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SoFi Technologies, Inc. (SOFI)

Profile

Full Name

SoFi Technologies, Inc.

Ticker

NASDAQ: SOFI

Exchange

NASDAQ

Sector

Financial Services

Industry

Credit Services

Country

United States

IPO

January 4, 2021

Indexes

Not included

Website

http://www.sofi.com

Employees

5000

Key Details

Price

$21.20(-1.44%)

Market cap

Last Dividend

-

TTM Dividend yield

-

Annual revenue

$2.61B(+23.91% YoY)

Annual EPS

$0.39(+208.33% YoY)

PE ratio

51.71

Next earnings date

Jul 29, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $21.20
    SOFI price is $21.20

    30-Day Relative Volume

    0.55
    SOFI 30-day relative volume is 0.55

    Price Performance

    Price Most recent change

    -1.44%
    SOFI price was down -1.44% on Jul 25, 2025

    Price YTD change

    +37.66%
    SOFI price is up +37.66% since January 1st

    Price 1-year change

    +191.61%
    SOFI price is up +191.61% year-on-year

    Price 3-year change

    +228.17%
    SOFI price is up +228.17% over the past 3 years

    Price Range

    Price All-time high

    $28.26
    SOFI price is currently -24.98% below its historical high of $28.26

    Price 3-year low

    $4.24
    SOFI price is currently +400.00% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $23.43B
    SOFI market capitalization is $23.43 billion

    Market cap 3-year change

    +293.39%
    SOFI market capitalization is up +293.39% over the past 3 years

    Market cap All-time high

    $24.42B
    SOFI market capitalization is currently -4.03% below its historical high of $24.42 billion

    Market cap sector rank

    89.87%
    SOFI market capitalization is higher than 89.87% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    +3.78%
    SOFI shares outstanding is up +3.78% year-on-year

    Shares Outstanding 3-Year Change

    +19.87%
    SOFI shares outstanding is up +19.87% over the past 3 years

    Technical Indicators

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    Beta

    2.17
    SOFI beta is 2.17

    200-day SMA

    $14.26
    SOFI price is currently +48.67% above its 200-day simple moving average

    50-day SMA

    $16.63
    SOFI price is currently +27.52% above its 50-day simple moving average

    RSI

    67.21
    SOFI 14-day relative strength index is 67.21

    Volume

    0.55
    SOFI 30-day relative volume is 0.55

    ATR

    $0.88
    SOFI average true range is $0.88

    10-day Historical Volatility

    33.14%
    SOFI 10-day historical volatility is 33.14%

    Dividend

    Income Statement

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    Revenue

    Revenue

    $2.61B
    SOFI annual revenue is $2.61 billion

    Revenue Analysts estimate

    $3.29B
    SOFI annual revenue is currently -20.56% lower than the consensus analysts' forecast

    Revenue 1-year change

    +23.91%
    SOFI annual revenue is up +23.91% year-on-year

    Revenue Sector rank

    85.44%
    SOFI annual revenue is higher than 85.44% of companies in Financial Services sector

    EPS

    EPS

    $0.39
    SOFI annual earnings per share is $0.39

    EPS Analysts estimate

    $0.28
    SOFI annual earnings per share is currently +38.00% higher than the consensus analysts' forecast

    EPS 1-year change

    +208.33%
    SOFI annual earnings per share is up +208.33% year-on-year

    EPS Sector rank

    33.44%
    SOFI annual earnings per share is higher than 33.44% of companies in Financial Services sector

    Profit

    Gross profit

    -
    SOFI annual gross profit value is unknown

    Gross margin

    -
    SOFI annual gross profit margin value is unknown

    Operating profit

    -
    SOFI annual operating income value is unknown

    Operating margin

    -
    SOFI annual operating profit margin value is unknown

    Net income

    $498.67M
    SOFI annual net profit is $498.67 million

    Net margin

    19.09%
    SOFI annual net profit margin is 19.09%

    Expenses

    Total expenses

    -
    SOFI annual total expenses value is unknown

    Operating expenses

    $1.46B
    SOFI annual total operating expenses is $1.46 billion

    Cost of goods sold

    -
    SOFI annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $1.40B
    SOFI annual SGA is $1.40 billion

    Depreciation and amortization

    $203.50M
    SOFI annual depreciation & amortization is $203.50 million

    Interest expense

    -
    SOFI annual interest expense value is unknown

    Income tax

    -$265.32M
    SOFI annual income tax is -$265.32 million

    EBIT & EBITDA

    EBIT

    $1.32B
    SOFI annual earnings before interest & taxes is $1.32 billion

    EBITDA

    $1.53B
    SOFI annual EBITDA is $1.53 billion

    Balance Sheet

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    Assets

    Total assets

    $36.25B
    SOFI annual total assets is $36.25 billion

    Non current assets

    $31.92B
    SOFI annual long term assets is $31.92 billion

    Current assets

    $5.59B
    SOFI annual total current assets is $5.59 billion

    Cash and cash equivalents

    $2.54B
    SOFI annual cash & cash equivalents is $2.54 billion

    Accounts receivable

    $587.50M
    SOFI annual accounts receivable is $587.50 million

    Inventory

    -
    SOFI annual inventory value is unknown

    Liabilities

    Total liabilities

    $29.73B
    SOFI annual total liabilities is $29.73 billion

    Long term liabilities

    $28.82B
    SOFI annual total long term liabilities is $28.82 billion

    Current liabilities

    $884.10M
    SOFI annual total current liabilities is $884.10 million

    Accounts payable

    $132.78M
    SOFI annual accounts payable is $132.78 million

    Debt

    Total debt

    $3.20B
    SOFI annual total debt is $3.20 billion

    Total debt 1-year change

    -40.25%
    SOFI annual total debt is down -40.25% year-on-year

    Long term debt

    $2.72B
    SOFI annual long term debt is $2.72 billion

    Short term debt

    $486.00M
    SOFI annual short term debt is $486.00 million

    Equity & Capital

    Shareholders equity

    $6.53B
    SOFI annual stockholders equity is $6.53 billion

    Book value

    $6.53B
    SOFI annual book value is $6.53 billion

    Retained earnings

    -$1.31B
    SOFI annual retained earnings is -$1.31 billion

    Working capital

    $4.70B
    SOFI annual working capital is $4.70 billion

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    -$1.12B
    SOFI annual cash flow from operations is -$1.12 billion

    Cash from operations 1-year change

    +84.51%
    SOFI annual cash flow from operations is up +84.51% year-on-year

    Cash from investing

    -$4.82B
    SOFI annual cash flow from investing activities is -$4.82 billion

    Cash from investing 1-year change

    -155.1%
    SOFI annual cash flow from investing activities is down -155.1% year-on-year

    Cash from financing

    $5.03B
    SOFI annual cash flow from financing activities is $5.03 billion

    Cash from financing 1-year change

    -53.75%
    SOFI annual cash flow from financing activities is down -53.75% year-on-year

    CAPEX

    CAPEX

    $163.62M
    SOFI annual capital expenditures is $163.62 million

    CAPEX 1-year change

    +35.01%
    SOFI annual capital expenditures is up +35.01% year-on-year

    Free Cash Flow

    Free cash flow

    -$1.12B
    SOFI annual free cash flow is -$1.12 billion

    Free cash flow 1-year change

    +84.76%
    SOFI annual free cash flow is up +84.76% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    -
    SOFI annual gross profit margin value is unknown

    Operating margin

    -
    SOFI annual operating profit margin value is unknown

    Net margin

    19.09%
    SOFI annual net profit margin is 19.09%

    ROA & ROE

    ROA

    1.50%
    SOFI annual return on assets is 1.50%

    ROE

    8.26%
    SOFI annual return on equity is 8.26%

    Valuation

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    PE Ratio

    PE ratio

    51.71
    SOFI price to earnings ratio is 51.71

    PE ratio Sector rank

    85.2%
    SOFI price to earnings ratio is higher than 85.2% of companies in Financial Services sector

    PB Ratio

    PB ratio

    3.51
    SOFI price to book ratio is 3.51

    PB ratio Sector rank

    85.96%
    SOFI price to book ratio is higher than 85.96% of companies in Financial Services sector

    PS Ratio

    PS ratio

    8.37
    SOFI price to sales ratio is 8.37

    PS ratio Sector rank

    88.33%
    SOFI price to sales ratio is higher than 88.33% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $24.49B
    SOFI enterprise value is $24.49 billion

    Enterprise value Sector rank

    90.2%
    SOFI enterprise value is higher than 90.2% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    16.09
    SOFI EV/EBITDA is 16.09

    EV/EBITDA Sector rank

    84.78%
    SOFI EV/EBITDA is higher than 84.78% of companies in Financial Services sector

    Financial Health

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    Liquidity

    Current ratio

    6.32
    SOFI annual current ratio is 6.32

    Quick ratio

    -
    SOFI annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.47
    SOFI annual debt to equity ratio is 0.47

    Interest coverage ratio

    -
    SOFI annual interest coverage ratio value is unknown

    Risk & Stability

    Piotroski F-Score

    -
    SOFI piotroski f-score value is unknown

    Altman Z-Score

    0.77
    SOFI altman z-score is 0.77

    Analyst ratings

    Recent major analysts updates

    Jul 17, 25 Truist Securities
    Hold
    Jul 14, 25 JMP Securities
    Market Perform
    Jul 11, 25 TD Cowen
    Hold
    Jul 10, 25 Keefe, Bruyette & Woods
    Underperform
    Jul 8, 25 Barclays
    Equal-Weight
    Jun 2, 25 Truist Securities
    Hold
    Apr 30, 25 UBS
    Neutral
    Apr 30, 25 Needham
    Buy
    Apr 30, 25 Barclays
    Equal-Weight
    Apr 25, 25 JMP Securities
    Market Outperform

    Institutional Ownership

    Screeners with SOFI included

    Growing Shares Outstanding
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    • What is the ticker symbol for SoFi Technologies, Inc.?
    • Does SoFi Technologies, Inc. pay dividends?
    • What sector is SoFi Technologies, Inc. in?
    • What industry is SoFi Technologies, Inc. in?
    • What country is SoFi Technologies, Inc. based in?
    • When did SoFi Technologies, Inc. go public?
    • Is SoFi Technologies, Inc. in the S&P 500?
    • Is SoFi Technologies, Inc. in the NASDAQ 100?
    • Is SoFi Technologies, Inc. in the Dow Jones?
    • When was SoFi Technologies, Inc.'s last earnings report?
    • When does SoFi Technologies, Inc. report earnings?

    What is the ticker symbol for SoFi Technologies, Inc.?

    The ticker symbol for SoFi Technologies, Inc. is NASDAQ:SOFI

    Does SoFi Technologies, Inc. pay dividends?

    No, SoFi Technologies, Inc. does not pay dividends

    What sector is SoFi Technologies, Inc. in?

    SoFi Technologies, Inc. is in the Financial Services sector

    What industry is SoFi Technologies, Inc. in?

    SoFi Technologies, Inc. is in the Credit Services industry

    What country is SoFi Technologies, Inc. based in?

    SoFi Technologies, Inc. is headquartered in United States

    When did SoFi Technologies, Inc. go public?

    SoFi Technologies, Inc.'s initial public offering (IPO) was on January 4, 2021

    Is SoFi Technologies, Inc. in the S&P 500?

    No, SoFi Technologies, Inc. is not included in the S&P 500 index

    Is SoFi Technologies, Inc. in the NASDAQ 100?

    No, SoFi Technologies, Inc. is not included in the NASDAQ 100 index

    Is SoFi Technologies, Inc. in the Dow Jones?

    No, SoFi Technologies, Inc. is not included in the Dow Jones index

    When was SoFi Technologies, Inc.'s last earnings report?

    SoFi Technologies, Inc.'s most recent earnings report was on April 29, 2025

    When does SoFi Technologies, Inc. report earnings?

    The next expected earnings date for SoFi Technologies, Inc. is July 29, 2025
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