What is the current annual debt to equity of RY?

As of today, RY annual debt to equity is 2.52

What is 1-year change in RY annual debt to equity?

RY annual debt to equity is down -13.70% year-over-year

What is 3-year change in RY annual debt to equity?

RY annual debt to equity is down -20.50% over the past 3 years

How far is RY annual debt to equity from its all-time high?

RY annual debt to equity is currently -43.24% below its historical high of 4.44 set on October 31, 2007

How does RY annual debt to equity rank versus sector peers?

RY annual debt to equity is higher than 93.85% of companies in Financial Services sector

When is RY next annual earnings release?

As of today, the next annual earnings release for RY has not been scheduled

What is the current quarterly debt to equity of RY?

As of today, RY quarterly debt to equity is 2.88

What is RY quarterly debt to equity most recent change?

RY quarterly debt to equity was up +3.97% on July 31, 2026

What is 1-year change in RY quarterly debt to equity?

RY quarterly debt to equity is up +22.03% year-over-year

How far is RY quarterly debt to equity from its all-time high?

RY quarterly debt to equity is currently -59.38% below its historical high of 7.09 set on July 31, 2023

How does RY quarterly debt to equity rank versus sector peers?

RY quarterly debt to equity is higher than 95.18% of companies in Financial Services sector

When is RY next earnings release?

As of today, the next earnings release for RY has not been scheduled

RY Debt To Equity Ratio History & Chart Since 1980

Annual Debt To Equity

2.520.40-13.70%

October 31, 2025

Summary

Current Value: As of today, RY annual debt to equity is 2.52, down -13.70% on October 31, 2025
Historical Performance: RY annual debt to equity is down -20.50% over the past 3 years, down -34.55% over the past 5 years
All-Time High Comparison: RY annual debt to equity is currently -43.24% below its historical high of 4.44 set on October 31, 2007
3-Year Low Comparison: RY annual debt to equity is at its 3-year low
Sector Comparison: RY annual debt to equity is higher than 93.85% of companies in Financial Services sector

Debt To Equity Chart

Performance

RY Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Debt To Equity	Oct 31, 25	2.52	-13.7%	-20.5%	-34.5%	+27.9%
Quarterly Debt To Equity	Jul 31, 26	2.88	+22.0%	-59.4%	-15.0%	+126.8%
Price	Sep 1, 26	$203.48	+40.6%	+125.3%	+97.0%	+309.8%
Annual Total Debt	Oct 31, 25	$250.10B	-6.1%	-0.5%	-0.1%	+231.8%
Annual Shareholders Equity	Oct 31, 25	$99.27B	+8.9%	+25.3%	+52.7%	+159.3%
Annual Current Ratio	Oct 31, 25	0.64	-11.1%	-15.8%	-13.5%	-22.9%
Annual Quick Ratio	Oct 31, 25	-	–	–	–	–
Annual Short Term Debt	Oct 31, 25	$202.62B	-3.6%	-0.4%	-4.3%	+376.8%
Annual Long Term Debt	Oct 31, 25	$47.48B	-15.5%	-0.7%	+22.7%	+44.4%
Piotroski F-Score	Jul 31, 26	6	+50.0%	0.0%	+50.0%	+50.0%
Altman Z-Score	Sep 1, 26	0.12	-29.4%	+140.0%	+500.0%	-7.7%

Debt To Equity Highs

RY Annual Debt To Equity Highs Comparison
Period	High	Date	Current
3Y	3.48	Oct 31, 23	-27.6%
5Y	3.85	N/A	-34.5%
All	4.44	Oct 31, 07	-43.2%

Debt To Equity Lows

RY Annual Debt To Equity Lows Comparison
Period	Low	Date	Current
3Y	2.52	Oct 31, 25	at low
5Y	2.52	Oct 31, 25	at low
All	0.35	Oct 1, 80	+620.0%

Debt To Equity History

Year	Value	Change
2025	2.52	-13.7%
2024	2.92	-16.1%
2023	3.48	+9.8%
2022	3.17	-1.9%
2021	3.23	-16.1%
2020	3.85	+22.6%
2019	3.14	+1.0%
2018	3.11	+30.1%
2017	2.39	+28.5%
2016	1.86	-27.3%
2015	2.56	-4.1%
2014	2.67	0.0%
2013	2.67	-8.6%
2012	2.92	+3.2%
2011	2.83	+43.7%
2010	1.97	-1.0%
2009	1.99	-22.0%
2008	2.55	-42.6%
2007	4.44	+85.8%
2006	2.39	+32.8%
2005	1.80	-19.6%
2004	2.24	+8.7%
2003	2.06	+2.0%

Year	Value	Change
2002	2.02	+8.0%
2001	1.87	-47.2%
2000	3.54	+39.9%
1999	2.53	+10.5%
1998	2.29	-6.9%
1997	2.46	-20.9%
1996	3.11	+82.9%
1995	1.70	-2.3%
1994	1.74	+18.4%
1993	1.47	+44.1%
1992	1.02	+21.4%
1991	0.84	+47.4%
1990	0.57	+50.0%
1989	0.38	-17.4%
1988	0.46	+4.5%
1987	0.44	-20.0%
1986	0.55	+5.8%
1985	0.52	+13.0%
1984	0.46	-4.2%
1983	0.48	-9.4%
1982	0.53	+35.9%
1981	0.39	+11.4%
1980	0.35	-

FAQ

What is the current annual debt to equity of RY?: As of today, RY annual debt to equity is 2.52
What is 1-year change in RY annual debt to equity?: RY annual debt to equity is down -13.70% year-over-year
What is 3-year change in RY annual debt to equity?: RY annual debt to equity is down -20.50% over the past 3 years
How far is RY annual debt to equity from its all-time high?: RY annual debt to equity is currently -43.24% below its historical high of 4.44 set on October 31, 2007
How does RY annual debt to equity rank versus sector peers?: RY annual debt to equity is higher than 93.85% of companies in Financial Services sector
When is RY next annual earnings release?: As of today, the next annual earnings release for RY has not been scheduled

Debt To Equity Formula

Debt To Equity =

Total Debt

Shareholders Equity

Quarterly Debt To Equity

2.880.11+3.97%

July 31, 2026

Summary

Current Value: As of today, RY quarterly debt to equity is 2.88, up +3.97% on July 31, 2026
Historical Performance: RY quarterly debt to equity is up +22.03% year-over-year, down -59.38% over the past 3 years
All-Time High Comparison: RY quarterly debt to equity is currently -59.38% below its historical high of 7.09 set on July 31, 2023
3-Year Low Comparison: RY quarterly debt to equity is +22.03% above its 3-year low of 2.36 reached on July 31, 2025
Sector Comparison: RY quarterly debt to equity is higher than 95.18% of companies in Financial Services sector

Performance

RY Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Debt To Equity	Jul 31, 26	2.88	+4.0%	+22.0%	-59.4%	-15.0%
Annual Debt To Equity	Oct 31, 25	2.52	–	-13.7%	-20.5%	-34.5%
Price	Sep 1, 26	$203.48	+6.5%	+40.6%	+125.3%	+97.0%
Quarterly Total Debt	Jul 31, 26	$297.82B	+3.9%	+28.6%	-49.7%	+14.0%
Quarterly Shareholders Equity	Jul 31, 26	$103.39B	0.0%	+5.4%	+23.8%	+34.1%
Quarterly Current Ratio	Jul 31, 26	0.81	-2.4%	+35.0%	-93.6%	+15.7%
Quarterly Quick Ratio	Jul 31, 26	-	–	–	–	–
Quarterly Short Term Debt	Jul 31, 26	$9.43B	-4.3%	-94.9%	+100.0%	-95.5%
Quarterly Long Term Debt	Jul 31, 26	$288.39B	+4.2%	+526.5%	-51.3%	+477.4%
Piotroski F-Score	Jul 31, 26	6	0.0%	+50.0%	0.0%	+50.0%
Altman Z-Score	Sep 1, 26	0.12	+9.1%	-29.4%	+140.0%	+500.0%

Quarterly Debt To Equity Highs

RY Quarterly Debt To Equity Highs Comparison
Period	High	Date	Current
1Y	2.88	Jul 31, 26	at high
3Y	7.09	N/A	-59.4%
5Y	7.09	Jul 31, 23	-59.4%
All	7.09	Jul 31, 23	-59.4%

Quarterly Debt To Equity Lows

RY Quarterly Debt To Equity Lows Comparison
Period	Low	Date	Current
1Y	2.36	N/A	+22.0%
3Y	2.36	Jul 31, 25	+22.0%
5Y	2.36	Jul 31, 25	+22.0%
All	0.34	Oct 31, 98	+747.1%

Quarterly Debt To Equity History

Month	Value	Change
Jul 2026	2.88	+4.0%
Apr 2026	2.77	+6.9%
Jan 2026	2.59	+2.8%
Oct 2025	2.52	+6.8%
Jul 2025	2.36	-4.8%
Apr 2025	2.48	+2.1%
Jan 2025	2.43	-16.8%
Oct 2024	2.92	+1.0%
Jul 2024	2.89	-1.7%
Apr 2024	2.94	-12.5%
Jan 2024	3.36	-3.4%
Oct 2023	3.48	-50.9%
Jul 2023	7.09	+5.5%
Apr 2023	6.72	-1.8%
Jan 2023	6.84	+115.8%
Oct 2022	3.17	-2.5%
Jul 2022	3.25	+1.6%
Apr 2022	3.20	+0.9%
Jan 2022	3.17	-1.9%
Oct 2021	3.23	-4.7%
Jul 2021	3.39	+2.4%
Apr 2021	3.31	-9.6%
Jan 2021	3.66	-4.9%
Oct 2020	3.85	+2.7%
Jul 2020	3.75	-5.3%
Apr 2020	3.96	+12.8%
Jan 2020	3.51	+11.8%
Oct 2019	3.14	-0.6%
Jul 2019	3.16	-2.8%
Apr 2019	3.25	-1.5%
Jan 2019	3.30	+6.1%
Oct 2018	3.11	+10.3%
Jul 2018	2.82	+2.2%
Apr 2018	2.76	-6.1%
Jan 2018	2.94	+23.0%
Oct 2017	2.39	+12.2%
Jul 2017	2.13	-6.6%
Apr 2017	2.28	+4.6%
Jan 2017	2.18	+17.2%
Oct 2016	1.86	-15.1%
Jul 2016	2.19	+19.7%
Apr 2016	1.83	-2.1%
Jan 2016	1.87	-27.0%
Oct 2015	2.56	+32.0%
Jul 2015	1.94	0.0%
Apr 2015	1.94	-2.5%
Jan 2015	1.99	-25.5%
Oct 2014	2.67	+50.0%
Jul 2014	1.78	-36.9%
Apr 2014	2.82	-0.7%
Jan 2014	2.84	+6.4%
Oct 2013	2.67	-4.3%
Jul 2013	2.79	-9.7%
Apr 2013	3.09	+10.4%
Jan 2013	2.80	-4.1%
Oct 2012	2.92	+2.8%
Jul 2012	2.84	-9.3%
Apr 2012	3.13	+7.9%
Jan 2012	2.90	+60.2%
Oct 2011	1.81	+42.5%
Jul 2011	1.27	-29.1%
Apr 2011	1.79	-15.6%
Jan 2011	2.12	+54.7%
Oct 2010	1.37	+0.7%
Jul 2010	1.36	+6.3%
Apr 2010	1.28	-3.0%

Month	Value	Change
Jan 2010	1.32	-33.7%
Oct 2009	1.99	+84.3%
Jul 2009	1.08	-1.8%
Apr 2009	1.10	-47.6%
Jan 2009	2.10	-17.6%
Oct 2008	2.55	+99.2%
Jul 2008	1.28	-7.9%
Apr 2008	1.39	-26.5%
Jan 2008	1.89	-57.4%
Oct 2007	4.44	+132.5%
Jul 2007	1.91	-5.9%
Apr 2007	2.03	-2.4%
Jan 2007	2.08	-13.0%
Oct 2006	2.39	+10.6%
Jul 2006	2.16	+21.3%
Apr 2006	1.78	-4.8%
Jan 2006	1.87	+3.9%
Oct 2005	1.80	+10.4%
Jul 2005	1.63	+11.6%
Apr 2005	1.46	+6.6%
Jan 2005	1.37	-39.1%
Oct 2004	2.25	+33.1%
Jul 2004	1.69	-5.1%
Apr 2004	1.78	+17.1%
Jan 2004	1.52	-26.2%
Oct 2003	2.06	+2.0%
Jul 2003	2.02	+34.7%
Apr 2003	1.50	-3.2%
Jan 2003	1.55	-23.3%
Oct 2002	2.02	-12.2%
Jul 2002	2.30	-6.5%
Apr 2002	2.46	+8.4%
Jan 2002	2.27	+21.4%
Oct 2001	1.87	-61.3%
Jul 2001	4.83	+213.6%
Apr 2001	1.54	+5.5%
Jan 2001	1.46	-42.7%
Oct 2000	2.55	+33.5%
Jul 2000	1.91	-5.4%
Apr 2000	2.02	-6.9%
Jan 2000	2.17	-14.2%
Oct 1999	2.53	+134.3%
Jul 1999	1.08	+191.9%
Apr 1999	0.37	+5.7%
Jan 1999	0.35	+2.9%
Oct 1998	0.34	-17.1%
Jul 1998	0.41	-2.4%
Apr 1998	0.42	-6.7%
Jan 1998	0.45	+9.8%
Oct 1997	0.41	-21.2%
Jul 1997	0.52	+13.0%
Apr 1997	0.46	+9.5%
Jan 1997	0.42	+20.0%
Oct 1996	0.35	-7.9%
Jul 1996	0.38	-2.6%
Apr 1996	0.39	0.0%
Jan 1996	0.39	0.0%
Oct 1995	0.39	-7.1%
Jul 1995	0.42	+2.4%
Apr 1995	0.41	-2.4%
Jan 1995	0.42	+5.0%
Oct 1994	0.40	-4.8%
Jul 1994	0.42	0.0%
Apr 1994	0.42	-2.3%
Jan 1994	0.43	-

FAQ

What is the current quarterly debt to equity of RY?: As of today, RY quarterly debt to equity is 2.88
What is RY quarterly debt to equity most recent change?: RY quarterly debt to equity was up +3.97% on July 31, 2026
What is 1-year change in RY quarterly debt to equity?: RY quarterly debt to equity is up +22.03% year-over-year
How far is RY quarterly debt to equity from its all-time high?: RY quarterly debt to equity is currently -59.38% below its historical high of 7.09 set on July 31, 2023
How does RY quarterly debt to equity rank versus sector peers?: RY quarterly debt to equity is higher than 95.18% of companies in Financial Services sector
When is RY next earnings release?: As of today, the next earnings release for RY has not been scheduled

Debt To Equity Formula

Debt To Equity =

Total Debt

Shareholders Equity

Data Sources & References

RY Official Website www.rbc.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1000275/000119312525305927/0001193125-25-305927-index.htm
RY Profile on Yahoo Finance finance.yahoo.com/quote/RY
RY Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/ry