What is the current annual net margin of ERIE?

As of today, ERIE annual net margin is 13.75%

What is 1-year change in ERIE annual net margin?

ERIE annual net margin is down -13.08% year-over-year

What is 3-year change in ERIE annual net margin?

ERIE annual net margin is up +30.09% over the past 3 years

How far is ERIE annual net margin from its all-time high?

ERIE annual net margin is currently -32.23% below its historical high of 20.29% set on December 31, 1998

How does ERIE annual net margin rank versus sector peers?

ERIE annual net margin is higher than 45.23% of companies in Financial Services sector

When is ERIE next annual earnings release?

The next annual earnings release for ERIE is on February 22, 2027

What is the current quarterly net margin of ERIE?

As of today, ERIE quarterly net margin is 17.02%

What is ERIE quarterly net margin most recent change?

ERIE quarterly net margin was up +2.78% on September 30, 2026

What is 1-year change in ERIE quarterly net margin?

ERIE quarterly net margin is down -0.64% year-over-year

How far is ERIE quarterly net margin from its all-time high?

ERIE quarterly net margin is currently -27.14% below its historical high of 23.36% set on June 30, 2005

How does ERIE quarterly net margin rank versus sector peers?

ERIE quarterly net margin is higher than 49.65% of companies in Financial Services sector

When is ERIE next earnings release?

The next earnings release for ERIE is on February 22, 2027

ERIE Net Margin History & Chart Since 1993

Annual Net Margin

13.75%2.07%-13.08%

December 31, 2025

Summary

Current Value: As of today, ERIE annual net margin is 13.75%, down -13.08% on December 31, 2025
Historical Performance: ERIE annual net margin is up +30.09% over the past 3 years, up +18.94% over the past 5 years
All-Time High Comparison: ERIE annual net margin is currently -32.23% below its historical high of 20.29% set on December 31, 1998
3-Year Low Comparison: ERIE annual net margin is +30.09% above its 3-year low of 10.57% reached on an earlier date
Sector Comparison: ERIE annual net margin is higher than 45.23% of companies in Financial Services sector

Net Margin Chart

beforeafter

Performance

ERIE Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Net Margin	Dec 31, 25	13.75%	-13.1%	+30.1%	+18.9%	+2.0%
Quarterly Net Margin	Sep 30, 26	17.02%	-0.6%	+11.2%	+30.1%	+175.3%
Price	Nov 9, 26	$270.52	-5.0%	-2.7%	+19.7%	+256.7%
PE Ratio	Nov 9, 26	24.74	+6.8%	-32.4%	-36.5%	-9.4%
Annual Revenue	Dec 31, 25	$4.07B	+7.2%	+44.0%	+60.3%	-16.9%
Annual Net Income	Dec 31, 25	$559.34M	-6.8%	+87.3%	+90.7%	-15.3%
Annual Gross Margin	Dec 31, 25	17.64%	-1.0%	+38.2%	+32.0%	+100.0%
Annual Operating Margin	Dec 31, 25	17.69%	-1.2%	+43.2%	+30.3%	-15.7%

Net Margin Highs

ERIE Annual Net Margin Highs Comparison
Period	High	Date	Current
3Y	15.82%	Dec 31, 24	-13.1%
5Y	15.82%	Dec 31, 24	-13.1%
All	20.29%	Dec 31, 98	-32.2%

Net Margin Lows

ERIE Annual Net Margin Lows Comparison
Period	Low	Date	Current
3Y	10.57%	N/A	+30.1%
5Y	10.57%	Dec 31, 22	+30.1%
All	5.55%	Dec 31, 11	+147.8%

Net Margin History

Year	Value	Change
2025	13.75%	-13.1%
2024	15.82%	+15.6%
2023	13.68%	+29.4%
2022	10.57%	-6.4%
2021	11.29%	-2.3%
2020	11.56%	-9.4%
2019	12.76%	+5.4%
2018	12.11%	+4.0%
2017	11.64%	-11.6%
2016	13.17%	+13.5%
2015	11.60%	+24.1%
2014	9.35%	-43.9%
2013	16.68%	+48.5%
2012	11.23%	+102.3%
2011	5.55%	-58.8%
2010	13.48%	+50.1%
2009	8.98%	+47.7%

Year	Value	Change
2008	6.08%	-65.7%
2007	17.71%	+3.4%
2006	17.13%	-10.9%
2005	19.22%	+2.1%
2004	18.83%	+5.9%
2003	17.78%	+6.7%
2002	16.66%	+12.0%
2001	14.87%	-25.5%
2000	19.96%	-1.5%
1999	20.27%	-0.1%
1998	20.29%	+6.5%
1997	19.06%	+5.7%
1996	18.03%	+5.1%
1995	17.16%	+19.7%
1994	14.33%	+5.6%
1993	13.57%	-

FAQ

What is the current annual net margin of ERIE?: As of today, ERIE annual net margin is 13.75%
What is 1-year change in ERIE annual net margin?: ERIE annual net margin is down -13.08% year-over-year
What is 3-year change in ERIE annual net margin?: ERIE annual net margin is up +30.09% over the past 3 years
How far is ERIE annual net margin from its all-time high?: ERIE annual net margin is currently -32.23% below its historical high of 20.29% set on December 31, 1998
How does ERIE annual net margin rank versus sector peers?: ERIE annual net margin is higher than 45.23% of companies in Financial Services sector
When is ERIE next annual earnings release?: The next annual earnings release for ERIE is on February 22, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Quarterly Net Margin

17.02%0.46%+2.78%

September 30, 2026

Summary

Current Value: As of today, ERIE quarterly net margin is 17.02%, up +2.78% on September 30, 2026
Historical Performance: ERIE quarterly net margin is down -0.64% year-over-year, up +11.24% over the past 3 years
All-Time High Comparison: ERIE quarterly net margin is currently -27.14% below its historical high of 23.36% set on June 30, 2005
3-Year Low Comparison: ERIE quarterly net margin is +155.56% above its 3-year low of 6.66% reached on December 31, 2025
Sector Comparison: ERIE quarterly net margin is higher than 49.65% of companies in Financial Services sector

Performance

ERIE Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Net Margin	Sep 30, 26	17.02%	+2.8%	-0.6%	+11.2%	+30.1%
Annual Net Margin	Dec 31, 25	13.75%	–	-13.1%	+30.1%	+18.9%
Price	Nov 9, 26	$270.52	+7.1%	-5.0%	-2.7%	+19.7%
PE Ratio	Nov 9, 26	24.74	+7.3%	+6.8%	-32.4%	-36.5%
Quarterly Revenue	Sep 30, 26	$1.07B	-1.8%	+0.2%	+24.8%	+55.0%
Quarterly Net Income	Sep 30, 26	$181.99M	+0.9%	-0.5%	+38.9%	+101.7%
Quarterly Gross Margin	Sep 30, 26	19.33%	+3.6%	-1.5%	+13.3%	+37.4%
Quarterly Operating Margin	Sep 30, 26	18.89%	+0.5%	-4.1%	+10.7%	+34.7%

Quarterly Net Margin Highs

ERIE Quarterly Net Margin Highs Comparison
Period	High	Date	Current
1Y	17.13%	N/A	-0.6%
3Y	17.13%	Sep 30, 25	-0.6%
5Y	17.13%	Sep 30, 25	-0.6%
All	23.36%	Jun 30, 05	-27.1%

Quarterly Net Margin Lows

ERIE Quarterly Net Margin Lows Comparison
Period	Low	Date	Current
1Y	6.66%	Dec 31, 25	+155.6%
3Y	6.66%	Dec 31, 25	+155.6%
5Y	6.66%	Dec 31, 25	+155.6%
All	-22.61%	Sep 30, 11	+175.3%

Quarterly Net Margin History

Month	Value	Change
Sep 2026	17.02%	+2.8%
Jun 2026	16.56%	+11.4%
Mar 2026	14.87%	+123.3%
Dec 2025	6.66%	-61.1%
Sep 2025	17.13%	+3.9%
Jun 2025	16.48%	+17.8%
Mar 2025	13.99%	-14.9%
Dec 2024	16.43%	+2.8%
Sep 2024	15.98%	-3.7%
Jun 2024	16.59%	+17.2%
Mar 2024	14.15%	+4.3%
Dec 2023	13.57%	-11.3%
Sep 2023	15.30%	+8.7%
Jun 2023	14.07%	+22.1%
Mar 2023	11.52%	+22.3%
Dec 2022	9.42%	-17.7%
Sep 2022	11.44%	+3.2%
Jun 2022	11.08%	+8.1%
Mar 2022	10.25%	+18.6%
Dec 2021	8.64%	-33.9%
Sep 2021	13.08%	+12.7%
Jun 2021	11.61%	-0.3%
Mar 2021	11.65%	+13.2%
Dec 2020	10.29%	-24.4%
Sep 2020	13.61%	+9.4%
Jun 2020	12.44%	+29.4%
Mar 2020	9.61%	-3.6%
Dec 2019	9.97%	-32.3%
Sep 2019	14.72%	+8.9%
Jun 2019	13.52%	+7.0%
Mar 2019	12.64%	+16.7%
Dec 2018	10.83%	-17.6%
Sep 2018	13.14%	+2.4%
Jun 2018	12.83%	+11.6%
Mar 2018	11.50%	+43.9%
Dec 2017	7.99%	-39.5%
Sep 2017	13.20%	+1.2%
Jun 2017	13.04%	+8.9%
Mar 2017	11.97%	-0.6%
Dec 2016	12.04%	-12.1%
Sep 2016	13.69%	-5.3%
Jun 2016	14.45%	+17.7%
Mar 2016	12.28%	+45.5%
Dec 2015	8.44%	+234.9%
Sep 2015	2.52%	-80.0%
Jun 2015	12.61%	+49.1%
Mar 2015	8.46%	-46.8%
Dec 2014	15.89%	+109.9%
Sep 2014	7.57%	+17.4%
Jun 2014	6.45%	-10.5%
Mar 2014	7.21%	-61.0%
Dec 2013	18.47%	+9.7%
Sep 2013	16.83%	+35.7%
Jun 2013	12.40%	-32.8%
Mar 2013	18.46%	+112.9%
Dec 2012	8.67%	-31.2%
Sep 2012	12.60%	+484.1%
Jun 2012	-3.28%	-114.1%
Mar 2012	23.29%	+17.7%
Dec 2011	19.79%	+187.5%
Sep 2011	-22.61%	-163.2%
Jun 2011	-8.59%	-142.8%
Mar 2011	20.07%	+10.7%
Dec 2010	18.13%	-10.6%
Sep 2010	20.27%	+701.5%
Jun 2010	-3.37%	-125.3%
Mar 2010	13.30%	+53.4%
Dec 2009	8.67%	-31.1%

Month	Value	Change
Sep 2009	12.58%	+22.6%
Jun 2009	10.26%	+163.8%
Mar 2009	3.89%	+250.2%
Dec 2008	-2.59%	-287.7%
Sep 2008	1.38%	-89.5%
Jun 2008	13.14%	+31.8%
Mar 2008	9.97%	-14.3%
Dec 2007	11.63%	-32.6%
Sep 2007	17.25%	-21.7%
Jun 2007	22.02%	+14.0%
Mar 2007	19.31%	+18.4%
Dec 2006	16.31%	-6.3%
Sep 2006	17.41%	-3.6%
Jun 2006	18.06%	+8.6%
Mar 2006	16.63%	+4.3%
Dec 2005	15.95%	-8.5%
Sep 2005	17.43%	-25.4%
Jun 2005	23.36%	+19.7%
Mar 2005	19.51%	-6.0%
Dec 2004	20.75%	+8.7%
Sep 2004	19.09%	+6.2%
Jun 2004	17.97%	+2.7%
Mar 2004	17.49%	+10.8%
Dec 2003	15.79%	-14.7%
Sep 2003	18.52%	+3.5%
Jun 2003	17.89%	+9.1%
Mar 2003	16.40%	+19.9%
Dec 2002	13.68%	-22.0%
Sep 2002	17.53%	-3.6%
Jun 2002	18.18%	-2.6%
Mar 2002	18.67%	+472.7%
Dec 2001	3.26%	-79.5%
Sep 2001	15.94%	-24.6%
Jun 2001	21.14%	+19.8%
Mar 2001	17.65%	-1.2%
Dec 2000	17.87%	-13.5%
Sep 2000	20.66%	-1.8%
Jun 2000	21.03%	+5.9%
Mar 2000	19.85%	+3.8%
Dec 1999	19.13%	-8.2%
Sep 1999	20.84%	+0.0%
Jun 1999	20.83%	+4.9%
Mar 1999	19.86%	-1.3%
Dec 1998	20.13%	-2.6%
Sep 1998	20.66%	+1.9%
Jun 1998	20.28%	+2.1%
Mar 1998	19.87%	+3.9%
Dec 1997	19.13%	-2.3%
Sep 1997	19.59%	+4.7%
Jun 1997	18.71%	0.0%
Mar 1997	18.71%	-0.8%
Dec 1996	18.86%	-1.3%
Sep 1996	19.11%	+9.2%
Jun 1996	17.50%	+5.4%
Mar 1996	16.61%	+27.0%
Dec 1995	13.08%	-42.1%
Sep 1995	22.60%	+35.5%
Jun 1995	16.68%	+11.0%
Mar 1995	15.03%	-14.2%
Dec 1994	17.52%	+9.2%
Sep 1994	16.05%	+0.4%
Jun 1994	15.99%	+66.9%
Mar 1994	9.58%	-26.5%
Dec 1993	13.03%	0.0%
Sep 1993	13.03%	-0.1%
Jun 1993	13.04%	0.0%
Mar 1993	13.04%	-

FAQ

What is the current quarterly net margin of ERIE?: As of today, ERIE quarterly net margin is 17.02%
What is ERIE quarterly net margin most recent change?: ERIE quarterly net margin was up +2.78% on September 30, 2026
What is 1-year change in ERIE quarterly net margin?: ERIE quarterly net margin is down -0.64% year-over-year
How far is ERIE quarterly net margin from its all-time high?: ERIE quarterly net margin is currently -27.14% below its historical high of 23.36% set on June 30, 2005
How does ERIE quarterly net margin rank versus sector peers?: ERIE quarterly net margin is higher than 49.65% of companies in Financial Services sector
When is ERIE next earnings release?: The next earnings release for ERIE is on February 22, 2027

Net Margin Formula

Net Margin = Net Income

Revenue × 100%

Data Sources & References

ERIE Official Website www.erieinsurance.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/922621/000162828026010666/0001628280-26-010666-index.htm
ERIE Profile on Yahoo Finance finance.yahoo.com/quote/ERIE
ERIE Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/erie