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OceanFirst Financial Corp. (OCFC)

Profile

Full Name

OceanFirst Financial Corp.

Ticker

NASDAQ: OCFC

Exchange

NASDAQ

Sector

Financial Services

Industry

Regional Banks

Country

United States

IPO

July 3, 1996

Indexes

Not included

Website

https://www.oceanfirst.com

Employees

975

Key Details

Price

$17.87(+0.90%)

Market cap

Last Dividend

$0.20

TTM Dividend yield

4.48%

Annual revenue

$688.08M(+7.53% YoY)

Annual EPS

$1.65(-2.94% YoY)

PE ratio

12.67

Next earnings date

Oct 23, 2025

Next ex-dividend date

N/A

Next split date

N/A

Quick Search

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    Analyst ratings

    Price

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    Current Price

    $17.87
    OCFC price is $17.87

    30-Day Relative Volume

    1.30
    OCFC 30-day relative volume is 1.30

    Price Performance

    Price Most recent change

    +0.9%
    OCFC price was up +0.9% on Sep 17, 2025

    Price YTD change

    -1.27%
    OCFC price is down -1.27% since January 1st

    Price 1-year change

    -1.43%
    OCFC price is down -1.43% year-on-year

    Price 3-year change

    -10.65%
    OCFC price is down -10.65% over the past 3 years

    Price Range

    Price All-time high

    $30.90
    OCFC price is currently -42.17% below its historical high of $30.90

    Price 3-year low

    $12.01
    OCFC price is currently +48.79% above its 3-year low

    Capitalization

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    Market cap

    Market cap

    $1.03B
    OCFC market capitalization is $1.03 billion

    Market cap 3-year change

    -13.29%
    OCFC market capitalization is down -13.29% over the past 3 years

    Market cap All-time high

    $1.55B
    OCFC market capitalization is currently -33.73% below its historical high of $1.55 billion

    Market cap sector rank

    62.49%
    OCFC market capitalization is higher than 62.49% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    -1.88%
    OCFC shares outstanding is down -1.88% year-on-year

    Shares Outstanding 3-Year Change

    -2.95%
    OCFC shares outstanding is down -2.95% over the past 3 years

    Technical Indicators

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    Beta

    1.01
    OCFC beta is 1.01

    200-day SMA

    $17.63
    OCFC price is currently +1.38% above its 200-day simple moving average

    50-day SMA

    $17.78
    OCFC price is currently +0.53% above its 50-day simple moving average

    RSI

    49.44
    OCFC 14-day relative strength index is 49.44

    Volume

    1.30
    OCFC 30-day relative volume is 1.30

    ATR

    $0.50
    OCFC average true range is $0.50

    10-day Historical Volatility

    23.63%
    OCFC 10-day historical volatility is 23.63%

    Dividend

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    Events

    Last Paid Dividend

    $0.20
    OCFC last dividend was $0.20 per share, with an ex-dividend date of August 4, 2025

    Next Dividend

    -
    OCFC next dividend has not yet been announced

    Dividend per share

    Dividend per share

    $0.80
    OCFC annual dividend per share is $0.80

    Dividend per share Sector Rank

    42.02%
    OCFC annual dividend per share is higher than 42.02% of companies in Financial Services sector

    Dividend per share 1-Year Change

    0%
    OCFC annual dividend per share has remained unchanged year-on-year

    Dividend per share 3-Year Change

    +17.65%
    OCFC annual dividend per share is up +17.65% over the past 3 years

    Dividend yield

    Dividend yield

    4.48%
    OCFC annual dividend yield is 4.48%

    Dividend yield Sector Rank

    51.22%
    OCFC annual dividend yield is higher than 51.22% of companies in Financial Services sector

    Other

    Payout ratio

    -50.68%
    OCFC annual payout ratio is -50.68%

    Dividends paid

    -$50.88M
    OCFC annual dividends paid is -$50.88 million

    Free cash flow

    $84.68M
    OCFC annual free cash flow is $84.68 million

    Income Statement

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    Revenue

    Revenue

    $688.08M
    OCFC annual revenue is $688.08 million

    Revenue Analysts estimate

    $403.65M
    OCFC annual revenue is currently +70.46% higher than the consensus analysts' forecast

    Revenue 1-year change

    +7.53%
    OCFC annual revenue is up +7.53% year-on-year

    Revenue Sector rank

    74.91%
    OCFC annual revenue is higher than 74.91% of companies in Financial Services sector

    EPS

    EPS

    $1.65
    OCFC annual earnings per share is $1.65

    EPS Analysts estimate

    $1.37
    OCFC annual earnings per share is currently +20.79% higher than the consensus analysts' forecast

    EPS 1-year change

    -2.94%
    OCFC annual earnings per share is down -2.94% year-on-year

    EPS Sector rank

    61.68%
    OCFC annual earnings per share is higher than 61.68% of companies in Financial Services sector

    Profit

    Gross profit

    $0.00
    OCFC annual gross profit is $0.00

    Gross margin

    0.00%
    OCFC annual gross profit margin is 0.00%

    Operating profit

    $132.44M
    OCFC annual operating income is $132.44 million

    Operating margin

    19.25%
    OCFC annual operating profit margin is 19.25%

    Net income

    $100.39M
    OCFC annual net profit is $100.39 million

    Net margin

    14.59%
    OCFC annual net profit margin is 14.59%

    Expenses

    Total expenses

    $588.01M
    OCFC annual total expenses is $588.01 million

    Operating expenses

    $156.01M
    OCFC annual total operating expenses is $156.01 million

    Cost of goods sold

    -
    OCFC annual cost of goods sold value is unknown

    Selling, general & administrative expenses

    $154.46M
    OCFC annual SGA is $154.46 million

    Depreciation and amortization

    $14.54M
    OCFC annual depreciation & amortization is $14.54 million

    Interest expense

    $308.14M
    OCFC annual interest expense is $308.14 million

    Income tax

    $30.27M
    OCFC annual income tax is $30.27 million

    EBIT & EBITDA

    EBIT

    $438.79M
    OCFC annual earnings before interest & taxes is $438.79 million

    EBITDA

    $453.34M
    OCFC annual EBITDA is $453.34 million

    Balance Sheet

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    Assets

    Total assets

    $13.42B
    OCFC annual total assets is $13.42 billion

    Non current assets

    $12.87B
    OCFC annual long term assets is $12.87 billion

    Current assets

    $997.03M
    OCFC annual total current assets is $997.03 million

    Cash and cash equivalents

    $123.61M
    OCFC annual cash & cash equivalents is $123.61 million

    Accounts receivable

    $45.91M
    OCFC annual accounts receivable is $45.91 million

    Inventory

    -
    OCFC annual inventory value is unknown

    Liabilities

    Total liabilities

    $11.72B
    OCFC annual total liabilities is $11.72 billion

    Long term liabilities

    $11.34B
    OCFC annual total long term liabilities is $11.34 billion

    Current liabilities

    $3.43B
    OCFC annual total current liabilities is $3.43 billion

    Accounts payable

    -
    OCFC annual accounts payable value is unknown

    Debt

    Total debt

    $1.35B
    OCFC annual total debt is $1.35 billion

    Total debt 1-year change

    +18.41%
    OCFC annual total debt is up +18.41% year-on-year

    Long term debt

    $834.88M
    OCFC annual long term debt is $834.88 million

    Short term debt

    $512.96M
    OCFC annual short term debt is $512.96 million

    Equity & Capital

    Shareholders equity

    $1.70B
    OCFC annual stockholders equity is $1.70 billion

    Book value

    $1.70B
    OCFC annual book value is $1.70 billion

    Retained earnings

    $641.73M
    OCFC annual retained earnings is $641.73 million

    Working capital

    -$3.26B
    OCFC annual working capital is -$3.26 billion

    Cash Flow Statement

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    Cashflow Activities

    Cash from operations

    $92.24M
    OCFC annual cash flow from operations is $92.24 million

    Cash from operations 1-year change

    -25.77%
    OCFC annual cash flow from operations is down -25.77% year-on-year

    Cash from investing

    $106.40M
    OCFC annual cash flow from investing activities is $106.40 million

    Cash from investing 1-year change

    +121.8%
    OCFC annual cash flow from investing activities is up +121.8% year-on-year

    Cash from financing

    -$228.75M
    OCFC annual cash flow from financing activities is -$228.75 million

    Cash from financing 1-year change

    -165.46%
    OCFC annual cash flow from financing activities is down -165.46% year-on-year

    CAPEX

    CAPEX

    $7.57M
    OCFC annual capital expenditures is $7.57 million

    CAPEX 1-year change

    -1.83%
    OCFC annual capital expenditures is down -1.83% year-on-year

    Free Cash Flow

    Free cash flow

    $84.68M
    OCFC annual free cash flow is $84.68 million

    Free cash flow 1-year change

    -27.35%
    OCFC annual free cash flow is down -27.35% year-on-year

    Profitability Ratios

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    Margins

    Gross margin

    0.00%
    OCFC annual gross profit margin is 0.00%

    Operating margin

    19.25%
    OCFC annual operating profit margin is 19.25%

    Net margin

    14.59%
    OCFC annual net profit margin is 14.59%

    ROA & ROE

    ROA

    0.74%
    OCFC annual return on assets is 0.74%

    ROE

    5.97%
    OCFC annual return on equity is 5.97%

    Valuation

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    PE Ratio

    PE ratio

    12.67
    OCFC price to earnings ratio is 12.67

    PE ratio Sector rank

    36.54%
    OCFC price to earnings ratio is higher than 36.54% of companies in Financial Services sector

    PB Ratio

    PB ratio

    0.62
    OCFC price to book ratio is 0.62

    PB ratio Sector rank

    12.07%
    OCFC price to book ratio is higher than 12.07% of companies in Financial Services sector

    PS Ratio

    PS ratio

    1.51
    OCFC price to sales ratio is 1.51

    PS ratio Sector rank

    28.59%
    OCFC price to sales ratio is higher than 28.59% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    $2.07B
    OCFC enterprise value is $2.07 billion

    Enterprise value Sector rank

    66.37%
    OCFC enterprise value is higher than 66.37% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    -
    OCFC EV/EBITDA value is unknown

    EV/EBITDA Sector rank

    -
    OCFC EV/EBITDA is unknown

    Financial Health

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    Liquidity

    Current ratio

    0.05
    OCFC annual current ratio is 0.05

    Quick ratio

    -
    OCFC annual quick ratio value is unknown

    Leverage

    Debt to equity

    0.75
    OCFC annual debt to equity ratio is 0.75

    Interest coverage ratio

    1.42
    OCFC annual interest coverage ratio is 1.42

    Risk & Stability

    Piotroski F-Score

    5
    OCFC piotroski f-score is 5

    Altman Z-Score

    -0.01
    OCFC altman z-score is -0.01

    Analyst ratings

    Recent major analysts updates

    Apr 28, 25 Keefe, Bruyette & Woods
    Market Perform
    Apr 2, 25 Raymond James
    Strong Buy
    Jan 24, 25 Stephens & Co.
    Equal-Weight
    Dec 4, 24 Keefe, Bruyette & Woods
    Market Perform
    Dec 4, 24 DA Davidson
    Neutral
    Nov 18, 24 DA Davidson
    Neutral
    May 31, 24 Keefe, Bruyette & Woods
    Market Perform
    Apr 22, 24 Raymond James
    Outperform
    Apr 22, 24 Keefe, Bruyette & Woods
    Outperform
    Apr 19, 24 Stephens & Co.
    Equal-Weight

    Institutional Ownership

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    • What is the ticker symbol for OceanFirst Financial Corp.?
    • Does OceanFirst Financial Corp. pay dividends?
    • What sector is OceanFirst Financial Corp. in?
    • What industry is OceanFirst Financial Corp. in?
    • What country is OceanFirst Financial Corp. based in?
    • When did OceanFirst Financial Corp. go public?
    • Is OceanFirst Financial Corp. in the S&P 500?
    • Is OceanFirst Financial Corp. in the NASDAQ 100?
    • Is OceanFirst Financial Corp. in the Dow Jones?
    • When was OceanFirst Financial Corp.'s last earnings report?
    • When does OceanFirst Financial Corp. report earnings?

    What is the ticker symbol for OceanFirst Financial Corp.?

    The ticker symbol for OceanFirst Financial Corp. is NASDAQ:OCFC

    Does OceanFirst Financial Corp. pay dividends?

    Yes, OceanFirst Financial Corp. pays dividends. The last payment was $0.20, with an ex-dividend date on August 4, 2025

    What sector is OceanFirst Financial Corp. in?

    OceanFirst Financial Corp. is in the Financial Services sector

    What industry is OceanFirst Financial Corp. in?

    OceanFirst Financial Corp. is in the Regional Banks industry

    What country is OceanFirst Financial Corp. based in?

    OceanFirst Financial Corp. is headquartered in United States

    When did OceanFirst Financial Corp. go public?

    OceanFirst Financial Corp.'s initial public offering (IPO) was on July 3, 1996

    Is OceanFirst Financial Corp. in the S&P 500?

    No, OceanFirst Financial Corp. is not included in the S&P 500 index

    Is OceanFirst Financial Corp. in the NASDAQ 100?

    No, OceanFirst Financial Corp. is not included in the NASDAQ 100 index

    Is OceanFirst Financial Corp. in the Dow Jones?

    No, OceanFirst Financial Corp. is not included in the Dow Jones index

    When was OceanFirst Financial Corp.'s last earnings report?

    OceanFirst Financial Corp.'s most recent earnings report was on July 24, 2025

    When does OceanFirst Financial Corp. report earnings?

    The next expected earnings date for OceanFirst Financial Corp. is October 23, 2025
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