Annual Operating Margin
Summary
- Current Value
- As of today, YRD annual operating margin is 28.37%, down -46.47% on
- Historical Performance
- YRD annual operating margin is down -1.32% over the past 3 years, and up +116.73% over the past 5 years
- All-Time High Comparison
- YRD annual operating margin is currently -46.47% below its historical high of 53.00% set on
- 3-Year Low Comparison
- YRD annual operating margin is at its 3-year low
- Sector Comparison
- YRD annual operating margin is higher than 76.25% of companies in Financial Services sector
Operating Margin Chart
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Margin | 28.37% | -46.5% | -1.3% | +116.7% | +110.7% | |
| Quarterly Operating Margin | 22.67% | -10.8% | -43.6% | +150.8% | – | |
| Price | $4.28 | -9.5% | +103.8% | +37.6% | – | |
| PE Ratio | 2.14 | +13.2% | +101.9% | – | – | |
| Annual Revenue | $806.73M | +16.9% | +14.3% | -35.9% | +10000.0% | |
| Annual Operating Profit | $229.54M | -37.4% | +15.1% | +40.6% | +2892.4% | |
| Annual Gross Margin | 84.79% | +5.9% | +2.1% | -8.1% | +41.5% | |
| Annual Net Margin | 27.25% | -35.9% | +18.1% | +103.2% | +110.2% |
Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 53.00% | -46.5% | |
| 5Y | 53.00% | -46.5% | |
| All | 53.00% | -46.5% |
Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 28.37% | at low | |
| 5Y | -1.26% | N/A | +2351.6% |
| All | -266.43% | +110.7% |
Operating Margin History
FAQ
What is the current annual operating margin of YRD?
As of today, YRD annual operating margin is 28.37%
What is 1-year change in YRD annual operating margin?
YRD annual operating margin is down -46.47% year-over-year
What is 3-year change in YRD annual operating margin?
YRD annual operating margin is down -1.32% over the past 3 years
How far is YRD annual operating margin from its all-time high?
YRD annual operating margin is currently -46.47% below its historical high of 53.00% set on December 31, 2023
How does YRD annual operating margin rank versus sector peers?
YRD annual operating margin is higher than 76.25% of companies in Financial Services sector
When is YRD next annual earnings release?
The next annual earnings release for YRD is on
Quarterly Operating Margin
Summary
- Current Value
- As of today, YRD quarterly operating margin is 22.67%, down -3.70% on
- Historical Performance
- YRD quarterly operating margin is down -10.75% year-over-year, and down -43.56% over the past 3 years
- All-Time High Comparison
- YRD quarterly operating margin is currently -60.79% below its historical high of 57.82% set on
- 3-Year Low Comparison
- YRD quarterly operating margin is +41.51% above its 3-year low of 16.02% reached on
- Sector Comparison
- YRD quarterly operating margin is higher than 50.41% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Margin | 22.67% | -3.7% | -10.8% | -43.6% | +150.8% | |
| Annual Operating Margin | 28.37% | – | -46.5% | -1.3% | +116.7% | |
| Price | $4.28 | -34.3% | -9.5% | +103.8% | +37.6% | |
| PE Ratio | 2.14 | -34.4% | +13.2% | +101.9% | – | |
| Quarterly Revenue | $217.78M | -4.8% | +5.5% | +77.5% | +45.8% | |
| Quarterly Operating Profit | $113.61M | +111.0% | +116.7% | +130.6% | +741.0% | |
| Quarterly Gross Margin | 90.17% | +0.1% | +5.0% | +24.6% | +20.9% | |
| Quarterly Net Margin | 20.38% | -5.7% | -15.2% | -36.6% | +164.0% |
Quarterly Operating Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 23.54% | -3.7% | |
| 3Y | 57.82% | N/A | -60.8% |
| 5Y | 57.82% | -60.8% | |
| All | 57.82% | -60.8% |
Quarterly Operating Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 16.02% | +41.5% | |
| 3Y | 16.02% | +41.5% | |
| 5Y | 3.37% | N/A | +572.7% |
| All | -179.43% | +112.6% |
Quarterly Operating Margin History
FAQ
What is the current quarterly operating margin of YRD?
As of today, YRD quarterly operating margin is 22.67%
What is YRD quarterly operating margin most recent change?
YRD quarterly operating margin was down -3.70% on September 30, 2025
What is 1-year change in YRD quarterly operating margin?
YRD quarterly operating margin is down -10.75% year-over-year
How far is YRD quarterly operating margin from its all-time high?
YRD quarterly operating margin is currently -60.79% below its historical high of 57.82% set on December 31, 2022
How does YRD quarterly operating margin rank versus sector peers?
YRD quarterly operating margin is higher than 50.41% of companies in Financial Services sector
When is YRD next earnings release?
The next earnings release for YRD is on
Operating Margin Formula
× 100%
Data Sources & References
- YRD Official Website www.yiren.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1631761/000110465925116150/0001104659-25-116150-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1631761/000141057825000931/0001410578-25-000931-index.htm
- YRD Profile on Yahoo Finance finance.yahoo.com/quote/YRD
- YRD Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/yrd
