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Credit Acceptance Corporation (CACC)

Profile

Company profile for Credit Acceptance Corporation (CACC)
MetricValue
Full NameCredit Acceptance Corporation
TickerNASDAQ: CACC
ExchangeNASDAQ
SectorFinancial Services
IndustryCredit Services
CountryUnited States
IPO
IndexesNot included
Websitecreditacceptance.com
Employees2,431

Key Metrics

Credit Acceptance Corporation Key Details
MetricDateValue
Price$467.26
Price, 1D Change+1.53%
Market Cap$5B
-
PE Ratio12.37
Beta1.12
Revenue$2B
Revenue, 1Y Change+13.70%
EPS$19.88
EPS, 1Y Change-9.59%

Chart

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Series
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Credit Acceptance Corporation chart

Events

Credit Acceptance Corporation Events
MetricDateValue
Next Earnings
Last Qtr. Earnings
Last Ann. Earnings
Last Ex-DividendN/AN/A
Next Ex-DividendN/AN/A
Last Split2:1
Next SplitN/AN/A
Last Ticker ChangeN/AN/A
Next Ticker ChangeN/AN/A

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Estimates

CACC Estimates
MetricDateValue
EPS$19.88
EPS Estimate$38.99
EPS Est. Change+96.14%
Revenue$2.16B
Revenue Estimate$2.32B
Revenue Est. Change+7.28%
Current Price$467.26
Price Target-$463.50
Price Tgt. Change--0.80%

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EPS

CACC EPS reported versus estimate values
YearEstimateReportedSurprise / Exp.
$20.15$21.99+9.13%
$31.13$19.88-36.13%
$38.99N/A+96.14%
$41.58N/A+109.16%
CACC EPS reported versus estimate values chart

Revenue

CACC revenue reported versus estimate values chart
YearEstimateReportedSurprise / Exp.
$1.90B$1.90B+0.11%
$2.16B$2.16B+0.06%
$2.32BN/A+7.28%
$2.36BN/A+9.03%
CACC revenue reported versus estimate values chart

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Performance

CACC Performance
MetricDateValue
Price, 1Y-0.75%
Price, 3Y+16.15%
Market Cap, 1Y-9.13%
Market Cap, 3Y+0.44%
Revenue, 1Y+13.70%
Revenue, 3Y+16.51%
EPS, 1Y-9.59%
EPS, 3Y-66.60%

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Technical Indicators

CACC Technical Indicators
MetricDateValue
Current Price$467.26
SMA 200$485.23
SMA 200 vs Price+3.85%
SMA 50$454.36
SMA 50 vs Price-2.76%
Beta1.12
ATR$14.05
14-Day RSI51.97
10-Day Volatility19.43%
1-Year Volatility38.31%

Dividends

CACC Dividends
MetricDateValue
N/A-
UpcomingN/AN/A
-
-
Dividends Paid$0.00
Payout Ratio0.00%

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Income & Profitability

CACC Income & Profitability
MetricDateValue
Revenue$2.16B
EPS$19.88
Gross Profit$2.13B
Gross Margin98.71%
Operating Profit$772.70M
Operating Margin35.73%
Net Income$247.90M
Net Margin11.46%
EBITDA$1.62B

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Financial Health

CACC Financial Health
MetricDateValue
Debt To Equity3.63
Current Ratio1.65
Quick Ratio1.65
Interest Coverage3.78
F-Score6
Altman Z-Score1.39

Valuations

CACC Valuations
MetricDateValue
PE Ratio12.37
PS Ratio2.24
PB Ratio3.27
EV/EBITDA6.48
Enterprise ValueN/A-

Balance Sheet

CACC Balance Sheet
MetricDateValue
Book Value$1.75B
Cash & Equivalents$854.50M
Total Assets$9.74B
Current Assets$858.70M
Total Liabilities$7.99B
Current Liabilities$520.30M
Total Debt$6.35B
Short Term Debt$87.30M
Accounts Payable$315.80M

Expenses

CACC Expenses
MetricDateValue
Total Expenses$1.91B
Operating Expenses$1.36B
Cost Of Goods Sold$27.80M
SG&A$0.00
D&A$27.80M
Interest Expense$419.50M
Income Tax$81.60M

Cash Flow

CACC Cash Flow
MetricDateValue
CFO$1.14B
CFI-$1.72B
CFF$957.30M
Capex$1.80M
Free Cash Flow$1.14B

Recent analyst updates

CACC Recent analyst updates
MetricDateValue
TD Cowen→
TD Cowen→
Stephens & Co.→
TD Cowen→
Stephens & Co.
TD Cowen→
TD Cowen→
TD Cowen→
TD Cowen
Stephens & Co.→

Analyst sentiment

Sentiment over the past month
CACC analyst sentiment distribution chart

Institutional ownership

Largest institutional holders by ownership percentage
CACC institutional ownership distribution chart

Screeners with CACC

Data Sources & References

  1. CACC Official Website www.creditacceptance.com
  2. Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/885550/000088555025000124/0000885550-25-000124-index.htm
  3. Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/885550/000088555025000012/0000885550-25-000012-index.htm
  4. CACC Profile on Yahoo Finance finance.yahoo.com/quote/CACC
  5. CACC Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/cacc

FAQ

  • What is the ticker symbol for Credit Acceptance Corporation?

    The ticker symbol for Credit Acceptance Corporation is NASDAQ:CACC

  • Does Credit Acceptance Corporation pay dividends?

    No, Credit Acceptance Corporation does not pay dividends

  • What sector is Credit Acceptance Corporation in?

    Credit Acceptance Corporation is in the Financial Services sector

  • What industry is Credit Acceptance Corporation in?

    Credit Acceptance Corporation is in the Credit Services industry

  • What country is Credit Acceptance Corporation based in?

    Credit Acceptance Corporation is headquartered in United States

  • When did Credit Acceptance Corporation go public?

    Credit Acceptance Corporation initial public offering (IPO) was on June 5, 1992

  • Is Credit Acceptance Corporation in the S&P 500?

    No, Credit Acceptance Corporation is not included in the S&P 500 index

  • Is Credit Acceptance Corporation in the NASDAQ 100?

    No, Credit Acceptance Corporation is not included in the NASDAQ 100 index

  • Is Credit Acceptance Corporation in the Dow Jones?

    No, Credit Acceptance Corporation is not included in the Dow Jones index

  • When was Credit Acceptance Corporation last earnings report?

    Credit Acceptance Corporation's most recent earnings report was on October 30, 2025

  • When does Credit Acceptance Corporation report earnings?

    The next expected earnings date for Credit Acceptance Corporation is January 29, 2026