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SoFi Technologies, Inc. (SOFI)

Profile

Full Name

SoFi Technologies, Inc.

Ticker

NASDAQ: SOFI

Exchange

NASDAQ

Sector

Financial Services

Industry

Credit Services

Country

United States

IPO

January 4, 2021

Indexes

Not included

Website

https://www.sofi.com

Employees

5000

Key Details

Price

$30.25(-1.24%)

Market Cap

Last Dividend

-

TTM Dividend Yield

-

Annual Revenue

$3.77B(29.33% YoY)

Annual EPS

$0.39(209.36% YoY)

PE Ratio

54.67

Next earnings date

Jan 26, 2026

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $30.25
    SOFI price is $30.25

    30-Day Relative Volume

    1.03
    SOFI 30-day relative volume is 1.03

    Price Performance

    Price 1-Day Change

    -1.24%
    SOFI price is down -1.24% today

    Price YTD Change

    +96.43%
    SOFI price is up +96.43% since January 1st

    Price 1-Year Change

    +177.27%
    SOFI price is up +177.27% year-on-year

    Price 3-Year Change

    +483.98%
    SOFI price is up +483.98% over the past 3 years

    Price Range

    Price All-Time High

    $32.56
    SOFI price is currently -7.11% below its historical high of $32.56

    Price 3-Year Low

    $4.24
    SOFI price is currently +613.44% above its 3-year low

    Capitalization

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    Market cap

    Market Cap

    $36.44B
    SOFI market cap is $36.44 billion

    Market Cap 3-Year Change

    +658.07%
    SOFI market cap is up +658.07% over the past 3 years

    Market Cap All-Time High

    $38.14B
    SOFI market cap is currently -4.45% below its historical high of $38.14 billion

    Market Cap Sector Percentile

    95.34%
    SOFI market cap is higher than 95.34% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    +11.01%
    SOFI shares outstanding is up +11.01% year-on-year

    Shares Outstanding 3-Year Change

    +29.81%
    SOFI shares outstanding is up +29.81% over the past 3 years

    Technical Indicators

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    Beta

    2.27
    SOFI beta is 2.27

    200-day SMA

    $18.63
    SOFI price is currently +62.34% above its 200-day simple moving average

    50-day SMA

    $27.40
    SOFI price is currently +10.42% above its 50-day simple moving average

    14-Day RSI

    59.13
    SOFI 14-day relative strength index is 59.13

    Volume

    1.03
    SOFI 30-day relative volume is 1.03

    ATR

    $1.77
    SOFI average true range is $1.77

    10-day Historical Volatility

    63.86%
    SOFI 10-day historical volatility is 63.86%

    Dividend

    Income Statement

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    Revenue

    Revenue

    $3.77B
    SOFI annual revenue is $3.77 billion

    Revenue Analysts Estimate

    $3.56B
    SOFI annual revenue is currently +5.67% higher than the consensus analysts' forecast

    Revenue 1-Year Change

    +29.33%
    SOFI annual revenue is up +29.33% year-on-year

    Revenue Sector Percentile

    88.27%
    SOFI annual revenue is higher than 88.27% of companies in Financial Services sector

    EPS

    EPS

    $0.39
    SOFI annual earnings per share is $0.39

    EPS Analysts Estimate

    $0.37
    SOFI annual earnings per share is currently +6.33% higher than the consensus analysts' forecast

    EPS 1-Year Change

    +209.36%
    SOFI annual earnings per share is up +209.36% year-on-year

    EPS Sector Percentile

    36.08%
    SOFI annual earnings per share is higher than 36.08% of companies in Financial Services sector

    Profit

    Gross Profit

    $2.17B
    SOFI annual gross profit is $2.17 billion

    Gross Margin

    57.64%
    SOFI annual gross profit margin is 57.64%

    Operating Profit

    $394.53M
    SOFI annual operating income is $394.53 million

    Operating Margin

    10.48%
    SOFI annual operating profit margin is 10.48%

    Net Income

    $498.67M
    SOFI annual net profit is $498.67 million

    Net Margin

    13.24%
    SOFI annual net profit margin is 13.24%

    Expenses

    Total Expenses

    $3.27B
    SOFI annual total expenses is $3.27 billion

    Operating Expenses

    $1.78B
    SOFI annual total operating expenses is $1.78 billion

    Cost Of Goods Sold

    $1.60B
    SOFI annual cost of goods sold is $1.60 billion

    Selling, General & Administrative Expenses

    $0.00
    SOFI annual SG&A is $0.00

    Depreciation & Amortization

    $203.50M
    SOFI annual D&A is $203.50 million

    Interest Expense

    $161.18M
    SOFI annual interest expense is $161.18 million

    Income Tax

    -$265.32M
    SOFI annual income tax is -$265.32 million

    EBIT & EBITDA

    EBIT

    $426.24M
    SOFI annual earnings before interest & taxes is $426.24 million

    EBITDA

    $629.74M
    SOFI annual EBITDA is $629.74 million

    Balance Sheet

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    Assets

    Total Assets

    $36.25B
    SOFI annual total assets is $36.25 billion

    Non Current Assets

    $31.92B
    SOFI annual long term assets is $31.92 billion

    Current Assets

    $2.83B
    SOFI annual total current assets is $2.83 billion

    Cash and Cash Equivalents

    $2.76B
    SOFI annual cash & cash equivalents is $2.76 billion

    Accounts Receivable

    $587.50M
    SOFI annual accounts receivable is $587.50 million

    Inventory

    $0.00
    SOFI annual inventory is $0.00

    Liabilities

    Total Liabilities

    $29.73B
    SOFI annual total liabilities is $29.73 billion

    Long Term Liabilities

    $452.20M
    SOFI annual total long term liabilities is $452.20 million

    Current Liabilities

    $166.95M
    SOFI annual current liabilities is $166.95 million

    Accounts Payable

    -
    SOFI annual accounts payable value is unknown

    Debt

    Total Debt

    $3.30B
    SOFI annual total debt is $3.30 billion

    Total Debt 1-Year Change

    -38.55%
    SOFI annual total debt is down -38.55% year-on-year

    Long Term Debt

    $3.27B
    SOFI annual long term debt is $3.27 billion

    Short Term Debt

    $26.70M
    SOFI annual short term debt is $26.70 million

    Equity & Capital

    Shareholders Equity

    $6.53B
    SOFI annual stockholders equity is $6.53 billion

    Book Value

    $6.53B
    SOFI annual book value is $6.53 billion

    Retained Earnings

    -$1.31B
    SOFI annual retained earnings is -$1.31 billion

    Working Capital

    $2.66B
    SOFI annual working capital is $2.66 billion

    Cash Flow Statement

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    Cashflow Activities

    Cash From Operations

    $1.27B
    SOFI annual cash from operations is $1.27 billion

    Cash From Operations 1-Year Change

    +130.05%
    SOFI annual cash from operations is up +130.05% year-on-year

    Cash From Investing

    -$7.21B
    SOFI annual cash from investing is -$7.21 billion

    Cash From Investing 1-Year Change

    +25.43%
    SOFI annual cash from investing is up +25.43% year-on-year

    Cash From Financing

    $5.03B
    SOFI annual cash from financing is $5.03 billion

    Cash From Financing 1-Year Change

    -53.75%
    SOFI annual cash from financing is down -53.75% year-on-year

    CAPEX

    CAPEX

    $163.62M
    SOFI annual capital expenditures is $163.62 million

    CAPEX 1-Year Change

    +35.01%
    SOFI annual capital expenditures is up +35.01% year-on-year

    Free Cash Flow

    Free Cash Flow

    $1.11B
    SOFI annual free cash flow is $1.11 billion

    Free Cash Flow 1-Year Change

    +156.8%
    SOFI annual free cash flow is up +156.8% year-on-year

    Profitability Ratios

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    Margins

    Gross Margin

    57.64%
    SOFI annual gross profit margin is 57.64%

    Operating Margin

    10.48%
    SOFI annual operating profit margin is 10.48%

    Net Margin

    13.24%
    SOFI annual net profit margin is 13.24%

    ROA & ROE

    ROA

    1.50%
    SOFI annual return on assets is 1.50%

    ROE

    8.26%
    SOFI annual return on equity is 8.26%

    Valuation

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    PE Ratio

    PE Ratio

    54.67
    SOFI price to earnings ratio is 54.67

    PE Ratio Sector Percentile

    78.87%
    SOFI price to earnings ratio is higher than 78.87% of companies in Financial Services sector

    PB Ratio

    PB Ratio

    4.15
    SOFI price to book ratio is 4.15

    PB Ratio Sector Percentile

    91.77%
    SOFI price to book ratio is higher than 91.77% of companies in Financial Services sector

    PS Ratio

    PS Ratio

    8.20
    SOFI price to sales ratio is 8.20

    PS Ratio Sector Percentile

    92.83%
    SOFI price to sales ratio is higher than 92.83% of companies in Financial Services sector

    Enterprise value

    Enterprise Value

    $35.50B
    SOFI enterprise value is $35.50 billion

    Enterprise Value Sector Percentile

    94.08%
    SOFI enterprise value is higher than 94.08% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    33.66
    SOFI EV/EBITDA is 33.66

    EV/EBITDA Sector Percentile

    96.85%
    SOFI EV/EBITDA is higher than 96.85% of companies in Financial Services sector

    Financial Health

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    Liquidity

    Current Ratio

    16.93
    SOFI annual current ratio is 16.93

    Quick Ratio

    16.93
    SOFI annual quick ratio is 16.93

    Leverage

    Debt To Equity

    0.51
    SOFI annual debt to equity ratio is 0.51

    Interest Coverage Ratio

    2.64
    SOFI annual interest coverage ratio is 2.64

    Risk & Stability

    F-Score

    -
    SOFI piotroski f-score value is unknown

    Altman Z-Score

    0.92
    SOFI altman z-score is 0.92

    Analyst ratings

    Recent major analysts updates

    Oct 30, 25 UBS
    Neutral
    Oct 29, 25 Needham
    Buy
    Oct 29, 25 Keefe, Bruyette & Woods
    Underperform
    Oct 29, 25 JP Morgan
    Neutral
    Oct 29, 25 Goldman Sachs
    Neutral
    Oct 29, 25 Citigroup
    Buy
    Oct 29, 25 Barclays
    Equal-Weight
    Oct 29, 25 BTIG
    Neutral
    Oct 24, 25 Truist Securities
    Hold
    Oct 24, 25 JP Morgan
    Neutral

    Institutional Ownership

    Screeners with SOFI included

    Growing Shares Outstanding
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    • What is the ticker symbol for SoFi Technologies, Inc.?
    • Does SoFi Technologies, Inc. pay dividends?
    • What sector is SoFi Technologies, Inc. in?
    • What industry is SoFi Technologies, Inc. in?
    • What country is SoFi Technologies, Inc. based in?
    • When did SoFi Technologies, Inc. go public?
    • Is SoFi Technologies, Inc. in the S&P 500?
    • Is SoFi Technologies, Inc. in the NASDAQ 100?
    • Is SoFi Technologies, Inc. in the Dow Jones?
    • When was SoFi Technologies, Inc.'s last earnings report?
    • When does SoFi Technologies, Inc. report earnings?

    What is the ticker symbol for SoFi Technologies, Inc.?

    The ticker symbol for SoFi Technologies, Inc. is NASDAQ:SOFI

    Does SoFi Technologies, Inc. pay dividends?

    No, SoFi Technologies, Inc. does not pay dividends

    What sector is SoFi Technologies, Inc. in?

    SoFi Technologies, Inc. is in the Financial Services sector

    What industry is SoFi Technologies, Inc. in?

    SoFi Technologies, Inc. is in the Credit Services industry

    What country is SoFi Technologies, Inc. based in?

    SoFi Technologies, Inc. is headquartered in United States

    When did SoFi Technologies, Inc. go public?

    SoFi Technologies, Inc.'s initial public offering (IPO) was on January 4, 2021

    Is SoFi Technologies, Inc. in the S&P 500?

    No, SoFi Technologies, Inc. is not included in the S&P 500 index

    Is SoFi Technologies, Inc. in the NASDAQ 100?

    No, SoFi Technologies, Inc. is not included in the NASDAQ 100 index

    Is SoFi Technologies, Inc. in the Dow Jones?

    No, SoFi Technologies, Inc. is not included in the Dow Jones index

    When was SoFi Technologies, Inc.'s last earnings report?

    SoFi Technologies, Inc.'s most recent earnings report was on October 28, 2025

    When does SoFi Technologies, Inc. report earnings?

    The next expected earnings date for SoFi Technologies, Inc. is January 26, 2026
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