Annual Gross Margin
57.64%4.83%-7.73%
Summary
- Current Value
- As of today, SOFI annual gross margin is 57.64%, down -7.73% on
- Historical Performance
- SOFI annual gross margin is up +38.39% over the past 3 years, and down -5.82% over the past 5 years
- All-Time High Comparison
- SOFI annual gross margin is currently -29.31% below its historical high of 81.54% set on
- 3-Year Low Comparison
- SOFI annual gross margin is +13.89% above its 3-year low of 50.61% reached on an earlier date
- Sector Comparison
- SOFI annual gross margin is higher than 77.73% of companies in Financial Services sector
Gross Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Gross Margin | 57.64% | -7.7% | +38.4% | -5.8% | -29.3% | |
| Quarterly Gross Margin | 61.71% | +7.9% | +24.5% | – | +75.1% | |
| Price | $25.93 | +43.8% | +341.6% | +19.8% | – | |
| PE Ratio | 47.01 | -0.3% | – | – | – | |
| Annual Revenue | $3.77B | +29.3% | +246.3% | +422.3% | +356.7% | |
| Annual Gross Profit | $2.17B | +19.3% | +379.2% | +392.0% | +222.8% | |
| Annual Operating Margin | 10.48% | -58.5% | +130.1% | +94.8% | -76.5% | |
| Annual Net Margin | 13.24% | +228.2% | +129.8% | +139.8% | +119.2% |
Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 62.47% | -7.7% | |
| 5Y | 62.47% | -7.7% | |
| All | 81.54% | -29.3% |
Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 50.61% | N/A | +13.9% |
| 5Y | 41.65% | +38.4% | |
| All | 41.65% | +38.4% |
Gross Margin History
| Year | Value | Change |
|---|---|---|
| 57.64% | -7.7% | |
| 62.47% | +23.4% | |
| 50.61% | +21.5% | |
| 41.65% | -31.9% |
| Year | Value | Change |
|---|---|---|
| 61.20% | -8.4% | |
| 66.81% | -18.1% | |
| 81.54% | - |
FAQ
What is the current annual gross margin of SOFI?
As of today, SOFI annual gross margin is 57.64%
What is 1-year change in SOFI annual gross margin?
SOFI annual gross margin is down -7.73% year-over-year
What is 3-year change in SOFI annual gross margin?
SOFI annual gross margin is up +38.39% over the past 3 years
How far is SOFI annual gross margin from its all-time high?
SOFI annual gross margin is currently -29.31% below its historical high of 81.54% set on December 1, 2017
How does SOFI annual gross margin rank versus sector peers?
SOFI annual gross margin is higher than 77.73% of companies in Financial Services sector
When is SOFI next annual earnings release?
The next annual earnings release for SOFI is on
Quarterly Gross Margin
61.71%0.70%+1.15%
Summary
- Current Value
- As of today, SOFI quarterly gross margin is 61.71%, up +1.15% on
- Historical Performance
- SOFI quarterly gross margin is up +7.94% year-over-year, and up +24.47% over the past 3 years
- All-Time High Comparison
- SOFI quarterly gross margin is currently -6.00% below its historical high of 65.65% set on
- 3-Year Low Comparison
- SOFI quarterly gross margin is +13.13% above its 3-year low of 54.55% reached on
- Sector Comparison
- SOFI quarterly gross margin is higher than 77.96% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Gross Margin | 61.71% | +1.1% | +7.9% | +24.5% | – | |
| Annual Gross Margin | 57.64% | – | -7.7% | +38.4% | -5.8% | |
| Price | $25.93 | -7.7% | +43.8% | +341.6% | +19.8% | |
| PE Ratio | 47.01 | -7.7% | -0.3% | – | – | |
| Quarterly Revenue | $1.27B | +12.3% | +28.1% | +173.2% | +100.0% | |
| Quarterly Gross Profit | $880.24M | +27.7% | +55.6% | +282.5% | +100.0% | |
| Quarterly Operating Margin | 14.99% | +10.3% | +37.4% | +303.1% | – | |
| Quarterly Net Margin | 10.99% | +27.6% | +79.0% | +168.7% | – |
Quarterly Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 61.71% | at high | |
| 3Y | 65.65% | -6.0% | |
| 5Y | 65.65% | -6.0% | |
| All | 65.65% | -6.0% |
Quarterly Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 58.30% | N/A | +5.8% |
| 3Y | 54.55% | +13.1% | |
| 5Y | 40.24% | +53.4% | |
| All | 34.17% | +80.6% |
Quarterly Gross Margin History
FAQ
What is the current quarterly gross margin of SOFI?
As of today, SOFI quarterly gross margin is 61.71%
What is SOFI quarterly gross margin most recent change?
SOFI quarterly gross margin was up +1.15% on September 30, 2025
What is 1-year change in SOFI quarterly gross margin?
SOFI quarterly gross margin is up +7.94% year-over-year
How far is SOFI quarterly gross margin from its all-time high?
SOFI quarterly gross margin is currently -6.00% below its historical high of 65.65% set on December 31, 2023
How does SOFI quarterly gross margin rank versus sector peers?
SOFI quarterly gross margin is higher than 77.96% of companies in Financial Services sector
When is SOFI next earnings release?
The next earnings release for SOFI is on
Gross Margin Formula
Gross Margin = Gross Profit
Revenue × 100%
Revenue × 100%
Data Sources & References
- SOFI Official Website www.sofi.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1818874/000181887425000204/0001818874-25-000204-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1818874/000181887425000016/0001818874-25-000016-index.htm
- SOFI Profile on Yahoo Finance finance.yahoo.com/quote/SOFI
- SOFI Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/sofi