Annual Gross Margin
84.79%4.73%+5.91%
Summary
- Current Value
- As of today, YRD annual gross margin is 84.79%, up +5.91% on
- Historical Performance
- YRD annual gross margin is up +2.14% over the past 3 years, and down -8.12% over the past 5 years
- All-Time High Comparison
- YRD annual gross margin is currently -10.22% below its historical high of 94.44% set on
- 3-Year Low Comparison
- YRD annual gross margin is +9.58% above its 3-year low of 77.38% reached on an earlier date
- Sector Comparison
- YRD annual gross margin is higher than 90.37% of companies in Financial Services sector
Gross Margin Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Gross Margin | 84.79% | +5.9% | +2.1% | -8.1% | +41.5% | |
| Quarterly Gross Margin | 90.17% | +5.0% | +24.6% | +20.9% | – | |
| Price | $4.28 | -9.5% | +103.8% | +37.6% | – | |
| PE Ratio | 2.14 | +13.2% | +101.9% | – | – | |
| Annual Revenue | $806.73M | +16.9% | +14.3% | -35.9% | +10000.0% | |
| Annual Gross Profit | $686.09M | +23.8% | +19.2% | -40.4% | +10000.0% | |
| Annual Operating Margin | 28.37% | -46.5% | -1.3% | +116.7% | +110.7% | |
| Annual Net Margin | 27.25% | -35.9% | +18.1% | +103.2% | +110.2% |
Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | 84.79% | at high | |
| 5Y | 84.79% | at high | |
| All | 94.44% | -10.2% |
Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | 77.38% | N/A | +9.6% |
| 5Y | 72.12% | N/A | +17.6% |
| All | 59.92% | +41.5% |
Gross Margin History
FAQ
What is the current annual gross margin of YRD?
As of today, YRD annual gross margin is 84.79%
What is 1-year change in YRD annual gross margin?
YRD annual gross margin is up +5.91% year-over-year
What is 3-year change in YRD annual gross margin?
YRD annual gross margin is up +2.14% over the past 3 years
How far is YRD annual gross margin from its all-time high?
YRD annual gross margin is currently -10.22% below its historical high of 94.44% set on December 31, 2016
How does YRD annual gross margin rank versus sector peers?
YRD annual gross margin is higher than 90.37% of companies in Financial Services sector
When is YRD next annual earnings release?
The next annual earnings release for YRD is on
Quarterly Gross Margin
90.17%0.05%+0.06%
Summary
- Current Value
- As of today, YRD quarterly gross margin is 90.17%, up +0.06% on
- Historical Performance
- YRD quarterly gross margin is up +4.95% year-over-year, and up +24.56% over the past 3 years
- All-Time High Comparison
- YRD quarterly gross margin is currently -4.05% below its historical high of 93.98% set on
- 3-Year Low Comparison
- YRD quarterly gross margin is +22.33% above its 3-year low of 73.71% reached on
- Sector Comparison
- YRD quarterly gross margin is higher than 92.11% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Gross Margin | 90.17% | +0.1% | +5.0% | +24.6% | +20.9% | |
| Annual Gross Margin | 84.79% | – | +5.9% | +2.1% | -8.1% | |
| Price | $4.28 | -34.3% | -9.5% | +103.8% | +37.6% | |
| PE Ratio | 2.14 | -34.4% | +13.2% | +101.9% | – | |
| Quarterly Revenue | $217.78M | -4.8% | +5.5% | +77.5% | +45.8% | |
| Quarterly Gross Profit | $196.38M | -4.7% | +10.8% | +121.2% | +76.3% | |
| Quarterly Operating Margin | 22.67% | -3.7% | -10.8% | -43.6% | +150.8% | |
| Quarterly Net Margin | 20.38% | -5.7% | -15.2% | -36.6% | +164.0% |
Quarterly Gross Margin Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | 90.17% | at high | |
| 3Y | 90.17% | at high | |
| 5Y | 90.17% | at high | |
| All | 93.98% | -4.0% |
Quarterly Gross Margin Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | 85.40% | +5.6% | |
| 3Y | 73.71% | +22.3% | |
| 5Y | 48.95% | N/A | +84.2% |
| All | 48.95% | +84.2% |
Quarterly Gross Margin History
FAQ
What is the current quarterly gross margin of YRD?
As of today, YRD quarterly gross margin is 90.17%
What is YRD quarterly gross margin most recent change?
YRD quarterly gross margin was up +0.06% on September 30, 2025
What is 1-year change in YRD quarterly gross margin?
YRD quarterly gross margin is up +4.95% year-over-year
How far is YRD quarterly gross margin from its all-time high?
YRD quarterly gross margin is currently -4.05% below its historical high of 93.98% set on March 31, 2017
How does YRD quarterly gross margin rank versus sector peers?
YRD quarterly gross margin is higher than 92.11% of companies in Financial Services sector
When is YRD next earnings release?
The next earnings release for YRD is on
Gross Margin Formula
Gross Margin =
× 100%
× 100%
Data Sources & References
- YRD Official Website www.yiren.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1631761/000110465925116150/0001104659-25-116150-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1631761/000141057825000931/0001410578-25-000931-index.htm
- YRD Profile on Yahoo Finance finance.yahoo.com/quote/YRD
- YRD Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/yrd