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Hanover Insurance (THG) Company Overview

Profile

Full Name:

The Hanover Insurance Group, Inc.

Sector:

Financial Services

Industry:

Insurance - Property & Casualty

Country:

United States

IPO:

October 11, 1995

Indexes:

Not included

Website:

http://www.hanover.com

Description:

Hanover Insurance Group, Inc. is an American insurance holding company. It has a history dating back to 1852. It was established in its current form in 1995 in the state of Delaware. The main activities of Hanover include property insurance and accident insurance services. The company divides its operations into three segments: commercial lines, personal lines, and other. In the commercial and personal lines segments, the company provides insurance for commercial and personal property and accidents through Hanover Insurance, Citizens, and other THG subsidiary companies. The "Other" segment includes Opus Investment Management, Inc., a wholly owned subsidiary of THG, which provides investment management services to insurance and non-insurance companies, as well as unaffiliated organizations, pension funds, and other entities.

Key Details

Price

$167.00

Market Cap

$6.00 B(Mid cap)

Last Dividend

$0.90

TTM Dividend Yield

2.07%

Annual Revenue

$6.24 B(+4.59% YoY)

Annual EPS

$11.70(+1093.88% YoY)

PE Ratio

14.29

Annual ROE

16.05%

Annual Debt To Equity

0.28

Beta

0.29

Events Calendar

Earnings

Next earnings date:

May 1, 2025

Recent quarterly earnings:

Feb 4, 2025

Recent annual earnings:

Feb 4, 2025
Dividend

Next ex-dividend date:

Mar 14, 2025

Recent ex-dividend date:

Dec 13, 2024
Splits

Next split:

N/A

Recent split:

N/A

Analyst ratings

Recent major analysts updates

Feb 10, 25 Keefe, Bruyette & Woods
Market Perform
Feb 6, 25 Morgan Stanley
Equal-Weight
Jan 10, 25 Keefe, Bruyette & Woods
Market Perform
Dec 19, 24 BMO Capital
Outperform
Dec 5, 24 Morgan Stanley
Equal-Weight
Nov 21, 24 Janney Montgomery Scott
Neutral
Nov 7, 24 Keefe, Bruyette & Woods
Market Perform
Nov 1, 24 Piper Sandler
Overweight
Nov 1, 24 Oppenheimer
Outperform
Oct 31, 24 JMP Securities
Market Outperform

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Market Data

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Price

Current Price

$167.00
THG price is $167.00

Price All-time High

$167.00
THG price is currently at an all-time high

Price Analysts Target

$179.00
THG price is currently -6.70% lower than the consensus analysts' forecast

Price Most Recent Change

+3.73%
THG price was up +3.73% on Feb 27, 2025

Price YTD Change

+7.98%
THG price is up +7.98% since January 1st

Price 3-Year Change

+18.09%
THG price is up +18.09% over the past 3 years

Market cap

Market Cap

$6.00 B
THG market capitalization is $6.00 billion

Market Cap 3-Year Change

+19.58%
THG market capitalization is up +19.58% over the past 3 years

Market Cap All-time High

$6.00 B
THG market capitalization is currently at an all-time high

Market Cap Sector Rank

80.11%
THG market capitalization is higher than 80.11% of companies in Financial Services sector

Technical

Beta

0.29
THG beta is 0.29

200-day SMA

$145.35
THG price is currently +14.89% above its 200-day simple moving average

14-day RSI

61.71
THG 14-day relative strength index is 61.71

30-day Relative Volume

1.16
THG 30-day relative volume is 1.16

Dividend

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Events

Last Paid Dividend

$0.90
THG last dividend was $0.90 per share, with an ex-dividend date of December 13, 2024

Next Dividend

$0.90
THG has announced a dividend of $0.90 per share, with an ex-dividend date set for March 14, 2025

Dividend per share

Annual Dividend Per Share

$3.40
THG annual dividend per share is $3.40

Annual Dividend Per Share Sector Rank

95.02%
THG annual dividend per share is higher than 95.02% of companies in Financial Services sector

Annual Dividend Per Share 1-Year Change

+3.66%
THG annual dividend per share is up +3.66% year-on-year

Annual Dividend Per Share 3-Year Change

+19.3%
THG annual dividend per share is up +19.3% over the past 3 years

Dividend yield

Annual Dividend Yield

2.04%
THG annual dividend yield is 2.04%

Annual Dividend Yield Sector Rank

18.77%
THG annual dividend yield is higher than 18.77% of companies in Financial Services sector

Other

Annual Payout Ratio

29.13%
THG annual payout ratio is 29.13%

Annual Dividends Paid

$124.10 M
THG annual dividends paid is $124.10 million

Annual FCF

$796.20 M
THG annual free cash flow is $796.20 million

Profitability

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Revenue

Annual Revenue

$6.24 B
THG annual revenue is $6.24 billion

Annual Revenue Analysts Estimate

$6.56 B
THG annual revenue is currently -4.96% lower than the consensus analysts' forecast

Annual Revenue 1-Year Change

+4.59%
THG annual revenue is up +4.59% year-on-year

Annual Revenue Sector Rank

89.3%
THG annual revenue is higher than 89.3% of companies in Financial Services sector

Profit

Annual Gross Profit

-
THG annual gross profit value is unknown

Annual Gross Margin

-
THG annual gross profit margin value is unknown

Annual Operating Profit

-
THG annual operating income value is unknown

Annual Operating Margin

-
THG annual operating profit margin value is unknown

Annual Net Income

$426.00 M
THG annual net profit is $426.00 million

Annual Net Margin

6.83%
THG annual net profit margin is 6.83%

EPS

Annual EPS

$11.70
THG annual earnings per share is $11.70

Annual EPS Analysts Estimate

$14.47
THG annual earnings per share is currently -19.16% lower than the consensus analysts' forecast

Annual EPS 1-Year Change

+1093.88%
THG annual earnings per share is up +1093.88% year-on-year

Annual EPS Sector Rank

94.56%
THG annual earnings per share is higher than 94.56% of companies in Financial Services sector

ROA & ROE

Annual ROA

2.85%
THG annual return on assets is 2.85%

Annual ROE

16.05%
THG annual return on equity is 16.05%

EBIT & EBITDA

Annual EBIT

$571.90 M
THG annual earnings before interest & taxes is $571.90 million

Annual EBITDA

$573.40 M
THG annual EBITDA is $573.40 million

Valuation

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PE Ratio

PE Ratio

14.29
THG price to earnings ratio is 14.29

PE Ratio Sector Rank

52.78%
THG price to earnings ratio is higher than 52.78% of companies in Financial Services sector

PB Ratio

PB Ratio

2.11
THG price to book ratio is 2.11

PB Ratio Sector Rank

77.89%
THG price to book ratio is higher than 77.89% of companies in Financial Services sector

PS Ratio

PS Ratio

0.96
THG price to sales ratio is 0.96

PS Ratio Sector Rank

13.61%
THG price to sales ratio is higher than 13.61% of companies in Financial Services sector

Enterprise value

Enterprise Value

$6.31 B
THG enterprise value is $6.31 billion

Enterprise Value Sector Rank

79.79%
THG enterprise value is higher than 79.79% of companies in Financial Services sector

EV/EBITDA

EV/EBITDA

-
THG EV/EBITDA value is unknown

EV/EBITDA Sector Rank

-
THG EV/EBITDA is unknown

Financial Health

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Liquidity

Annual Current Ratio

69.15
THG annual current ratio is 69.15

Annual Quick Ratio

-
THG annual quick ratio value is unknown

Leverage

Annual Debt To Equity

0.28
THG annual debt to equity ratio is 0.28

Annual Interest Coverage Ratio

16.77
THG annual interest coverage ratio is 16.77

Risk & Stability

Piotroski F-Score

-
THG piotroski f-score value is unknown

Altman Z-Score

1.44
THG altman z-score is 1.44

Balance Sheet

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Assets

Annual Total Assets

$15.32 B
THG annual total assets is $15.32 billion

Annual Non Current Assets

$1.55 B
THG annual long term assets is $1.55 billion

Annual Current Assets

$4.27 B
THG annual total current assets is $4.27 billion

Annual Cash & Cash Equivalents

$471.80 M
THG annual cash & cash equivalents is $471.80 million

Equity

Annual Book Value

$2.84 B
THG annual book value is $2.84 billion

Annual Working Capital

$4.21 B
THG annual working capital is $4.21 billion

Liabilities

Annual Total Liabilities

$12.48 B
THG annual total liabilities is $12.48 billion

Annual Total Long Term Liabilities

$11.47 B
THG annual total long term liabilities is $11.47 billion

Annual Current Liabilities

$61.80 M
THG annual total current liabilities is $61.80 million

Annual Accounts Payable

$37.70 M
THG annual accounts payable is $37.70 million

Debt

Annual Total Debt

$784.10 M
THG annual total debt is $784.10 million

Annual Total Debt 1-Year Change

+0.11%
THG annual total debt is up +0.11% year-on-year

Annual Long Term Debt

$722.30 M
THG annual long term debt is $722.30 million

Annual Short Term Debt

$61.80 M
THG annual short term debt is $61.80 million

Expenses

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Annual Total Expenses

$5.70 B
THG annual total expenses is $5.70 billion

Annual Operating Expenses

$686.40 M
THG annual total operating expenses is $686.40 million

Annual Cost Of Goods Sold

-
THG annual cost of goods sold value is unknown

Annual SGA

-
THG annual SGA value is unknown

Annual D&A

$1.50 M
THG annual depreciation & amortization is $1.50 million

Annual Interest Expense

$34.10 M
THG annual interest expense is $34.10 million

Cash Flow

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Cashflow Activities

Annual CFO

$806.40 M
THG annual cash flow from operations is $806.40 million

Annual CFO 1-Year Change

+122.95%
THG annual cash flow from operations is up +122.95% year-on-year

Annual CFI

-$540.90 M
THG annual cash flow from investing activities is -$540.90 million

Annual CFI 1-Year Change

-136.72%
THG annual cash flow from investing activities is down -136.72% year-on-year

Annual CFF

-$145.50 M
THG annual cash flow from financing activities is -$145.50 million

Annual CFF 1-Year Change

-19.16%
THG annual cash flow from financing activities is down -19.16% year-on-year

Free CashFlow

Annual FCF

$796.20 M
THG annual free cash flow is $796.20 million

Annual FCF 1-Year Change

+127.62%
THG annual free cash flow is up +127.62% year-on-year

CAPEX

Annual CAPEX

$10.20 M
THG annual capital expenditures is $10.20 million

Annual CAPEX 1-Year Change

-14.29%
THG annual capital expenditures is down -14.29% year-on-year

Institutional Ownership

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FAQ

  • What is the ticker symbol for Hanover Insurance?
  • Does Hanover Insurance pay dividends?
  • What sector is Hanover Insurance in?
  • What industry is Hanover Insurance in?
  • What country is Hanover Insurance based in?
  • When did Hanover Insurance go public?
  • Is Hanover Insurance in the S&P 500?
  • Is Hanover Insurance in the NASDAQ 100?
  • Is Hanover Insurance in the Dow Jones?
  • When was Hanover Insurance's last earnings report?
  • When does Hanover Insurance report earnings?
  • Should I buy Hanover Insurance stock now?

What is the ticker symbol for Hanover Insurance?

The ticker symbol for Hanover Insurance is NYSE:THG

Does Hanover Insurance pay dividends?

Yes, Hanover Insurance pays dividends. The last payment was $0.90, with an ex-dividend date on December 13, 2024

What sector is Hanover Insurance in?

Hanover Insurance is in the Financial Services sector

What industry is Hanover Insurance in?

Hanover Insurance is in the Insurance - Property & Casualty industry

What country is Hanover Insurance based in?

Hanover Insurance is headquartered in United States

When did Hanover Insurance go public?

Hanover Insurance's initial public offering (IPO) was on October 11, 1995

Is Hanover Insurance in the S&P 500?

No, Hanover Insurance is not included in the S&P 500 index

Is Hanover Insurance in the NASDAQ 100?

No, Hanover Insurance is not included in the NASDAQ 100 index

Is Hanover Insurance in the Dow Jones?

No, Hanover Insurance is not included in the Dow Jones index

When was Hanover Insurance's last earnings report?

Hanover Insurance's most recent earnings report was on Feb 4, 2025

When does Hanover Insurance report earnings?

The next expected earnings date for Hanover Insurance is May 1, 2025

Should I buy Hanover Insurance stock now?

As of today, analysts generally recommend a 'Buy' rating. However, it's important to do your own research and consider your financial situation before making any investment decisions