Annual Working Capital:
$3.70B+$2.00M(+0.05%)Summary
- As of today, SYF annual working capital is $3.70 billion, with the most recent change of +$2.00 million (+0.05%) on December 31, 2024.
 - During the last 3 years, SYF annual working capital has risen by +$1.18 billion (+46.85%).
 - SYF annual working capital is now -52.19% below its all-time high of $7.74 billion, reached on December 31, 2015.
 
Performance
SYF Working Capital Chart
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Range
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Quarterly Working Capital:
$10.64B-$957.00M(-8.25%)Summary
- As of today, SYF quarterly working capital is $10.64 billion, with the most recent change of -$957.00 million (-8.25%) on September 30, 2025.
 - Over the past year, SYF quarterly working capital has dropped by -$1.78 billion (-14.35%).
 - SYF quarterly working capital is now -33.39% below its all-time high of $15.98 billion, reached on March 31, 2025.
 
Performance
SYF Quarterly Working Capital Chart
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Working Capital Formula
Working Capital = Current Assets − Current Liabilities
SYF Working Capital Trends
| PeriodPeriod | AnnualAnnual | QuarterlyQuarterly | 
|---|---|---|
| 1Y1 Year | +0.1% | -14.3% | 
| 3Y3 Years | +46.9% | +75.9% | 
| 5Y5 Years | - | +15.0% | 
SYF Working Capital Highs & Lows
| PeriodPeriod | Annual vs HighAnnual vs High | Annual vs LowAnnual vs Low | Quarter. vs HighQuarter. vs High | Quarter. vs LowQuarter. vs Low | |
|---|---|---|---|---|---|
| 3Y | 3-Year | at high | +46.9% | -33.4% | +277.1% | 
| 5Y | 5-Year | at high | +84.3% | -33.4% | +501.6% | 
| All-Time | All-Time | -52.2% | +114.0% | -33.4% | +139.4% | 
SYF Working Capital History
| Date | Annual | Quarterly | 
|---|---|---|
| Sep 2025 | -  | $10.64B(-8.3%)  | 
| Jun 2025 | -  | $11.60B(-27.4%)  | 
| Mar 2025 | -  | $15.98B(+331.6%)  | 
| Dec 2024 | $3.70B(+0.1%)  | $3.70B(-70.2%)  | 
| Sep 2024 | -  | $12.43B(+19.0%)  | 
| Jun 2024 | -  | $10.45B(-4.5%)  | 
| Mar 2024 | -  | $10.94B(+195.7%)  | 
| Dec 2023 | $3.70B(+31.1%)  | $3.70B(-73.1%)  | 
| Sep 2023 | -  | $13.74B(+86.1%)  | 
| Jun 2023 | -  | $7.38B(-12.1%)  | 
| Mar 2023 | -  | $8.40B(+197.7%)  | 
| Dec 2022 | $2.82B(+11.9%)  | $2.82B(-53.4%)  | 
| Sep 2022 | -  | $6.05B(+24.6%)  | 
| Jun 2022 | -  | $4.86B(+174.6%)  | 
| Mar 2022 | -  | $1.77B(-29.8%)  | 
| Dec 2021 | $2.52B(+25.5%)  | $2.52B(-49.7%)  | 
| Sep 2021 | -  | $5.01B(-7.5%)  | 
| Jun 2021 | -  | $5.42B(-33.7%)  | 
| Mar 2021 | -  | $8.17B(+306.6%)  | 
| Dec 2020 | $2.01B  | $2.01B(-78.3%)  | 
| Sep 2020 | -  | $9.26B(-20.3%)  | 
| Jun 2020 | -  | $11.62B(+39.7%)  | 
| Mar 2020 | -  | $8.31B(+158.1%)  | 
| Dec 2019 | -  | $3.22B(-53.8%)  | 
| Date | Annual | Quarterly | 
|---|---|---|
| Sep 2019 | -  | $6.97B(+37.8%)  | 
| Jun 2019 | -  | $5.06B(-9.2%)  | 
| Mar 2019 | -  | $5.58B(+910.3%)  | 
| Dec 2018 | -$688.00M(-113.0%)  | -$688.00M(-109.1%)  | 
| Sep 2018 | -  | $7.58B(-33.5%)  | 
| Jun 2018 | -  | $11.39B(+36.9%)  | 
| Mar 2018 | -  | $8.32B(+56.7%)  | 
| Dec 2017 | $5.31B(+245.8%)  | $5.31B(-38.3%)  | 
| Sep 2017 | -  | $8.60B(+52.1%)  | 
| Jun 2017 | -  | $5.65B(+5.6%)  | 
| Mar 2017 | -  | $5.35B(+248.6%)  | 
| Dec 2016 | $1.53B(-80.2%)  | $1.53B(-81.2%)  | 
| Sep 2016 | -  | $8.16B(+9.4%)  | 
| Jun 2016 | -  | $7.46B(+1.3%)  | 
| Mar 2016 | -  | $7.36B(-10.5%)  | 
| Dec 2015 | $7.74B(+138.1%)  | -  | 
| Sep 2015 | -  | $8.22B(+31.7%)  | 
| Jun 2015 | -  | $6.24B(-11.3%)  | 
| Mar 2015 | -  | $7.04B(+134.7%)  | 
| Dec 2014 | -$20.31B(+23.3%)  | -$20.31B(+3.9%)  | 
| Sep 2014 | -  | -$21.14B(+21.8%)  | 
| Jun 2014 | -  | -$27.03B(-7.4%)  | 
| Mar 2014 | -  | -$25.17B(+5.0%)  | 
| Dec 2013 | -$26.48B(-34.2%)  | -$26.48B  | 
| Dec 2012 | -$19.73B  | -  | 
FAQ
- What is Synchrony Financial annual working capital?
 - What is the all-time high annual working capital for Synchrony Financial?
 - What is Synchrony Financial annual working capital year-on-year change?
 - What is Synchrony Financial quarterly working capital?
 - What is the all-time high quarterly working capital for Synchrony Financial?
 - What is Synchrony Financial quarterly working capital year-on-year change?
 
What is Synchrony Financial annual working capital?
The current annual working capital of SYF is $3.70B
What is the all-time high annual working capital for Synchrony Financial?
Synchrony Financial all-time high annual working capital is $7.74B
What is Synchrony Financial annual working capital year-on-year change?
Over the past year, SYF annual working capital has changed by +$2.00M (+0.05%)
What is Synchrony Financial quarterly working capital?
The current quarterly working capital of SYF is $10.64B
What is the all-time high quarterly working capital for Synchrony Financial?
Synchrony Financial all-time high quarterly working capital is $15.98B
What is Synchrony Financial quarterly working capital year-on-year change?
Over the past year, SYF quarterly working capital has changed by -$1.78B (-14.35%)