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Credit Acceptance (CACC) Stock

Profile

Country:

United States

IPO:

05 June 1992

Indexes:

Not included

Description:

Credit Acceptance Corporation is a financial company that provides subprime auto loans and other related financial products in the USA. The company was founded by Donald Foss in 1972, being one of the largest used car dealers at the time. The headquarters is located in Southfield, Michigan. The company has two financing programs. Under the first one, Credit Acceptance advances money to dealers in exchange for the right to service the corresponding consumer loans. Under the other program, they purchase consumer loans from dealers and retain all amounts received from consumers. The main revenue comes from finance charges for servicing loans, commissions for additional services, and a monthly subscription fee.

Key Details

Price

$469.20

Annual Revenue

$1.88 B(+3.12% YoY)

Annual EPS

$21.99(-44.07% YoY)

PE Ratio

31.51(+44.28% YoY)

Beta

1.18

Events Calendar

Earnings

Next earnings date:

Jan 31, 2025

Recent quarterly earnings:

Oct 31, 2024

Recent annual earnings:

Jan 31, 2024
Dividend

Next ex-dividend date:

N/A

Recent ex-dividend date:

N/A
Splits

Next split:

N/A

Recent split:

Dec 21, 1994

Analyst ratings

Recent major analysts updates

01 Nov '24 TD Cowen
Sell
01 Aug '24 TD Cowen
Sell
02 May '24 TD Cowen
Sell
01 Nov '23 TD Cowen
Underperform
31 Oct '23 Stephens & Co.
Equal-Weight
31 Oct '23 BMO Capital
Market Perform
02 May '23 Stephens & Co.
Equal-Weight
02 May '23 Credit Suisse
Underperform
09 Mar '23 Stephens & Co.
Equal-Weight
01 Feb '23 BMO Capital
Market Perform

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Institutional Ownership

Credit Acceptance Announces Completion of $300.0 Million Asset-Backed Financing
Credit Acceptance Announces Completion of $300.0 Million Asset-Backed Financing
Credit Acceptance Announces Completion of $300.0 Million Asset-Backed Financing
CACC
globenewswire.com20 December 2024

On December 20, 2024, Credit Acceptance Corporation from Southfield, Michigan, announced that it has successfully completed a $300 million asset-backed non-recourse secured financing. In this deal, the company transferred loans worth about $375.1 million to a special purpose entity, which will use these loans as collateral for institutional lenders. The company plans to issue three different classes of notes as part of this financing.

Credit Acceptance Celebrates its 10th Year as a Best Place to Work in IT by Computerworld
Credit Acceptance Celebrates its 10th Year as a Best Place to Work in IT by Computerworld
Credit Acceptance Celebrates its 10th Year as a Best Place to Work in IT by Computerworld
CACC
globenewswire.com11 December 2024

On December 11, 2024, in Southfield, Michigan, Credit Acceptance Corporation (Nasdaq: CACC) was honored as one of the Best Places to Work in IT by Computerworld for the tenth consecutive year. The company achieved the 8th position among midsize firms. This recognition highlights organizations that implement effective technology strategies to create an inclusive and supportive work environment that encourages growth.

Credit Acceptance Named a 2024 Top Workplace in Michigan by the Detroit Free Press
Credit Acceptance Named a 2024 Top Workplace in Michigan by the Detroit Free Press
Credit Acceptance Named a 2024 Top Workplace in Michigan by the Detroit Free Press
CACC
globenewswire.com18 November 2024

Southfield, Michigan, Nov. 18, 2024 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) has been honored as one of the top workplaces in 2024 by the Detroit Free Press. We maintained our position at #2 among large companies in Michigan, just like last year. This marks the 13th consecutive year that we have received this recognition, and we also earned the Managers Specialty Award for our leaders' commitment to supporting team members' growth and addressing their concerns.

CACC Stock Tanks 8% as Q3 Earnings Lag on Higher Provisions
CACC Stock Tanks 8% as Q3 Earnings Lag on Higher Provisions
CACC Stock Tanks 8% as Q3 Earnings Lag on Higher Provisions
CACC
zacks.com01 November 2024

In the third quarter, Credit Acceptance's earnings were negatively affected by increased provisions and operating costs, although a rise in revenue provided some assistance.

Credit Acceptance Corporation (CACC) Q3 2024 Earnings Call Transcript
Credit Acceptance Corporation (CACC) Q3 2024 Earnings Call Transcript
Credit Acceptance Corporation (CACC) Q3 2024 Earnings Call Transcript
CACC
seekingalpha.com31 October 2024

Credit Acceptance Corporation (NASDAQ:CACC) will hold its Q3 2024 Earnings Conference Call on October 31, 2024, at 10:00 AM ET. The call will feature company representatives, including CFO Jay Martin and CEO Ken Booth, along with analysts from various financial firms. Please note that this call is being recorded.

Credit Acceptance Named One of America's Top 200 Most Loved Workplaces® by Newsweek
Credit Acceptance Named One of America's Top 200 Most Loved Workplaces® by Newsweek
Credit Acceptance Named One of America's Top 200 Most Loved Workplaces® by Newsweek
CACC
globenewswire.com03 October 2024

Southfield, Michigan, Oct. 03, 2024 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC), also known as "the Company" or "we," has made it onto Newsweek's yearly list of America's Top 200 Most Loved Workplaces®. This year, the Company achieved the 10th position after receiving recognition as a Most Loved Workplace® in various other categories.

Credit Acceptance Announces Completion of $600.0 Million Asset-Backed Financing
Credit Acceptance Announces Completion of $600.0 Million Asset-Backed Financing
Credit Acceptance Announces Completion of $600.0 Million Asset-Backed Financing
CACC
globenewswire.com26 September 2024

On September 26, 2024, Credit Acceptance Corporation from Southfield, Michigan, announced that it has successfully completed a $600 million asset-backed non-recourse secured financing. In this deal, the company transferred loans worth about $750.2 million to a special purpose entity it fully owns, which will then pass the loans to a trust that will issue three types of notes.

Credit Acceptance Announces Increase and Extension of Revolving Secured Warehouse Facility and Extension of $500.0 Million Asset-Backed Financing
Credit Acceptance Announces Increase and Extension of Revolving Secured Warehouse Facility and Extension of $500.0 Million Asset-Backed Financing
Credit Acceptance Announces Increase and Extension of Revolving Secured Warehouse Facility and Extension of $500.0 Million Asset-Backed Financing
CACC
globenewswire.com19 September 2024

Southfield, Michigan, Sept. 19, 2024 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) has announced an increase in the amount of its Warehouse Facility II from $400 million to $500 million. Additionally, the end date for the Facility's revolving period has been extended from April 30, 2026, to September 20, 2027. The interest rate for borrowings under this Facility has also been reduced from SOFR plus 230 basis points to SOFR plus 185 basis points.

Credit Acceptance Named One of the 2024 Best Workplaces in Financial Services & Insurance™ by Great Place To Work® and Fortune
Credit Acceptance Named One of the 2024 Best Workplaces in Financial Services & Insurance™ by Great Place To Work® and Fortune
Credit Acceptance Named One of the 2024 Best Workplaces in Financial Services & Insurance™ by Great Place To Work® and Fortune
CACC
globenewswire.com12 September 2024

On September 12, 2024, Credit Acceptance Corporation from Southfield, Michigan, announced that it has been recognized as one of the 2024 Best Workplaces in Financial Services & Insurance™ by Great Place to Work® and Fortune for the tenth year in a row. The company achieved the 13th position out of 50 in the large company category.

Credit Acceptance Named One of PEOPLE Magazine's 100 Companies that Care for Third Consecutive Year
Credit Acceptance Named One of PEOPLE Magazine's 100 Companies that Care for Third Consecutive Year
Credit Acceptance Named One of PEOPLE Magazine's 100 Companies that Care for Third Consecutive Year
CACC
globenewswire.com22 August 2024

On August 22, 2024, in Southfield, Michigan, Credit Acceptance Corporation (Nasdaq: CACC) has been recognized as one of PEOPLE Magazine's 100 Companies That Care® for the third year in a row. The company was placed 59th on this prestigious list, which is compiled by Great Place To Work® and PEOPLE magazine.

FAQ

  • What is the primary business of Credit Acceptance?
  • What is the ticker symbol for Credit Acceptance?
  • Does Credit Acceptance pay dividends?
  • What sector is Credit Acceptance in?
  • What industry is Credit Acceptance in?
  • What country is Credit Acceptance based in?
  • When did Credit Acceptance go public?
  • Is Credit Acceptance in the S&P 500?
  • Is Credit Acceptance in the NASDAQ 100?
  • Is Credit Acceptance in the Dow Jones?
  • When was Credit Acceptance's last earnings report?
  • When does Credit Acceptance report earnings?
  • Should I buy Credit Acceptance stock now?

What is the primary business of Credit Acceptance?

Credit Acceptance Corporation is a financial company that provides subprime auto loans and other related financial products in the USA. The company was founded by Donald Foss in 1972, being one of the largest used car dealers at the time. The headquarters is located in Southfield, Michigan. The company has two financing programs. Under the first one, Credit Acceptance advances money to dealers in exchange for the right to service the corresponding consumer loans. Under the other program, they purchase consumer loans from dealers and retain all amounts received from consumers. The main revenue comes from finance charges for servicing loans, commissions for additional services, and a monthly subscription fee.

What is the ticker symbol for Credit Acceptance?

The ticker symbol for Credit Acceptance is NASDAQ:CACC

Does Credit Acceptance pay dividends?

No, Credit Acceptance does not pay dividends

What sector is Credit Acceptance in?

Credit Acceptance is in the Financial Services sector

What industry is Credit Acceptance in?

Credit Acceptance is in the Credit Services industry

What country is Credit Acceptance based in?

Credit Acceptance is headquartered in United States

When did Credit Acceptance go public?

Credit Acceptance's initial public offering (IPO) was on 05 June 1992

Is Credit Acceptance in the S&P 500?

No, Credit Acceptance is not included in the S&P 500 index

Is Credit Acceptance in the NASDAQ 100?

No, Credit Acceptance is not included in the NASDAQ 100 index

Is Credit Acceptance in the Dow Jones?

No, Credit Acceptance is not included in the Dow Jones index

When was Credit Acceptance's last earnings report?

Credit Acceptance's most recent earnings report was on 31 October 2024

When does Credit Acceptance report earnings?

The next expected earnings date for Credit Acceptance is 31 January 2025

Should I buy Credit Acceptance stock now?

As of today, analysts generally recommend a 'Hold' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions