Annual Operating Margin:
-27.16%+22.79%(+45.63%)Summary
- As of today (October 3, 2025), UPST annual operating profit margin is -27.16%, with the most recent change of +22.79% (+45.63%) on December 31, 2024.
- During the last 3 years, UPST annual operating margin has fallen by -43.76% (-263.61%).
- UPST annual operating margin is now -263.61% below its all-time high of 16.60%, reached on December 31, 2021.
Performance
UPST Operating Margin Chart
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Quarterly Operating Margin:
1.77%+3.88%(+183.89%)Summary
- As of today (October 3, 2025), UPST quarterly operating profit margin is 1.77%, with the most recent change of +3.88% (+183.89%) on June 30, 2025.
- Over the past year, UPST quarterly operating margin has increased by +45.24% (+104.07%).
- UPST quarterly operating margin is now -91.07% below its all-time high of 19.82%, reached on December 31, 2021.
Performance
UPST Quarterly Operating Margin Chart
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Operating Margin Formula
Operating Profit Margin = Operating Profit
Revenue ✕ 100%
Revenue ✕ 100%
UPST Operating Margin Trends
| PeriodPeriod | AnnualAnnual | QuarterlyQuarterly |
|---|---|---|
| 1Y1 Year | +45.6% | +104.1% |
| 3Y3 Years | -263.6% | +112.6% |
| 5Y5 Years | -873.5% | +102.7% |
UPST Operating Margin Highs & Lows
| PeriodPeriod | Annual vs HighAnnual vs High | Annual vs LowAnnual vs Low | Quarter. vs HighQuarter. vs High | Quarter. vs LowQuarter. vs Low | |
|---|---|---|---|---|---|
| 3Y | 3-Year | -263.6% | +45.6% | at high | +101.4% |
| 5Y | 5-Year | -263.6% | +45.6% | -91.1% | +101.4% |
| All-Time | All-Time | -263.6% | +45.6% | -91.1% | +101.4% |
UPST Operating Margin History
| Date | Annual | Quarterly |
|---|---|---|
| Jun 2025 | - | 1.77%(-183.9%) |
| Mar 2025 | - | -2.11%(-2.8%) |
| Dec 2024 | -27.16%(-45.6%) | -2.17%(-92.2%) |
| Sep 2024 | - | -27.85%(-35.9%) |
| Jun 2024 | - | -43.47%(-17.7%) |
| Mar 2024 | - | -52.79%(+56.0%) |
| Dec 2023 | -49.95%(+269.5%) | -33.85%(+3.9%) |
| Sep 2023 | - | -32.58%(+21.9%) |
| Jun 2023 | - | -26.72%(-79.1%) |
| Mar 2023 | - | -128.09%(+221.7%) |
| Dec 2022 | -13.52%(-181.4%) | -39.82%(+7.8%) |
| Sep 2022 | - | -36.95%(+162.6%) |
| Jun 2022 | - | -14.07%(-225.3%) |
| Mar 2022 | - | 11.23%(-43.3%) |
| Date | Annual | Quarterly |
|---|---|---|
| Dec 2021 | 16.60%(+229.4%) | 19.82%(+58.3%) |
| Sep 2021 | - | 12.52%(-33.1%) |
| Jun 2021 | - | 18.71%(+45.8%) |
| Mar 2021 | - | 12.83%(+7.0%) |
| Dec 2020 | 5.04%(-280.6%) | 11.99%(-35.8%) |
| Sep 2020 | - | 18.68%(-128.5%) |
| Jun 2020 | - | -65.63%(-7731.4%) |
| Mar 2020 | - | 0.86%(-84.7%) |
| Dec 2019 | -2.79%(-65.3%) | 5.62%(+39.8%) |
| Sep 2019 | - | 4.02%(-180.4%) |
| Jun 2019 | - | -5.00%(-88.4%) |
| Mar 2019 | - | -43.11%(+139.5%) |
| Dec 2018 | -8.03%(-38.9%) | - |
| Dec 2018 | - | -18.00% |
| Dec 2017 | -13.15% | - |
FAQ
- What is Upstart Holdings, Inc. annual operating profit margin?
- What is the all-time high annual operating margin for Upstart Holdings, Inc.?
- What is Upstart Holdings, Inc. annual operating margin year-on-year change?
- What is Upstart Holdings, Inc. quarterly operating profit margin?
- What is the all-time high quarterly operating margin for Upstart Holdings, Inc.?
- What is Upstart Holdings, Inc. quarterly operating margin year-on-year change?
What is Upstart Holdings, Inc. annual operating profit margin?
The current annual operating margin of UPST is -27.16%
What is the all-time high annual operating margin for Upstart Holdings, Inc.?
Upstart Holdings, Inc. all-time high annual operating profit margin is 16.60%
What is Upstart Holdings, Inc. annual operating margin year-on-year change?
Over the past year, UPST annual operating profit margin has changed by +22.79% (+45.63%)
What is Upstart Holdings, Inc. quarterly operating profit margin?
The current quarterly operating margin of UPST is 1.77%
What is the all-time high quarterly operating margin for Upstart Holdings, Inc.?
Upstart Holdings, Inc. all-time high quarterly operating profit margin is 19.82%
What is Upstart Holdings, Inc. quarterly operating margin year-on-year change?
Over the past year, UPST quarterly operating profit margin has changed by +45.24% (+104.07%)