What is the current annual operating margin of SSB?

As of today, SSB annual operating margin is 26.22%

What is 1-year change in SSB annual operating margin?

SSB annual operating margin is down -10.82% year-over-year

What is 3-year change in SSB annual operating margin?

SSB annual operating margin is down -30.63% over the past 3 years

How far is SSB annual operating margin from its all-time high?

SSB annual operating margin is currently -42.02% below its historical high of 45.22% set on December 31, 2021

How does SSB annual operating margin rank versus sector peers?

SSB annual operating margin is higher than 66.36% of companies in Financial Services sector

When is SSB next annual earnings release?

The next annual earnings release for SSB is on January 21, 2027

What is the current quarterly operating margin of SSB?

As of today, SSB quarterly operating margin is 30.28%

What is SSB quarterly operating margin most recent change?

SSB quarterly operating margin was down -5.08% on September 30, 2026

What is 1-year change in SSB quarterly operating margin?

SSB quarterly operating margin is down -13.26% year-over-year

How far is SSB quarterly operating margin from its all-time high?

SSB quarterly operating margin is currently -47.61% below its historical high of 57.80% set on December 31, 2000

How does SSB quarterly operating margin rank versus sector peers?

SSB quarterly operating margin is higher than 69.52% of companies in Financial Services sector

When is SSB next earnings release?

The next earnings release for SSB is on January 21, 2027

SSB Operating Margin History & Chart Since 1991

Annual Operating Margin

26.22%3.18%-10.82%

December 31, 2025

Summary

Current Value: As of today, SSB annual operating margin is 26.22%, down -10.82% on December 31, 2025
Historical Performance: SSB annual operating margin is down -30.63% over the past 3 years, up +174.84% over the past 5 years
All-Time High Comparison: SSB annual operating margin is currently -42.02% below its historical high of 45.22% set on December 31, 2021
3-Year Low Comparison: SSB annual operating margin is at its 3-year low
Sector Comparison: SSB annual operating margin is higher than 66.36% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

SSB Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	26.22%	-10.8%	-30.6%	+174.8%	+1161.5%
Quarterly Operating Margin	Sep 30, 26	30.28%	-13.3%	+11.0%	-33.9%	+166.3%
Price	Oct 23, 26	$105.51	+17.3%	+62.4%	+32.7%	+295.5%
PE Ratio	Oct 23, 26	11.22	-9.1%	+20.0%	-9.8%	-44.0%
Annual Revenue	Dec 31, 25	$3.52B	+43.8%	+106.8%	+224.5%	+1646.7%
Annual Operating Profit	Dec 31, 25	$924.86M	+28.4%	+43.5%	+792.3%	+10000.0%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Net Margin	Dec 31, 25	22.64%	+3.8%	-22.2%	+103.8%	-11.9%

Operating Margin Highs

SSB Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	37.80%	N/A	-30.6%
5Y	45.22%	Dec 31, 21	-42.0%
All	45.22%	Dec 31, 21	-42.0%

Operating Margin Lows

SSB Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	26.22%	Dec 31, 25	at low
5Y	9.54%	N/A	+174.8%
All	-2.47%	Dec 31, 10	+1161.5%

Operating Margin History

Year	Value	Change
2025	26.22%	-10.8%
2024	29.40%	+1.7%
2023	28.90%	-23.5%
2022	37.80%	-16.4%
2021	45.22%	+374.0%
2020	9.54%	-71.0%
2019	32.94%	-5.8%
2018	34.96%	-4.5%
2017	36.60%	+13.6%
2016	32.22%	-0.4%
2015	32.36%	+5.2%
2014	30.77%	-31.7%
2013	45.07%	+103.1%
2012	22.19%	+143.0%
2011	9.13%	+469.6%
2010	-2.47%	-116.8%
2009	14.73%	+4.5%
2008	14.10%	-23.7%

Year	Value	Change
2007	18.47%	-3.0%
2006	19.04%	-8.8%
2005	20.88%	-0.8%
2004	21.05%	-16.3%
2003	25.16%	+3.9%
2002	24.22%	+13.9%
2001	21.26%	+15.2%
2000	18.45%	-2.8%
1999	18.99%	-5.9%
1998	20.17%	+2.4%
1997	19.69%	-2.0%
1996	20.10%	+5.2%
1995	19.11%	-3.3%
1994	19.77%	+3.4%
1993	19.12%	+24.6%
1992	15.34%	+28.0%
1991	11.98%	-

FAQ

What is the current annual operating margin of SSB?: As of today, SSB annual operating margin is 26.22%
What is 1-year change in SSB annual operating margin?: SSB annual operating margin is down -10.82% year-over-year
What is 3-year change in SSB annual operating margin?: SSB annual operating margin is down -30.63% over the past 3 years
How far is SSB annual operating margin from its all-time high?: SSB annual operating margin is currently -42.02% below its historical high of 45.22% set on December 31, 2021
How does SSB annual operating margin rank versus sector peers?: SSB annual operating margin is higher than 66.36% of companies in Financial Services sector
When is SSB next annual earnings release?: The next annual earnings release for SSB is on January 21, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

30.28%1.62%-5.08%

September 30, 2026

Summary

Current Value: As of today, SSB quarterly operating margin is 30.28%, down -5.08% on September 30, 2026
Historical Performance: SSB quarterly operating margin is down -13.26% year-over-year, up +10.96% over the past 3 years
All-Time High Comparison: SSB quarterly operating margin is currently -47.61% below its historical high of 57.80% set on December 31, 2000
3-Year Low Comparison: SSB quarterly operating margin is +587.60% above its 3-year low of -6.21% reached on March 31, 2025
Sector Comparison: SSB quarterly operating margin is higher than 69.52% of companies in Financial Services sector

Performance

SSB Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Sep 30, 26	30.28%	-5.1%	-13.3%	+11.0%	-33.9%
Annual Operating Margin	Dec 31, 25	26.22%	–	-10.8%	-30.6%	+174.8%
Price	Oct 23, 26	$105.51	+4.2%	+17.3%	+62.4%	+32.7%
PE Ratio	Oct 23, 26	11.22	+5.5%	-9.1%	+20.0%	-9.8%
Quarterly Revenue	Sep 30, 26	$958.77M	+2.3%	-2.2%	+66.8%	+176.5%
Quarterly Operating Profit	Sep 30, 26	$290.32M	-2.9%	-15.2%	+85.0%	+82.7%
Quarterly Gross Margin	Sep 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Net Margin	Sep 30, 26	23.34%	-4.9%	-7.2%	+8.1%	-34.1%

Quarterly Operating Margin Highs

SSB Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	34.91%	N/A	-13.3%
3Y	34.91%	Sep 30, 25	-13.3%
5Y	45.83%	N/A	-33.9%
All	57.80%	Dec 31, 00	-47.6%

Quarterly Operating Margin Lows

SSB Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	30.28%	Sep 30, 26	at low
3Y	-6.21%	Mar 31, 25	+587.6%
5Y	-6.21%	Mar 31, 25	+587.6%
All	-45.07%	Dec 31, 14	+167.2%

Quarterly Operating Margin History

Month	Value	Change
Sep 2026	30.28%	-5.1%
Jun 2026	31.90%	+0.6%
Mar 2026	31.72%	-5.3%
Dec 2025	33.50%	-4.0%
Sep 2025	34.91%	+5.4%
Jun 2025	33.11%	+633.2%
Mar 2025	-6.21%	-120.4%
Dec 2024	30.49%	-2.9%
Sep 2024	31.39%	+8.1%
Jun 2024	29.04%	+11.1%
Mar 2024	26.15%	+6.5%
Dec 2023	24.56%	-10.0%
Sep 2023	27.29%	-3.7%
Jun 2023	28.34%	-21.5%
Mar 2023	36.11%	-5.9%
Dec 2022	38.36%	-5.4%
Sep 2022	40.57%	+8.8%
Jun 2022	37.30%	+9.6%
Mar 2022	34.04%	-10.4%
Dec 2021	38.00%	-17.1%
Sep 2021	45.83%	-7.5%
Jun 2021	49.54%	+3.6%
Mar 2021	47.83%	+142.4%
Dec 2020	19.73%	-24.5%
Sep 2020	26.12%	+167.2%
Jun 2020	-38.87%	-335.9%
Mar 2020	16.48%	-47.2%
Dec 2019	31.24%	-7.4%
Sep 2019	33.72%	-0.8%
Jun 2019	33.99%	+3.4%
Mar 2019	32.87%	-6.0%
Dec 2018	34.95%	+1.9%
Sep 2018	34.29%	-5.4%
Jun 2018	36.24%	+0.6%
Mar 2018	36.03%	-3.4%
Dec 2017	37.31%	-4.2%
Sep 2017	38.95%	+4.4%
Jun 2017	37.31%	+10.3%
Mar 2017	33.82%	+9.3%
Dec 2016	30.95%	-13.2%
Sep 2016	35.67%	+9.7%
Jun 2016	32.53%	-2.7%
Mar 2016	33.44%	-13.8%
Dec 2015	38.79%	+9.3%
Sep 2015	35.48%	+13.8%
Jun 2015	31.17%	+10.1%
Mar 2015	28.32%	+162.8%
Dec 2014	-45.07%	-195.6%
Sep 2014	47.14%	+33.0%
Jun 2014	35.45%	+40.8%
Mar 2014	25.17%	-3.6%
Dec 2013	26.10%	-4.9%
Sep 2013	27.45%	-2.5%
Jun 2013	28.16%	-8.8%
Mar 2013	30.87%	+30.5%
Dec 2012	23.65%	+6.1%
Sep 2012	22.30%	-2.8%
Jun 2012	22.94%	+18.1%

Month	Value	Change
Mar 2012	19.42%	+71.7%
Dec 2011	11.31%	-0.5%
Sep 2011	11.37%	-22.7%
Jun 2011	14.71%	+790.6%
Mar 2011	-2.13%	-245.9%
Dec 2010	1.46%	-79.0%
Sep 2010	6.94%	+52.2%
Jun 2010	4.56%	+118.2%
Mar 2010	-25.06%	-564.1%
Dec 2009	5.40%	-57.1%
Sep 2009	12.59%	-45.8%
Jun 2009	23.22%	+46.7%
Mar 2009	15.83%	+37.5%
Dec 2008	11.51%	+4,904.3%
Sep 2008	0.23%	-98.9%
Jun 2008	20.73%	+10.1%
Mar 2008	18.83%	-0.3%
Dec 2007	18.88%	+1.9%
Sep 2007	18.53%	-0.2%
Jun 2007	18.56%	+6.1%
Mar 2007	17.49%	+0.8%
Dec 2006	17.35%	-11.9%
Sep 2006	19.70%	-3.2%
Jun 2006	20.35%	-11.9%
Mar 2006	23.10%	+26.9%
Dec 2005	18.20%	-9.4%
Sep 2005	20.09%	-8.6%
Jun 2005	21.98%	-9.3%
Mar 2005	24.23%	+69.1%
Dec 2004	14.33%	-43.3%
Sep 2004	25.27%	+17.2%
Jun 2004	21.56%	-11.8%
Mar 2004	24.45%	-5.5%
Dec 2003	25.88%	+4.2%
Sep 2003	24.83%	-4.5%
Jun 2003	25.99%	+8.5%
Mar 2003	23.96%	-53.4%
Dec 2002	51.39%	+137.0%
Sep 2002	21.68%	-10.8%
Jun 2002	24.31%	-0.8%
Mar 2002	24.50%	+15.6%
Dec 2001	21.19%	-1.4%
Sep 2001	21.48%	+2.2%
Jun 2001	21.02%	+4.9%
Mar 2001	20.04%	-65.3%
Dec 2000	57.80%	+201.7%
Sep 2000	19.16%	+2.6%
Jun 2000	18.68%	-3.3%
Mar 2000	19.31%	-35.2%
Dec 1999	29.78%	+290.8%
Sep 1999	7.62%	-62.6%
Jun 1999	20.36%	-5.4%
Mar 1999	21.52%	+30.6%
Dec 1998	16.48%	-22.1%
Sep 1998	21.15%	-0.4%
Jun 1998	21.24%	-3.6%
Mar 1998	22.04%	-

FAQ

What is the current quarterly operating margin of SSB?: As of today, SSB quarterly operating margin is 30.28%
What is SSB quarterly operating margin most recent change?: SSB quarterly operating margin was down -5.08% on September 30, 2026
What is 1-year change in SSB quarterly operating margin?: SSB quarterly operating margin is down -13.26% year-over-year
How far is SSB quarterly operating margin from its all-time high?: SSB quarterly operating margin is currently -47.61% below its historical high of 57.80% set on December 31, 2000
How does SSB quarterly operating margin rank versus sector peers?: SSB quarterly operating margin is higher than 69.52% of companies in Financial Services sector
When is SSB next earnings release?: The next earnings release for SSB is on January 21, 2027

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

SSB Official Website www.southstatebank.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/764038/000110465926005783/0001104659-26-005783-index.htm
SSB Profile on Yahoo Finance finance.yahoo.com/quote/SSB
SSB Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ssb