Profile
| Metric | Value |
|---|---|
| Full Name | XP Inc. |
| Ticker | NASDAQ: XP |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Capital Markets |
| Country | Cayman Islands |
| IPO | |
| Indexes | Not included |
| Website | xpinc.com |
| Employees | 6,834 |
Key Metrics
| Metric | Date | Value |
|---|---|---|
| Price | $16.84 | |
| Price, 1D Change | -1.23% | |
| Market Cap | $9B | |
| TTM Dividend Yield | 1.07% | |
| PE Ratio | 10.19 | |
| Beta | 0.77 | |
| Revenue | $3B | |
| Revenue, 1Y Change | +6.58% | |
| EPS | $1.53 | |
| EPS, 1Y Change | +6.46% |
Chart
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Series
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Events
| Metric | Date | Value |
|---|---|---|
| Next Earnings | ||
| Last Qtr. Earnings | ||
| Last Ann. Earnings | ||
| Last Ex-Dividend | $0.18 | |
| Next Ex-Dividend | N/A | N/A |
| Last Split | N/A | N/A |
| Next Split | N/A | N/A |
| Last Ticker Change | N/A | N/A |
| Next Ticker Change | N/A | N/A |
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Estimates
| Metric | Date | Value |
|---|---|---|
| EPS | $1.53 | |
| EPS Estimate | $9.71 | |
| EPS Est. Change | +536.05% | |
| Revenue | $3.21B | |
| Revenue Estimate | $18.28B | |
| Revenue Est. Change | +469.06% | |
| Current Price | $16.84 | |
| Price Target | - | - |
| Price Tgt. Change | - | - |
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EPS
| Year | Estimate | Reported | Surprise / Exp. |
|---|---|---|---|
| $1.50 | $1.43 | -4.38% | |
| $8.33 | $1.53 | -81.68% | |
| $9.71 | N/A | +536.05% | |
| $10.62 | N/A | +595.21% |
Revenue
| Year | Estimate | Reported | Surprise / Exp. |
|---|---|---|---|
| $3.01B | $3.01B | +0.12% | |
| $17.28B | $3.21B | -81.41% | |
| $18.28B | N/A | +469.06% | |
| $20.60B | N/A | +541.00% |
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Performance
| Metric | Date | Value |
|---|---|---|
| Price, 1Y | +49.82% | |
| Price, 3Y | +14.01% | |
| Market Cap, 1Y | +44.64% | |
| Market Cap, 3Y | +9.22% | |
| Revenue, 1Y | +6.58% | |
| Revenue, 3Y | +38.89% | |
| EPS, 1Y | +6.46% | |
| EPS, 3Y | +31.64% |
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Technical Indicators
| Metric | Date | Value |
|---|---|---|
| Current Price | $16.84 | |
| SMA 200 | $17.50 | |
| SMA 200 vs Price | +3.93% | |
| SMA 50 | $17.83 | |
| SMA 50 vs Price | +5.86% | |
| Beta | 0.77 | |
| ATR | $0.60 | |
| 14-Day RSI | 46.94 | |
| 10-Day Volatility | 29.37% | |
| 1-Year Volatility | 41.76% |
Dividends
| Metric | Date | Value |
|---|---|---|
| Last Paid | $0.18 | |
| Upcoming | N/A | N/A |
| Dividend Yield | 3.86% | |
| Total Dividend | $0.65 | |
| Dividends Paid | $377.87M | |
| Payout Ratio | 45.12% |
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Income & Profitability
| Metric | Date | Value |
|---|---|---|
| Revenue | $3.21B | |
| EPS | $1.53 | |
| Gross Profit | $352.28M | |
| Gross Margin | 25.46% | |
| Operating Profit | -$729.86M | |
| Operating Margin | -52.74% | |
| Net Income | $837.49M | |
| Net Margin | 60.79% | |
| EBITDA | $1.12B |
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Financial Health
| Metric | Date | Value |
|---|---|---|
| Debt To Equity | 4.78 | |
| Current Ratio | 0.27 | |
| Quick Ratio | 0.27 | |
| Interest Coverage | 7.40 | |
| F-Score | 7 | |
| Altman Z-Score | -0.22 |
Valuations
| Metric | Date | Value |
|---|---|---|
| PE Ratio | 10.19 | |
| PS Ratio | 2.75 | |
| PB Ratio | 1.97 | |
| EV/EBITDA | 23.51 | |
| Enterprise Value | N/A | - |
Balance Sheet
| Metric | Date | Value |
|---|---|---|
| Book Value | $3.24B | |
| Cash & Equivalents | $908.17M | |
| Total Assets | $56.24B | |
| Current Assets | $7.81B | |
| Total Liabilities | $53.00B | |
| Current Liabilities | $28.43B | |
| Total Debt | $15.50B | |
| Short Term Debt | $14.56B | |
| Accounts Payable | $123.52M |
Expenses
| Metric | Date | Value |
|---|---|---|
| Total Expenses | $2.11B | |
| Operating Expenses | $1.08B | |
| Cost Of Goods Sold | $1.03B | |
| SG&A | $803.99M | |
| D&A | $49.45M | |
| Interest Expense | $145.30M | |
| Income Tax | $87.81M |
Cash Flow
| Metric | Date | Value |
|---|---|---|
| CFO | $2.08B | |
| CFI | -$310.76M | |
| CFF | -$1.08B | |
| Capex | $61.55M | |
| Free Cash Flow | $2.02B |
Recent analyst updates
| Metric | Date | Value |
|---|---|---|
| UBS | → | |
| UBS | → | |
| Citigroup | → | |
| UBS | → | |
| Goldman Sachs | → | |
| Goldman Sachs | → | |
| B of A Securities | → | |
| Morgan Stanley | → | |
| UBS | → | |
| Goldman Sachs | → |
Analyst sentiment
Institutional ownership
Screeners with XP
Data Sources & References
- XP Official Website www.xpinc.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1787425/000095010325014857/0000950103-25-014857-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1787425/000162828025019508/0001628280-25-019508-index.htm
- XP Profile on Yahoo Finance finance.yahoo.com/quote/XP
- XP Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/xp
FAQ
What is the ticker symbol for XP Inc.?
The ticker symbol for XP Inc. is NASDAQ:XP
Does XP Inc. pay dividends?
Yes, XP Inc. pays dividends. The last payment was $0.18, with an ex-dividend date on December 10, 2025
What sector is XP Inc. in?
XP Inc. is in the Financial Services sector
What industry is XP Inc. in?
XP Inc. is in the Capital Markets industry
What country is XP Inc. based in?
XP Inc. is headquartered in Cayman Islands
When did XP Inc. go public?
XP Inc. initial public offering (IPO) was on December 11, 2019
Is XP Inc. in the S&P 500?
No, XP Inc. is not included in the S&P 500 index
Is XP Inc. in the NASDAQ 100?
No, XP Inc. is not included in the NASDAQ 100 index
Is XP Inc. in the Dow Jones?
No, XP Inc. is not included in the Dow Jones index
When was XP Inc. last earnings report?
XP Inc.'s most recent earnings report was on November 17, 2025
When does XP Inc. report earnings?
The next expected earnings date for XP Inc. is February 17, 2026