Upstart Holdings, Inc. company logo
Upstart Holdings, Inc. logo

Upstart Holdings, Inc. (UPST) Piotroski F-Score

Piotroski F-Score

53+150.00%

Summary

Current Value
As of today, UPST piotroski f-score is 5, up +150.00% on
Historical Performance
UPST piotroski f-score has remained unchanged year-over-year, and up +25.00% over the past 3 years
All-Time High Comparison
UPST piotroski f-score is currently -28.57% below its historical high of 7 set on
3-Year Low Comparison
UPST piotroski f-score is +400.00% above its 3-year low of 1 reached on
Sector Comparison
UPST piotroski f-score is higher than 58.27% of companies in Financial Services sector
Piotroski F Score Meaning
Based on its current piotroski f-score, UPST falls into the medium financial health category

Chart

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Series
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Performance

UPST Performance
MetricDateValue3M1Y3Y5Y
Piotroski F-Score5+150.0%0.0%+25.0%
Price$50.32-2.9%-16.5%+284.4%-9.2%
Altman Z-Score2.01-2.4%-11.1%+107.2%-86.4%
Quarterly Debt To Equity2.62+23.0%+49.7%+84.5%+144.6%
Quarterly Current Ratio4.50+30.1%+5.6%-53.6%+53.6%
Quarterly Quick Ratio4.50+30.1%+5.6%-53.6%+53.6%
Quarterly Revenue$277.11M+7.7%+70.9%+76.2%+324.0%
Quarterly EPS$0.23+320.4%+405.5%+133.3%+73.7%
PE Ratio220.99-2.9%-67.4%

Highs

UPST Piotroski F-Score Highs Comparison
PeriodHighDateCurrent
1MN/AN/AN/A
3M5N/Aat high
6MN/AN/Aat high
1Y5at high
3Y5at high
5Y7N/A-28.6%
All7-28.6%

Lows

UPST Piotroski F-Score Lows Comparison
PeriodLowDateCurrent
1MN/AN/AN/A
3M5N/Aat low
6MN/AN/A+150.0%
1Y2+150.0%
3Y1+400.0%
5Y1+400.0%
All1+400.0%

History

DateValueChange
5+150.0%
2-60.0%
50.0%
50.0%
5+400.0%
1-50.0%
DateValueChange
20.0%
2+100.0%
10.0%
1-50.0%
2-

FAQ

  • What is the current piotroski f-score of UPST?

    As of today, UPST piotroski f-score is 5

  • What is UPST piotroski f-score most recent change?

    UPST piotroski f-score was up +150.00% on September 30, 2025

  • What is 1-year change in UPST piotroski f-score?

    UPST piotroski f-score has remained unchanged year-over-year

  • How far is UPST piotroski f-score from its all-time high?

    UPST piotroski f-score is currently -28.57% below its historical high of 7 set on December 31, 2020

  • How does UPST piotroski f-score rank versus sector peers?

    UPST piotroski f-score is higher than 58.27% of companies in Financial Services sector

  • When is UPST next earnings release?

    The next earnings release for UPST is on

  • What piotroski f-score category does UPST fall into?

    Based on its current piotroski f-score, UPST falls into the medium financial health category

F-Score Formula

1 point for every condition that is met:
  • > 0
  • > 0
  • > previous year
  • >
  • / < previous year
  • > previous year
  • have not increased
  • > previous year
  • Asset Turnover ( / ) > previous year

Data Sources & References

  1. UPST Official Website www.upstart.com
  2. Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1647639/000164763925000134/0001647639-25-000134-index.htm
  3. Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1647639/000164763925000018/0001647639-25-000018-index.htm
  4. UPST Profile on Yahoo Finance finance.yahoo.com/quote/UPST
  5. UPST Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/upst