What is the current annual operating margin of ERIE?

As of today, ERIE annual operating margin is 17.69%

What is 1-year change in ERIE annual operating margin?

ERIE annual operating margin is down -1.23% year-over-year

What is 3-year change in ERIE annual operating margin?

ERIE annual operating margin is up +43.24% over the past 3 years

How far is ERIE annual operating margin from its all-time high?

ERIE annual operating margin is currently -38.75% below its historical high of 28.88% set on December 31, 1998

How does ERIE annual operating margin rank versus sector peers?

ERIE annual operating margin is higher than 42.73% of companies in Financial Services sector

When is ERIE next annual earnings release?

As of today, the next annual earnings release for ERIE has not been scheduled

What is the current quarterly operating margin of ERIE?

As of today, ERIE quarterly operating margin is 18.80%

What is ERIE quarterly operating margin most recent change?

ERIE quarterly operating margin was up +14.63% on June 30, 2026

What is 1-year change in ERIE quarterly operating margin?

ERIE quarterly operating margin is down -0.21% year-over-year

How far is ERIE quarterly operating margin from its all-time high?

ERIE quarterly operating margin is currently -46.70% below its historical high of 35.27% set on December 31, 2002

How does ERIE quarterly operating margin rank versus sector peers?

ERIE quarterly operating margin is higher than 41.30% of companies in Financial Services sector

When is ERIE next earnings release?

The next earnings release for ERIE is on October 29, 2026

ERIE Operating Margin History & Chart Since 1993

Annual Operating Margin

17.69%0.22%-1.23%

December 31, 2025

Summary

Current Value: As of today, ERIE annual operating margin is 17.69%, down -1.23% on December 31, 2025
Historical Performance: ERIE annual operating margin is up +43.24% over the past 3 years, up +30.27% over the past 5 years
All-Time High Comparison: ERIE annual operating margin is currently -38.75% below its historical high of 28.88% set on December 31, 1998
3-Year Low Comparison: ERIE annual operating margin is +43.24% above its 3-year low of 12.35% reached on an earlier date
Sector Comparison: ERIE annual operating margin is higher than 42.73% of companies in Financial Services sector

Operating Margin Chart

beforeafter

Performance

ERIE Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual Operating Margin	Dec 31, 25	17.69%	-1.2%	+43.2%	+30.3%	-15.7%
Quarterly Operating Margin	Jun 30, 26	18.80%	-0.2%	+18.9%	+45.6%	+234.5%
Price	Jul 31, 26	$242.04	-32.1%	+9.1%	+30.9%	+228.4%
PE Ratio	Jul 31, 26	22.10	-26.4%	-33.1%	-30.9%	-13.9%
Annual Revenue	Dec 31, 25	$4.07B	+7.2%	+44.0%	+60.3%	-16.9%
Annual Operating Profit	Dec 31, 25	$719.52M	+5.9%	+106.2%	+108.8%	-29.9%
Annual Gross Margin	Dec 31, 25	17.64%	-1.0%	+38.2%	+32.0%	+100.0%
Annual Net Margin	Dec 31, 25	13.75%	-13.1%	+30.1%	+18.9%	+2.0%

Operating Margin Highs

ERIE Annual Operating Margin Highs Comparison
Period	High	Date	Current
3Y	17.91%	Dec 31, 24	-1.2%
5Y	17.91%	Dec 31, 24	-1.2%
All	28.88%	Dec 31, 98	-38.8%

Operating Margin Lows

ERIE Annual Operating Margin Lows Comparison
Period	Low	Date	Current
3Y	12.35%	N/A	+43.2%
5Y	12.24%	Dec 31, 21	+44.5%
All	7.46%	Dec 31, 11	+137.1%

Operating Margin History

Year	Value	Change
2025	17.69%	-1.2%
2024	17.91%	+13.5%
2023	15.78%	+27.8%
2022	12.35%	+0.9%
2021	12.24%	-9.9%
2020	13.58%	-7.2%
2019	14.64%	+1.9%
2018	14.36%	-16.9%
2017	17.27%	-5.9%
2016	18.35%	+18.6%
2015	15.47%	+13.7%
2014	13.61%	-45.9%
2013	25.14%	+54.1%
2012	16.31%	+118.6%
2011	7.46%	-64.4%
2010	20.98%	+5.5%
2009	19.88%	+21.3%

Year	Value	Change
2008	16.39%	-27.5%
2007	22.62%	+4.8%
2006	21.58%	-13.9%
2005	25.07%	-5.1%
2004	26.42%	-4.4%
2003	27.65%	+0.4%
2002	27.54%	+14.8%
2001	24.00%	-14.3%
2000	28.00%	-2.9%
1999	28.85%	-0.1%
1998	28.88%	+5.2%
1997	27.44%	+7.9%
1996	25.42%	+3.3%
1995	24.60%	+21.4%
1994	20.26%	+6.9%
1993	18.95%	-

FAQ

What is the current annual operating margin of ERIE?: As of today, ERIE annual operating margin is 17.69%
What is 1-year change in ERIE annual operating margin?: ERIE annual operating margin is down -1.23% year-over-year
What is 3-year change in ERIE annual operating margin?: ERIE annual operating margin is up +43.24% over the past 3 years
How far is ERIE annual operating margin from its all-time high?: ERIE annual operating margin is currently -38.75% below its historical high of 28.88% set on December 31, 1998
How does ERIE annual operating margin rank versus sector peers?: ERIE annual operating margin is higher than 42.73% of companies in Financial Services sector
When is ERIE next annual earnings release?: As of today, the next annual earnings release for ERIE has not been scheduled

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Quarterly Operating Margin

18.80%2.40%+14.63%

June 30, 2026

Summary

Current Value: As of today, ERIE quarterly operating margin is 18.80%, up +14.63% on June 30, 2026
Historical Performance: ERIE quarterly operating margin is down -0.21% year-over-year, up +18.91% over the past 3 years
All-Time High Comparison: ERIE quarterly operating margin is currently -46.70% below its historical high of 35.27% set on December 31, 2002
3-Year Low Comparison: ERIE quarterly operating margin is +22.48% above its 3-year low of 15.35% reached on March 31, 2025
Sector Comparison: ERIE quarterly operating margin is higher than 41.30% of companies in Financial Services sector

Performance

ERIE Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly Operating Margin	Jun 30, 26	18.80%	+14.6%	-0.2%	+18.9%	+45.6%
Annual Operating Margin	Dec 31, 25	17.69%	–	-1.2%	+43.2%	+30.3%
Price	Jul 31, 26	$242.04	+10.6%	-32.1%	+9.1%	+30.9%
PE Ratio	Jul 31, 26	22.10	+9.5%	-26.4%	-33.1%	-30.9%
Quarterly Revenue	Jun 30, 26	$1.09B	+7.6%	+2.8%	+30.0%	+60.0%
Quarterly Operating Profit	Jun 30, 26	$204.68M	+23.3%	+2.5%	+54.6%	+133.0%
Quarterly Gross Margin	Jun 30, 26	18.66%	+13.2%	-0.5%	+18.4%	+48.3%
Quarterly Net Margin	Jun 30, 26	16.56%	+11.4%	+0.5%	+17.7%	+42.6%

Quarterly Operating Margin Highs

ERIE Quarterly Operating Margin Highs Comparison
Period	High	Date	Current
1Y	19.70%	Sep 30, 25	-4.6%
3Y	19.70%	Sep 30, 25	-4.6%
5Y	19.70%	Sep 30, 25	-4.6%
All	35.27%	Dec 31, 02	-46.7%

Quarterly Operating Margin Lows

ERIE Quarterly Operating Margin Lows Comparison
Period	Low	Date	Current
1Y	16.40%	Mar 31, 26	+14.6%
3Y	15.35%	Mar 31, 25	+22.5%
5Y	9.67%	Dec 31, 21	+94.4%
All	-55.91%	Dec 31, 00	+133.6%

Quarterly Operating Margin History

Month	Value	Change
Jun 2026	18.80%	+14.6%
Mar 2026	16.40%	-1.1%
Dec 2025	16.58%	-15.8%
Sep 2025	19.70%	+4.6%
Jun 2025	18.84%	+22.7%
Mar 2025	15.35%	-15.2%
Dec 2024	18.11%	-1.0%
Sep 2024	18.30%	-4.0%
Jun 2024	19.07%	+19.3%
Mar 2024	15.98%	+0.1%
Dec 2023	15.96%	-6.5%
Sep 2023	17.07%	+8.0%
Jun 2023	15.81%	+12.4%
Mar 2023	14.07%	+25.4%
Dec 2022	11.22%	-17.5%
Sep 2022	13.60%	+5.1%
Jun 2022	12.94%	+12.5%
Mar 2022	11.50%	+18.9%
Dec 2021	9.67%	-31.0%
Sep 2021	14.02%	+8.6%
Jun 2021	12.91%	+6.0%
Mar 2021	12.18%	+6.5%
Dec 2020	11.44%	-26.6%
Sep 2020	15.58%	+5.1%
Jun 2020	14.83%	+22.3%
Mar 2020	12.13%	+4.6%
Dec 2019	11.60%	-31.0%
Sep 2019	16.82%	+11.5%
Jun 2019	15.09%	+1.5%
Mar 2019	14.87%	+17.0%
Dec 2018	12.71%	-19.7%
Sep 2018	15.82%	+3.2%
Jun 2018	15.33%	+14.2%
Mar 2018	13.42%	-8.9%
Dec 2017	14.73%	-20.7%
Sep 2017	18.58%	-0.3%
Jun 2017	18.63%	+11.1%
Mar 2017	16.77%	+11.2%
Dec 2016	15.08%	-23.8%
Sep 2016	19.80%	-2.5%
Jun 2016	20.31%	+14.0%
Mar 2016	17.82%	+49.9%
Dec 2015	11.89%	>+9,900.0%
Sep 2015	0.08%	-99.4%
Jun 2015	14.40%	+16.3%
Mar 2015	12.38%	-48.1%
Dec 2014	23.87%	+125.6%
Sep 2014	10.58%	+15.0%
Jun 2014	9.20%	-10.9%
Mar 2014	10.32%	-62.9%
Dec 2013	27.82%	+8.4%
Sep 2013	25.66%	+38.7%
Jun 2013	18.50%	-33.3%
Mar 2013	27.75%	+130.7%
Dec 2012	12.03%	-34.9%
Sep 2012	18.49%	+406.6%
Jun 2012	-6.03%	-117.2%

Month	Value	Change
Mar 2012	35.13%	+16.8%
Dec 2011	30.07%	+178.5%
Sep 2011	-38.32%	-174.1%
Jun 2011	-13.98%	-146.3%
Mar 2011	30.18%	-3.7%
Dec 2010	31.33%	+5.0%
Sep 2010	29.85%	+684.1%
Jun 2010	-5.11%	-127.1%
Mar 2010	18.88%	+0.3%
Dec 2009	18.82%	-5.9%
Sep 2009	20.00%	-15.0%
Jun 2009	23.52%	+55.2%
Mar 2009	15.15%	+234.4%
Dec 2008	4.53%	-47.2%
Sep 2008	8.58%	-50.6%
Jun 2008	17.37%	-15.6%
Mar 2008	20.58%	+46.7%
Dec 2007	14.03%	-30.2%
Sep 2007	20.11%	-20.2%
Jun 2007	25.19%	+8.4%
Mar 2007	23.23%	+36.1%
Dec 2006	17.07%	-24.7%
Sep 2006	22.67%	-0.4%
Jun 2006	22.75%	-3.0%
Mar 2006	23.46%	+16.7%
Dec 2005	20.10%	-13.2%
Sep 2005	23.15%	-18.5%
Jun 2005	28.42%	+0.6%
Mar 2005	28.26%	+3.4%
Dec 2004	27.32%	+1.8%
Sep 2004	26.84%	+3.3%
Jun 2004	25.99%	+1.9%
Mar 2004	25.50%	+3.1%
Dec 2003	24.74%	-6.8%
Sep 2003	26.55%	0.0%
Jun 2003	26.55%	-0.8%
Mar 2003	26.77%	-24.1%
Dec 2002	35.27%	+32.5%
Sep 2002	26.62%	+1.3%
Jun 2002	26.27%	-7.3%
Mar 2002	28.35%	+85.3%
Dec 2001	15.30%	-35.6%
Sep 2001	23.77%	-19.3%
Jun 2001	29.47%	+10.6%
Mar 2001	26.64%	+147.6%
Dec 2000	-55.91%	-3,981.0%
Sep 2000	-1.37%	-104.5%
Jun 2000	30.22%	+6.9%
Mar 2000	28.26%	+29.0%
Dec 1999	21.91%	-30.7%
Sep 1999	31.61%	+2.9%
Jun 1999	30.73%	+8.9%
Mar 1999	28.22%	+0.1%
Dec 1998	28.19%	-4.5%
Sep 1998	29.52%	+1.0%
Jun 1998	29.22%	+3.3%
Mar 1998	28.28%	-

FAQ

What is the current quarterly operating margin of ERIE?: As of today, ERIE quarterly operating margin is 18.80%
What is ERIE quarterly operating margin most recent change?: ERIE quarterly operating margin was up +14.63% on June 30, 2026
What is 1-year change in ERIE quarterly operating margin?: ERIE quarterly operating margin is down -0.21% year-over-year
How far is ERIE quarterly operating margin from its all-time high?: ERIE quarterly operating margin is currently -46.70% below its historical high of 35.27% set on December 31, 2002
How does ERIE quarterly operating margin rank versus sector peers?: ERIE quarterly operating margin is higher than 41.30% of companies in Financial Services sector
When is ERIE next earnings release?: The next earnings release for ERIE is on October 29, 2026

Operating Margin Formula

Operating Profit Margin = Operating Income

Revenue × 100%

Data Sources & References

ERIE Official Website www.erieinsurance.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/922621/000162828026010666/0001628280-26-010666-index.htm
ERIE Profile on Yahoo Finance finance.yahoo.com/quote/ERIE
ERIE Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/erie