Annual Operating Profit
-$172.86M$83.67M+32.62%
Summary
- Current Value
- As of today, UPST annual operating profit is -$172.86M, up +32.62% on
- Historical Performance
- UPST annual operating profit is down -222.70% over the past 3 years, and down -3678.27% over the past 5 years
- All-Time High Comparison
- UPST annual operating profit is currently -222.70% below its historical high of $140.88M set on
- 3-Year Low Comparison
- UPST annual operating profit is +32.62% above its 3-year low of -$256.53M reached on
- Sector Comparison
- UPST annual operating profit is higher than 1.29% of companies in Financial Services sector
Operating Profit Chart
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Series
SUGGESTED SERIES
Performance
| Metric | Date | Value | 1Y | 3Y | 5Y | 15Y |
|---|---|---|---|---|---|---|
| Annual Operating Profit | -$172.86M | +32.6% | -222.7% | -3678.3% | -2193.7% | |
| Quarterly Operating Profit | $23.67M | +152.4% | +140.7% | +93.9% | +650.4% | |
| TTM Operating Profit | $18.96M | +108.8% | +275.6% | +287.9% | +541.0% | |
| Price | $50.32 | -16.5% | +284.4% | -9.2% | – | |
| PE Ratio | 220.99 | – | – | -67.4% | – | |
| Annual Revenue | $636.53M | +23.9% | -25.0% | +287.7% | +1011.1% | |
| Annual EPS | -$1.44 | +49.9% | -200.6% | -10000.0% | -1265.2% | |
| Annual Gross Profit | $615.98M | +26.1% | +100.0% | +100.0% | +100.0% | |
| Annual Operating Expenses | $584.71M | +23.1% | +2.4% | +289.8% | +882.7% |
Operating Profit Highs
| Period | High | Date | Current |
|---|---|---|---|
| 3Y | -$113.86M | N/A | -51.8% |
| 5Y | $140.88M | -222.7% | |
| All | $140.88M | -222.7% |
Operating Profit Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 3Y | -$256.53M | +32.6% | |
| 5Y | -$256.53M | +32.6% | |
| All | -$256.53M | +32.6% |
Operating Profit History
| Year | Value | Change |
|---|---|---|
| -$172.86M | +32.6% | |
| -$256.53M | -125.3% | |
| -$113.86M | -180.8% | |
| $140.88M | +1,097.5% |
| Year | Value | Change |
|---|---|---|
| $11.77M | +357.2% | |
| -$4.58M | +42.6% | |
| -$7.97M | -5.8% | |
| -$7.54M | - |
FAQ
What is the current annual operating profit of UPST?
As of today, UPST annual operating profit is -$172.86M
What is 1-year change in UPST annual operating profit?
UPST annual operating profit is up +32.62% year-over-year
What is 3-year change in UPST annual operating profit?
UPST annual operating profit is down -222.70% over the past 3 years
How far is UPST annual operating profit from its all-time high?
UPST annual operating profit is currently -222.70% below its historical high of $140.88M set on December 31, 2021
How does UPST annual operating profit rank versus sector peers?
UPST annual operating profit is higher than 1.29% of companies in Financial Services sector
When is UPST next annual earnings release?
The next annual earnings release for UPST is on
Quarterly Operating Profit
$23.67M$19.12M+421.05%
Summary
- Current Value
- As of today, UPST quarterly operating profit is $23.67M, up +421.05% on
- Historical Performance
- UPST quarterly operating profit is up +152.41% year-over-year, and up +140.74% over the past 3 years
- All-Time High Comparison
- UPST quarterly operating profit is currently -60.83% below its historical high of $60.41M set on
- 3-Year Low Comparison
- UPST quarterly operating profit is +117.95% above its 3-year low of -$131.84M reached on
- Sector Comparison
- UPST quarterly operating profit is higher than 59.41% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| Quarterly Operating Profit | $23.67M | +421.1% | +152.4% | +140.7% | +93.9% | |
| Annual Operating Profit | -$172.86M | – | +32.6% | -222.7% | -3678.3% | |
| TTM Operating Profit | $18.96M | +138.0% | +108.8% | +275.6% | +287.9% | |
| Price | $50.32 | -2.9% | -16.5% | +284.4% | -9.2% | |
| PE Ratio | 220.99 | -2.9% | – | – | -67.4% | |
| Quarterly Revenue | $277.11M | +7.7% | +70.9% | +76.2% | +324.0% | |
| Quarterly EPS | $0.23 | +320.4% | +405.5% | +133.3% | +73.7% | |
| Quarterly Gross Profit | $270.97M | +7.8% | +72.9% | +76.5% | +100.0% | |
| Quarterly Operating Expenses | $247.31M | +0.2% | +22.5% | +16.9% | +2125.9% |
Quarterly Operating Profit Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $23.67M | at high | |
| 3Y | $23.67M | at high | |
| 5Y | $60.41M | -60.8% | |
| All | $60.41M | -60.8% |
Quarterly Operating Profit Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | -$4.75M | N/A | +598.2% |
| 3Y | -$131.84M | +118.0% | |
| 5Y | -$131.84M | +118.0% | |
| All | -$131.84M | +118.0% |
Quarterly Operating Profit History
FAQ
What is the current quarterly operating profit of UPST?
As of today, UPST quarterly operating profit is $23.67M
What is UPST quarterly operating profit most recent change?
UPST quarterly operating profit was up +421.05% on September 30, 2025
What is 1-year change in UPST quarterly operating profit?
UPST quarterly operating profit is up +152.41% year-over-year
How far is UPST quarterly operating profit from its all-time high?
UPST quarterly operating profit is currently -60.83% below its historical high of $60.41M set on December 31, 2021
How does UPST quarterly operating profit rank versus sector peers?
UPST quarterly operating profit is higher than 59.41% of companies in Financial Services sector
When is UPST next earnings release?
The next earnings release for UPST is on
TTM Operating Profit
$18.96M$68.82M+138.03%
Summary
- Current Value
- As of today, UPST TTM operating profit is $18.96M, up +138.03% on
- Historical Performance
- UPST TTM operating profit is up +108.79% year-over-year, and up +275.56% over the past 3 years
- All-Time High Comparison
- UPST TTM operating profit is currently -88.16% below its historical high of $160.14M set on
- 3-Year Low Comparison
- UPST TTM operating profit is +106.67% above its 3-year low of -$284.08M reached on
- Sector Comparison
- UPST TTM operating profit is higher than 44.83% of companies in Financial Services sector
Performance
| Metric | Date | Value | 3M | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|
| TTM Operating Profit | $18.96M | +138.0% | +108.8% | +275.6% | +287.9% | |
| Annual Operating Profit | -$172.86M | – | +32.6% | -222.7% | -3678.3% | |
| Quarterly Operating Profit | $23.67M | +421.1% | +152.4% | +140.7% | +93.9% | |
| Price | $50.32 | -2.9% | -16.5% | +284.4% | -9.2% | |
| PE Ratio | 220.99 | -2.9% | – | – | -67.4% | |
| TTM Revenue | $966.73M | +13.5% | +73.3% | -3.4% | +361.9% | |
| TTM EPS | $0.23 | +398.0% | +111.8% | +315.6% | +51.7% | |
| TTM Gross Profit | $943.66M | +13.8% | +77.1% | +37.6% | +100.0% | |
| Quarterly Operating Expenses | $247.31M | +0.2% | +22.5% | +16.9% | +2125.9% |
TTM Operating Profit Highs
| Period | High | Date | Current |
|---|---|---|---|
| 1Y | $18.96M | at high | |
| 3Y | $18.96M | at high | |
| 5Y | $160.14M | -88.2% | |
| All | $160.14M | -88.2% |
TTM Operating Profit Lows
| Period | Low | Date | Current |
|---|---|---|---|
| 1Y | -$172.86M | N/A | +111.0% |
| 3Y | -$284.08M | +106.7% | |
| 5Y | -$284.08M | +106.7% | |
| All | -$284.08M | +106.7% |
TTM Operating Profit History
FAQ
What is the current TTM operating profit of UPST?
As of today, UPST TTM operating profit is $18.96M
What is UPST TTM operating profit most recent change?
UPST TTM operating profit was up +138.03% on September 30, 2025
What is 1-year change in UPST TTM operating profit?
UPST TTM operating profit is up +108.79% year-over-year
How far is UPST TTM operating profit from its all-time high?
UPST TTM operating profit is currently -88.16% below its historical high of $160.14M set on March 31, 2022
How does UPST TTM operating profit rank versus sector peers?
UPST TTM operating profit is higher than 44.83% of companies in Financial Services sector
When is UPST next earnings release?
The next earnings release for UPST is on
Operating Profit Formula
Operating Profit = −
Data Sources & References
- UPST Official Website www.upstart.com
- Most Recent Quarterly Report (10-Q) www.sec.gov/Archives/edgar/data/1647639/000164763925000134/0001647639-25-000134-index.htm
- Most Recent Annual Report (10-K) www.sec.gov/Archives/edgar/data/1647639/000164763925000018/0001647639-25-000018-index.htm
- UPST Profile on Yahoo Finance finance.yahoo.com/quote/UPST
- UPST Profile on NASDAQ.com www.nasdaq.com/market-activity/stocks/upst