Annual Operating Expenses:
$2.40B+$71.00M(+3.05%)Summary
- As of today, SYF annual total operating expenses is $2.40 billion, with the most recent change of +$71.00 million (+3.05%) on December 31, 2024.
 - During the last 3 years, SYF annual operating expenses has risen by +$409.00 million (+20.58%).
 - SYF annual operating expenses is now at all-time high.
 
Performance
SYF Operating Expenses Chart
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Quarterly Operating Expenses:
$2.39B+$90.00M(+3.91%)Summary
- As of today, SYF quarterly total operating expenses is $2.39 billion, with the most recent change of +$90.00 million (+3.91%) on September 30, 2025.
 - Over the past year, SYF quarterly operating expenses has dropped by -$309.00 million (-11.43%).
 - SYF quarterly operating expenses is now -21.33% below its all-time high of $3.04 billion, reached on December 31, 2023.
 
Performance
SYF Quarterly Operating Expenses Chart
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Operating Expenses Formula
Operating Expenses = Selling, General & Administrative (SG&A) Expenses + Research & Development (R&D) Expenses + Depreciation & Amortization + Other Operating Expenses
SYF Operating Expenses Trends
| PeriodPeriod | AnnualAnnual | QuarterlyQuarterly | 
|---|---|---|
| 1Y1 Year | +3.0% | -11.4% | 
| 3Y3 Years | +20.6% | +25.8% | 
| 5Y5 Years | +19.6% | +6.9% | 
SYF Operating Expenses Highs & Lows
| PeriodPeriod | Annual vs HighAnnual vs High | Annual vs LowAnnual vs Low | Quarter. vs HighQuarter. vs High | Quarter. vs LowQuarter. vs Low | |
|---|---|---|---|---|---|
| 3Y | 3-Year | at high | +20.6% | -21.3% | +25.8% | 
| 5Y | 5-Year | at high | +31.1% | -21.3% | +256.8% | 
| All-Time | All-Time | at high | +193.3% | -21.3% | +298.8% | 
SYF Operating Expenses History
| Date | Annual | Quarterly | 
|---|---|---|
| Sep 2025 | -  | $2.39B(+3.9%)  | 
| Jun 2025 | -  | $2.30B(-13.0%)  | 
| Mar 2025 | -  | $2.65B(-3.6%)  | 
| Dec 2024 | $2.40B(+3.1%)  | $2.75B(+1.6%)  | 
| Sep 2024 | -  | $2.70B(-3.0%)  | 
| Jun 2024 | -  | $2.79B(-7.4%)  | 
| Mar 2024 | -  | $3.01B(-1.1%)  | 
| Dec 2023 | $2.33B(+7.2%)  | $3.04B(+19.8%)  | 
| Sep 2023 | -  | $2.54B(+3.5%)  | 
| Jun 2023 | -  | $2.45B(+6.1%)  | 
| Mar 2023 | -  | $2.31B(+2.1%)  | 
| Dec 2022 | $2.17B(+9.1%)  | $2.27B(+19.0%)  | 
| Sep 2022 | -  | $1.90B(+11.0%)  | 
| Jun 2022 | -  | $1.72B(+16.9%)  | 
| Mar 2022 | -  | $1.47B(-7.7%)  | 
| Dec 2021 | $1.99B(+8.7%)  | $1.59B(+75.4%)  | 
| Sep 2021 | -  | $906.00M(+35.0%)  | 
| Jun 2021 | -  | $671.00M(-43.3%)  | 
| Mar 2021 | -  | $1.18B(-29.1%)  | 
| Dec 2020 | $1.83B(-8.8%)  | $1.67B(-25.4%)  | 
| Sep 2020 | -  | $2.24B(-17.6%)  | 
| Jun 2020 | -  | $2.72B(-1.5%)  | 
| Mar 2020 | -  | $2.76B(+31.0%)  | 
| Dec 2019 | $2.00B  | $2.10B(-3.7%)  | 
| Sep 2019 | -  | $2.19B(-7.7%)  | 
| Jun 2019 | -  | $2.37B(+17.4%)  | 
| Date | Annual | Quarterly | 
|---|---|---|
| Mar 2019 | -  | $2.02B(-24.1%)  | 
| Dec 2018 | $1.96B(+8.5%)  | $2.66B(+1.6%)  | 
| Sep 2018 | -  | $2.62B(+10.8%)  | 
| Jun 2018 | -  | $2.36B(-3.5%)  | 
| Mar 2018 | -  | $2.45B(+1.3%)  | 
| Dec 2017 | $1.80B(+11.2%)  | $2.42B(+2.7%)  | 
| Sep 2017 | -  | $2.35B(+1.4%)  | 
| Jun 2017 | -  | $2.32B(+0.8%)  | 
| Mar 2017 | -  | $2.30B(+10.5%)  | 
| Dec 2016 | $1.62B(+9.9%)  | $2.08B(+8.0%)  | 
| Sep 2016 | -  | $1.93B(-0.6%)  | 
| Jun 2016 | -  | $1.94B(+7.8%)  | 
| Mar 2016 | -  | $1.80B(-0.6%)  | 
| Dec 2015 | $1.48B(+11.2%)  | $1.81B(+11.0%)  | 
| Sep 2015 | -  | $1.63B(+0.2%)  | 
| Jun 2015 | -  | $1.63B(+5.9%)  | 
| Mar 2015 | -  | $1.53B(+235.2%)  | 
| Dec 2014 | $1.33B(+37.1%)  | -$1.14B(-1.1%)  | 
| Sep 2014 | -  | -$1.12B(-15.8%)  | 
| Jun 2014 | -  | -$970.00M(+10.2%)  | 
| Mar 2014 | -  | -$1.08B(-22.7%)  | 
| Dec 2013 | $967.00M(+16.8%)  | -$880.00M(+26.9%)  | 
| Sep 2013 | -  | -$1.20B(-16.4%)  | 
| Jun 2013 | -  | -$1.03B(-35.0%)  | 
| Mar 2013 | -  | -$766.00M  | 
| Dec 2012 | $828.00M(+1.3%)  | -  | 
| Dec 2011 | $817.00M  | -  | 
FAQ
- What is Synchrony Financial annual total operating expenses?
 - What is the all-time high annual operating expenses for Synchrony Financial?
 - What is Synchrony Financial annual operating expenses year-on-year change?
 - What is Synchrony Financial quarterly total operating expenses?
 - What is the all-time high quarterly operating expenses for Synchrony Financial?
 - What is Synchrony Financial quarterly operating expenses year-on-year change?
 
What is Synchrony Financial annual total operating expenses?
The current annual operating expenses of SYF is $2.40B
What is the all-time high annual operating expenses for Synchrony Financial?
Synchrony Financial all-time high annual total operating expenses is $2.40B
What is Synchrony Financial annual operating expenses year-on-year change?
Over the past year, SYF annual total operating expenses has changed by +$71.00M (+3.05%)
What is Synchrony Financial quarterly total operating expenses?
The current quarterly operating expenses of SYF is $2.39B
What is the all-time high quarterly operating expenses for Synchrony Financial?
Synchrony Financial all-time high quarterly total operating expenses is $3.04B
What is Synchrony Financial quarterly operating expenses year-on-year change?
Over the past year, SYF quarterly total operating expenses has changed by -$309.00M (-11.43%)