YRD logo

Yiren Digital (YRD)

Profile

Full Name

Yiren Digital Ltd.

Ticker Symbol

YRD

Exchange

NYSE

Sector

Financial Services

Industry

Credit Services

Country

China

IPO

December 18, 2015

Indexes

Not included

Website

http://www.yiren.com

Employees

754

Key Details

Price

$5.33(-3.27%)

Market cap

$463.36M(Small cap)

Last Dividend

$0.20

TTM Dividend yield

3.75%

Annual revenue

$809.14M(+16.91% YoY)

Annual EPS

$2.52(-23.31% YoY)

PE ratio

2.12

Next earnings date

Jun 20, 2025

Next ex-dividend date

Apr 30, 2025

Next split date

N/A

Price

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Current Price

$5.33
YRD price is $5.33

30-Day Relative Volume

0.68
YRD 30-day relative volume is 0.68

Price Performance

Price Most recent change

-3.27%
YRD price was down -3.27% on Apr 11, 2025

Price YTD change

+11.04%
YRD price is up +11.04% since January 1st

Price 1-year change

+0.95%
YRD price is up +0.95% year-on-year

Price 3-year change

+144.5%
YRD price is up +144.5% over the past 3 years

Price Range

Price All-time high

$53.50
YRD price is currently -90.04% below its historical high of $53.50

Price 3-year low

$0.67
YRD price is currently +695.52% above its 3-year low

Capitalization

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Market cap

Market cap

$463.36M
YRD market capitalization is $463.36 million

Market cap 3-year change

+150.07%
YRD market capitalization is up +150.07% over the past 3 years

Market cap All-time high

$3.12B
YRD market capitalization is currently -85.17% below its historical high of $3.12 billion

Market cap sector rank

47.81%
YRD market capitalization is higher than 47.81% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

0%
YRD {parameterFullLabel} has remained unchanged year-on-year

Shares Outstanding 3-Year Change

+2.28%
YRD shares outstanding is up +2.28% over the past 3 years

Technical Indicators

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Beta

0.75
YRD beta is 0.75

200-day SMA

$5.50
YRD price is currently -3.16% below its 200-day simple moving average

50-day SMA

$6.70
YRD price is currently -20.43% below its 50-day simple moving average

RSI

35.44
YRD 14-day relative strength index is 35.44

Volume

0.68
YRD 30-day relative volume is 0.68

ATR

$0.56
YRD average true range is $0.56

10-day Historical Volatility

83.12%
YRD 10-day historical volatility is 83.12%

Dividend

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Events

Last Paid Dividend

$0.20
YRD last dividend was $0.20 per share, with an ex-dividend date of September 30, 2024

Next Dividend

$0.22
YRD has announced a dividend of $0.22 per share, with an ex-dividend date set for April 30, 2025

Dividend per share

Dividend per share

$0.20
YRD annual dividend per share is $0.20

Dividend per share Sector Rank

5.39%
YRD annual dividend per share is higher than 5.39% of companies in Financial Services sector

Dividend per share 1-Year Change

-88.76%
YRD annual dividend per share is down -88.76% year-on-year

Dividend per share 3-Year Change

-88.76%
YRD annual dividend per share is down -88.76% over the past 3 years

Dividend yield

Dividend yield

3.75%
YRD annual dividend yield is 3.75%

Dividend yield Sector Rank

36.58%
YRD annual dividend yield is higher than 36.58% of companies in Financial Services sector

Other

Payout ratio

-
YRD annual payout ratio value is unknown

Dividends paid

-
YRD annual dividends paid value is unknown

Free cash flow

-
YRD annual free cash flow value is unknown

Income Statement

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Revenue

Revenue

$809.14M
YRD annual revenue is $809.14 million

Revenue Analysts estimate

-
YRD annual revenue consensus analysts' forecast is unknown

Revenue 1-year change

+16.91%
YRD annual revenue is up +16.91% year-on-year

Revenue Sector rank

74.3%
YRD annual revenue is higher than 74.3% of companies in Financial Services sector

EPS

EPS

$2.52
YRD annual earnings per share is $2.52

EPS Analysts estimate

-
YRD annual earnings per share consensus analysts' forecast is unknown

EPS 1-year change

-23.31%
YRD annual earnings per share is down -23.31% year-on-year

EPS Sector rank

65.7%
YRD annual earnings per share is higher than 65.7% of companies in Financial Services sector

Profit

Gross profit

$686.09M
YRD annual gross profit is $686.09 million

Gross margin

84.79%
YRD annual gross profit margin is 84.79%

Operating profit

$229.54M
YRD annual operating income is $229.54 million

Operating margin

28.37%
YRD annual operating profit margin is 28.37%

Net income

$220.52M
YRD annual net profit is $220.52 million

Net margin

27.25%
YRD annual net profit margin is 27.25%

Expenses

Total expenses

$579.60M
YRD annual total expenses is $579.60 million

Operating expenses

$456.54M
YRD annual total operating expenses is $456.54 million

Cost of goods sold

$123.05M
YRD annual cost of goods sold is $123.05 million

Selling, general & administrative expenses

$205.02M
YRD annual SGA is $205.02 million

Depreciation and amortization

-
YRD annual depreciation & amortization value is unknown

Interest expense

-
YRD annual interest expense value is unknown

Income tax

$38.91M
YRD annual income tax is $38.91 million

EBIT & EBITDA

EBIT

$229.54M
YRD annual earnings before interest & taxes is $229.54 million

EBITDA

$229.54M
YRD annual EBITDA is $229.54 million

Balance Sheet

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Assets

Total assets

$1.78B
YRD annual total assets is $1.78 billion

Non current assets

$490.74M
YRD annual long term assets is $490.74 million

Current assets

$1.29B
YRD annual total current assets is $1.29 billion

Cash and cash equivalents

$526.19M
YRD annual cash & cash equivalents is $526.19 million

Accounts receivable

$77.61M
YRD annual accounts receivable is $77.61 million

Inventory

-
YRD annual inventory value is unknown

Liabilities

Total liabilities

$471.26M
YRD annual total liabilities is $471.26 million

Long term liabilities

$173.68M
YRD annual total long term liabilities is $173.68 million

Current liabilities

$297.58M
YRD annual total current liabilities is $297.58 million

Accounts payable

$5.91M
YRD annual accounts payable is $5.91 million

Debt

Total debt

$5.58M
YRD annual total debt is $5.58 million

Total debt 1-year change

+67.39%
YRD annual total debt is up +67.39% year-on-year

Long term debt

$5.58M
YRD annual long term debt is $5.58 million

Short term debt

-
YRD annual short term debt value is unknown

Equity & Capital

Shareholders equity

$1.31B
YRD annual stockholders equity is $1.31 billion

Book value

$1.31B
YRD annual book value is $1.31 billion

Retained earnings

$607.53M
YRD annual retained earnings is $607.53 million

Working capital

$990.11M
YRD annual working capital is $990.11 million

Cash Flow Statement

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Cashflow Activities

Cash from operations

-
YRD annual cash flow from operations value is unknown

Cash from operations 1-year change

-
YRD annual cash flow from operations 1-year change is unknown

Cash from investing

-
YRD annual cash flow from investing activities value is unknown

Cash from investing 1-year change

-
YRD annual cash flow from investing activities 1-year change is unknown

Cash from financing

-
YRD annual cash flow from financing activities value is unknown

Cash from financing 1-year change

-
YRD annual cash flow from financing activities 1-year change is unknown

CAPEX

CAPEX

-
YRD annual capital expenditures value is unknown

CAPEX 1-year change

-
YRD annual capital expenditures 1-year change is unknown

Free Cash Flow

Free cash flow

-
YRD annual free cash flow value is unknown

Free cash flow 1-year change

-
YRD annual free cash flow 1-year change is unknown

Profitability Ratios

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Margins

Gross margin

84.79%
YRD annual gross profit margin is 84.79%

Operating margin

28.37%
YRD annual operating profit margin is 28.37%

Net margin

27.25%
YRD annual net profit margin is 27.25%

ROA & ROE

ROA

13.66%
YRD annual return on assets is 13.66%

ROE

18.02%
YRD annual return on equity is 18.02%

Valuation

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PE Ratio

PE ratio

2.12
YRD price to earnings ratio is 2.12

PE ratio Sector rank

0.87%
YRD price to earnings ratio is higher than 0.87% of companies in Financial Services sector

PB Ratio

PB ratio

0.35
YRD price to book ratio is 0.35

PB ratio Sector rank

9.05%
YRD price to book ratio is higher than 9.05% of companies in Financial Services sector

PS Ratio

PS ratio

0.57
YRD price to sales ratio is 0.57

PS ratio Sector rank

8.19%
YRD price to sales ratio is higher than 8.19% of companies in Financial Services sector

Enterprise value

Enterprise value

-$57.25M
YRD enterprise value is -$57.25 million

Enterprise value Sector rank

2.05%
YRD enterprise value is higher than 2.05% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

-0.25
YRD EV/EBITDA is -0.25

EV/EBITDA Sector rank

22.39%
YRD EV/EBITDA is higher than 22.39% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

4.33
YRD annual current ratio is 4.33

Quick ratio

-
YRD annual quick ratio value is unknown

Leverage

Debt to equity

0.00
YRD annual debt to equity ratio is 0.00

Interest coverage ratio

-
YRD annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
YRD piotroski f-score value is unknown

Altman Z-Score

2.62
YRD altman z-score is 2.62

Analyst ratings

Recent major analysts updates

Feb 4, 20 UBS
Sell
Jan 22, 20 Credit Suisse
Underperform
Oct 3, 19 Citigroup
Sell
Oct 3, 19 Citi
Sell
Sep 5, 19 Macquarie
Underperform
Aug 29, 18 Needham
Hold
Jun 25, 18 Morgan Stanley
Equal-Weight
Nov 14, 17 Macquarie
Outperform
Aug 10, 16 Nomura
Apr 11, 16 Nomura
Neutral

Institutional Ownership

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  • What is the ticker symbol for Yiren Digital?
  • Does Yiren Digital pay dividends?
  • What sector is Yiren Digital in?
  • What industry is Yiren Digital in?
  • What country is Yiren Digital based in?
  • When did Yiren Digital go public?
  • Is Yiren Digital in the S&P 500?
  • Is Yiren Digital in the NASDAQ 100?
  • Is Yiren Digital in the Dow Jones?
  • When was Yiren Digital's last earnings report?
  • When does Yiren Digital report earnings?

What is the ticker symbol for Yiren Digital?

The ticker symbol for Yiren Digital is NYSE:YRD

Does Yiren Digital pay dividends?

Yes, Yiren Digital pays dividends. The last payment was $0.20, with an ex-dividend date on September 30, 2024

What sector is Yiren Digital in?

Yiren Digital is in the Financial Services sector

What industry is Yiren Digital in?

Yiren Digital is in the Credit Services industry

What country is Yiren Digital based in?

Yiren Digital is headquartered in China

When did Yiren Digital go public?

Yiren Digital's initial public offering (IPO) was on December 18, 2015

Is Yiren Digital in the S&P 500?

No, Yiren Digital is not included in the S&P 500 index

Is Yiren Digital in the NASDAQ 100?

No, Yiren Digital is not included in the NASDAQ 100 index

Is Yiren Digital in the Dow Jones?

No, Yiren Digital is not included in the Dow Jones index

When was Yiren Digital's last earnings report?

Yiren Digital's most recent earnings report was on Mar 20, 2025

When does Yiren Digital report earnings?

The next expected earnings date for Yiren Digital is Jun 20, 2025
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