Annual Interest Coverage Ratio
1.451.19-45.08%
Summary
- Current Value
- As of today, SOFI annual interest coverage ratio is 1.45, down -45.08% on
- Historical Performance
- SOFI annual interest coverage ratio is up +462.50% over the past 3 years, up +100.00% over the past 5 years
- All-Time High Comparison
- SOFI annual interest coverage ratio is currently -45.08% below its historical high of 2.64 set on
- 3-Year Low Comparison
- SOFI annual interest coverage ratio is +462.50% above its 3-year low of -0.40 reached on an earlier date
- Sector Comparison
- SOFI annual interest coverage ratio is higher than 34.24% of companies in Financial Services sector
Interest Coverage Ratio Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 1.45 | -45.1% | +462.5% | +100.0% | +25.0% | |
| Quarterly Interest Coverage Ratio | 1.60 | -44.8% | +162.3% | +10000.0% | +255.3% | |
| Price | $18.90 | +51.8% | +182.9% | +6.7% | – | |
| Annual EBIT | $1.68B | +294.6% | +2339.4% | +10000.0% | +357.1% | |
| Annual Interest Expense | $1.16B | +617.4% | +510.9% | +523.0% | +263.7% | |
| Annual Debt To Equity | 0.20 | -60.8% | -80.4% | +100.0% | – | |
| Annual Current Ratio | 42.90 | +153.4% | +2055.8% | +642.2% | – | |
| Annual Quick Ratio | 42.90 | +153.4% | +2055.8% | +642.2% | – | |
| Piotroski F-Score | 6 | 0.0% | +100.0% | – | – | |
| Altman Z-Score | 0.66 | +43.5% | +112.9% | +340.0% | – |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 2.64 | -45.1% | |
| 5Y | 2.64 | -45.1% | |
| All | 2.64 | -45.1% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | -0.40 | N/A | +462.5% |
| 5Y | -3.61 | +140.2% | |
| All | -3.61 | +140.2% |
Interest Coverage Ratio History
| Year | Value | Change |
|---|---|---|
| 1.45 | -45.1% | |
| 2.64 | +164.0% | |
| 1.00 | +350.0% | |
| -0.40 | +88.9% | |
| -3.61 | >-9,900.0% |
| Year | Value | Change |
|---|---|---|
| 0.00 | -100.0% | |
| 0.14 | -39.1% | |
| 0.23 | -80.2% | |
| 1.16 | - |
FAQ
What is the current annual interest coverage ratio of SOFI?
As of today, SOFI annual interest coverage ratio is 1.45
What is 1-year change in SOFI annual interest coverage ratio?
SOFI annual interest coverage ratio is down -45.08% year-over-year
What is 3-year change in SOFI annual interest coverage ratio?
SOFI annual interest coverage ratio is up +462.50% over the past 3 years
How far is SOFI annual interest coverage ratio from its all-time high?
SOFI annual interest coverage ratio is currently -45.08% below its historical high of 2.64 set on December 31, 2024
How does SOFI annual interest coverage ratio rank versus sector peers?
SOFI annual interest coverage ratio is higher than 34.24% of companies in Financial Services sector
When is SOFI next annual earnings release?
As of today, the next annual earnings release for SOFI has not been scheduled
Quarterly Interest Coverage Ratio
1.602.98-65.07%
Summary
- Current Value
- As of today, SOFI quarterly interest coverage ratio is 1.60, down -65.07% on
- Historical Performance
- SOFI quarterly interest coverage ratio is down -44.83% year-over-year, up +162.30% over the past 3 years
- All-Time High Comparison
- SOFI quarterly interest coverage ratio is currently -65.07% below its historical high of 4.58 set on
- 3-Year Low Comparison
- SOFI quarterly interest coverage ratio is +162.30% above its 3-year low of 0.61 reached on an earlier date
- Sector Comparison
- SOFI quarterly interest coverage ratio is higher than 37.17% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 1.60 | -65.1% | -44.8% | +162.3% | +10000.0% | |
| Annual Interest Coverage Ratio | 1.45 | – | -45.1% | +462.5% | +100.0% | |
| Price | $18.90 | -32.0% | +51.8% | +182.9% | +6.7% | |
| Quarterly EBIT | $495.47M | +160.6% | +385.9% | +727.5% | +10000.0% | |
| Quarterly Interest Expense | $310.14M | +646.5% | +781.8% | +213.8% | +482.4% | |
| Quarterly Debt To Equity | 0.18 | -43.8% | -64.7% | -82.3% | +100.0% | |
| Quarterly Current Ratio | 7.28 | +44.4% | -57.0% | +265.8% | +25.9% | |
| Quarterly Quick Ratio | 7.28 | +44.4% | -57.0% | +265.8% | +25.9% | |
| Piotroski F-Score | 6 | 0.0% | 0.0% | +100.0% | – | |
| Altman Z-Score | 0.66 | -23.3% | +43.5% | +112.9% | +340.0% |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 4.58 | -65.1% | |
| 3Y | 4.58 | -65.1% | |
| 5Y | 4.58 | -65.1% | |
| All | 4.58 | -65.1% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 1.60 | at low | |
| 3Y | 0.61 | N/A | +162.3% |
| 5Y | -5.01 | +131.9% | |
| All | -5.01 | +131.9% |
Quarterly Interest Coverage Ratio History
FAQ
What is the current quarterly interest coverage ratio of SOFI?
As of today, SOFI quarterly interest coverage ratio is 1.60
What is SOFI quarterly interest coverage ratio most recent change?
SOFI quarterly interest coverage ratio was down -65.07% on December 31, 2025
What is 1-year change in SOFI quarterly interest coverage ratio?
SOFI quarterly interest coverage ratio is down -44.83% year-over-year
How far is SOFI quarterly interest coverage ratio from its all-time high?
SOFI quarterly interest coverage ratio is currently -65.07% below its historical high of 4.58 set on September 30, 2025
How does SOFI quarterly interest coverage ratio rank versus sector peers?
SOFI quarterly interest coverage ratio is higher than 37.17% of companies in Financial Services sector
When is SOFI next earnings release?
The next earnings release for SOFI is on
Interest Coverage Ratio Formula
Interest Coverage Ratio =
Data Sources & References
- SOFI Official Website www.sofi.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1818874/000181887426000008/0001818874-26-000008-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1818874/000181887426000008/0001818874-26-000008-index.htm
- SOFI Profile on Yahoo Finance finance.yahoo.com/quote/SOFI
- SOFI Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/sofi