What is the current annual net margin of SSB?

As of today, SSB annual net margin is 22.64%

What is 1-year change in SSB annual net margin?

SSB annual net margin is up +3.76% year-over-year

What is 3-year change in SSB annual net margin?

SSB annual net margin is down -22.20% over the past 3 years

How far is SSB annual net margin from its all-time high?

SSB annual net margin is currently -33.90% below its historical high of 34.25% set on December 31, 2021

How does SSB annual net margin rank versus sector peers?

SSB annual net margin is higher than 76.05% of companies in Financial Services sector

When is SSB next annual earnings release?

As of today, the next annual earnings release for SSB has not been scheduled

What is the current quarterly net margin of SSB?

As of today, SSB quarterly net margin is 24.54%

What is SSB quarterly net margin most recent change?

SSB quarterly net margin was down -0.16% on June 30, 2026

What is 1-year change in SSB quarterly net margin?

SSB quarterly net margin is up +5.59% year-over-year

How far is SSB quarterly net margin from its all-time high?

SSB quarterly net margin is currently -41.38% below its historical high of 41.86% set on March 31, 2021

How does SSB quarterly net margin rank versus sector peers?

SSB quarterly net margin is higher than 78.95% of companies in Financial Services sector

When is SSB next earnings release?

The next earnings release for SSB is on October 21, 2026

SSB Net Margin History & Chart Since 1991

Annual Net Margin

22.64%0.82%+3.76%

December 31, 2025

Summary

Current Value: As of today, SSB annual net margin is 22.64%, up +3.76% on December 31, 2025
Historical Performance: SSB annual net margin is down -22.20% over the past 3 years, up +103.78% over the past 5 years
All-Time High Comparison: SSB annual net margin is currently -33.90% below its historical high of 34.25% set on December 31, 2021
3-Year Low Comparison: SSB annual net margin is +3.76% above its 3-year low of 21.82% reached on December 31, 2024
Sector Comparison: SSB annual net margin is higher than 76.05% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

SSB Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	22.64%	+3.8%	-22.2%	+103.8%	-11.9%
Quarterly Net Margin	Jun 30, 26	24.54%	+5.6%	+10.3%	-15.7%	+175.7%
Price	Aug 4, 26	$109.66	+17.2%	+40.0%	+59.0%	+265.5%
PE Ratio	Aug 4, 26	11.51	-17.3%	+3.9%	0.0%	-72.1%
Annual Revenue	Dec 31, 25	$3.52B	+43.8%	+106.8%	+224.5%	+1646.7%
Annual Net Income	Dec 31, 25	$798.67M	+49.3%	+61.0%	+562.1%	+1439.4%
Annual Gross Margin	Dec 31, 25	0.00%	0.0%	0.0%	0.0%	0.0%
Annual Operating Margin	Dec 31, 25	26.22%	-10.8%	-30.6%	+174.8%	+1161.5%

Net Margin Highs

SSB Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	29.10%	N/A	-22.2%
5Y	34.25%	Dec 31, 21	-33.9%
All	34.25%	Dec 31, 21	-33.9%

Net Margin Lows

SSB Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	21.82%	Dec 31, 24	+3.8%
5Y	11.11%	N/A	+103.8%
All	7.86%	Dec 31, 09	+188.0%

Net Margin History

Year	Value	Change
2025	22.64%	+3.8%
2024	21.82%	-1.4%
2023	22.12%	-24.0%
2022	29.10%	-15.0%
2021	34.25%	+208.3%
2020	11.11%	-56.8%
2019	25.74%	+1.7%
2018	25.30%	+60.6%
2017	15.75%	-30.1%
2016	22.52%	+0.9%
2015	22.33%	+31.5%
2014	16.98%	+15.2%
2013	14.74%	+22.5%
2012	12.03%	+17.5%
2011	10.24%	-60.2%
2010	25.71%	+227.1%
2009	7.86%	-12.8%
2008	9.01%	-25.2%

Year	Value	Change
2007	12.05%	-3.8%
2006	12.53%	-11.1%
2005	14.10%	-10.7%
2004	15.79%	-6.3%
2003	16.85%	+3.8%
2002	16.24%	+16.8%
2001	13.90%	+11.9%
2000	12.42%	+9.9%
1999	11.30%	-18.6%
1998	13.89%	+1.8%
1997	13.64%	-2.4%
1996	13.97%	+3.1%
1995	13.55%	-4.3%
1994	14.16%	+2.4%
1993	13.83%	+18.5%
1992	11.67%	+26.3%
1991	9.24%	-

FAQ

What is the current annual net margin of SSB?: As of today, SSB annual net margin is 22.64%
What is 1-year change in SSB annual net margin?: SSB annual net margin is up +3.76% year-over-year
What is 3-year change in SSB annual net margin?: SSB annual net margin is down -22.20% over the past 3 years
How far is SSB annual net margin from its all-time high?: SSB annual net margin is currently -33.90% below its historical high of 34.25% set on December 31, 2021
How does SSB annual net margin rank versus sector peers?: SSB annual net margin is higher than 76.05% of companies in Financial Services sector
When is SSB next annual earnings release?: As of today, the next annual earnings release for SSB has not been scheduled

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

24.54%0.04%-0.16%

June 30, 2026

Summary

Current Value: As of today, SSB quarterly net margin is 24.54%, down -0.16% on June 30, 2026
Historical Performance: SSB quarterly net margin is up +5.59% year-over-year, up +10.34% over the past 3 years
All-Time High Comparison: SSB quarterly net margin is currently -41.38% below its historical high of 41.86% set on March 31, 2021
3-Year Low Comparison: SSB quarterly net margin is +82.32% above its 3-year low of 13.46% reached on March 31, 2025
Sector Comparison: SSB quarterly net margin is higher than 78.95% of companies in Financial Services sector

Performance

SSB Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Jun 30, 26	24.54%	-0.2%	+5.6%	+10.3%	-15.7%
Annual Net Margin	Dec 31, 25	22.64%	–	+3.8%	-22.2%	+103.8%
Price	Aug 4, 26	$109.66	+13.7%	+17.2%	+40.0%	+59.0%
PE Ratio	Aug 4, 26	11.51	+10.8%	-17.3%	+3.9%	0.0%
Quarterly Revenue	Jun 30, 26	$937.19M	+2.0%	+1.2%	+68.8%	+175.7%
Quarterly Net Income	Jun 30, 26	$230.02M	+1.9%	+6.9%	+86.3%	+132.4%
Quarterly Gross Margin	Jun 30, 26	0.00%	0.0%	0.0%	0.0%	0.0%
Quarterly Operating Margin	Jun 30, 26	31.98%	+0.8%	-3.4%	+12.8%	-35.5%

Quarterly Net Margin Highs

SSB Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	25.94%	Dec 31, 25	-5.4%
3Y	25.94%	Dec 31, 25	-5.4%
5Y	35.42%	Sep 30, 21	-30.7%
All	41.86%	Mar 31, 21	-41.4%

Quarterly Net Margin Lows

SSB Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	23.24%	N/A	+5.6%
3Y	13.46%	Mar 31, 25	+82.3%
5Y	13.46%	Mar 31, 25	+82.3%
All	-38.85%	Jun 30, 20	+163.2%

Quarterly Net Margin History

Month	Value	Change
Jun 2026	24.54%	-0.2%
Mar 2026	24.58%	-5.2%
Dec 2025	25.94%	+3.1%
Sep 2025	25.16%	+8.3%
Jun 2025	23.24%	+72.7%
Mar 2025	13.46%	-40.6%
Dec 2024	22.67%	-1.8%
Sep 2024	23.09%	+5.5%
Jun 2024	21.89%	+11.6%
Mar 2024	19.61%	+7.0%
Dec 2023	18.32%	-15.1%
Sep 2023	21.59%	-2.9%
Jun 2023	22.24%	-17.1%
Mar 2023	26.83%	-8.0%
Dec 2022	29.17%	-1.1%
Sep 2022	29.48%	+1.8%
Jun 2022	28.95%	+0.9%
Mar 2022	28.69%	-5.8%
Dec 2021	30.46%	-14.0%
Sep 2021	35.42%	+21.7%
Jun 2021	29.11%	-30.5%
Mar 2021	41.86%	+57.0%
Dec 2020	26.67%	+2.1%
Sep 2020	26.12%	+167.2%
Jun 2020	-38.85%	-389.1%
Mar 2020	13.44%	-50.2%
Dec 2019	26.97%	-4.1%
Sep 2019	28.12%	+25.0%
Jun 2019	22.50%	-11.3%
Mar 2019	25.36%	-7.4%
Dec 2018	27.39%	+1.6%
Sep 2018	26.96%	+18.5%
Jun 2018	22.75%	-3.2%
Mar 2018	23.49%	+1,405.8%
Dec 2017	1.56%	-93.7%
Sep 2017	24.80%	+8.7%
Jun 2017	22.81%	+71.2%
Mar 2017	13.32%	-37.9%
Dec 2016	21.44%	-9.1%
Sep 2016	23.59%	+9.3%
Jun 2016	21.59%	-2.3%
Mar 2016	22.10%	-4.1%
Dec 2015	23.04%	+3.9%
Sep 2015	22.17%	+2.1%
Jun 2015	21.72%	+1.1%
Mar 2015	21.49%	+0.3%
Dec 2014	21.42%	+21.8%
Sep 2014	17.59%	+8.8%
Jun 2014	16.16%	+7.6%
Mar 2014	15.02%	+25.5%
Dec 2013	11.97%	+5.8%
Sep 2013	11.31%	-33.7%
Jun 2013	17.07%	+13.5%
Mar 2013	15.04%	+72.3%
Dec 2012	8.73%	-37.1%
Sep 2012	13.87%	+6.4%
Jun 2012	13.04%	+1.9%
Mar 2012	12.80%	+50.1%
Dec 2011	8.53%	-51.5%

Month	Value	Change
Sep 2011	17.60%	+97.8%
Jun 2011	8.90%	+76.9%
Mar 2011	5.03%	+365.7%
Dec 2010	1.08%	-68.4%
Sep 2010	3.42%	+205.4%
Jun 2010	1.12%	-70.4%
Dec 2009	3.78%	-25.4%
Sep 2009	5.07%	-56.6%
Jun 2009	11.68%	+12.6%
Mar 2009	10.37%	+30.3%
Dec 2008	7.96%	+2,241.2%
Sep 2008	0.34%	-97.4%
Jun 2008	13.19%	+6.3%
Mar 2008	12.41%	+11.5%
Dec 2007	11.13%	-8.3%
Sep 2007	12.14%	-1.3%
Jun 2007	12.30%	+2.8%
Mar 2007	11.97%	+5.7%
Dec 2006	11.32%	-11.6%
Sep 2006	12.81%	0.0%
Jun 2006	12.81%	-20.1%
Mar 2006	16.04%	+32.0%
Dec 2005	12.15%	-14.1%
Sep 2005	14.14%	-2.1%
Jun 2005	14.45%	-11.1%
Mar 2005	16.25%	+5.2%
Dec 2004	15.44%	-10.4%
Sep 2004	17.23%	+17.6%
Jun 2004	14.65%	-8.2%
Mar 2004	15.95%	-8.6%
Dec 2003	17.45%	+2.6%
Sep 2003	17.01%	-1.0%
Jun 2003	17.19%	+9.3%
Mar 2003	15.73%	-10.1%
Dec 2002	17.50%	+16.9%
Sep 2002	14.97%	-8.2%
Jun 2002	16.30%	+0.6%
Mar 2002	16.20%	+16.5%
Dec 2001	13.91%	-0.9%
Sep 2001	14.03%	+2.3%
Jun 2001	13.71%	-1.9%
Mar 2001	13.98%	+22.8%
Dec 2000	11.38%	-11.0%
Sep 2000	12.78%	+2.2%
Jun 2000	12.50%	-4.1%
Mar 2000	13.04%	+7.1%
Dec 1999	12.17%	+85.8%
Sep 1999	6.55%	-53.6%
Jun 1999	14.12%	-3.6%
Mar 1999	14.65%	+25.8%
Dec 1998	11.65%	-19.0%
Sep 1998	14.38%	-1.0%
Jun 1998	14.53%	-4.2%
Mar 1998	15.16%	-18.5%
Dec 1997	18.60%	-15.8%
Sep 1997	22.08%	+2.1%
Jun 1997	21.62%	-4.1%
Mar 1997	22.54%	-

FAQ

What is the current quarterly net margin of SSB?: As of today, SSB quarterly net margin is 24.54%
What is SSB quarterly net margin most recent change?: SSB quarterly net margin was down -0.16% on June 30, 2026
What is 1-year change in SSB quarterly net margin?: SSB quarterly net margin is up +5.59% year-over-year
How far is SSB quarterly net margin from its all-time high?: SSB quarterly net margin is currently -41.38% below its historical high of 41.86% set on March 31, 2021
How does SSB quarterly net margin rank versus sector peers?: SSB quarterly net margin is higher than 78.95% of companies in Financial Services sector
When is SSB next earnings release?: The next earnings release for SSB is on October 21, 2026

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

SSB Official Website www.southstatebank.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/764038/000110465926005783/0001104659-26-005783-index.htm
SSB Profile on Yahoo Finance finance.yahoo.com/quote/SSB
SSB Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ssb