YRD logo

Yiren Digital Ltd. (YRD)

Profile

Full Name

Yiren Digital Ltd.

Ticker

NYSE: YRD

Exchange

NYSE

Sector

Financial Services

Industry

Credit Services

Country

China

IPO

December 18, 2015

Indexes

Not included

Website

https://www.yiren.com

Employees

949

Key Details

Price

$6.00(0.00%)

Market cap

$518.44M(Small cap)

Last Dividend

$0.22

TTM Dividend yield

7.00%

Annual revenue

$806.73M(+16.86% YoY)

Annual EPS

$2.52(-23.41% YoY)

PE ratio

2.92

Next earnings date

Nov 19, 2025

Next ex-dividend date

Sep 30, 2025

Next split date

N/A

Quick Search

    Add series to chart(max: 6)
    company, ETF, index, featured screener or watchlist
    series name
    See Full Chart & Historical Data

    Analyst ratings

    Price

    Add series to chart(max: 6)
    company, ETF, index, featured screener or watchlist
    series name
    Suggested series

    Current Price

    $6.00
    YRD price is $6.00

    30-Day Relative Volume

    1.18
    YRD 30-day relative volume is 1.18

    Price Performance

    Price Most recent change

    0%
    YRD price has remained unchanged on Sep 12, 2025

    Price YTD change

    +25%
    YRD price is up +25% since January 1st

    Price 1-year change

    +34.23%
    YRD price is up +34.23% year-on-year

    Price 3-year change

    +404.2%
    YRD price is up +404.2% over the past 3 years

    Price Range

    Price All-time high

    $53.50
    YRD price is currently -88.79% below its historical high of $53.50

    Price 3-year low

    $0.78
    YRD price is currently +669.23% above its 3-year low

    Capitalization

    Add series to chart(max: 6)
    company, ETF, index, featured screener or watchlist
    series name
    Suggested series

    Market cap

    Market cap

    $518.44M
    YRD market capitalization is $518.44 million

    Market cap 3-year change

    +410.5%
    YRD market capitalization is up +410.5% over the past 3 years

    Market cap All-time high

    $3.12B
    YRD market capitalization is currently -83.40% below its historical high of $3.12 billion

    Market cap sector rank

    51.56%
    YRD market capitalization is higher than 51.56% of companies in Financial Services sector

    Shares Outstanding

    Shares Outstanding 1-Year Change

    -0.61%
    YRD shares outstanding is down -0.61% year-on-year

    Shares Outstanding 3-Year Change

    +1.25%
    YRD shares outstanding is up +1.25% over the past 3 years

    Technical Indicators

    Add series to chart(max: 6)
    company, ETF, index, featured screener or watchlist
    series name
    Suggested series

    Beta

    0.78
    YRD beta is 0.78

    200-day SMA

    $6.01
    YRD price is currently -0.19% below its 200-day simple moving average

    50-day SMA

    $5.96
    YRD price is currently +0.68% above its 50-day simple moving average

    RSI

    54.17
    YRD 14-day relative strength index is 54.17

    Volume

    1.18
    YRD 30-day relative volume is 1.18

    ATR

    $0.19
    YRD average true range is $0.19

    10-day Historical Volatility

    26.16%
    YRD 10-day historical volatility is 26.16%

    Dividend

    Add series to chart(max: 6)
    company, ETF, index, featured screener or watchlist
    series name
    Suggested series

    Events

    Last Paid Dividend

    $0.22
    YRD last dividend was $0.22 per share, with an ex-dividend date of April 30, 2025

    Next Dividend

    $0.22
    YRD has announced a dividend of $0.22 per share, with an ex-dividend date set for September 30, 2025

    Dividend per share

    Dividend per share

    $0.20
    YRD annual dividend per share is $0.20

    Dividend per share Sector Rank

    5.09%
    YRD annual dividend per share is higher than 5.09% of companies in Financial Services sector

    Dividend per share 1-Year Change

    -88.76%
    YRD annual dividend per share is down -88.76% year-on-year

    Dividend per share 3-Year Change

    -88.76%
    YRD annual dividend per share is down -88.76% over the past 3 years

    Dividend yield

    Dividend yield

    3.33%
    YRD annual dividend yield is 3.33%

    Dividend yield Sector Rank

    39.28%
    YRD annual dividend yield is higher than 39.28% of companies in Financial Services sector

    Other

    Payout ratio

    -7.73%
    YRD annual payout ratio is -7.73%

    Dividends paid

    -$17.00M
    YRD annual dividends paid is -$17.00 million

    Free cash flow

    $197.19M
    YRD annual free cash flow is $197.19 million

    Income Statement

    Add series to chart(max: 6)
    company, ETF, index, featured screener or watchlist
    series name
    Suggested series

    Revenue

    Revenue

    $806.73M
    YRD annual revenue is $806.73 million

    Revenue Analysts estimate

    -
    YRD annual revenue consensus analysts' forecast is unknown

    Revenue 1-year change

    +16.86%
    YRD annual revenue is up +16.86% year-on-year

    Revenue Sector rank

    75.95%
    YRD annual revenue is higher than 75.95% of companies in Financial Services sector

    EPS

    EPS

    $2.52
    YRD annual earnings per share is $2.52

    EPS Analysts estimate

    -
    YRD annual earnings per share consensus analysts' forecast is unknown

    EPS 1-year change

    -23.41%
    YRD annual earnings per share is down -23.41% year-on-year

    EPS Sector rank

    72.85%
    YRD annual earnings per share is higher than 72.85% of companies in Financial Services sector

    Profit

    Gross profit

    $686.09M
    YRD annual gross profit is $686.09 million

    Gross margin

    84.79%
    YRD annual gross profit margin is 84.79%

    Operating profit

    $229.54M
    YRD annual operating income is $229.54 million

    Operating margin

    28.37%
    YRD annual operating profit margin is 28.37%

    Net income

    $219.86M
    YRD annual net profit is $219.86 million

    Net margin

    27.25%
    YRD annual net profit margin is 27.25%

    Expenses

    Total expenses

    $579.60M
    YRD annual total expenses is $579.60 million

    Operating expenses

    $456.54M
    YRD annual total operating expenses is $456.54 million

    Cost of goods sold

    $123.05M
    YRD annual cost of goods sold is $123.05 million

    Selling, general & administrative expenses

    $205.02M
    YRD annual SGA is $205.02 million

    Depreciation and amortization

    $3.94M
    YRD annual depreciation & amortization is $3.94 million

    Interest expense

    $0.00
    YRD annual interest expense is $0.00

    Income tax

    $38.91M
    YRD annual income tax is $38.91 million

    EBIT & EBITDA

    EBIT

    $229.54M
    YRD annual earnings before interest & taxes is $229.54 million

    EBITDA

    $229.54M
    YRD annual EBITDA is $229.54 million

    Balance Sheet

    Add series to chart(max: 6)
    company, ETF, index, featured screener or watchlist
    series name
    Suggested series

    Assets

    Total assets

    $1.78B
    YRD annual total assets is $1.78 billion

    Non current assets

    $490.74M
    YRD annual long term assets is $490.74 million

    Current assets

    $1.29B
    YRD annual total current assets is $1.29 billion

    Cash and cash equivalents

    $526.19M
    YRD annual cash & cash equivalents is $526.19 million

    Accounts receivable

    $77.61M
    YRD annual accounts receivable is $77.61 million

    Inventory

    $0.00
    YRD annual inventory is $0.00

    Liabilities

    Total liabilities

    $471.32M
    YRD annual total liabilities is $471.32 million

    Long term liabilities

    $173.68M
    YRD annual total long term liabilities is $173.68 million

    Current liabilities

    $297.58M
    YRD annual total current liabilities is $297.58 million

    Accounts payable

    $5.91M
    YRD annual accounts payable is $5.91 million

    Debt

    Total debt

    $5.58M
    YRD annual total debt is $5.58 million

    Total debt 1-year change

    +67.49%
    YRD annual total debt is up +67.49% year-on-year

    Long term debt

    $3.45M
    YRD annual long term debt is $3.45 million

    Short term debt

    $2.13M
    YRD annual short term debt is $2.13 million

    Equity & Capital

    Shareholders equity

    $1.31B
    YRD annual stockholders equity is $1.31 billion

    Book value

    $1.31B
    YRD annual book value is $1.31 billion

    Retained earnings

    $607.53M
    YRD annual retained earnings is $607.53 million

    Working capital

    $990.11M
    YRD annual working capital is $990.11 million

    Cash Flow Statement

    Add series to chart(max: 6)
    company, ETF, index, featured screener or watchlist
    series name
    Suggested series

    Cashflow Activities

    Cash from operations

    $198.47M
    YRD annual cash flow from operations is $198.47 million

    Cash from operations 1-year change

    -35.34%
    YRD annual cash flow from operations is down -35.34% year-on-year

    Cash from investing

    -$433.86M
    YRD annual cash flow from investing activities is -$433.86 million

    Cash from investing 1-year change

    -3167.57%
    YRD annual cash flow from investing activities is down -3167.57% year-on-year

    Cash from financing

    -$38.64M
    YRD annual cash flow from financing activities is -$38.64 million

    Cash from financing 1-year change

    +51.99%
    YRD annual cash flow from financing activities is up +51.99% year-on-year

    CAPEX

    CAPEX

    $1.28M
    YRD annual capital expenditures is $1.28 million

    CAPEX 1-year change

    +103.82%
    YRD annual capital expenditures is up +103.82% year-on-year

    Free Cash Flow

    Free cash flow

    $197.19M
    YRD annual free cash flow is $197.19 million

    Free cash flow 1-year change

    -35.62%
    YRD annual free cash flow is down -35.62% year-on-year

    Profitability Ratios

    Add series to chart(max: 6)
    company, ETF, index, featured screener or watchlist
    series name
    Suggested series

    Margins

    Gross margin

    84.79%
    YRD annual gross profit margin is 84.79%

    Operating margin

    28.37%
    YRD annual operating profit margin is 28.37%

    Net margin

    27.25%
    YRD annual net profit margin is 27.25%

    ROA & ROE

    ROA

    13.62%
    YRD annual return on assets is 13.62%

    ROE

    17.97%
    YRD annual return on equity is 17.97%

    Valuation

    Add series to chart(max: 6)
    company, ETF, index, featured screener or watchlist
    series name
    Suggested series

    PE Ratio

    PE ratio

    2.92
    YRD price to earnings ratio is 2.92

    PE ratio Sector rank

    0.91%
    YRD price to earnings ratio is higher than 0.91% of companies in Financial Services sector

    PB Ratio

    PB ratio

    0.37
    YRD price to book ratio is 0.37

    PB ratio Sector rank

    7.98%
    YRD price to book ratio is higher than 7.98% of companies in Financial Services sector

    PS Ratio

    PS ratio

    0.61
    YRD price to sales ratio is 0.61

    PS ratio Sector rank

    9.13%
    YRD price to sales ratio is higher than 9.13% of companies in Financial Services sector

    Enterprise value

    Enterprise value

    -$97.75M
    YRD enterprise value is -$97.75 million

    Enterprise value Sector rank

    1.08%
    YRD enterprise value is higher than 1.08% of companies in Financial Services sector

    EV/EBITDA

    EV/EBITDA

    -0.53
    YRD EV/EBITDA is -0.53

    EV/EBITDA Sector rank

    49.59%
    YRD EV/EBITDA is higher than 49.59% of companies in Financial Services sector

    Financial Health

    Add series to chart(max: 6)
    company, ETF, index, featured screener or watchlist
    series name
    Suggested series

    Liquidity

    Current ratio

    4.33
    YRD annual current ratio is 4.33

    Quick ratio

    4.33
    YRD annual quick ratio is 4.33

    Leverage

    Debt to equity

    0.00
    YRD annual debt to equity ratio is 0.00

    Interest coverage ratio

    -
    YRD annual interest coverage ratio value is unknown

    Risk & Stability

    Piotroski F-Score

    6
    YRD piotroski f-score is 6

    Altman Z-Score

    2.69
    YRD altman z-score is 2.69

    Analyst ratings

    Recent major analysts updates

    Feb 4, 20 UBS
    Sell
    Jan 22, 20 Credit Suisse
    Underperform
    Oct 3, 19 Citigroup
    Sell
    Oct 3, 19 Citi
    Sell
    Sep 5, 19 Macquarie
    Underperform
    Aug 29, 18 Needham
    Hold
    Jun 25, 18 Morgan Stanley
    Equal-Weight
    Nov 14, 17 Macquarie
    Outperform
    Aug 10, 16 Nomura
    Apr 11, 16 Nomura
    Neutral

    Institutional Ownership

    Screeners with YRD included

    High Piotroski score stocks
    Chinese stocks
    Stocks below SMA 200
    Best performing stocks last 5 years
    Stocks with low PE ratio
    All stocks
    High-Yield Dividend Stocks
    Financial services sector
    Best performing stocks last 3 years
    Companies with buyback
    • What is the ticker symbol for Yiren Digital Ltd.?
    • Does Yiren Digital Ltd. pay dividends?
    • What sector is Yiren Digital Ltd. in?
    • What industry is Yiren Digital Ltd. in?
    • What country is Yiren Digital Ltd. based in?
    • When did Yiren Digital Ltd. go public?
    • Is Yiren Digital Ltd. in the S&P 500?
    • Is Yiren Digital Ltd. in the NASDAQ 100?
    • Is Yiren Digital Ltd. in the Dow Jones?
    • When was Yiren Digital Ltd.'s last earnings report?
    • When does Yiren Digital Ltd. report earnings?

    What is the ticker symbol for Yiren Digital Ltd.?

    The ticker symbol for Yiren Digital Ltd. is NYSE:YRD

    Does Yiren Digital Ltd. pay dividends?

    Yes, Yiren Digital Ltd. pays dividends. The last payment was $0.22, with an ex-dividend date on April 30, 2025

    What sector is Yiren Digital Ltd. in?

    Yiren Digital Ltd. is in the Financial Services sector

    What industry is Yiren Digital Ltd. in?

    Yiren Digital Ltd. is in the Credit Services industry

    What country is Yiren Digital Ltd. based in?

    Yiren Digital Ltd. is headquartered in China

    When did Yiren Digital Ltd. go public?

    Yiren Digital Ltd.'s initial public offering (IPO) was on December 18, 2015

    Is Yiren Digital Ltd. in the S&P 500?

    No, Yiren Digital Ltd. is not included in the S&P 500 index

    Is Yiren Digital Ltd. in the NASDAQ 100?

    No, Yiren Digital Ltd. is not included in the NASDAQ 100 index

    Is Yiren Digital Ltd. in the Dow Jones?

    No, Yiren Digital Ltd. is not included in the Dow Jones index

    When was Yiren Digital Ltd.'s last earnings report?

    Yiren Digital Ltd.'s most recent earnings report was on August 21, 2025

    When does Yiren Digital Ltd. report earnings?

    The next expected earnings date for Yiren Digital Ltd. is November 19, 2025
    On this page