Annual Retained Earnings:
$21.64B+$2.97B(+15.93%)Summary
- As of today, SYF annual retained earnings is $21.64 billion, with the most recent change of +$2.97 billion (+15.93%) on December 31, 2024.
 - During the last 3 years, SYF annual retained earnings has risen by +$7.39 billion (+51.88%).
 - SYF annual retained earnings is now at all-time high.
 
Performance
SYF Retained Earnings Chart
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Quarterly Retained Earnings:
$23.98B+$942.00M(+4.09%)Summary
- As of today, SYF quarterly retained earnings is $23.98 billion, with the most recent change of +$942.00 million (+4.09%) on September 30, 2025.
 - Over the past year, SYF quarterly retained earnings has increased by +$3.00 billion (+14.32%).
 - SYF quarterly retained earnings is now at all-time high.
 
Performance
SYF Quarterly Retained Earnings Chart
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Retained Earnings Formula
Retained Earnings = Retained Earnings (start of the period) + Net Income − Dividends Paid
SYF Retained Earnings Trends
| PeriodPeriod | AnnualAnnual | QuarterlyQuarterly | 
|---|---|---|
| 1Y1 Year | +15.9% | +14.3% | 
| 3Y3 Years | +51.9% | +47.5% | 
| 5Y5 Years | +78.5% | +139.2% | 
SYF Retained Earnings Highs & Lows
| PeriodPeriod | Annual vs HighAnnual vs High | Annual vs LowAnnual vs Low | Quarter. vs HighQuarter. vs High | Quarter. vs LowQuarter. vs Low | |
|---|---|---|---|---|---|
| 3Y | 3-Year | at high | +51.9% | at high | +47.5% | 
| 5Y | 5-Year | at high | +103.7% | at high | +139.2% | 
| All-Time | All-Time | at high | >+9999.0% | at high | >+9999.0% | 
SYF Retained Earnings History
| Date | Annual | Quarterly | 
|---|---|---|
| Sep 2025 | -  | $23.98B(+4.1%)  | 
| Jun 2025 | -  | $23.04B(+3.7%)  | 
| Mar 2025 | -  | $22.21B(+2.7%)  | 
| Dec 2024 | $21.64B(+15.9%)  | $21.64B(+3.1%)  | 
| Sep 2024 | -  | $20.98B(+3.3%)  | 
| Jun 2024 | -  | $20.31B(+2.6%)  | 
| Mar 2024 | -  | $19.79B(+6.0%)  | 
| Dec 2023 | $18.66B(+11.6%)  | $18.66B(+1.8%)  | 
| Sep 2023 | -  | $18.34B(+2.9%)  | 
| Jun 2023 | -  | $17.83B(+2.6%)  | 
| Mar 2023 | -  | $17.37B(+3.9%)  | 
| Dec 2022 | $16.72B(+17.3%)  | $16.72B(+2.9%)  | 
| Sep 2022 | -  | $16.25B(+3.7%)  | 
| Jun 2022 | -  | $15.68B(+4.5%)  | 
| Mar 2022 | -  | $15.00B(+5.3%)  | 
| Dec 2021 | $14.24B(+34.1%)  | $14.24B(+5.0%)  | 
| Sep 2021 | -  | $13.56B(+8.0%)  | 
| Jun 2021 | -  | $12.56B(+9.5%)  | 
| Mar 2021 | -  | $11.47B(+8.0%)  | 
| Dec 2020 | $10.62B(-12.3%)  | $10.62B(+6.0%)  | 
| Sep 2020 | -  | $10.02B(+1.7%)  | 
| Jun 2020 | -  | $9.85B(-1.1%)  | 
| Mar 2020 | -  | $9.96B(-17.8%)  | 
| Date | Annual | Quarterly | 
|---|---|---|
| Dec 2019 | $12.12B(+34.8%)  | $12.12B(+5.1%)  | 
| Sep 2019 | -  | $11.53B(+8.5%)  | 
| Jun 2019 | -  | $10.63B(+6.9%)  | 
| Mar 2019 | -  | $9.94B(+10.6%)  | 
| Dec 2018 | $8.99B(+32.0%)  | $8.99B(+7.6%)  | 
| Sep 2018 | -  | $8.36B(+5.7%)  | 
| Jun 2018 | -  | $7.91B(+7.8%)  | 
| Mar 2018 | -  | $7.33B(+7.7%)  | 
| Dec 2017 | $6.81B(+27.7%)  | $6.81B(+4.1%)  | 
| Sep 2017 | -  | $6.54B(+7.1%)  | 
| Jun 2017 | -  | $6.11B(+6.7%)  | 
| Mar 2017 | -  | $5.72B(+7.4%)  | 
| Dec 2016 | $5.33B(+61.9%)  | $5.33B(+9.6%)  | 
| Sep 2016 | -  | $4.86B(+11.4%)  | 
| Jun 2016 | -  | $4.36B(+12.6%)  | 
| Mar 2016 | -  | $3.88B(+17.7%)  | 
| Dec 2015 | $3.29B(+205.2%)  | $3.29B(+19.9%)  | 
| Sep 2015 | -  | $2.75B(+26.4%)  | 
| Jun 2015 | -  | $2.17B(+33.2%)  | 
| Mar 2015 | -  | $1.63B(+51.2%)  | 
| Dec 2014 | $1.08B(>+9900.0%)  | $1.08B(+96.9%)  | 
| Sep 2014 | -  | $548.00M(>+9900.0%)  | 
| Jun 2014 | -  | $0.00(0.0%)  | 
| Dec 2013 | $0.00  | $0.00  | 
FAQ
- What is Synchrony Financial annual retained earnings?
 - What is the all-time high annual retained earnings for Synchrony Financial?
 - What is Synchrony Financial annual retained earnings year-on-year change?
 - What is Synchrony Financial quarterly retained earnings?
 - What is the all-time high quarterly retained earnings for Synchrony Financial?
 - What is Synchrony Financial quarterly retained earnings year-on-year change?
 
What is Synchrony Financial annual retained earnings?
The current annual retained earnings of SYF is $21.64B
What is the all-time high annual retained earnings for Synchrony Financial?
Synchrony Financial all-time high annual retained earnings is $21.64B
What is Synchrony Financial annual retained earnings year-on-year change?
Over the past year, SYF annual retained earnings has changed by +$2.97B (+15.93%)
What is Synchrony Financial quarterly retained earnings?
The current quarterly retained earnings of SYF is $23.98B
What is the all-time high quarterly retained earnings for Synchrony Financial?
Synchrony Financial all-time high quarterly retained earnings is $23.98B
What is Synchrony Financial quarterly retained earnings year-on-year change?
Over the past year, SYF quarterly retained earnings has changed by +$3.00B (+14.32%)