What is the current annual ROE of COF?

As of today, COF annual ROE is 2.36%

What is 1-year change in COF annual ROE?

COF annual ROE is down -69.97% year-over-year

What is 3-year change in COF annual ROE?

COF annual ROE is down -81.56% over the past 3 years

How far is COF annual ROE from its all-time high?

COF annual ROE is currently -96.39% below its historical high of 65.42% set on December 1, 1993

How does COF annual ROE rank versus sector peers?

COF annual ROE is higher than 24.79% of companies in Financial Services sector

When is COF next annual earnings release?

The next annual earnings release for COF is on January 19, 2027

What is the current quarterly ROE of COF?

As of today, COF quarterly ROE is 9.23%

What is COF quarterly ROE most recent change?

COF quarterly ROE was up +3.71% on September 30, 2026

What is 1-year change in COF quarterly ROE?

COF quarterly ROE is up +462.80% year-over-year

How far is COF quarterly ROE from its all-time high?

COF quarterly ROE is currently -66.79% below its historical high of 27.79% set on December 31, 2000

How does COF quarterly ROE rank versus sector peers?

COF quarterly ROE is higher than 60.58% of companies in Financial Services sector

When is COF next earnings release?

The next earnings release for COF is on January 19, 2027

COF ROE History & Chart Since 1993

Annual ROE

2.36%5.50%-69.97%

December 31, 2025

Summary

Current Value: As of today, COF annual ROE is 2.36%, down -69.97% on December 31, 2025
Historical Performance: COF annual ROE is down -81.56% over the past 3 years, down -48.25% over the past 5 years
All-Time High Comparison: COF annual ROE is currently -96.39% below its historical high of 65.42% set on December 1, 1993
3-Year Low Comparison: COF annual ROE is at its 3-year low
Sector Comparison: COF annual ROE is higher than 24.79% of companies in Financial Services sector

ROE Chart

beforeafter

Performance

COF Performance
Metric	Date	Value	1Y	3Y	5Y	15Y
Annual ROE	Dec 31, 25	2.36%	-70.0%	-81.6%	-48.3%	-79.4%
Quarterly ROE	Sep 30, 26	9.23%	+462.8%	-7.8%	-54.3%	-30.1%
Price	Nov 5, 26	$203.84	-6.0%	+93.3%	+31.6%	+341.6%
PE Ratio	Nov 5, 26	12.04	-86.9%	+52.0%	+108.3%	+94.8%
Annual Revenue	Dec 31, 25	$69.07B	+28.7%	+80.7%	+118.6%	+262.0%
Annual Net Income	Dec 31, 25	$2.06B	-55.9%	-71.6%	-23.5%	-32.4%
Annual Shareholders Equity	Dec 31, 25	$113.62B	+86.9%	+116.1%	+88.7%	+328.1%
Annual ROA	Dec 31, 25	0.36%	-62.5%	-78.0%	-45.5%	-78.3%

ROE Highs

COF Annual ROE Highs Comparison
Period	High	Date	Current
3Y	12.80%	N/A	-81.6%
5Y	20.27%	Dec 31, 21	-88.4%
All	65.42%	Dec 1, 93	-96.4%

ROE Lows

COF Annual ROE Lows Comparison
Period	Low	Date	Current
3Y	2.36%	Dec 31, 25	at low
5Y	2.36%	Dec 31, 25	at low
All	0.33%	Dec 31, 08	+615.1%

ROE History

Year	Value	Change
2025	2.36%	-70.0%
2024	7.86%	-9.6%
2023	8.69%	-32.1%
2022	12.80%	-36.9%
2021	20.27%	+344.5%
2020	4.56%	-54.4%
2019	10.01%	-16.0%
2018	11.92%	+172.8%
2017	4.37%	-44.7%
2016	7.90%	-8.7%
2015	8.65%	-14.8%
2014	10.15%	-8.8%
2013	11.13%	-0.8%
2012	11.22%	-3.1%
2011	11.58%	+0.9%
2010	11.48%	+209.4%
2009	3.71%	+1,024.2%

Year	Value	Change
2008	0.33%	-96.8%
2007	10.47%	-14.7%
2006	12.27%	-23.6%
2005	16.07%	-24.8%
2004	21.38%	-0.8%
2003	21.56%	-4.8%
2002	22.64%	-6.8%
2001	24.29%	-10.1%
2000	27.01%	+3.6%
1999	26.07%	+2.5%
1998	25.44%	+9.7%
1997	23.19%	+0.0%
1996	23.18%	-1.6%
1995	23.56%	+17.4%
1994	20.07%	-69.3%
1993	65.42%	-

FAQ

What is the current annual ROE of COF?: As of today, COF annual ROE is 2.36%
What is 1-year change in COF annual ROE?: COF annual ROE is down -69.97% year-over-year
What is 3-year change in COF annual ROE?: COF annual ROE is down -81.56% over the past 3 years
How far is COF annual ROE from its all-time high?: COF annual ROE is currently -96.39% below its historical high of 65.42% set on December 1, 1993
How does COF annual ROE rank versus sector peers?: COF annual ROE is higher than 24.79% of companies in Financial Services sector
When is COF next annual earnings release?: The next annual earnings release for COF is on January 19, 2027

ROE Formula

ROE = Net Income

Shareholders Equity × 100%

Quarterly ROE

9.23%0.33%+3.71%

September 30, 2026

Summary

Current Value: As of today, COF quarterly ROE is 9.23%, up +3.71% on September 30, 2026
Historical Performance: COF quarterly ROE is up +462.80% year-over-year, down -7.79% over the past 3 years
All-Time High Comparison: COF quarterly ROE is currently -66.79% below its historical high of 27.79% set on December 31, 2000
3-Year Low Comparison: COF quarterly ROE is +11637.50% above its 3-year low of -0.08% reached on June 30, 2025
Sector Comparison: COF quarterly ROE is higher than 60.58% of companies in Financial Services sector

Performance

COF Performance
Metric	Date	Value	3M	1Y	3Y	5Y
Quarterly ROE	Sep 30, 26	9.23%	+3.7%	+462.8%	-7.8%	-54.3%
Annual ROE	Dec 31, 25	2.36%	–	-70.0%	-81.6%	-48.3%
Price	Nov 5, 26	$203.84	-7.3%	-6.0%	+93.3%	+31.6%
PE Ratio	Nov 5, 26	12.04	-11.7%	-86.9%	+52.0%	+108.3%
Quarterly Revenue	Sep 30, 26	$20.36B	+2.6%	+3.4%	+58.7%	+144.9%
Quarterly Net Income	Sep 30, 26	$3.51B	+17.2%	+11.0%	+99.0%	+13.9%
Quarterly Shareholders Equity	Sep 30, 26	$109.66B	-3.6%	-3.6%	+104.3%	+72.6%
Quarterly ROA	Sep 30, 26	1.55%	+3.3%	+545.8%	+34.8%	-47.3%

Quarterly ROE Highs

COF Quarterly ROE Highs Comparison
Period	High	Date	Current
1Y	9.23%	Sep 30, 26	at high
3Y	10.01%	N/A	-7.8%
5Y	20.18%	N/A	-54.3%
All	27.79%	Dec 31, 00	-66.8%

Quarterly ROE Lows

COF Quarterly ROE Lows Comparison
Period	Low	Date	Current
1Y	1.64%	N/A	+462.8%
3Y	-0.08%	Jun 30, 25	>+9999.0%
5Y	-0.08%	Jun 30, 25	>+9999.0%
All	-3.59%	Jun 30, 09	+357.1%

Quarterly ROE History

Month	Value	Change
Sep 2026	9.23%	+3.7%
Jun 2026	8.90%	+228.4%
Mar 2026	2.71%	+24.9%
Dec 2025	2.17%	+32.3%
Sep 2025	1.64%	+2,150.0%
Jun 2025	-0.08%	-101.0%
Mar 2025	7.91%	+0.8%
Dec 2024	7.85%	+6.4%
Sep 2024	7.38%	-3.3%
Jun 2024	7.63%	-17.0%
Mar 2024	9.19%	+4.6%
Dec 2023	8.79%	-12.2%
Sep 2023	10.01%	+1.6%
Jun 2023	9.85%	-9.6%
Mar 2023	10.90%	-17.8%
Dec 2022	13.26%	-10.6%
Sep 2022	14.83%	-10.1%
Jun 2022	16.50%	-11.0%
Mar 2022	18.53%	-6.3%
Dec 2021	19.78%	-2.0%
Sep 2021	20.18%	+3.3%
Jun 2021	19.54%	+56.3%
Mar 2021	12.50%	+170.6%
Dec 2020	4.62%	+105.3%
Sep 2020	2.25%	+462.5%
Jun 2020	0.40%	-91.8%
Mar 2020	4.87%	-50.9%
Dec 2019	9.91%	-4.2%
Sep 2019	10.34%	-6.0%
Jun 2019	11.00%	-7.3%
Mar 2019	11.87%	-0.8%
Dec 2018	11.96%	+53.5%
Sep 2018	7.79%	+9.6%
Jun 2018	7.11%	+31.7%
Mar 2018	5.40%	+25.0%
Dec 2017	4.32%	-43.9%
Sep 2017	7.70%	+2.4%
Jun 2017	7.52%	+2.3%
Mar 2017	7.35%	-6.3%
Dec 2016	7.84%	-3.0%
Sep 2016	8.08%	-3.2%
Jun 2016	8.35%	+1.3%
Mar 2016	8.24%	-4.1%
Dec 2015	8.59%	-2.2%
Sep 2015	8.78%	-3.0%
Jun 2015	9.05%	-9.7%
Mar 2015	10.02%	-1.0%
Dec 2014	10.12%	-0.6%
Sep 2014	10.18%	-0.6%
Jun 2014	10.24%	-4.1%
Mar 2014	10.68%	-3.6%
Dec 2013	11.08%	+0.3%
Sep 2013	11.05%	-3.7%
Jun 2013	11.48%	+27.0%
Mar 2013	9.04%	-15.5%
Dec 2012	10.70%	+5.3%
Sep 2012	10.16%	+1.8%
Jun 2012	9.98%	-22.5%
Mar 2012	12.87%	+8.7%
Dec 2011	11.84%	-10.3%
Sep 2011	13.20%	-0.7%
Jun 2011	13.29%	-4.3%
Mar 2011	13.88%	+6.5%
Dec 2010	13.03%	+10.7%

Month	Value	Change
Sep 2010	11.77%	+13.0%
Jun 2010	10.42%	+43.5%
Mar 2010	7.26%	+106.3%
Dec 2009	3.52%	+209.0%
Sep 2009	-3.23%	+10.0%
Jun 2009	-3.59%	-32.5%
Mar 2009	-2.71%	-897.1%
Dec 2008	0.34%	-95.3%
Sep 2008	7.25%	-19.6%
Jun 2008	9.02%	-10.6%
Mar 2008	10.09%	-1.2%
Dec 2007	10.21%	-8.5%
Sep 2007	11.16%	+1.2%
Jun 2007	11.03%	-1.0%
Mar 2007	11.14%	-19.6%
Dec 2006	13.86%	-12.3%
Sep 2006	15.80%	-4.6%
Jun 2006	16.56%	-9.5%
Mar 2006	18.30%	+7.1%
Dec 2005	17.08%	-7.4%
Sep 2005	18.44%	-8.1%
Jun 2005	20.07%	-1.2%
Mar 2005	20.31%	-4.1%
Dec 2004	21.18%	-11.6%
Sep 2004	23.97%	+5.2%
Jun 2004	22.79%	+1.2%
Mar 2004	22.51%	+3.6%
Dec 2003	21.72%	-4.3%
Sep 2003	22.70%	-3.7%
Jun 2003	23.58%	-0.3%
Mar 2003	23.65%	+5.0%
Dec 2002	22.52%	-1.4%
Sep 2002	22.84%	+2.8%
Jun 2002	22.22%	-1.7%
Mar 2002	22.61%	-5.2%
Dec 2001	23.85%	-4.1%
Sep 2001	24.87%	-4.3%
Jun 2001	25.98%	-3.7%
Mar 2001	26.99%	-2.9%
Dec 2000	27.79%	+0.3%
Sep 2000	27.71%	+1.5%
Jun 2000	27.31%	+1.9%
Mar 2000	26.81%	+2.6%
Dec 1999	26.14%	+2.1%
Sep 1999	25.60%	+2.1%
Jun 1999	25.08%	-0.1%
Mar 1999	25.10%	-1.7%
Dec 1998	25.53%	-2.9%
Sep 1998	26.28%	+1.0%
Jun 1998	26.02%	+5.8%
Mar 1998	24.60%	+8.3%
Dec 1997	22.72%	+10.6%
Sep 1997	20.54%	-0.5%
Jun 1997	20.64%	-6.7%
Mar 1997	22.13%	-4.9%
Dec 1996	23.28%	-3.8%
Sep 1996	24.21%	-2.3%
Jun 1996	24.77%	+0.4%
Mar 1996	24.68%	+4.1%
Dec 1995	23.70%	+6.5%
Sep 1995	22.26%	+39.4%
Jun 1995	15.97%	-8.6%
Mar 1995	17.47%	-12.9%
Dec 1994	20.06%	-

FAQ

What is the current quarterly ROE of COF?: As of today, COF quarterly ROE is 9.23%
What is COF quarterly ROE most recent change?: COF quarterly ROE was up +3.71% on September 30, 2026
What is 1-year change in COF quarterly ROE?: COF quarterly ROE is up +462.80% year-over-year
How far is COF quarterly ROE from its all-time high?: COF quarterly ROE is currently -66.79% below its historical high of 27.79% set on December 31, 2000
How does COF quarterly ROE rank versus sector peers?: COF quarterly ROE is higher than 60.58% of companies in Financial Services sector
When is COF next earnings release?: The next earnings release for COF is on January 19, 2027

ROE Formula

ROE = Net Income

Shareholders Equity × 100%

Data Sources & References

COF Official Website www.capitalone.com
Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/927628/000092762826000024/0000927628-26-000024-index.htm
COF Profile on Yahoo Finance finance.yahoo.com/quote/COF
COF Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/cof