What is the current annual payout ratio of OCFC?

As of today, OCFC annual payout ratio is 67.93%

What is 1-year change in OCFC annual payout ratio?

OCFC annual payout ratio is up +34.04% year-over-year

What is 3-year change in OCFC annual payout ratio?

OCFC annual payout ratio is up +110.70% over the past 3 years

How far is OCFC annual payout ratio from its all-time high?

OCFC annual payout ratio is currently -92.12% below its historical high of 861.58% set on December 31, 2007

How does OCFC annual payout ratio rank versus sector peers?

OCFC annual payout ratio is higher than 80.09% of companies in Financial Services sector

When is OCFC next annual earnings release?

As of today, the next annual earnings release for OCFC has not been scheduled

What is OCFC next ex-dividend date?

As of today, the next dividend for OCFC has not been scheduled

What is the current TTM payout ratio of OCFC?

As of today, OCFC TTM payout ratio is 68.54%

What is OCFC TTM payout ratio most recent change?

OCFC TTM payout ratio remained unchanged on March 27, 2026

What is 1-year change in OCFC TTM payout ratio?

OCFC TTM payout ratio is up +41.03% year-over-year

How far is OCFC TTM payout ratio from its all-time high?

OCFC TTM payout ratio is currently -93.15% below its historical high of 1,000.00% set on December 31, 2007

How does OCFC TTM payout ratio rank versus sector peers?

OCFC TTM payout ratio is higher than 93.31% of companies in Financial Services sector

When is OCFC next earnings release?

The next earnings release for OCFC is on April 23, 2026

What is OCFC next ex-dividend date?

As of today, the next dividend for OCFC has not been scheduled

What is the current quarterly payout ratio of OCFC?

As of today, OCFC quarterly payout ratio is 87.46%

What is OCFC quarterly payout ratio most recent change?

OCFC quarterly payout ratio was up +32.80% on December 31, 2025

What is 1-year change in OCFC quarterly payout ratio?

OCFC quarterly payout ratio is up +53.12% year-over-year

How far is OCFC quarterly payout ratio from its all-time high?

OCFC quarterly payout ratio is currently -89.29% below its historical high of 816.97% set on June 30, 2007

How does OCFC quarterly payout ratio rank versus sector peers?

OCFC quarterly payout ratio is higher than 93.73% of companies in Financial Services sector

When is OCFC next earnings release?

The next earnings release for OCFC is on April 23, 2026

What is OCFC next ex-dividend date?

As of today, the next dividend for OCFC has not been scheduled

OCFC Payout Ratio History & Chart Since 1996

Annual Payout Ratio

67.93%17.25%+34.04%

December 31, 2025

Summary

Current Value: As of today, OCFC annual payout ratio is 67.93%, up +34.04% on December 31, 2025
Historical Performance: OCFC annual payout ratio is up +110.70% over the past 3 years, up +5.35% over the past 5 years
All-Time High Comparison: OCFC annual payout ratio is currently -92.12% below its historical high of 861.58% set on December 31, 2007
3-Year Low Comparison: OCFC annual payout ratio is +110.70% above its 3-year low of 32.24% reached on an earlier date
Sector Comparison: OCFC annual payout ratio is higher than 80.09% of companies in Financial Services sector

Payout Ratio Chart

Performance

OCFC Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
	Dec 31, 25	67.93%	+34.0%	+110.7%	+5.3%	+57.9%
	Dec 31, 25	87.46%	+53.1%	+266.3%	+183.8%	+130.8%
	Mar 27, 26	68.54%	+41.0%	+115.7%	+4.4%	+60.0%
Price	Mar 27, 26	$17.42	+1.0%	-8.1%	-29.9%	+31.9%
	Mar 27, 26	4.59%	-1.1%	+17.7%	+67.5%	+26.4%
	Dec 31, 25	$48.25M	-5.2%	+1.6%	+18.2%	+450.5%
Annual Dividend	Dec 31, 25	$0.80	0.0%	+8.1%	+17.6%	+66.7%
	Dec 31, 25	$60.38M	-38.6%	-73.8%	-62.3%	+68.2%
	Dec 31, 25	$686.62M	-0.2%	+42.5%	+57.0%	+488.5%
	Dec 31, 25	$1.17	-29.1%	-51.7%	+14.7%	+4.4%

Payout Ratio Highs

OCFC Annual Payout Ratio Highs Comparison
Period	High	Date	Current
3Y	67.93%	Dec 31, 25	at high
5Y	67.93%	Dec 31, 25	at high
All	861.58%	Dec 31, 07	-92.1%

Payout Ratio Lows

OCFC Annual Payout Ratio Lows Comparison
Period	Low	Date	Current
3Y	32.24%	N/A	+110.7%
5Y	32.24%	Dec 31, 22	+110.7%
All	0.00%	Dec 31, 96	N/A

Payout Ratio History

Year	Value	Change
2025	67.93%	+34.0%
2024	50.68%	+2.9%
2023	49.27%	+52.8%
2022	32.24%	-20.3%
2021	40.44%	-37.3%
2020	64.48%	+66.8%
2019	38.66%	-5.9%
2018	41.10%	-9.5%
2017	45.41%	-17.0%
2016	54.74%	+28.0%
2015	42.78%	+3.4%
2014	41.37%	-18.0%
2013	50.45%	+17.7%
2012	42.85%	+1.1%
2011	42.38%	-1.5%

Year	Value	Change
2010	43.01%	-40.1%
2009	71.84%	+13.2%
2008	63.44%	-92.6%
2007	861.58%	+1,073.3%
2006	73.43%	+51.2%
2005	48.57%	-10.0%
2004	53.98%	+11.5%
2003	48.40%	+9.4%
2002	44.26%	+7.2%
2001	41.28%	-11.3%
2000	46.53%	+6.3%
1999	43.78%	-12.2%
1998	49.88%	+43.7%
1997	34.72%	>+9,900.0%
1996	0.00%	-

FAQ

What is the current annual payout ratio of OCFC?
As of today, OCFC annual payout ratio is 67.93%
What is 1-year change in OCFC annual payout ratio?
OCFC annual payout ratio is up +34.04% year-over-year
What is 3-year change in OCFC annual payout ratio?
OCFC annual payout ratio is up +110.70% over the past 3 years
How far is OCFC annual payout ratio from its all-time high?
OCFC annual payout ratio is currently -92.12% below its historical high of 861.58% set on December 31, 2007
How does OCFC annual payout ratio rank versus sector peers?
OCFC annual payout ratio is higher than 80.09% of companies in Financial Services sector
When is OCFC next annual earnings release?
As of today, the next annual earnings release for OCFC has not been scheduled
What is OCFC next ex-dividend date?
As of today, the next dividend for OCFC has not been scheduled

TTM Payout Ratio

68.54%0.00%0.00%

March 27, 2026

Summary

Current Value: As of today, OCFC TTM payout ratio is 68.54%, unchanged on March 27, 2026
Historical Performance: OCFC TTM payout ratio is up +41.03% year-over-year, up +115.67% over the past 3 years
All-Time High Comparison: OCFC TTM payout ratio is currently -93.15% below its historical high of 1,000.00% set on December 31, 2007
3-Year Low Comparison: OCFC TTM payout ratio is +118.91% above its 3-year low of 31.31% reached on March 31, 2023
Sector Comparison: OCFC TTM payout ratio is higher than 93.31% of companies in Financial Services sector

Performance

OCFC Performance
Metric	Date	Value	3M	1Y	3Y	5Y
	Mar 27, 26	68.54%	+11.2%	+41.0%	+115.7%	+4.4%
	Dec 31, 25	87.46%	+32.8%	+53.1%	+266.3%	+183.8%
	Dec 31, 25	67.93%	–	+34.0%	+110.7%	+5.3%
Price	Mar 27, 26	$17.42	-11.8%	+1.0%	-8.1%	-29.9%
	Mar 27, 26	4.59%	+13.3%	-1.1%	+13.1%	+67.5%
	Dec 31, 25	$48.25M	-2.4%	-5.2%	+1.6%	+18.2%
TTM Dividend	Mar 27, 26	$0.80	0.0%	0.0%	+3.9%	+17.6%
	Dec 31, 25	$60.38M	-24.8%	-38.6%	-73.8%	-62.3%
	Dec 31, 25	$687.18M	+1.4%	-0.7%	+36.8%	+58.4%
	Dec 31, 25	$1.17	-10.0%	-29.1%	-51.8%	+12.7%

TTM Payout Ratio Highs

OCFC TTM Payout Ratio Highs Comparison
Period	High	Date	Current
1Y	68.54%	Dec 31, 25	at high
3Y	68.54%	Dec 31, 25	at high
5Y	68.54%	Dec 31, 25	at high
All	1,000.00%	Dec 31, 07	-93.2%

TTM Payout Ratio Lows

OCFC TTM Payout Ratio Lows Comparison
Period	Low	Date	Current
1Y	48.60%	Mar 27, 25	+41.0%
3Y	31.31%	Mar 31, 23	+118.9%
5Y	30.54%	Dec 30, 22	+124.4%
All	-500.00%	Jun 29, 07	+113.7%

TTM Payout Ratio History

Month	Value	Change
Mar 2026	68.54%	0.0%
Dec 2025	68.54%	+11.2%
Sep 2025	61.66%	+8.6%
Jun 2025	56.79%	+8.5%
Mar 2025	52.34%	+7.7%
Dec 2024	48.60%	+5.5%
Sep 2024	46.05%	-4.8%
Jun 2024	48.35%	+3.2%
Mar 2024	46.86%	-0.8%
Dec 2023	47.26%	+25.9%
Sep 2023	37.54%	+14.4%
Jun 2023	32.81%	+4.8%
Mar 2023	31.31%	+2.5%
Dec 2022	30.54%	-18.3%
Sep 2022	37.36%	-9.4%
Jun 2022	41.22%	+1.2%
Mar 2022	40.75%	+6.4%
Dec 2021	38.29%	+9.4%
Sep 2021	35.00%	-24.3%
Jun 2021	46.21%	-12.4%
Mar 2021	52.73%	-19.7%
Dec 2020	65.66%	-6.7%
Sep 2020	70.35%	+59.2%
Jun 2020	44.19%	+3.9%
Mar 2020	42.55%	+9.3%
Dec 2019	38.92%	+5.0%
Sep 2019	37.07%	+3.3%
Jun 2019	35.87%	+0.4%
Mar 2019	35.71%	-14.1%
Dec 2018	41.58%	-14.1%
Sep 2018	48.42%	-8.7%
Jun 2018	53.06%	-8.0%
Mar 2018	57.69%	+23.3%
Dec 2017	46.79%	-6.6%
Sep 2017	50.11%	+0.5%
Jun 2017	49.88%	-2.8%
Mar 2017	51.33%	-7.5%
Dec 2016	55.48%	+13.5%
Sep 2016	48.90%	-7.1%
Jun 2016	52.63%	+15.1%
Mar 2016	45.72%	+6.2%
Dec 2015	43.04%	-0.4%
Sep 2015	43.23%	+4.7%
Jun 2015	41.27%	+1.2%
Mar 2015	40.77%	-1.0%
Dec 2014	41.18%	-14.2%
Sep 2014	48.00%	-2.0%
Jun 2014	48.98%	-1.0%
Mar 2014	49.48%	-2.1%
Dec 2013	50.53%	+12.6%
Sep 2013	44.86%	-0.9%
Jun 2013	45.28%	+0.9%
Mar 2013	44.86%	+4.7%
Dec 2012	42.86%	+6.2%
Sep 2012	40.36%	-0.2%
Jun 2012	40.44%	-1.7%
Mar 2012	41.14%	-2.5%
Dec 2011	42.21%	+1.6%
Sep 2011	41.54%	+0.9%

Month	Value	Change
Jun 2011	41.17%	-0.7%
Mar 2011	41.44%	-3.3%
Dec 2010	42.85%	-29.4%
Sep 2010	60.71%	-7.6%
Jun 2010	65.67%	-12.2%
Mar 2010	74.83%	-4.6%
Dec 2009	78.43%	+17.6%
Sep 2009	66.67%	-1.7%
Jun 2009	67.80%	+3.4%
Mar 2009	65.57%	+3.3%
Dec 2008	63.49%	-3.2%
Sep 2008	65.57%	-4.1%
Jun 2008	68.38%	-23.9%
Mar 2008	89.89%	-91.0%
Dec 2007	1,000.00%	+487.5%
Sep 2007	-258.06%	+48.4%
Jun 2007	-500.00%	-243.7%
Mar 2007	347.83%	+360.9%
Dec 2006	75.47%	+50.0%
Sep 2006	50.31%	-1.3%
Jun 2006	50.96%	-0.6%
Mar 2006	51.28%	+2.6%
Dec 2005	50.00%	0.0%
Sep 2005	50.00%	-3.1%
Jun 2005	51.61%	-5.2%
Mar 2005	54.42%	-3.4%
Dec 2004	56.34%	-4.2%
Sep 2004	58.82%	+4.4%
Jun 2004	56.34%	+4.2%
Mar 2004	54.05%	+6.0%
Dec 2003	50.98%	+6.0%
Sep 2003	48.10%	-1.2%
Jun 2003	48.68%	+3.0%
Mar 2003	47.24%	+0.2%
Dec 2002	47.16%	+6.6%
Sep 2002	44.24%	+4.3%
Jun 2002	42.43%	+0.6%
Mar 2002	42.18%	-1.1%
Dec 2001	42.64%	-8.9%
Sep 2001	46.79%	-4.6%
Jun 2001	49.07%	+0.0%
Mar 2001	49.05%	+4.9%
Dec 2000	46.77%	+1.8%
Sep 2000	45.96%	+4.8%
Jun 2000	43.84%	+0.1%
Mar 2000	43.80%	+0.7%
Dec 1999	43.51%	-4.1%
Sep 1999	45.38%	-2.1%
Jun 1999	46.37%	-2.4%
Mar 1999	47.53%	-17.1%
Dec 1998	57.33%	+7.5%
Sep 1998	53.32%	-17.3%
Jun 1998	64.44%	-20.2%
Mar 1998	80.78%	+19.2%
Dec 1997	67.76%	+34.4%
Sep 1997	50.43%	-36.2%
Jun 1997	79.03%	>+9,900.0%
Dec 1996	0.00%	-

FAQ

What is the current TTM payout ratio of OCFC?
As of today, OCFC TTM payout ratio is 68.54%
What is OCFC TTM payout ratio most recent change?
OCFC TTM payout ratio remained unchanged on March 27, 2026
What is 1-year change in OCFC TTM payout ratio?
OCFC TTM payout ratio is up +41.03% year-over-year
How far is OCFC TTM payout ratio from its all-time high?
OCFC TTM payout ratio is currently -93.15% below its historical high of 1,000.00% set on December 31, 2007
How does OCFC TTM payout ratio rank versus sector peers?
OCFC TTM payout ratio is higher than 93.31% of companies in Financial Services sector
When is OCFC next earnings release?
The next earnings release for OCFC is on April 23, 2026
What is OCFC next ex-dividend date?
As of today, the next dividend for OCFC has not been scheduled

Quarterly Payout Ratio

87.46%21.60%+32.80%

December 31, 2025

Summary

Current Value: As of today, OCFC quarterly payout ratio is 87.46%, up +32.80% on December 31, 2025
Historical Performance: OCFC quarterly payout ratio is up +53.12% year-over-year, up +266.25% over the past 3 years
All-Time High Comparison: OCFC quarterly payout ratio is currently -89.29% below its historical high of 816.97% set on June 30, 2007
3-Year Low Comparison: OCFC quarterly payout ratio is +266.25% above its 3-year low of 23.88% reached on an earlier date
Sector Comparison: OCFC quarterly payout ratio is higher than 93.73% of companies in Financial Services sector

Performance

OCFC Performance
Metric	Date	Value	3M	1Y	3Y	5Y
	Dec 31, 25	87.46%	+32.8%	+53.1%	+266.3%	+183.8%
	Dec 31, 25	67.93%	–	+34.0%	+110.7%	+5.3%
	Mar 27, 26	68.54%	+11.2%	+41.0%	+115.7%	+4.4%
Price	Mar 27, 26	$17.42	-11.8%	+1.0%	-8.1%	-29.9%
	Mar 27, 26	4.59%	+13.3%	-1.1%	+13.1%	+67.5%
	Dec 31, 25	$11.45M	0.0%	-9.5%	-10.1%	+12.4%
TTM Dividend	Mar 27, 26	$0.80	0.0%	0.0%	+3.9%	+17.6%
	Dec 31, 25	$20.37M	-15.0%	-49.4%	-43.1%	+0.0%
	Dec 31, 25	$181.14M	+3.8%	+5.4%	+14.8%	+58.8%
	Dec 31, 25	$0.23	-24.3%	-36.2%	-74.2%	-56.9%

Quarterly Payout Ratio Highs

OCFC Quarterly Payout Ratio Highs Comparison
Period	High	Date	Current
1Y	87.46%	Dec 31, 25	at high
3Y	87.46%	Dec 31, 25	at high
5Y	87.46%	Dec 31, 25	at high
All	816.97%	Jun 30, 07	-89.3%

Quarterly Payout Ratio Lows

OCFC Quarterly Payout Ratio Lows Comparison
Period	Low	Date	Current
1Y	57.12%	N/A	+53.1%
3Y	23.88%	N/A	+266.3%
5Y	23.88%	Dec 31, 22	+266.3%
All	-205.77%	Sep 30, 20	+142.5%

Quarterly Payout Ratio History

Month	Value	Change
Dec 2025	87.46%	+32.8%
Sep 2025	65.86%	-0.7%
Jun 2025	66.31%	+12.1%
Mar 2025	59.13%	+3.5%
Dec 2024	57.12%	+13.6%
Sep 2024	50.27%	-3.3%
Jun 2024	52.01%	+15.8%
Mar 2024	44.93%	-3.0%
Dec 2023	46.30%	-25.9%
Sep 2023	62.47%	+35.7%
Jun 2023	46.05%	+0.7%
Mar 2023	45.73%	+91.5%
Dec 2022	23.88%	-27.4%
Sep 2022	32.87%	-12.1%
Jun 2022	37.40%	-12.4%
Mar 2022	42.69%	-12.6%
Dec 2021	48.87%	+6.4%
Sep 2021	45.95%	+15.2%
Jun 2021	39.87%	+28.4%
Mar 2021	31.05%	+0.7%
Dec 2020	30.82%	+115.0%
Sep 2020	-205.77%	-475.3%
Jun 2020	54.83%	-11.8%
Mar 2020	62.14%	+75.6%
Dec 2019	35.39%	+2.3%
Sep 2019	34.60%	-24.2%
Jun 2019	45.63%	+11.8%
Mar 2019	40.83%	+34.1%
Dec 2018	30.45%	+2.5%
Sep 2018	29.71%	-34.9%
Jun 2018	45.66%	-65.1%
Mar 2018	130.92%	+168.9%
Dec 2017	48.68%	+27.8%
Sep 2017	38.09%	-38.7%
Jun 2017	62.12%	+56.0%
Mar 2017	39.83%	-37.0%
Dec 2016	63.24%	+74.5%
Sep 2016	36.24%	-59.6%
Jun 2016	89.70%	+71.7%
Mar 2016	52.25%	+24.3%
Dec 2015	42.02%	-10.6%
Sep 2015	47.00%	+12.6%
Jun 2015	41.73%	+2.3%
Mar 2015	40.78%	-7.3%
Dec 2014	44.00%	+13.3%
Sep 2014	38.84%	-2.1%
Jun 2014	39.67%	-8.2%
Mar 2014	43.23%	-58.8%
Dec 2013	104.80%	+153.1%
Sep 2013	41.40%	+0.1%
Jun 2013	41.35%	-12.2%
Mar 2013	47.09%	-10.1%
Dec 2012	52.36%	+22.4%
Sep 2012	42.77%	+6.1%
Jun 2012	40.31%	+4.6%
Mar 2012	38.53%	-4.3%
Dec 2011	40.28%	-7.0%
Sep 2011	43.30%	+0.5%

Month	Value	Change
Jun 2011	43.09%	+0.3%
Mar 2011	42.97%	+13.4%
Dec 2010	37.90%	-9.4%
Sep 2010	41.83%	-5.5%
Jun 2010	44.25%	-11.0%
Mar 2010	49.73%	-42.3%
Dec 2009	86.18%	+38.0%
Sep 2009	62.46%	-20.6%
Jun 2009	78.69%	+24.1%
Mar 2009	63.42%	-5.2%
Dec 2008	66.89%	+6.3%
Sep 2008	62.95%	-5.0%
Jun 2008	66.28%	+13.5%
Mar 2008	58.39%	-27.1%
Dec 2007	80.09%	+10.7%
Sep 2007	72.36%	-91.1%
Jun 2007	816.97%	+2,061.0%
Mar 2007	-41.66%	+74.8%
Dec 2006	-165.39%	-458.7%
Sep 2006	46.11%	-2.6%
Jun 2006	47.34%	-12.7%
Mar 2006	54.20%	+11.8%
Dec 2005	48.47%	-0.2%
Sep 2005	48.55%	+0.2%
Jun 2005	48.43%	-0.8%
Mar 2005	48.81%	+1.9%
Dec 2004	47.91%	-11.7%
Sep 2004	54.25%	-10.5%
Jun 2004	60.63%	+11.2%
Mar 2004	54.51%	-2.0%
Dec 2003	55.65%	+20.4%
Sep 2003	46.21%	-8.1%
Jun 2003	50.31%	+17.5%
Mar 2003	42.81%	-1.1%
Dec 2002	43.29%	-9.7%
Sep 2002	47.93%	+9.2%
Jun 2002	43.89%	+4.1%
Mar 2002	42.17%	+22.9%
Dec 2001	34.31%	-17.9%
Sep 2001	41.78%	-6.9%
Jun 2001	44.89%	-4.8%
Mar 2001	47.13%	-7.4%
Dec 2000	50.90%	+0.3%
Sep 2000	50.76%	+9.3%
Jun 2000	46.45%	+19.4%
Mar 2000	38.90%	-11.4%
Dec 1999	43.89%	-3.2%
Sep 1999	45.34%	-4.7%
Jun 1999	47.56%	+23.7%
Mar 1999	38.45%	-27.1%
Dec 1998	52.75%	+1.7%
Sep 1998	51.89%	-4.1%
Jun 1998	54.12%	+29.8%
Mar 1998	41.69%	-2.7%
Dec 1997	42.86%	-6.2%
Sep 1997	45.71%	-8.6%
Jun 1997	50.00%	-

FAQ

What is the current quarterly payout ratio of OCFC?
As of today, OCFC quarterly payout ratio is 87.46%
What is OCFC quarterly payout ratio most recent change?
OCFC quarterly payout ratio was up +32.80% on December 31, 2025
What is 1-year change in OCFC quarterly payout ratio?
OCFC quarterly payout ratio is up +53.12% year-over-year
How far is OCFC quarterly payout ratio from its all-time high?
OCFC quarterly payout ratio is currently -89.29% below its historical high of 816.97% set on June 30, 2007
How does OCFC quarterly payout ratio rank versus sector peers?
OCFC quarterly payout ratio is higher than 93.73% of companies in Financial Services sector
When is OCFC next earnings release?
The next earnings release for OCFC is on April 23, 2026
What is OCFC next ex-dividend date?
As of today, the next dividend for OCFC has not been scheduled

Payout Ratio Formula

Payout Ratio =

Dividend

× 100%

Data Sources & References

OCFC Official Website www.oceanfirst.com
Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1004702/000119312525335646/0001193125-25-335646-index.htm
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1004702/000119312526002442/0001193125-26-002442-index.htm
OCFC Profile on Yahoo Finance finance.yahoo.com/quote/OCFC
OCFC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ocfc