Annual Operating Margin
10.48%14.77%-58.50%
Summary
- Current Value
- As of today, SOFI annual operating margin is 10.48%, down -58.50% on
- Historical Performance
- SOFI annual operating margin is up +130.12% over the past 3 years, and up +94.80% over the past 5 years
- All-Time High Comparison
- SOFI annual operating margin is currently -76.52% below its historical high of 44.63% set on
- 3-Year Low Comparison
- SOFI annual operating margin is +242.78% above its 3-year low of -7.34% reached on an earlier date
- Sector Comparison
- SOFI annual operating margin is higher than 29.12% of companies in Financial Services sector
Operating Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 10.48% | -58.5% | +130.1% | +94.8% | -76.5% | |
| Quarterly Operating Margin | 14.99% | +37.4% | +303.1% | – | +129.9% | |
| Price | $26.09 | +48.3% | +360.1% | +20.5% | – | |
| PE Ratio | 47.30 | +2.8% | – | – | – | |
| Annual Revenue | $3.77B | +29.3% | +246.3% | +422.3% | +356.7% | |
| Annual Operating Profit | $394.53M | -46.4% | +204.3% | +917.9% | +7.2% | |
| Annual Gross Margin | 57.64% | -7.7% | +38.4% | -5.8% | -29.3% | |
| Annual Net Margin | 13.24% | +228.2% | +129.8% | +139.8% | +119.2% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 25.25% | -58.5% | |
| 5Y | 25.25% | -58.5% | |
| All | 44.63% | -76.5% |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | -7.34% | N/A | +242.8% |
| 5Y | -34.79% | +130.1% | |
| All | -34.79% | +130.1% |
Operating Margin History
| Year | Value | Change |
|---|---|---|
| 10.48% | -58.5% | |
| 25.25% | +444.0% | |
| -7.34% | +78.9% | |
| -34.79% | -746.7% |
| Year | Value | Change |
|---|---|---|
| 5.38% | -58.2% | |
| 12.87% | -71.2% | |
| 44.63% | - |
FAQ
What is the current annual operating margin of SOFI?
As of today, SOFI annual operating margin is 10.48%
What is 1-year change in SOFI annual operating margin?
SOFI annual operating margin is down -58.50% year-over-year
What is 3-year change in SOFI annual operating margin?
SOFI annual operating margin is up +130.12% over the past 3 years
How far is SOFI annual operating margin from its all-time high?
SOFI annual operating margin is currently -76.52% below its historical high of 44.63% set on December 1, 2017
How does SOFI annual operating margin rank versus sector peers?
SOFI annual operating margin is higher than 29.12% of companies in Financial Services sector
When is SOFI next annual earnings release?
The next annual earnings release for SOFI is on
Quarterly Operating Margin
14.99%1.40%+10.30%
Summary
- Current Value
- As of today, SOFI quarterly operating margin is 14.99%, up +10.30% on
- Historical Performance
- SOFI quarterly operating margin is up +37.40% year-over-year, and up +303.12% over the past 3 years
- All-Time High Comparison
- SOFI quarterly operating margin is currently -57.44% below its historical high of 35.22% set on
- 3-Year Low Comparison
- SOFI quarterly operating margin is +183.36% above its 3-year low of 5.29% reached on
- Sector Comparison
- SOFI quarterly operating margin is higher than 30.27% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 14.99% | +10.3% | +37.4% | +303.1% | – | |
| Annual Operating Margin | 10.48% | – | -58.5% | +130.1% | +94.8% | |
| Price | $26.09 | -4.1% | +48.3% | +360.1% | +20.5% | |
| PE Ratio | 47.30 | -4.1% | +2.8% | – | – | |
| Quarterly Revenue | $1.27B | +12.3% | +28.1% | +173.2% | +100.0% | |
| Quarterly Operating Profit | $455.00M | +196.4% | +321.6% | +1428.0% | +100.0% | |
| Quarterly Gross Margin | 61.71% | +1.1% | +7.9% | +24.5% | – | |
| Quarterly Net Margin | 10.99% | +27.6% | +79.0% | +168.7% | – |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 14.99% | at high | |
| 3Y | 35.22% | -57.4% | |
| 5Y | 35.22% | -57.4% | |
| All | 35.22% | -57.4% |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 9.44% | N/A | +58.8% |
| 3Y | 5.29% | +183.4% | |
| 5Y | -52.93% | +128.3% | |
| All | -52.93% | +128.3% |
Quarterly Operating Margin History
FAQ
What is the current quarterly operating margin of SOFI?
As of today, SOFI quarterly operating margin is 14.99%
What is SOFI quarterly operating margin most recent change?
SOFI quarterly operating margin was up +10.30% on September 30, 2025
What is 1-year change in SOFI quarterly operating margin?
SOFI quarterly operating margin is up +37.40% year-over-year
How far is SOFI quarterly operating margin from its all-time high?
SOFI quarterly operating margin is currently -57.44% below its historical high of 35.22% set on December 31, 2023
How does SOFI quarterly operating margin rank versus sector peers?
SOFI quarterly operating margin is higher than 30.27% of companies in Financial Services sector
When is SOFI next earnings release?
The next earnings release for SOFI is on
Operating Margin Formula
Operating Profit Margin = Operating Profit
Revenue × 100%
Revenue × 100%
Data Sources & References
- SOFI Official Website www.sofi.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1818874/000181887425000204/0001818874-25-000204-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1818874/000181887425000016/0001818874-25-000016-index.htm
- SOFI Profile on Yahoo Finance finance.yahoo.com/quote/SOFI
- SOFI Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/sofi