Annual Gross Margin:
96.77%+1.62%(+1.70%)Summary
- As of today (October 3, 2025), UPST annual gross profit margin is 96.77%, with the most recent change of +1.62% (+1.70%) on December 31, 2024.
- During the last 3 years, UPST annual gross margin has risen by +96.77% (+100.00%).
- UPST annual gross margin is now -1.66% below its all-time high of 98.40%, reached on December 31, 2022.
Performance
UPST Gross Margin Chart
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Range
Earnings dates
Quarterly Gross Margin:
97.73%+0.73%(+0.75%)Summary
- As of today (October 3, 2025), UPST quarterly gross profit margin is 97.73%, with the most recent change of +0.73% (+0.75%) on June 30, 2025.
- Over the past year, UPST quarterly gross margin has increased by +1.51% (+1.57%).
- UPST quarterly gross margin is now -1.38% below its all-time high of 99.10%, reached on March 31, 2022.
Performance
UPST Quarterly Gross Margin Chart
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Gross Margin Formula
Gross Margin = Gross Profit
Revenue ✕ 100%
Revenue ✕ 100%
UPST Gross Margin Trends
| PeriodPeriod | AnnualAnnual | QuarterlyQuarterly |
|---|---|---|
| 1Y1 Year | +1.7% | +1.6% |
| 3Y3 Years | +100.0% | -0.8% |
| 5Y5 Years | +100.0% | +100.0% |
UPST Gross Margin Highs & Lows
| PeriodPeriod | Annual vs HighAnnual vs High | Annual vs LowAnnual vs Low | Quarter. vs HighQuarter. vs High | Quarter. vs LowQuarter. vs Low | |
|---|---|---|---|---|---|
| 3Y | 3-Year | -1.7% | >+9999.0% | -0.1% | +4.5% |
| 5Y | 5-Year | -1.7% | >+9999.0% | -1.4% | >+9999.0% |
| All-Time | All-Time | -1.7% | >+9999.0% | -1.4% | >+9999.0% |
UPST Gross Margin History
| Date | Annual | Quarterly |
|---|---|---|
| Jun 2025 | - | 97.73%(+0.8%) |
| Mar 2025 | - | 97.00%(-0.9%) |
| Dec 2024 | 96.77%(+1.7%) | 97.85%(+1.2%) |
| Sep 2024 | - | 96.68%(+0.5%) |
| Jun 2024 | - | 96.22%(+0.7%) |
| Mar 2024 | - | 95.59%(+2.2%) |
| Dec 2023 | 95.15%(-3.3%) | 93.51%(-2.9%) |
| Sep 2023 | - | 96.33%(-0.3%) |
| Jun 2023 | - | 96.61%(+3.1%) |
| Mar 2023 | - | 93.74%(-3.9%) |
| Dec 2022 | 98.40%(>+9900.0%) | 97.51%(-0.1%) |
| Sep 2022 | - | 97.63%(-0.9%) |
| Jun 2022 | - | 98.53%(-0.6%) |
| Mar 2022 | - | 99.10%(>+9900.0%) |
| Date | Annual | Quarterly |
|---|---|---|
| Dec 2021 | 0.00%(0.0%) | 0.00%(0.0%) |
| Sep 2021 | - | 0.00%(0.0%) |
| Jun 2021 | - | 0.00%(0.0%) |
| Mar 2021 | - | 0.00%(0.0%) |
| Dec 2020 | 0.00%(0.0%) | 0.00%(0.0%) |
| Sep 2020 | - | 0.00%(0.0%) |
| Jun 2020 | - | 0.00%(0.0%) |
| Mar 2020 | - | 0.00%(0.0%) |
| Dec 2019 | 0.00%(0.0%) | 0.00%(0.0%) |
| Sep 2019 | - | 0.00%(0.0%) |
| Jun 2019 | - | 0.00%(0.0%) |
| Mar 2019 | - | 0.00%(0.0%) |
| Dec 2018 | 0.00%(0.0%) | - |
| Dec 2018 | - | 0.00% |
| Dec 2017 | 0.00% | - |
FAQ
- What is Upstart Holdings, Inc. annual gross profit margin?
- What is the all-time high annual gross margin for Upstart Holdings, Inc.?
- What is Upstart Holdings, Inc. annual gross margin year-on-year change?
- What is Upstart Holdings, Inc. quarterly gross profit margin?
- What is the all-time high quarterly gross margin for Upstart Holdings, Inc.?
- What is Upstart Holdings, Inc. quarterly gross margin year-on-year change?
What is Upstart Holdings, Inc. annual gross profit margin?
The current annual gross margin of UPST is 96.77%
What is the all-time high annual gross margin for Upstart Holdings, Inc.?
Upstart Holdings, Inc. all-time high annual gross profit margin is 98.40%
What is Upstart Holdings, Inc. annual gross margin year-on-year change?
Over the past year, UPST annual gross profit margin has changed by +1.62% (+1.70%)
What is Upstart Holdings, Inc. quarterly gross profit margin?
The current quarterly gross margin of UPST is 97.73%
What is the all-time high quarterly gross margin for Upstart Holdings, Inc.?
Upstart Holdings, Inc. all-time high quarterly gross profit margin is 99.10%
What is Upstart Holdings, Inc. quarterly gross margin year-on-year change?
Over the past year, UPST quarterly gross profit margin has changed by +1.51% (+1.57%)