What is the current annual ROE of UNH?

As of today, UNH annual ROE is 12.54%

What is 1-year change in UNH annual ROE?

UNH annual ROE is down -17.12% year-over-year

What is 3-year change in UNH annual ROE?

UNH annual ROE is down -50.53% over the past 3 years

How far is UNH annual ROE from its all-time high?

UNH annual ROE is currently -67.17% below its historical high of 38.20% set on December 31, 2003

How does UNH annual ROE rank versus sector peers?

UNH annual ROE is higher than 80.64% of companies in Healthcare sector

When is UNH next annual earnings release?

As of today, the next annual earnings release for UNH has not been scheduled

What is the current quarterly ROE of UNH?

As of today, UNH quarterly ROE is 15.44%

What is UNH quarterly ROE most recent change?

UNH quarterly ROE was up +25.94% on June 30, 2026

What is 1-year change in UNH quarterly ROE?

UNH quarterly ROE is down -27.82% year-over-year

How far is UNH quarterly ROE from its all-time high?

UNH quarterly ROE is currently -88.05% below its historical high of 129.21% set on June 30, 1994

How does UNH quarterly ROE rank versus sector peers?

UNH quarterly ROE is higher than 80.15% of companies in Healthcare sector

When is UNH next earnings release?

The next earnings release for UNH is on October 27, 2026

UNH ROE History & Chart Since 1984

Annual ROE

12.54%2.59%-17.12%

December 31, 2025

Summary

Current Value: As of today, UNH annual ROE is 12.54%, down -17.12% on December 31, 2025
Historical Performance: UNH annual ROE is down -50.53% over the past 3 years, down -47.24% over the past 5 years
All-Time High Comparison: UNH annual ROE is currently -67.17% below its historical high of 38.20% set on December 31, 2003
3-Year Low Comparison: UNH annual ROE is at its 3-year low
Sector Comparison: UNH annual ROE is higher than 80.64% of companies in Healthcare sector

ROE Chart

beforeafter

Performance

UNH Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual ROE	Dec 31, 25	12.54%	-17.1%	-50.5%	-47.2%	-33.1%
Quarterly ROE	Jun 30, 26	15.44%	-27.8%	-38.4%	-27.2%	-18.5%
Price	Aug 26, 26	$401.01	+33.5%	-18.0%	-3.8%	+777.1%
PE Ratio	Aug 26, 26	25.79	+98.2%	+17.9%	-6.3%	+151.6%
Annual Revenue	Dec 31, 25	$447.57B	+11.8%	+38.1%	+74.1%	+375.4%
Annual Net Income	Dec 31, 25	$12.81B	-16.0%	-38.0%	-18.8%	+176.4%
Annual Shareholders Equity	Dec 31, 25	$94.11B	+1.6%	+21.0%	+43.7%	+264.4%
Annual ROA	Dec 31, 25	4.16%	-20.8%	-53.0%	-50.2%	-46.1%

ROE Highs

UNH Annual ROE Highs Comparison
Period	High	Date	Current
3Y	25.35%	N/A	-50.5%
5Y	25.35%	Dec 31, 22	-50.5%
All	38.20%	Dec 31, 03	-67.2%

ROE Lows

UNH Annual ROE Lows Comparison
Period	Low	Date	Current
3Y	12.54%	Dec 31, 25	at low
5Y	12.54%	Dec 31, 25	at low
All	-105.52%	Dec 31, 88	+111.9%

ROE History

Year	Value	Change
2025	12.54%	-17.1%
2024	15.13%	-39.4%
2023	24.98%	-1.5%
2022	25.35%	+5.1%
2021	24.12%	+1.5%
2020	23.77%	-1.2%
2019	24.05%	+5.1%
2018	22.88%	-2.5%
2017	23.47%	+25.5%
2016	18.70%	+10.5%
2015	16.93%	+1.2%
2014	16.73%	-1.8%
2013	17.03%	-5.1%
2012	17.94%	-5.6%
2011	19.00%	+1.3%
2010	18.75%	+8.9%
2009	17.22%	+18.1%
2008	14.58%	-36.0%
2007	22.77%	+5.7%
2006	21.54%	-0.3%
2005	21.61%	-33.8%

Year	Value	Change
2004	32.65%	-14.5%
2003	38.20%	+17.5%
2002	32.50%	+34.9%
2001	24.09%	+28.3%
2000	18.78%	+30.6%
1999	14.38%	+431.3%
1998	-4.34%	-139.4%
1997	11.01%	+8.4%
1996	10.16%	+5.0%
1995	9.68%	-35.1%
1994	14.91%	-39.2%
1993	24.51%	+4.3%
1992	23.51%	-30.2%
1991	33.68%	-7.7%
1990	36.47%	+1.7%
1989	35.86%	+134.0%
1988	-105.52%	-221.9%
1987	-32.78%	-282.6%
1986	17.95%	-18.4%
1985	21.99%	+139.8%
1984	-55.26%	-

FAQ

What is the current annual ROE of UNH?: As of today, UNH annual ROE is 12.54%
What is 1-year change in UNH annual ROE?: UNH annual ROE is down -17.12% year-over-year
What is 3-year change in UNH annual ROE?: UNH annual ROE is down -50.53% over the past 3 years
How far is UNH annual ROE from its all-time high?: UNH annual ROE is currently -67.17% below its historical high of 38.20% set on December 31, 2003
How does UNH annual ROE rank versus sector peers?: UNH annual ROE is higher than 80.64% of companies in Healthcare sector
When is UNH next annual earnings release?: As of today, the next annual earnings release for UNH has not been scheduled

ROE Formula

ROE = Net Income

Shareholders Equity × 100%

Quarterly ROE

15.44%3.18%+25.94%

June 30, 2026

Summary

Current Value: As of today, UNH quarterly ROE is 15.44%, up +25.94% on June 30, 2026
Historical Performance: UNH quarterly ROE is down -27.82% year-over-year, down -38.41% over the past 3 years
All-Time High Comparison: UNH quarterly ROE is currently -88.05% below its historical high of 129.21% set on June 30, 1994
3-Year Low Comparison: UNH quarterly ROE is +25.94% above its 3-year low of 12.26% reached on March 31, 2026
Sector Comparison: UNH quarterly ROE is higher than 80.15% of companies in Healthcare sector

Performance

UNH Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly ROE	Jun 30, 26	15.44%	+25.9%	-27.8%	-38.4%	-27.2%
Annual ROE	Dec 31, 25	12.54%	–	-17.1%	-50.5%	-47.2%
Price	Aug 26, 26	$401.01	+6.4%	+33.5%	-18.0%	-3.8%
PE Ratio	Aug 26, 26	25.79	-9.4%	+98.2%	+17.9%	-6.3%
Quarterly Revenue	Jun 30, 26	$112.03B	+0.3%	+0.4%	+20.6%	+57.1%
Quarterly Net Income	Jun 30, 26	$5.67B	-12.5%	+58.7%	+0.2%	+29.7%
Quarterly Shareholders Equity	Jun 30, 26	$98.45B	+0.6%	+3.9%	+19.5%	+42.6%
Quarterly ROA	Jun 30, 26	4.78%	+16.3%	-34.8%	-43.4%	-36.1%

Quarterly ROE Highs

UNH Quarterly ROE Highs Comparison
Period	High	Date	Current
1Y	21.39%	N/A	-27.8%
3Y	25.08%	Sep 30, 23	-38.4%
5Y	25.51%	Dec 31, 22	-39.5%
All	129.21%	Jun 30, 94	-88.0%

Quarterly ROE Lows

UNH Quarterly ROE Lows Comparison
Period	Low	Date	Current
1Y	12.26%	Mar 31, 26	+25.9%
3Y	12.26%	Mar 31, 26	+25.9%
5Y	12.26%	Mar 31, 26	+25.9%
All	-227.10%	Mar 31, 89	+106.8%

Quarterly ROE History

Month	Value	Change
Jun 2026	15.44%	+25.9%
Mar 2026	12.26%	-0.4%
Dec 2025	12.31%	-29.9%
Sep 2025	17.57%	-17.9%
Jun 2025	21.39%	-5.2%
Mar 2025	22.56%	+48.6%
Dec 2024	15.18%	-1.0%
Sep 2024	15.33%	-1.1%
Jun 2024	15.50%	-9.3%
Mar 2024	17.09%	-31.8%
Dec 2023	25.05%	-0.1%
Sep 2023	25.08%	+0.0%
Jun 2023	25.07%	-1.3%
Mar 2023	25.40%	-0.4%
Dec 2022	25.51%	+0.6%
Sep 2022	25.36%	+3.8%
Jun 2022	24.44%	+1.7%
Mar 2022	24.02%	-0.9%
Dec 2021	24.25%	+9.6%
Sep 2021	22.13%	+4.4%
Jun 2021	21.20%	-16.3%
Mar 2021	25.34%	+6.9%
Dec 2020	23.70%	-10.7%
Sep 2020	26.54%	-5.8%
Jun 2020	28.16%	+18.7%
Mar 2020	23.73%	-2.4%
Dec 2019	24.32%	+0.9%
Sep 2019	24.10%	0.0%
Jun 2019	24.10%	+0.6%
Mar 2019	23.96%	+3.4%
Dec 2018	23.17%	-6.7%
Sep 2018	24.84%	+2.9%
Jun 2018	24.14%	+2.8%
Mar 2018	23.48%	+1.7%
Dec 2017	23.09%	+16.3%
Sep 2017	19.86%	+1.6%
Jun 2017	19.55%	+2.5%
Mar 2017	19.07%	+2.5%
Dec 2016	18.61%	+3.8%
Sep 2016	17.93%	+3.0%
Jun 2016	17.41%	+0.2%
Mar 2016	17.38%	+1.9%
Dec 2015	17.06%	-5.1%
Sep 2015	17.97%	0.0%
Jun 2015	17.97%	+2.5%
Mar 2015	17.53%	+5.6%
Dec 2014	16.60%	+1.0%
Sep 2014	16.43%	-0.5%
Jun 2014	16.51%	-0.7%
Mar 2014	16.62%	-2.8%
Dec 2013	17.10%	+1.4%
Sep 2013	16.87%	-2.0%
Jun 2013	17.22%	-0.3%
Mar 2013	17.27%	-6.2%
Dec 2012	18.41%	-3.9%
Sep 2012	19.15%	+3.3%
Jun 2012	18.53%	-0.6%
Mar 2012	18.65%	-1.4%
Dec 2011	18.92%	+2.3%
Sep 2011	18.49%	-2.4%
Jun 2011	18.94%	+0.6%
Mar 2011	18.83%	+0.9%
Dec 2010	18.66%	-0.2%
Sep 2010	18.70%	+2.1%
Jun 2010	18.32%	+3.4%
Mar 2010	17.71%	+2.1%
Dec 2009	17.34%	+2.5%
Sep 2009	16.92%	-0.1%
Jun 2009	16.94%	+15.6%
Mar 2009	14.66%	-1.6%
Dec 2008	14.90%	-14.2%
Sep 2008	17.37%	-8.4%
Jun 2008	18.97%	-17.5%
Mar 2008	23.00%	+2.4%
Dec 2007	22.45%	+0.4%
Sep 2007	22.37%	+1.2%
Jun 2007	22.10%	+2.3%
Mar 2007	21.61%	-2.7%
Dec 2006	22.21%	-0.8%
Sep 2006	22.38%	-2.6%
Jun 2006	22.97%	-4.1%
Mar 2006	23.95%	-5.7%

Month	Value	Change
Dec 2005	25.39%	-10.0%
Sep 2005	28.20%	-4.4%
Jun 2005	29.50%	-0.8%
Mar 2005	29.73%	-5.2%
Dec 2004	31.35%	-6.1%
Sep 2004	33.37%	-9.6%
Jun 2004	36.91%	-2.0%
Mar 2004	37.68%	-3.3%
Dec 2003	38.96%	+4.0%
Sep 2003	37.46%	+4.2%
Jun 2003	35.96%	+3.8%
Mar 2003	34.66%	+5.2%
Dec 2002	32.96%	+7.0%
Sep 2002	30.81%	+6.8%
Jun 2002	28.85%	+9.1%
Mar 2002	26.45%	+8.2%
Dec 2001	24.45%	+6.2%
Sep 2001	23.03%	+5.7%
Jun 2001	21.78%	+6.9%
Mar 2001	20.37%	+5.8%
Dec 2000	19.25%	+5.4%
Sep 2000	18.26%	+8.8%
Jun 2000	16.79%	+7.4%
Mar 2000	15.64%	+10.0%
Dec 1999	14.22%	+9.9%
Sep 1999	12.94%	+2.6%
Jun 1999	12.61%	+383.4%
Mar 1999	-4.45%	-2.8%
Dec 1998	-4.33%	-5.1%
Sep 1998	-4.12%	+9.5%
Jun 1998	-4.55%	-140.6%
Mar 1998	11.22%	+1.0%
Dec 1997	11.11%	+1.4%
Sep 1997	10.96%	+2.5%
Jun 1997	10.69%	+14.7%
Mar 1997	9.32%	-7.1%
Dec 1996	10.03%	+27.6%
Sep 1996	7.86%	-5.3%
Jun 1996	8.30%	-16.6%
Mar 1996	9.95%	+6.1%
Dec 1995	9.38%	-22.6%
Sep 1995	12.12%	+1.9%
Jun 1995	11.89%	-83.0%
Mar 1995	69.96%	-14.9%
Dec 1994	82.23%	-17.7%
Sep 1994	99.93%	-22.7%
Jun 1994	129.21%	+423.5%
Mar 1994	24.68%	+4.5%
Dec 1993	23.61%	+4.2%
Sep 1993	22.65%	+5.1%
Jun 1993	21.55%	+4.0%
Mar 1993	20.72%	-2.1%
Dec 1992	21.17%	-4.6%
Sep 1992	22.20%	-6.1%
Jun 1992	23.65%	-7.4%
Mar 1992	25.54%	-15.7%
Dec 1991	30.30%	+0.0%
Sep 1991	30.29%	-2.4%
Jun 1991	31.04%	-3.8%
Mar 1991	32.28%	-8.1%
Dec 1990	35.14%	+1.5%
Sep 1990	34.63%	-11.0%
Jun 1990	38.93%	-4.6%
Mar 1990	40.82%	+16.7%
Dec 1989	34.97%	+31.4%
Sep 1989	26.61%	+124.4%
Jun 1989	-109.18%	+51.9%
Mar 1989	-227.10%	-96.2%
Dec 1988	-115.72%	-13.8%
Sep 1988	-101.69%	-163.8%
Jun 1988	-38.55%	-2.6%
Mar 1988	-37.59%	+10.9%
Dec 1987	-42.17%	-131.6%
Sep 1987	-18.21%	-285.1%
Jun 1987	9.84%	-8.5%
Mar 1987	10.75%	-6.4%
Dec 1986	11.48%	-68.6%
Sep 1986	36.60%	+43.6%
Jun 1986	25.49%	+21.8%
Mar 1986	20.92%	+28.0%
Dec 1985	16.34%	-

FAQ

What is the current quarterly ROE of UNH?: As of today, UNH quarterly ROE is 15.44%
What is UNH quarterly ROE most recent change?: UNH quarterly ROE was up +25.94% on June 30, 2026
What is 1-year change in UNH quarterly ROE?: UNH quarterly ROE is down -27.82% year-over-year
How far is UNH quarterly ROE from its all-time high?: UNH quarterly ROE is currently -88.05% below its historical high of 129.21% set on June 30, 1994
How does UNH quarterly ROE rank versus sector peers?: UNH quarterly ROE is higher than 80.15% of companies in Healthcare sector
When is UNH next earnings release?: The next earnings release for UNH is on October 27, 2026

ROE Formula

ROE = Net Income

Shareholders Equity × 100%

Data Sources & References

UNH Official Website www.unitedhealthgroup.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/731766/000073176626000025/0000731766-26-000025-index.htm
UNH Profile on Yahoo Finance finance.yahoo.com/quote/UNH
UNH Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/unh