UNTY logo

Unity Bancorp (UNTY)

Profile

Full Name

Unity Bancorp, Inc.

Ticker Symbol

UNTY

Exchange

NASDAQ

Sector

Financial Services

Industry

Banks - Regional

Country

United States

IPO

January 14, 1997

Indexes

Not included

Website

http://www.unitybank.com

Employees

220

Key Details

Price

$40.67(+2.08%)

Market cap

$409.79M(Small cap)

Last Dividend

$0.14

TTM Dividend yield

1.30%

Annual revenue

$105.94M(+3.64% YoY)

Annual EPS

$4.06(+5.73% YoY)

PE ratio

10.02

Next earnings date

Jul 11, 2025

Next ex-dividend date

N/A

Next split date

N/A

Price

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Current Price

$40.67
UNTY price is $40.67

30-Day Relative Volume

0.96
UNTY 30-day relative volume is 0.96

Price Performance

Price Today change

+2.08%
UNTY price is up +2.08% today

Price YTD change

-6.74%
UNTY price is down -6.74% since January 1st

Price 1-year change

+53.88%
UNTY price is up +53.88% year-on-year

Price 3-year change

+43.46%
UNTY price is up +43.46% over the past 3 years

Price Range

Price All-time high

$51.22
UNTY price is currently -20.60% below its historical high of $51.22

Price 3-year low

$20.01
UNTY price is currently +103.25% above its 3-year low

Capitalization

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Market cap

Market cap

$409.79M
UNTY market capitalization is $409.79 million

Market cap 3-year change

+37.76%
UNTY market capitalization is up +37.76% over the past 3 years

Market cap All-time high

$519.75M
UNTY market capitalization is currently -21.16% below its historical high of $519.75 million

Market cap sector rank

44.94%
UNTY market capitalization is higher than 44.94% of companies in Financial Services sector

Shares Outstanding

Shares Outstanding 1-Year Change

+0.32%
UNTY shares outstanding is up +0.32% year-on-year

Shares Outstanding 3-Year Change

-3.97%
UNTY shares outstanding is down -3.97% over the past 3 years

Technical Indicators

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Beta

0.74
UNTY beta is 0.74

200-day SMA

$39.72
UNTY price is currently +2.38% above its 200-day simple moving average

50-day SMA

$44.01
UNTY price is currently -7.59% below its 50-day simple moving average

RSI

45.92
UNTY 14-day relative strength index is 45.92

Volume

0.96
UNTY 30-day relative volume is 0.96

ATR

$1.94
UNTY average true range is $1.94

10-day Historical Volatility

47.14%
UNTY 10-day historical volatility is 47.14%

Dividend

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Events

Last Paid Dividend

$0.14
UNTY last dividend was $0.14 per share, with an ex-dividend date of March 14, 2025

Next Dividend

-
UNTY next dividend has not yet been announced

Dividend per share

Dividend per share

$0.52
UNTY annual dividend per share is $0.52

Dividend per share Sector Rank

25.71%
UNTY annual dividend per share is higher than 25.71% of companies in Financial Services sector

Dividend per share 1-Year Change

+8.33%
UNTY annual dividend per share is up +8.33% year-on-year

Dividend per share 3-Year Change

+44.44%
UNTY annual dividend per share is up +44.44% over the past 3 years

Dividend yield

Dividend yield

1.28%
UNTY annual dividend yield is 1.28%

Dividend yield Sector Rank

8.9%
UNTY annual dividend yield is higher than 8.9% of companies in Financial Services sector

Other

Payout ratio

12.11%
UNTY annual payout ratio is 12.11%

Dividends paid

$5.02M
UNTY annual dividends paid is $5.02 million

Free cash flow

$47.29M
UNTY annual free cash flow is $47.29 million

Income Statement

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Revenue

Revenue

$105.94M
UNTY annual revenue is $105.94 million

Revenue Analysts estimate

$120.46M
UNTY annual revenue is currently -12.05% lower than the consensus analysts' forecast

Revenue 1-year change

+3.64%
UNTY annual revenue is up +3.64% year-on-year

Revenue Sector rank

46.42%
UNTY annual revenue is higher than 46.42% of companies in Financial Services sector

EPS

EPS

$4.06
UNTY annual earnings per share is $4.06

EPS Analysts estimate

$4.81
UNTY annual earnings per share is currently -15.65% lower than the consensus analysts' forecast

EPS 1-year change

+5.73%
UNTY annual earnings per share is up +5.73% year-on-year

EPS Sector rank

77.74%
UNTY annual earnings per share is higher than 77.74% of companies in Financial Services sector

Profit

Gross profit

-
UNTY annual gross profit value is unknown

Gross margin

-
UNTY annual gross profit margin value is unknown

Operating profit

-
UNTY annual operating income value is unknown

Operating margin

-
UNTY annual operating profit margin value is unknown

Net income

$41.45M
UNTY annual net profit is $41.45 million

Net margin

39.13%
UNTY annual net profit margin is 39.13%

Expenses

Total expenses

-
UNTY annual total expenses value is unknown

Operating expenses

$33.42M
UNTY annual total operating expenses is $33.42 million

Cost of goods sold

-
UNTY annual cost of goods sold value is unknown

Selling, general & administrative expenses

$33.42M
UNTY annual SGA is $33.42 million

Depreciation and amortization

$2.58M
UNTY annual depreciation & amortization is $2.58 million

Interest expense

-
UNTY annual interest expense value is unknown

Income tax

$12.94M
UNTY annual income tax is $12.94 million

EBIT & EBITDA

EBIT

$111.52M
UNTY annual earnings before interest & taxes is $111.52 million

EBITDA

$114.10M
UNTY annual EBITDA is $114.10 million

Balance Sheet

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Assets

Total assets

$2.65B
UNTY annual total assets is $2.65 billion

Non current assets

$2.41B
UNTY annual long term assets is $2.41 billion

Current assets

$287.01M
UNTY annual total current assets is $287.01 million

Cash and cash equivalents

$180.44M
UNTY annual cash & cash equivalents is $180.44 million

Accounts receivable

$12.69M
UNTY annual accounts receivable is $12.69 million

Inventory

-
UNTY annual inventory value is unknown

Liabilities

Total liabilities

$2.36B
UNTY annual total liabilities is $2.36 billion

Long term liabilities

$2.33B
UNTY annual total long term liabilities is $2.33 billion

Current liabilities

$1.70M
UNTY annual total current liabilities is $1.70 million

Accounts payable

$1.70M
UNTY annual accounts payable is $1.70 million

Debt

Total debt

$230.81M
UNTY annual total debt is $230.81 million

Total debt 1-year change

-37.06%
UNTY annual total debt is down -37.06% year-on-year

Long term debt

$230.81M
UNTY annual long term debt is $230.81 million

Short term debt

-
UNTY annual short term debt value is unknown

Equity & Capital

Shareholders equity

$295.58M
UNTY annual stockholders equity is $295.58 million

Book value

$295.58M
UNTY annual book value is $295.58 million

Retained earnings

$227.33M
UNTY annual retained earnings is $227.33 million

Working capital

$285.31M
UNTY annual working capital is $285.31 million

Cash Flow Statement

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Cashflow Activities

Cash from operations

$47.99M
UNTY annual cash flow from operations is $47.99 million

Cash from operations 1-year change

+2.3%
UNTY annual cash flow from operations is up +2.3% year-on-year

Cash from investing

-$92.81M
UNTY annual cash flow from investing activities is -$92.81 million

Cash from investing 1-year change

-60.45%
UNTY annual cash flow from investing activities is down -60.45% year-on-year

Cash from financing

$30.49M
UNTY annual cash flow from financing activities is $30.49 million

Cash from financing 1-year change

-66.47%
UNTY annual cash flow from financing activities is down -66.47% year-on-year

CAPEX

CAPEX

$693.00K
UNTY annual capital expenditures is $693.00 thousand

CAPEX 1-year change

-27.43%
UNTY annual capital expenditures is down -27.43% year-on-year

Free Cash Flow

Free cash flow

$47.29M
UNTY annual free cash flow is $47.29 million

Free cash flow 1-year change

+2.92%
UNTY annual free cash flow is up +2.92% year-on-year

Profitability Ratios

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Margins

Gross margin

-
UNTY annual gross profit margin value is unknown

Operating margin

-
UNTY annual operating profit margin value is unknown

Net margin

39.13%
UNTY annual net profit margin is 39.13%

ROA & ROE

ROA

1.58%
UNTY annual return on assets is 1.58%

ROE

14.88%
UNTY annual return on equity is 14.88%

Valuation

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PE Ratio

PE ratio

10.02
UNTY price to earnings ratio is 10.02

PE ratio Sector rank

29.28%
UNTY price to earnings ratio is higher than 29.28% of companies in Financial Services sector

PB Ratio

PB ratio

1.39
UNTY price to book ratio is 1.39

PB ratio Sector rank

66.78%
UNTY price to book ratio is higher than 66.78% of companies in Financial Services sector

PS Ratio

PS ratio

3.87
UNTY price to sales ratio is 3.87

PS ratio Sector rank

72.64%
UNTY price to sales ratio is higher than 72.64% of companies in Financial Services sector

Enterprise value

Enterprise value

$460.17M
UNTY enterprise value is $460.17 million

Enterprise value Sector rank

44.43%
UNTY enterprise value is higher than 44.43% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

4.03
UNTY EV/EBITDA is 4.03

EV/EBITDA Sector rank

53.76%
UNTY EV/EBITDA is higher than 53.76% of companies in Financial Services sector

Financial Health

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Liquidity

Current ratio

168.63
UNTY annual current ratio is 168.63

Quick ratio

-
UNTY annual quick ratio value is unknown

Leverage

Debt to equity

0.78
UNTY annual debt to equity ratio is 0.78

Interest coverage ratio

-
UNTY annual interest coverage ratio value is unknown

Risk & Stability

Piotroski F-Score

-
UNTY piotroski f-score value is unknown

Altman Z-Score

0.53
UNTY altman z-score is 0.53

Analyst ratings

Recent major analysts updates

Jan 16, 25 Piper Sandler
Overweight
Jan 16, 25 Keefe, Bruyette & Woods
Outperform
Dec 4, 24 Keefe, Bruyette & Woods
Outperform
Oct 14, 24 Piper Sandler
Overweight
Jul 15, 24 Keefe, Bruyette & Woods
Outperform
Apr 6, 23 Keefe, Bruyette & Woods
Outperform
Dec 15, 22 Janney Montgomery Scott
Buy
Apr 7, 22 Piper Sandler
Overweight
Mar 10, 20 DA Davidson
Buy
Jul 12, 18 Keefe, Bruyette & Woods
Outperform

Institutional Ownership

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  • What is the ticker symbol for Unity Bancorp?
  • Does Unity Bancorp pay dividends?
  • What sector is Unity Bancorp in?
  • What industry is Unity Bancorp in?
  • What country is Unity Bancorp based in?
  • When did Unity Bancorp go public?
  • Is Unity Bancorp in the S&P 500?
  • Is Unity Bancorp in the NASDAQ 100?
  • Is Unity Bancorp in the Dow Jones?
  • When was Unity Bancorp's last earnings report?
  • When does Unity Bancorp report earnings?
  • Should I buy Unity Bancorp stock now?

What is the ticker symbol for Unity Bancorp?

The ticker symbol for Unity Bancorp is NASDAQ:UNTY

Does Unity Bancorp pay dividends?

Yes, Unity Bancorp pays dividends. The last payment was $0.14, with an ex-dividend date on March 14, 2025

What sector is Unity Bancorp in?

Unity Bancorp is in the Financial Services sector

What industry is Unity Bancorp in?

Unity Bancorp is in the Banks - Regional industry

What country is Unity Bancorp based in?

Unity Bancorp is headquartered in United States

When did Unity Bancorp go public?

Unity Bancorp's initial public offering (IPO) was on January 14, 1997

Is Unity Bancorp in the S&P 500?

No, Unity Bancorp is not included in the S&P 500 index

Is Unity Bancorp in the NASDAQ 100?

No, Unity Bancorp is not included in the NASDAQ 100 index

Is Unity Bancorp in the Dow Jones?

No, Unity Bancorp is not included in the Dow Jones index

When was Unity Bancorp's last earnings report?

Unity Bancorp's most recent earnings report was on Jan 15, 2025

When does Unity Bancorp report earnings?

The next expected earnings date for Unity Bancorp is Jul 11, 2025

Should I buy Unity Bancorp stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions
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