Annual Interest Coverage Ratio
1.451.19-45.08%
Summary
- Current Value
- As of today, SOFI annual interest coverage ratio is 1.45, down -45.08% on
- Historical Performance
- SOFI annual interest coverage ratio is up +462.50% over the past 3 years, up +100.00% over the past 5 years
- All-Time High Comparison
- SOFI annual interest coverage ratio is currently -45.08% below its historical high of 2.64 set on
- 3-Year Low Comparison
- SOFI annual interest coverage ratio is +462.50% above its 3-year low of -0.40 reached on an earlier date
- Sector Comparison
- SOFI annual interest coverage ratio is higher than 33.64% of companies in Financial Services sector
Interest Coverage Ratio Chart
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Interest Coverage Ratio | 1.45 | -45.1% | +462.5% | +100.0% | +25.0% | |
| Quarterly Interest Coverage Ratio | 1.58 | -57.4% | +119.4% | +132.3% | +253.4% | |
| Price | $18.31 | -21.4% | +110.9% | +22.1% | – | |
| Annual EBIT | $1.68B | +294.6% | +2339.4% | +10000.0% | +357.1% | |
| Annual Interest Expense | $1.16B | +617.4% | +510.9% | +523.0% | +263.7% | |
| Annual Debt To Equity | 0.20 | -60.8% | -80.4% | +100.0% | – | |
| Annual Current Ratio | 42.90 | +153.4% | +2055.8% | +642.2% | – | |
| Annual Quick Ratio | 42.90 | +153.4% | +2055.8% | +642.2% | – | |
| Piotroski F-Score | 4 | -20.0% | 0.0% | – | – | |
| Altman Z-Score | 0.66 | -5.7% | +65.0% | -48.8% | – |
Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 2.64 | -45.1% | |
| 5Y | 2.64 | -45.1% | |
| All | 2.64 | -45.1% |
Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | -0.40 | N/A | +462.5% |
| 5Y | -3.61 | +140.2% | |
| All | -3.61 | +140.2% |
Interest Coverage Ratio History
| Year | Value | Change |
|---|---|---|
| 1.45 | -45.1% | |
| 2.64 | +164.0% | |
| 1.00 | +350.0% | |
| -0.40 | +88.9% | |
| -3.61 | >-9,900.0% |
| Year | Value | Change |
|---|---|---|
| 0.00 | -100.0% | |
| 0.14 | -39.1% | |
| 0.23 | -80.2% | |
| 1.16 | - |
FAQ
- What is the current annual interest coverage ratio of SOFI?
- As of today, SOFI annual interest coverage ratio is 1.45
- What is 1-year change in SOFI annual interest coverage ratio?
- SOFI annual interest coverage ratio is down -45.08% year-over-year
- What is 3-year change in SOFI annual interest coverage ratio?
- SOFI annual interest coverage ratio is up +462.50% over the past 3 years
- How far is SOFI annual interest coverage ratio from its all-time high?
- SOFI annual interest coverage ratio is currently -45.08% below its historical high of 2.64 set on December 31, 2024
- How does SOFI annual interest coverage ratio rank versus sector peers?
- SOFI annual interest coverage ratio is higher than 33.64% of companies in Financial Services sector
- When is SOFI next annual earnings release?
- As of today, the next annual earnings release for SOFI has not been scheduled
Interest Coverage Ratio Formula
Interest Coverage Ratio =
Quarterly Interest Coverage Ratio
1.589.02-85.09%
Summary
- Current Value
- As of today, SOFI quarterly interest coverage ratio is 1.58, down -85.09% on
- Historical Performance
- SOFI quarterly interest coverage ratio is down -57.41% year-over-year, up +119.44% over the past 3 years
- All-Time High Comparison
- SOFI quarterly interest coverage ratio is currently -85.26% below its historical high of 10.72 set on
- 3-Year Low Comparison
- SOFI quarterly interest coverage ratio is +119.44% above its 3-year low of 0.72 reached on an earlier date
- Sector Comparison
- SOFI quarterly interest coverage ratio is higher than 31.44% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Interest Coverage Ratio | 1.58 | -85.1% | -57.4% | +119.4% | +132.3% | |
| Annual Interest Coverage Ratio | 1.45 | – | -45.1% | +462.5% | +100.0% | |
| Price | $18.31 | +14.3% | -21.4% | +110.9% | +22.1% | |
| Quarterly EBIT | $556.64M | +152.6% | +262.6% | +329.7% | +505.4% | |
| Quarterly Interest Expense | $352.33M | +1595.6% | +752.4% | +97.0% | +1154.0% | |
| Quarterly Debt To Equity | 0.31 | +72.2% | -47.5% | -74.0% | -45.6% | |
| Quarterly Current Ratio | 3.93 | -25.0% | -13.1% | +15.6% | +75.5% | |
| Quarterly Quick Ratio | 3.93 | -25.0% | -13.1% | +15.6% | +75.5% | |
| Piotroski F-Score | 4 | -33.3% | -20.0% | 0.0% | – | |
| Altman Z-Score | 0.66 | +8.2% | -5.7% | +65.0% | -48.8% |
Quarterly Interest Coverage Ratio Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 10.72 | -85.3% | |
| 3Y | 10.72 | -85.3% | |
| 5Y | 10.72 | -85.3% | |
| All | 10.72 | -85.3% |
Quarterly Interest Coverage Ratio Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 1.58 | at low | |
| 3Y | 0.72 | N/A | +119.4% |
| 5Y | -5.01 | +131.5% | |
| All | -5.01 | +131.5% |
Quarterly Interest Coverage Ratio History
FAQ
- What is the current quarterly interest coverage ratio of SOFI?
- As of today, SOFI quarterly interest coverage ratio is 1.58
- What is SOFI quarterly interest coverage ratio most recent change?
- SOFI quarterly interest coverage ratio was down -85.09% on June 30, 2026
- What is 1-year change in SOFI quarterly interest coverage ratio?
- SOFI quarterly interest coverage ratio is down -57.41% year-over-year
- How far is SOFI quarterly interest coverage ratio from its all-time high?
- SOFI quarterly interest coverage ratio is currently -85.26% below its historical high of 10.72 set on December 31, 2025
- How does SOFI quarterly interest coverage ratio rank versus sector peers?
- SOFI quarterly interest coverage ratio is higher than 31.44% of companies in Financial Services sector
- When is SOFI next earnings release?
- The next earnings release for SOFI is on
Interest Coverage Ratio Formula
Interest Coverage Ratio =
Data Sources & References
- SOFI Official Website www.sofi.com
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1818874/000181887426000008/0001818874-26-000008-index.htm
- SOFI Profile on Yahoo Finance finance.yahoo.com/quote/SOFI
- SOFI Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/sofi