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Synchrony Financial (SYF) Interest Coverage Ratio

Annual Interest Coverage Ratio:

11.10+2.38(+27.29%)
December 31, 2024

Summary

  • As of today, SYF annual interest coverage ratio is 11.10, with the most recent change of +2.38 (+27.29%) on December 31, 2024.
  • During the last 3 years, SYF annual interest coverage ratio has fallen by -2.92 (-20.83%).
  • SYF annual interest coverage ratio is now -20.83% below its all-time high of 14.02, reached on December 31, 2021.

Performance

SYF Interest Coverage Ratio Chart

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Quarterly Interest Coverage Ratio:

13.94+1.50(+12.06%)
September 30, 2025

Summary

  • As of today, SYF quarterly interest coverage ratio is 13.94, with the most recent change of +1.50 (+12.06%) on September 30, 2025.
  • Over the past year, SYF quarterly interest coverage ratio has increased by +0.32 (+2.35%).
  • SYF quarterly interest coverage ratio is now -23.36% below its all-time high of 18.19, reached on March 31, 2024.

Performance

SYF Quarterly Interest Coverage Ratio Chart

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Interest Coverage Ratio Formula

Interest Coverage Ratio =  
EBIT
Interest Expense

SYF Interest Coverage Ratio Trends

PeriodPeriodAnnualAnnualQuarterlyQuarterly
1Y1 Year+27.3%+2.4%
3Y3 Years-20.8%-5.9%
5Y5 Years+12.1%+2.0%

SYF Interest Coverage Ratio Highs & Lows

PeriodPeriodAnnual vs HighAnnual vs HighAnnual vs LowAnnual vs LowQuarter. vs HighQuarter. vs HighQuarter. vs LowQuarter. vs Low
3Y3-Year-20.8%+27.3%-23.4%+12.2%
5Y5-Year-20.8%+83.2%-23.4%+12.2%
All-TimeAll-Time-20.8%+83.2%-23.4%+80.1%

SYF Interest Coverage Ratio History

DateAnnualQuarterly
Sep 2025
-
13.94(+12.1%)
Jun 2025
-
12.44(-5.3%)
Mar 2025
-
13.13(-3.5%)
Dec 2024
11.10(+27.3%)
13.61(-0.1%)
Sep 2024
-
13.62(+4.2%)
Jun 2024
-
13.07(-28.1%)
Mar 2024
-
18.19(+46.3%)
Dec 2023
8.72(-18.4%)
12.43(-5.0%)
Sep 2023
-
13.09(+4.3%)
Jun 2023
-
12.55(-1.1%)
Mar 2023
-
12.69(-2.8%)
Dec 2022
10.69(-23.8%)
13.06(-11.8%)
Sep 2022
-
14.81(-12.8%)
Jun 2022
-
16.98(-3.2%)
Mar 2022
-
17.55(+6.6%)
Dec 2021
14.02(+131.4%)
16.46(+9.8%)
Sep 2021
-
14.99(+14.8%)
Jun 2021
-
13.06(-2.5%)
Mar 2021
-
13.40(-1.8%)
Dec 2020
6.06(-38.8%)
13.64(-0.2%)
Sep 2020
-
13.67(+2.9%)
Jun 2020
-
13.28(-3.7%)
Mar 2020
-
13.79(+8.5%)
Dec 2019
9.90
12.71(-10.7%)
Sep 2019
-
14.23(+5.3%)
Jun 2019
-
13.51(-0.3%)
DateAnnualQuarterly
Mar 2019
-
13.55(-1.6%)
Dec 2018
8.06(-7.1%)
13.77(-4.8%)
Sep 2018
-
14.47(+1.6%)
Jun 2018
-
14.24(-7.8%)
Mar 2018
-
15.44(-7.5%)
Dec 2017
8.68(-6.2%)
16.70(-0.9%)
Sep 2017
-
16.86(-1.6%)
Jun 2017
-
17.14(+1.9%)
Mar 2017
-
16.82(+4.1%)
Dec 2016
9.25(+4.6%)
16.15(-1.2%)
Sep 2016
-
16.35(+5.8%)
Jun 2016
-
15.45(+9.0%)
Mar 2016
-
14.17(+5.5%)
Dec 2015
8.84(-7.2%)
13.43(-0.3%)
Sep 2015
-
13.47(-3.2%)
Jun 2015
-
13.91(+12.4%)
Mar 2015
-
12.38(+55.9%)
Dec 2014
9.53(-9.7%)
7.94(-16.6%)
Sep 2014
-
9.52(-4.8%)
Jun 2014
-
10.00(-13.0%)
Mar 2014
-
11.49(+24.1%)
Dec 2013
10.55(-2.0%)
9.26(-31.6%)
Sep 2013
-
13.53(+11.3%)
Jun 2013
-
12.16(+57.1%)
Mar 2013
-
7.74
Dec 2012
10.76(+58.7%)
-
Dec 2011
6.78
-

FAQ

  • What is Synchrony Financial annual interest coverage ratio?
  • What is the all-time high annual interest coverage ratio for Synchrony Financial?
  • What is Synchrony Financial annual interest coverage ratio year-on-year change?
  • What is Synchrony Financial quarterly interest coverage ratio?
  • What is the all-time high quarterly interest coverage ratio for Synchrony Financial?
  • What is Synchrony Financial quarterly interest coverage ratio year-on-year change?

What is Synchrony Financial annual interest coverage ratio?

The current annual interest coverage ratio of SYF is 11.10

What is the all-time high annual interest coverage ratio for Synchrony Financial?

Synchrony Financial all-time high annual interest coverage ratio is 14.02

What is Synchrony Financial annual interest coverage ratio year-on-year change?

Over the past year, SYF annual interest coverage ratio has changed by +2.38 (+27.29%)

What is Synchrony Financial quarterly interest coverage ratio?

The current quarterly interest coverage ratio of SYF is 13.94

What is the all-time high quarterly interest coverage ratio for Synchrony Financial?

Synchrony Financial all-time high quarterly interest coverage ratio is 18.19

What is Synchrony Financial quarterly interest coverage ratio year-on-year change?

Over the past year, SYF quarterly interest coverage ratio has changed by +0.32 (+2.35%)
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