What is the current annual total debt of UMBF?

As of today, UMBF annual total debt is $3.80B

What is 1-year change in UMBF annual total debt?

UMBF annual total debt is up +24.56% year-over-year

What is 3-year change in UMBF annual total debt?

UMBF annual total debt is up +42.45% over the past 3 years

How far is UMBF annual total debt from its all-time high?

UMBF annual total debt is currently -12.90% below its historical high of $4.36B set on December 31, 2023

How does UMBF annual total debt rank versus sector peers?

UMBF annual total debt is higher than 88.28% of companies in Financial Services sector

When is UMBF next annual earnings release?

As of today, the next annual earnings release for UMBF has not been scheduled

What is the current quarterly total debt of UMBF?

As of today, UMBF quarterly total debt is $3.56B

What is UMBF quarterly total debt most recent change?

UMBF quarterly total debt was down -11.52% on June 30, 2026

What is 1-year change in UMBF quarterly total debt?

UMBF quarterly total debt is down -0.73% year-over-year

How far is UMBF quarterly total debt from its all-time high?

UMBF quarterly total debt is currently -33.30% below its historical high of $5.34B set on March 31, 2023

How does UMBF quarterly total debt rank versus sector peers?

UMBF quarterly total debt is higher than 87.83% of companies in Financial Services sector

When is UMBF next earnings release?

The next earnings release for UMBF is on October 27, 2026

UMBF Total Debt History & Chart Since 1984

Annual Total Debt

$3.80B$749.04M+24.56%

December 31, 2025

Summary

Current Value: As of today, UMBF annual total debt is $3.80B, up +24.56% on December 31, 2025
Historical Performance: UMBF annual total debt is up +42.45% over the past 3 years, up +43.00% over the past 5 years
All-Time High Comparison: UMBF annual total debt is currently -12.90% below its historical high of $4.36B set on December 31, 2023
3-Year Low Comparison: UMBF annual total debt is +42.45% above its 3-year low of $2.67B reached on an earlier date
Sector Comparison: UMBF annual total debt is higher than 88.28% of companies in Financial Services sector

Total Debt Chart

beforeafter

Performance

UMBF Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Total Debt	Dec 31, 25	$3.80B	+24.6%	+42.5%	+43.0%	+78.5%
Quarterly Total Debt	Jun 30, 26	$3.56B	-0.7%	-15.8%	+16.7%	+131.8%
Price	Sep 9, 26	$141.22	+15.4%	+128.7%	+58.3%	+303.4%
	Dec 31, 25	$474.23M	+9.4%	+9.7%	+42.2%	+6565.2%
	Dec 31, 25	$3.32B	+27.1%	+48.8%	+43.1%	+56.7%
	Dec 31, 25	$65.62B	+39.6%	+82.6%	+117.2%	+478.5%
	Dec 31, 25	$7.69B	+121.9%	+188.5%	+155.0%	+625.2%
Annual Debt To Equity	Dec 31, 25	0.49	-44.3%	-51.0%	-44.3%	-75.6%

Total Debt Highs

UMBF Annual Total Debt Highs Comparison
Period	High	Date	Current
3Y	$4.36B	Dec 31, 23	-12.9%
5Y	$4.36B	Dec 31, 23	-12.9%
All	$4.36B	Dec 31, 23	-12.9%

Total Debt Lows

UMBF Annual Total Debt Lows Comparison
Period	Low	Date	Current
3Y	$2.67B	N/A	+42.5%
5Y	$2.66B	N/A	+43.0%
All	$103.37M	Dec 31, 87	+3575.2%

Total Debt History

Year	Value	Change
2025	$3.80B	+24.6%
2024	$3.05B	-30.1%
2023	$4.36B	+63.6%
2022	$2.67B	-25.4%
2021	$3.57B	+34.5%
2020	$2.66B	+28.5%
2019	$2.07B	+29.1%
2018	$1.60B	+19.5%
2017	$1.34B	-30.7%
2016	$1.93B	+1.3%
2015	$1.91B	-6.1%
2014	$2.03B	+28.1%
2013	$1.59B	-11.4%
2012	$1.79B	-8.9%
2011	$1.97B	-7.5%
2010	$2.13B	+7.4%
2009	$1.98B	-9.0%
2008	$2.18B	+20.8%
2007	$1.80B	+7.6%
2006	$1.68B	+16.9%
2005	$1.43B	-8.4%

Year	Value	Change
2004	$1.57B	+24.2%
2003	$1.26B	-5.3%
2002	$1.33B	-10.6%
2001	$1.49B	+103.3%
2000	$732.34M	-49.7%
1999	$1.46B	+51.4%
1998	$961.40M	+26.3%
1997	$761.21M	+14.2%
1996	$666.66M	-12.6%
1995	$762.58M	-10.1%
1994	$848.21M	+25.1%
1993	$678.06M	-2.6%
1992	$695.95M	-17.2%
1991	$840.73M	+41.5%
1990	$594.26M	+71.5%
1989	$346.44M	+45.7%
1988	$237.79M	+130.0%
1987	$103.37M	-14.4%
1986	$120.77M	-88.5%
1985	$1.05B	+68.3%
1984	$626.65M	-

FAQ

What is the current annual total debt of UMBF?: As of today, UMBF annual total debt is $3.80B
What is 1-year change in UMBF annual total debt?: UMBF annual total debt is up +24.56% year-over-year
What is 3-year change in UMBF annual total debt?: UMBF annual total debt is up +42.45% over the past 3 years
How far is UMBF annual total debt from its all-time high?: UMBF annual total debt is currently -12.90% below its historical high of $4.36B set on December 31, 2023
How does UMBF annual total debt rank versus sector peers?: UMBF annual total debt is higher than 88.28% of companies in Financial Services sector
When is UMBF next annual earnings release?: As of today, the next annual earnings release for UMBF has not been scheduled

Total Debt Formula

Total Debt = +

Quarterly Total Debt

$3.56B$464.18M-11.52%

June 30, 2026

Summary

Current Value: As of today, UMBF quarterly total debt is $3.56B, down -11.52% on June 30, 2026
Historical Performance: UMBF quarterly total debt is down -0.73% year-over-year, down -15.81% over the past 3 years
All-Time High Comparison: UMBF quarterly total debt is currently -33.30% below its historical high of $5.34B set on March 31, 2023
3-Year Low Comparison: UMBF quarterly total debt is +16.84% above its 3-year low of $3.05B reached on December 31, 2024
Sector Comparison: UMBF quarterly total debt is higher than 87.83% of companies in Financial Services sector

Performance

UMBF Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Total Debt	Jun 30, 26	$3.56B	-11.5%	-0.7%	-15.8%	+16.7%
Annual Total Debt	Dec 31, 25	$3.80B	–	+24.6%	+42.5%	+43.0%
Price	Sep 9, 26	$141.22	+7.1%	+15.4%	+128.7%	+58.3%
	Jun 30, 26	$480.13M	+0.6%	-27.0%	+25.6%	+77.5%
	Jun 30, 26	$3.08B	-13.2%	+5.2%	-19.9%	+10.8%
	Jun 30, 26	$64.22B	-1.0%	-0.4%	+67.2%	+91.5%
	Jun 30, 26	$8.03B	+2.6%	+10.2%	+183.6%	+159.9%
Quarterly Debt To Equity	Jun 30, 26	0.44	-13.7%	-10.2%	-70.5%	-55.6%

Quarterly Total Debt Highs

UMBF Quarterly Total Debt Highs Comparison
Period	High	Date	Current
1Y	$4.03B	Mar 31, 26	-11.5%
3Y	$4.44B	Sep 30, 23	-19.7%
5Y	$5.34B	Mar 31, 23	-33.3%
All	$5.34B	Mar 31, 23	-33.3%

Quarterly Total Debt Lows

UMBF Quarterly Total Debt Lows Comparison
Period	Low	Date	Current
1Y	$3.31B	Sep 30, 25	+7.7%
3Y	$3.05B	Dec 31, 24	+16.8%
5Y	$2.67B	Dec 31, 22	+33.6%
All	$0.00	Mar 1, 84	N/A

Quarterly Total Debt History

Month	Value	Change
Jun 2026	$3.56B	-11.5%
Mar 2026	$4.03B	+4.0%
Dec 2025	$3.87B	+17.0%
Sep 2025	$3.31B	-7.8%
Jun 2025	$3.59B	+11.7%
Mar 2025	$3.21B	+5.4%
Dec 2024	$3.05B	-11.8%
Sep 2024	$3.46B	-11.4%
Jun 2024	$3.90B	-11.5%
Mar 2024	$4.41B	+1.1%
Dec 2023	$4.36B	-1.8%
Sep 2023	$4.44B	+4.9%
Jun 2023	$4.23B	-20.8%
Mar 2023	$5.34B	+100.3%
Dec 2022	$2.67B	-1.1%
Sep 2022	$2.70B	-8.1%
Jun 2022	$2.93B	-5.7%
Mar 2022	$3.11B	-12.9%
Dec 2021	$3.57B	+29.0%
Sep 2021	$2.77B	-9.3%
Jun 2021	$3.05B	+0.8%
Mar 2021	$3.03B	+14.0%
Dec 2020	$2.66B	+20.1%
Sep 2020	$2.21B	+8.0%
Jun 2020	$2.05B	+1.1%
Mar 2020	$2.03B	-1.9%
Dec 2019	$2.07B	+5.9%
Sep 2019	$1.95B	+4.3%
Jun 2019	$1.87B	+13.8%
Mar 2019	$1.65B	+2.7%
Dec 2018	$1.60B	+26.0%
Sep 2018	$1.27B	-27.1%
Jun 2018	$1.74B	+21.7%
Mar 2018	$1.43B	+7.0%
Dec 2017	$1.34B	-30.7%
Sep 2017	$1.93B	-1.5%
Jun 2017	$1.96B	-20.4%
Mar 2017	$2.47B	+27.6%
Dec 2016	$1.93B	-7.8%
Sep 2016	$2.10B	+11.6%
Jun 2016	$1.88B	+6.0%
Mar 2016	$1.77B	-7.2%
Dec 2015	$1.91B	+33.4%
Sep 2015	$1.43B	-23.2%
Jun 2015	$1.86B	+7.9%
Mar 2015	$1.73B	-15.1%
Dec 2014	$2.03B	+18.3%
Sep 2014	$1.72B	+6.6%
Jun 2014	$1.61B	-18.5%
Mar 2014	$1.98B	+24.6%
Dec 2013	$1.59B	+3.6%
Sep 2013	$1.53B	-29.1%
Jun 2013	$2.16B	+29.9%
Mar 2013	$1.66B	-7.2%
Dec 2012	$1.79B	+53.3%
Sep 2012	$1.17B	-17.4%
Jun 2012	$1.42B	-6.7%
Mar 2012	$1.52B	-22.9%
Dec 2011	$1.97B	+42.8%
Sep 2011	$1.38B	-10.3%
Jun 2011	$1.54B	-10.6%
Mar 2011	$1.72B	-19.2%
Dec 2010	$2.13B	+44.9%
Sep 2010	$1.47B	+2.1%
Jun 2010	$1.44B	+6.0%
Mar 2010	$1.36B	-31.5%
Dec 2009	$1.98B	+65.3%
Sep 2009	$1.20B	+3.8%
Jun 2009	$1.16B	-21.7%
Mar 2009	$1.48B	-32.3%
Dec 2008	$2.18B	+75.5%
Sep 2008	$1.24B	-14.6%
Jun 2008	$1.45B	+7.7%
Mar 2008	$1.35B	-25.2%
Dec 2007	$1.80B	+62.0%
Sep 2007	$1.11B	-14.6%
Jun 2007	$1.30B	-9.2%
Mar 2007	$1.44B	-14.4%
Dec 2006	$1.68B	+38.8%
Sep 2006	$1.21B	+21.4%
Jun 2006	$995.05M	-12.1%
Mar 2006	$1.13B	-21.1%
Dec 2005	$1.43B	+21.1%
Sep 2005	$1.18B	+13.8%
Jun 2005	$1.04B	-1.2%

Month	Value	Change
Mar 2005	$1.05B	-32.7%
Dec 2004	$1.57B	+36.9%
Sep 2004	$1.14B	+7.0%
Jun 2004	$1.07B	+5.8%
Mar 2004	$1.01B	-19.8%
Dec 2003	$1.26B	+41.2%
Sep 2003	$892.88M	-12.3%
Jun 2003	$1.02B	+3.2%
Mar 2003	$986.76M	-25.9%
Dec 2002	$1.33B	+12.0%
Sep 2002	$1.19B	+5.1%
Jun 2002	$1.13B	-19.3%
Mar 2002	$1.40B	-5.9%
Dec 2001	$1.49B	+57.6%
Sep 2001	$944.49M	-11.1%
Jun 2001	$1.06B	-4.4%
Mar 2001	$1.11B	+51.7%
Dec 2000	$732.34M	-24.4%
Sep 2000	$968.54M	+0.6%
Jun 2000	$962.57M	-12.9%
Mar 2000	$1.10B	-24.1%
Dec 1999	$1.46B	+33.7%
Sep 1999	$1.09B	-6.4%
Jun 1999	$1.16B	-4.8%
Mar 1999	$1.22B	+27.0%
Dec 1998	$961.40M	+38.5%
Sep 1998	$694.07M	-28.3%
Jun 1998	$967.66M	+24.7%
Mar 1998	$776.09M	+1,598.2%
Dec 1997	$45.70M	+0.2%
Sep 1997	$45.60M	-11.5%
Jun 1997	$51.50M	-1.3%
Mar 1997	$52.20M	-0.2%
Dec 1996	$52.30M	-3.0%
Sep 1996	$53.90M	-8.0%
Jun 1996	$58.60M	+0.3%
Mar 1996	$58.40M	+41.7%
Dec 1995	$41.20M	-5.3%
Sep 1995	$43.50M	-9.9%
Jun 1995	$48.30M	+3.4%
Mar 1995	$46.70M	-1.1%
Dec 1994	$47.20M	-8.9%
Sep 1994	$51.80M	-5.3%
Jun 1994	$54.70M	+2.2%
Mar 1994	$53.50M	+0.9%
Dec 1993	$53.00M	-11.4%
Sep 1993	$59.80M	-2.4%
Jun 1993	$61.30M	+3.2%
Mar 1993	$59.40M	+69.2%
Dec 1992	$35.10M	-61.9%
Sep 1992	$92.20M	-1.7%
Jun 1992	$93.80M	+19.8%
Mar 1992	$78.30M	-15.6%
Dec 1991	$92.80M	-4.1%
Sep 1991	$96.80M	-2.4%
Jun 1991	$99.20M	+5.8%
Mar 1991	$93.80M	+8.9%
Dec 1990	$86.10M	-16.6%
Sep 1990	$103.20M	-0.9%
Jun 1990	$104.10M	+23.2%
Mar 1990	$84.50M	-18.7%
Dec 1989	$103.90M	+2.2%
Sep 1989	$101.70M	>+9,900.0%
Jun 1989	$0.00	0.0%
Mar 1989	$0.00	0.0%
Dec 1988	$0.00	0.0%
Sep 1988	$0.00	0.0%
Jun 1988	$0.00	0.0%
Mar 1988	$0.00	0.0%
Dec 1987	$0.00	0.0%
Sep 1987	$0.00	0.0%
Jun 1987	$0.00	0.0%
Mar 1987	$0.00	0.0%
Dec 1986	$0.00	0.0%
Sep 1986	$0.00	0.0%
Jun 1986	$0.00	0.0%
Mar 1986	$0.00	0.0%
Dec 1985	$0.00	0.0%
Sep 1985	$0.00	0.0%
Jun 1985	$0.00	0.0%
Mar 1985	$0.00	0.0%
Dec 1984	$0.00	0.0%
Sep 1984	$0.00	0.0%
Jun 1984	$0.00	0.0%
Mar 1984	$0.00	-

FAQ

What is the current quarterly total debt of UMBF?: As of today, UMBF quarterly total debt is $3.56B
What is UMBF quarterly total debt most recent change?: UMBF quarterly total debt was down -11.52% on June 30, 2026
What is 1-year change in UMBF quarterly total debt?: UMBF quarterly total debt is down -0.73% year-over-year
How far is UMBF quarterly total debt from its all-time high?: UMBF quarterly total debt is currently -33.30% below its historical high of $5.34B set on March 31, 2023
How does UMBF quarterly total debt rank versus sector peers?: UMBF quarterly total debt is higher than 87.83% of companies in Financial Services sector
When is UMBF next earnings release?: The next earnings release for UMBF is on October 27, 2026

Total Debt Formula

Total Debt = +

Data Sources & References

UMBF Official Website www.umb.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/101382/000119312526024400/0001193125-26-024400-index.htm
UMBF Profile on Yahoo Finance finance.yahoo.com/quote/UMBF
UMBF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/umbf