Annual Net Margin
27.25%15.24%-35.87%
Summary
- Current Value
- As of today, YRD annual net margin is 27.25%, down -35.87% on
- Historical Performance
- YRD annual net margin is up +18.12% over the past 3 years, and up +103.21% over the past 5 years
- All-Time High Comparison
- YRD annual net margin is currently -35.87% below its historical high of 42.49% set on
- 3-Year Low Comparison
- YRD annual net margin is at its 3-year low
- Sector Comparison
- YRD annual net margin is higher than 83.82% of companies in Financial Services sector
Net Margin Chart
Add series to chart1/6
Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Net Margin | 27.25% | -35.9% | +18.1% | +103.2% | +110.2% | |
| Quarterly Net Margin | 20.38% | -15.2% | -36.6% | +164.0% | – | |
| Price | $4.28 | -9.5% | +103.8% | +37.6% | – | |
| PE Ratio | 2.14 | +13.2% | +101.9% | – | – | |
| Annual Revenue | $806.73M | +16.9% | +14.3% | -35.9% | +10000.0% | |
| Annual Net Income | $219.86M | -25.1% | +37.3% | +31.5% | +2735.3% | |
| Annual Gross Margin | 84.79% | +5.9% | +2.1% | -8.1% | +41.5% | |
| Annual Operating Margin | 28.37% | -46.5% | -1.3% | +116.7% | +110.7% |
Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 42.49% | -35.9% | |
| 5Y | 42.49% | -35.9% | |
| All | 42.49% | -35.9% |
Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 27.25% | at low | |
| 5Y | -17.49% | N/A | +255.8% |
| All | -266.43% | +110.2% |
Net Margin History
FAQ
What is the current annual net margin of YRD?
As of today, YRD annual net margin is 27.25%
What is 1-year change in YRD annual net margin?
YRD annual net margin is down -35.87% year-over-year
What is 3-year change in YRD annual net margin?
YRD annual net margin is up +18.12% over the past 3 years
How far is YRD annual net margin from its all-time high?
YRD annual net margin is currently -35.87% below its historical high of 42.49% set on December 31, 2023
How does YRD annual net margin rank versus sector peers?
YRD annual net margin is higher than 83.82% of companies in Financial Services sector
When is YRD next annual earnings release?
The next annual earnings release for YRD is on
Quarterly Net Margin
20.38%1.23%-5.69%
Summary
- Current Value
- As of today, YRD quarterly net margin is 20.38%, down -5.69% on
- Historical Performance
- YRD quarterly net margin is down -15.19% year-over-year, and down -36.63% over the past 3 years
- All-Time High Comparison
- YRD quarterly net margin is currently -54.70% below its historical high of 44.99% set on
- 3-Year Low Comparison
- YRD quarterly net margin is +28.02% above its 3-year low of 15.92% reached on
- Sector Comparison
- YRD quarterly net margin is higher than 64.53% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Net Margin | 20.38% | -5.7% | -15.2% | -36.6% | +164.0% | |
| Annual Net Margin | 27.25% | – | -35.9% | +18.1% | +103.2% | |
| Price | $4.28 | -34.3% | -9.5% | +103.8% | +37.6% | |
| PE Ratio | 2.14 | -34.4% | +13.2% | +101.9% | – | |
| Quarterly Revenue | $217.78M | -4.8% | +5.5% | +77.5% | +45.8% | |
| Quarterly Net Income | $44.38M | -10.2% | -10.5% | +12.5% | +284.6% | |
| Quarterly Gross Margin | 90.17% | +0.1% | +5.0% | +24.6% | +20.9% | |
| Quarterly Operating Margin | 22.67% | -3.7% | -10.8% | -43.6% | +150.8% |
Quarterly Net Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 22.82% | N/A | -10.7% |
| 3Y | 44.99% | -54.7% | |
| 5Y | 44.99% | -54.7% | |
| All | 44.99% | -54.7% |
Quarterly Net Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 15.92% | +28.0% | |
| 3Y | 15.92% | +28.0% | |
| 5Y | -47.85% | N/A | +142.6% |
| All | -179.43% | +111.4% |
Quarterly Net Margin History
FAQ
What is the current quarterly net margin of YRD?
As of today, YRD quarterly net margin is 20.38%
What is YRD quarterly net margin most recent change?
YRD quarterly net margin was down -5.69% on September 30, 2025
What is 1-year change in YRD quarterly net margin?
YRD quarterly net margin is down -15.19% year-over-year
How far is YRD quarterly net margin from its all-time high?
YRD quarterly net margin is currently -54.70% below its historical high of 44.99% set on December 31, 2023
How does YRD quarterly net margin rank versus sector peers?
YRD quarterly net margin is higher than 64.53% of companies in Financial Services sector
When is YRD next earnings release?
The next earnings release for YRD is on
Net Margin Formula
Net Margin =
× 100%
× 100%
Data Sources & References
- YRD Official Website www.yiren.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1631761/000110465925116150/0001104659-25-116150-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1631761/000141057825000931/0001410578-25-000931-index.htm
- YRD Profile on Yahoo Finance finance.yahoo.com/quote/YRD
- YRD Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/yrd