Annual Interest Expense:
$828.00M+$69.00M(+9.09%)Summary
- As of today, SYF annual interest expense is $828.00 million, with the most recent change of +$69.00 million (+9.09%) on December 31, 2024.
 - During the last 3 years, SYF annual interest expense has risen by +$362.00 million (+77.68%).
 - SYF annual interest expense is now at all-time high.
 
Performance
SYF Interest Expense Chart
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Quarterly Interest Expense:
$199.00M-$11.00M(-5.24%)Summary
- As of today, SYF quarterly interest expense is $199.00 million, with the most recent change of -$11.00 million (-5.24%) on September 30, 2025.
 - Over the past year, SYF quarterly interest expense has dropped by -$9.00 million (-4.33%).
 - SYF quarterly interest expense is now -5.24% below its all-time high of $210.00 million, reached on June 30, 2024.
 
Performance
SYF Quarterly Interest Expense Chart
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TTM Interest Expense:
$814.00M-$9.00M(-1.09%)Summary
- As of today, SYF TTM interest expense is $814.00 million, with the most recent change of -$9.00 million (-1.09%) on September 30, 2025.
 - Over the past year, SYF TTM interest expense has dropped by -$18.00 million (-2.16%).
 - SYF TTM interest expense is now -2.16% below its all-time high of $832.00 million, reached on September 30, 2024.
 
Performance
SYF TTM Interest Expense Chart
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Interest Expense Formula
Interest Expense = Carrying Value of Debt X Effective Interest Rate
SYF Interest Expense Trends
| PeriodPeriod | AnnualAnnual | QuarterlyQuarterly | TTMTTM | 
|---|---|---|---|
| 1Y1 Year | +9.1% | -4.3% | -2.2% | 
| 3Y3 Years | +77.7% | +48.5% | +78.5% | 
| 5Y5 Years | +14.2% | +47.4% | +33.4% | 
SYF Interest Expense Highs & Lows
| PeriodPeriod | Annual vs HighAnnual vs High | Annual vs LowAnnual vs Low | Quarter. vs HighQuarter. vs High | Quarter. vs LowQuarter. vs Low | TTM vs HighTTM vs High | TTM vs LowTTM vs Low | |
|---|---|---|---|---|---|---|---|
| 3Y | 3-Year | at high | +77.7% | -5.2% | +48.5% | -2.2% | +78.5% | 
| 5Y | 5-Year | at high | +77.7% | -5.2% | +91.3% | -2.2% | +88.9% | 
| All-Time | All-Time | at high | +125.0% | -5.2% | +134.1% | -2.2% | +722.2% | 
SYF Interest Expense History
| Date | Annual | Quarterly | TTM | 
|---|---|---|---|
| Sep 2025 | -  | $199.00M(-5.2%)  | $814.00M(-1.1%)  | 
| Jun 2025 | -  | $210.00M(+2.9%)  | $823.00M(0.0%)  | 
| Mar 2025 | -  | $204.00M(+1.5%)  | $823.00M(-0.6%)  | 
| Dec 2024 | $828.00M(+9.1%)  | $201.00M(-3.4%)  | $828.00M(-0.5%)  | 
| Sep 2024 | -  | $208.00M(-1.0%)  | $832.00M(+2.0%)  | 
| Jun 2024 | -  | $210.00M(+0.5%)  | $816.00M(+3.3%)  | 
| Mar 2024 | -  | $209.00M(+2.0%)  | $790.00M(+4.1%)  | 
| Dec 2023 | $759.00M(+48.0%)  | $205.00M(+6.8%)  | $759.00M(+6.2%)  | 
| Sep 2023 | -  | $192.00M(+4.3%)  | $715.00M(+8.8%)  | 
| Jun 2023 | -  | $184.00M(+3.4%)  | $657.00M(+12.3%)  | 
| Mar 2023 | -  | $178.00M(+10.6%)  | $585.00M(+14.0%)  | 
| Dec 2022 | $513.00M(+10.1%)  | $161.00M(+20.1%)  | $513.00M(+12.5%)  | 
| Sep 2022 | -  | $134.00M(+19.6%)  | $456.00M(+5.8%)  | 
| Jun 2022 | -  | $112.00M(+5.7%)  | $431.00M(-1.8%)  | 
| Mar 2022 | -  | $106.00M(+1.9%)  | $439.00M(-5.8%)  | 
| Dec 2021 | $466.00M(-18.4%)  | $104.00M(-4.6%)  | $466.00M(-6.0%)  | 
| Sep 2021 | -  | $109.00M(-9.2%)  | $496.00M(-5.0%)  | 
| Jun 2021 | -  | $120.00M(-9.8%)  | $522.00M(-3.9%)  | 
| Mar 2021 | -  | $133.00M(-0.7%)  | $543.00M(-4.9%)  | 
| Dec 2020 | $571.00M(-21.2%)  | $134.00M(-0.7%)  | $571.00M(-6.4%)  | 
| Sep 2020 | -  | $135.00M(-4.3%)  | $610.00M(-7.0%)  | 
| Jun 2020 | -  | $141.00M(-12.4%)  | $656.00M(-6.4%)  | 
| Mar 2020 | -  | $161.00M(-6.9%)  | $701.00M(-3.3%)  | 
| Dec 2019 | $725.00M  | $173.00M(-4.4%)  | $725.00M(-2.7%)  | 
| Sep 2019 | -  | $181.00M(-2.7%)  | $745.00M(+0.9%)  | 
| Jun 2019 | -  | $186.00M(+0.5%)  | $738.00M(+3.1%)  | 
| Date | Annual | Quarterly | TTM | 
|---|---|---|---|
| Mar 2019 | -  | $185.00M(-4.1%)  | $716.00M(+4.7%)  | 
| Dec 2018 | $684.00M(+26.0%)  | $193.00M(+10.9%)  | $684.00M(+8.1%)  | 
| Sep 2018 | -  | $174.00M(+6.1%)  | $633.00M(+6.0%)  | 
| Jun 2018 | -  | $164.00M(+7.2%)  | $597.00M(+5.9%)  | 
| Mar 2018 | -  | $153.00M(+7.7%)  | $564.00M(+3.9%)  | 
| Dec 2017 | $543.00M(+4.2%)  | $142.00M(+2.9%)  | $543.00M(+2.1%)  | 
| Sep 2017 | -  | $138.00M(+5.3%)  | $532.00M(+2.1%)  | 
| Jun 2017 | -  | $131.00M(-0.8%)  | $521.00M(+1.4%)  | 
| Mar 2017 | -  | $132.00M(+0.8%)  | $514.00M(-1.3%)  | 
| Dec 2016 | $521.00M(-1.3%)  | $131.00M(+3.1%)  | $521.00M(-1.0%)  | 
| Sep 2016 | -  | $127.00M(+2.4%)  | $526.00M(-0.6%)  | 
| Jun 2016 | -  | $124.00M(-10.8%)  | $529.00M(0.0%)  | 
| Mar 2016 | -  | $139.00M(+2.2%)  | $529.00M(+0.2%)  | 
| Dec 2015 | $528.00M(+16.8%)  | $136.00M(+4.6%)  | $528.00M(-1.3%)  | 
| Sep 2015 | -  | $130.00M(+4.8%)  | $535.00M(+2.3%)  | 
| Jun 2015 | -  | $124.00M(-10.1%)  | $523.00M(+5.4%)  | 
| Mar 2015 | -  | $138.00M(-3.5%)  | $496.00M(+9.7%)  | 
| Dec 2014 | $452.00M(+22.8%)  | $143.00M(+21.2%)  | $452.00M(+11.9%)  | 
| Sep 2014 | -  | $118.00M(+21.6%)  | $404.00M(+7.7%)  | 
| Jun 2014 | -  | $97.00M(+3.2%)  | $375.00M(+3.3%)  | 
| Mar 2014 | -  | $94.00M(-1.1%)  | $363.00M(-1.4%)  | 
| Dec 2013 | $368.00M(-3.9%)  | $95.00M(+6.7%)  | $368.00M(+34.8%)  | 
| Sep 2013 | -  | $89.00M(+4.7%)  | $273.00M(+48.4%)  | 
| Jun 2013 | -  | $85.00M(-14.1%)  | $184.00M(+85.9%)  | 
| Mar 2013 | -  | $99.00M  | $99.00M  | 
| Dec 2012 | $383.00M(-34.1%)  | -  | -  | 
| Dec 2011 | $581.00M  | -  | -  | 
FAQ
- What is Synchrony Financial annual interest expense?
 - What is the all-time high annual interest expense for Synchrony Financial?
 - What is Synchrony Financial annual interest expense year-on-year change?
 - What is Synchrony Financial quarterly interest expense?
 - What is the all-time high quarterly interest expense for Synchrony Financial?
 - What is Synchrony Financial quarterly interest expense year-on-year change?
 - What is Synchrony Financial TTM interest expense?
 - What is the all-time high TTM interest expense for Synchrony Financial?
 - What is Synchrony Financial TTM interest expense year-on-year change?
 
What is Synchrony Financial annual interest expense?
The current annual interest expense of SYF is $828.00M
What is the all-time high annual interest expense for Synchrony Financial?
Synchrony Financial all-time high annual interest expense is $828.00M
What is Synchrony Financial annual interest expense year-on-year change?
Over the past year, SYF annual interest expense has changed by +$69.00M (+9.09%)
What is Synchrony Financial quarterly interest expense?
The current quarterly interest expense of SYF is $199.00M
What is the all-time high quarterly interest expense for Synchrony Financial?
Synchrony Financial all-time high quarterly interest expense is $210.00M
What is Synchrony Financial quarterly interest expense year-on-year change?
Over the past year, SYF quarterly interest expense has changed by -$9.00M (-4.33%)
What is Synchrony Financial TTM interest expense?
The current TTM interest expense of SYF is $814.00M
What is the all-time high TTM interest expense for Synchrony Financial?
Synchrony Financial all-time high TTM interest expense is $832.00M
What is Synchrony Financial TTM interest expense year-on-year change?
Over the past year, SYF TTM interest expense has changed by -$18.00M (-2.16%)