.2% | +100.0% | |
| Annual Revenue | $20.76B | +19.7% | +85.0% | +33.0% | +115.4% |
Interest Expense Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | $828.00M | at high | |
| 5Y | $828.00M | at high | |
| All | $828.00M | at high |
Interest Expense Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | $513.00M | N/A | +61.4% |
| 5Y | $466.00M | +77.7% | |
| All | $368.00M | +125.0% |
Interest Expense History
FAQ
What is the current annual interest expense of SYF?
As of today, SYF annual interest expense is $828.00M
What is 1-year change in SYF annual interest expense?
SYF annual interest expense is up +9.09% year-over-year
What is 3-year change in SYF annual interest expense?
SYF annual interest expense is up +77.68% over the past 3 years
How far is SYF annual interest expense from its all-time high?
SYF annual interest expense is currently at its all-time high
How does SYF annual interest expense rank versus sector peers?
SYF annual interest expense is higher than 92.06% of companies in Financial Services sector
When is SYF next annual earnings release?
The next annual earnings release for SYF is on
Quarterly Interest Expense
$199.00M$11.00M-5.24%
Summary
- Current Value
- As of today, SYF quarterly interest expense is $199.00M, down -5.24% on
- Historical Performance
- SYF quarterly interest expense is down -4.33% year-over-year, and up +48.51% over the past 3 years
- All-Time High Comparison
- SYF quarterly interest expense is currently -5.24% below its historical high of $210.00M set on
- 3-Year Low Comparison
- SYF quarterly interest expense is +23.60% above its 3-year low of $161.00M reached on an earlier date
- Sector Comparison
- SYF quarterly interest expense is higher than 90.01% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Expense | $199.00M | -5.2% | -4.3% | +48.5% | +47.4% | |
| Annual Interest Expense | $828.00M | – | +9.1% | +77.7% | +14.2% | |
| TTM Interest Expense | $814.00M | -1.1% | -2.2% | +78.5% | +33.4% | |
| Price | $87.43 | +23.2% | +32.9% | +166.6% | +139.0% | |
| Quarterly Interest Coverage Ratio | 13.94 | +12.1% | +2.4% | -5.9% | +2.0% | |
| Quarterly EBIT | $2.77B | +6.2% | -2.1% | +39.8% | +50.3% | |
| Quarterly Total Debt | $14.43B | -9.9% | -7.7% | +0.8% | -8.5% | |
| Quarterly Revenue | $4.83B | +2.6% | -3.1% | +45.2% | +57.5% |
Quarterly Interest Expense Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $210.00M | -5.2% | |
| 3Y | $210.00M | -5.2% | |
| 5Y | $210.00M | -5.2% | |
| All | $210.00M | -5.2% |
Quarterly Interest Expense Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | $199.00M | at low | |
| 3Y | $161.00M | N/A | +23.6% |
| 5Y | $104.00M | +91.3% | |
| All | $85.00M | +134.1% |
Quarterly Interest Expense History
FAQ
What is the current quarterly interest expense of SYF?
As of today, SYF quarterly interest expense is $199.00M
What is SYF quarterly interest expense most recent change?
SYF quarterly interest expense was down -5.24% on September 30, 2025
What is 1-year change in SYF quarterly interest expense?
SYF quarterly interest expense is down -4.33% year-over-year
How far is SYF quarterly interest expense from its all-time high?
SYF quarterly interest expense is currently -5.24% below its historical high of $210.00M set on June 30, 2024
How does SYF quarterly interest expense rank versus sector peers?
SYF quarterly interest expense is higher than 90.01% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
TTM Interest Expense
$814.00M$9.00M-1.09%
Summary
- Current Value
- As of today, SYF TTM interest expense is $814.00M, down -1.09% on
- Historical Performance
- SYF TTM interest expense is down -2.16% year-over-year, and up +78.51% over the past 3 years
- All-Time High Comparison
- SYF TTM interest expense is currently -2.16% below its historical high of $832.00M set on
- 3-Year Low Comparison
- SYF TTM interest expense is +58.67% above its 3-year low of $513.00M reached on an earlier date
- Sector Comparison
- SYF TTM interest expense is higher than 90.21% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| TTM Interest Expense | $814.00M | -1.1% | -2.2% | +78.5% | +33.4% | |
| Annual Interest Expense | $828.00M | – | +9.1% | +77.7% | +14.2% | |
| Quarterly Interest Expense | $199.00M | -5.2% | -4.3% | +48.5% | +47.4% | |
| Price | $87.43 | +23.2% | +32.9% | +166.6% | +139.0% | |
| TTM EBIT | $10.80B | -0.5% | -9.4% | +44.8% | +32.7% | |
| TTM Revenue | $19.27B | -0.8% | -6.4% | +54.7% | +43.2% |
TTM Interest Expense Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $828.00M | N/A | -1.7% |
| 3Y | $832.00M | -2.2% | |
| 5Y | $832.00M | -2.2% | |
| All | $832.00M | -2.2% |
TTM Interest Expense Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | $814.00M | at low | |
| 3Y | $513.00M | N/A | +58.7% |
| 5Y | $431.00M | +88.9% | |
| All | $99.00M | +722.2% |
TTM Interest Expense History
FAQ
What is the current TTM interest expense of SYF?
As of today, SYF TTM interest expense is $814.00M
What is SYF TTM interest expense most recent change?
SYF TTM interest expense was down -1.09% on September 30, 2025
What is 1-year change in SYF TTM interest expense?
SYF TTM interest expense is down -2.16% year-over-year
How far is SYF TTM interest expense from its all-time high?
SYF TTM interest expense is currently -2.16% below its historical high of $832.00M set on September 30, 2024
How does SYF TTM interest expense rank versus sector peers?
SYF TTM interest expense is higher than 90.21% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Interest Expense Formula
Interest Expense = Carrying Value of Debt × Effective Interest Rate
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1601712/000160171225000256/0001601712-25-000256-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171225000044/0001601712-25-000044-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf