Annual Working Capital
$3.70B$2.00M+0.05%
Summary
- Current Value
- As of today, SYF annual working capital is $3.70B, up +0.05% on
- Historical Performance
- SYF annual working capital is up +46.85% over the past 3 years, with unknown 5-year change
- All-Time High Comparison
- SYF annual working capital is currently -56.88% below its historical high of $8.59B set on
- 3-Year Low Comparison
- SYF annual working capital is +31.18% above its 3-year low of $2.82B reached on an earlier date
- Sector Comparison
- SYF annual working capital is higher than 93.83% of companies in Financial Services sector
Working Capital Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Working Capital | $3.70B | +0.1% | +46.9% | – | – | |
| Quarterly Working Capital | $10.64B | -14.3% | +75.9% | +15.0% | – | |
| Price | $87.43 | +31.3% | +166.6% | +138.2% | – | |
| Annual Current Assets | $14.71B | +3.2% | +76.5% | – | – | |
| Annual Current Liabilities | $11.01B | +4.3% | +89.3% | – | – | |
| Annual Current Ratio | 1.34 | -0.7% | -6.3% | – | – | |
| Annual Quick Ratio | 1.34 | -0.7% | -6.3% | – | – | |
| Annual Shareholders Equity | $16.58B | +19.3% | +21.4% | +9.9% | – | |
| Market Cap | $31B | +21.8% | +119.1% | +46.9% | – |
Working Capital Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | $3.70B | at high | |
| 5Y | $3.70B | at high | |
| All | $8.59B | -56.9% |
Working Capital Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | $2.82B | N/A | +31.2% |
| 5Y | $2.01B | N/A | +84.3% |
| All | -$26.49B | +114.0% |
Working Capital History
| Year | Value | Change |
|---|---|---|
| $3.70B | +0.1% | |
| $3.70B | +31.1% | |
| $2.82B | +11.9% | |
| $2.52B | +25.5% | |
| $2.01B | +392.0% |
| Year | Value | Change |
|---|---|---|
| -$688.00M | -113.0% | |
| $5.31B | +245.8% | |
| $1.54B | -82.1% | |
| $8.59B | +142.3% | |
| -$20.31B | - |
FAQ
What is the current annual working capital of SYF?
As of today, SYF annual working capital is $3.70B
What is 1-year change in SYF annual working capital?
SYF annual working capital is up +0.05% year-over-year
What is 3-year change in SYF annual working capital?
SYF annual working capital is up +46.85% over the past 3 years
How far is SYF annual working capital from its all-time high?
SYF annual working capital is currently -56.88% below its historical high of $8.59B set on December 31, 2015
How does SYF annual working capital rank versus sector peers?
SYF annual working capital is higher than 93.83% of companies in Financial Services sector
When is SYF next annual earnings release?
The next annual earnings release for SYF is on
Quarterly Working Capital
$10.64B$957.00M-8.25%
Summary
- Current Value
- As of today, SYF quarterly working capital is $10.64B, down -8.25% on
- Historical Performance
- SYF quarterly working capital is down -14.35% year-over-year, and up +75.92% over the past 3 years
- All-Time High Comparison
- SYF quarterly working capital is currently -33.39% below its historical high of $15.98B set on
- 3-Year Low Comparison
- SYF quarterly working capital is +277.14% above its 3-year low of $2.82B reached on an earlier date
- Sector Comparison
- SYF quarterly working capital is higher than 95.63% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Working Capital | $10.64B | -8.3% | -14.3% | +75.9% | +15.0% | |
| Annual Working Capital | $3.70B | – | +0.1% | +46.9% | – | |
| Price | $87.43 | +23.3% | +31.3% | +166.6% | +138.2% | |
| Quarterly Current Assets | $16.25B | -16.5% | -9.4% | +35.8% | +19.9% | |
| Quarterly Current Liabilities | $5.60B | -28.7% | +1.7% | -5.2% | +30.4% | |
| Quarterly Current Ratio | 2.90 | +16.9% | -11.0% | +43.6% | -8.2% | |
| Quarterly Quick Ratio | 2.90 | +16.9% | -11.0% | +43.6% | -8.2% | |
| Quarterly Shareholders Equity | $17.07B | +0.7% | +6.8% | +31.1% | +41.0% | |
| Market Cap | $31B | +23.3% | +21.8% | +119.1% | +46.9% |
Quarterly Working Capital Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $15.98B | -33.4% | |
| 3Y | $15.98B | -33.4% | |
| 5Y | $15.98B | -33.4% | |
| All | $15.98B | -33.4% |
Quarterly Working Capital Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | $3.70B | N/A | +187.5% |
| 3Y | $2.82B | N/A | +277.1% |
| 5Y | $1.77B | +501.6% | |
| All | -$27.03B | +139.4% |
Quarterly Working Capital History
FAQ
What is the current quarterly working capital of SYF?
As of today, SYF quarterly working capital is $10.64B
What is SYF quarterly working capital most recent change?
SYF quarterly working capital was down -8.25% on September 30, 2025
What is 1-year change in SYF quarterly working capital?
SYF quarterly working capital is down -14.35% year-over-year
How far is SYF quarterly working capital from its all-time high?
SYF quarterly working capital is currently -33.39% below its historical high of $15.98B set on March 31, 2025
How does SYF quarterly working capital rank versus sector peers?
SYF quarterly working capital is higher than 95.63% of companies in Financial Services sector
When is SYF next earnings release?
The next earnings release for SYF is on
Working Capital Formula
Working Capital = −
Data Sources & References
- SYF Official Website www.synchrony.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1601712/000160171225000256/0001601712-25-000256-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1601712/000160171225000044/0001601712-25-000044-index.htm
- SYF Profile on Yahoo Finance finance.yahoo.com/quote/SYF
- SYF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/syf